2716 Woodside Dr · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Rent growth +5.0/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- ARV discount +0.0/15.0
$54,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTOR SPECIAL!!! 3 bedroom 1.5 bath. In need of some TLC. Sold as-is.
Key facts
- 0.32 acre lot
- 2 parking spots
- Built 1957
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $55k.
Deal economics
- At list price, monthly cash flow is $529 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $53k (3.0% below list) — sets the bar for market timing.
- Cap rate 17.9% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+13.6%/yr); 121 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- At $1,201/mo this rent would consume 48% of the median local household income ($30k/yr) (locally 1099% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $6k of equity ($380 loan paydown + $5k appreciation (10.0% local appreciation)).
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 27y ago; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.19% ✓
- Cap rate
- 17.87%
- Cash-on-cash
- 41.33%
- DSCR
- 2.84
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $47,095
- List price
- $54,900
- Delta
- 16.57%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2716 Woodside Dr | 0.00mi | 3/1.5 | 1,184 (0%) | 0mo | $54,900 | $46 | 100 |
| 1319 Dorgan St | 0.29mi | 3/2.0 | 1,131 (-4%) | 1mo | $65,000 | $57 | 76 |
| 2566 Mcdowell Cir | 0.52mi | 3/1.5 | 1,204 (+2%) | 3mo | $35,000 | $29 | 71 |
| 2805 Engleside Dr | 0.73mi | 3/1.0 | 1,200 (+1%) | 0mo | $54,200 | $45 | 61 |
| 2920 Lakewood Dr | 0.50mi | 4/2.0 (+1) | 1,125 (-5%) | 1mo | $69,900 | $62 | 61 |
| 404 Mcdowell Park Cir | 0.32mi | 3/1.5 | 1,358 (+15%) | 4mo | $99,000 | $73 | 58 |
| 2646 Revere St | 0.38mi | 3/1.0 | 1,360 (+15%) | 0mo | $30,000 | $22 | 55 |
| 1776 Wood Glen Dr | 0.51mi | 3/2.0 | 1,309 (+11%) | 5mo | $39,900 | $30 | 52 |
| 2677 Shannon St | 0.56mi | 3/1.0 | 1,032 (-13%) | 2mo | $60,000 | $58 | 48 |
| 2842 Teresa Dr | 0.52mi | 3/1.0 | 1,008 (-15%) | 2mo | $35,000 | $35 | 48 |
| 2877 Teresa Dr | 0.57mi | 3/1.5 | 1,006 (-15%) | 4mo | $105,000 | $104 | 45 |
| 1416 Wooddell Dr | 0.70mi | 3/2.0 | 1,357 (+15%) | 4mo | $35,000 | $26 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 60.0%
- Equity multiple
- 5.55×
- Total profit
- $70,009
- Equity at exit
- $49,458
- IRR
- 55.7%
- Equity multiple
- 13.72×
- Total profit
- $195,457
- Equity at exit
- $106,659
Cash invested: $15,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39204
- Home prices YoY
- 8.0%
- Rents YoY
- 13.6%
- Active inventory
- 121
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,201 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$109 /mo · $1,303/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $529
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,725
- Closing costs
- $1,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1513 Maria Dr Jackson, MS | 3.0 | 2.0 | 1120 | $1,200 | $1.07 | 14d | 1 | 0.13mi |
| 1513 Maria Dr Jackson, MS | 3.0 | 2.0 | 1120 | $1,200 | $1.07 | 23d | 1 | 0.13mi |
| 1126 Barbara Ann Dr Jackson, MS | 3.0 | 1.0 | 1343 | $1,000 | $0.74 | 14d | 1 | 0.24mi |
| 1126 Barbara Ann Dr Jackson, MS | 3.0 | 1.0 | 1343 | $1,000 | $0.74 | 44d | 1 | 0.24mi |
| 427 McDowell Park Cir Jackson, MS | 3.0 | 1.5 | 1308 | $1,200 | $0.92 | 14d | 1 | 0.36mi |
| 2242 Castle Hill Dr Jackson, MS | 4.0 | 2.0 | 1500 | $1,475 | $0.98 | 14d | 1 | 0.43mi |
| 2242 Castle Hill Dr Jackson, MS | 4.0 | 2.0 | 1500 | $1,475 | $0.98 | 23d | 1 | 0.43mi |
| 2873 Teresa Dr Jackson, MS | 3.0 | 1.0 | 1100 | $1,100 | $1.00 | 44d | 1 | 0.54mi |
| 3030 Oak Forest Dr Jackson, MS | 3.0 | 2.0 | 1200 | $1,100 | $0.92 | 14d | 1 | 0.62mi |
| 3030 Oak Forest Dr Jackson, MS | 3.0 | 1.5 | 1200 | $1,100 | $0.92 | 44d | 1 | 0.62mi |
| 1223 Marydale Dr Jackson, MS | 3.0 | 1.0 | 1300 | $950 | $0.73 | 44d | 1 | 0.68mi |
| 3049 Lakewood Dr Jackson, MS | 3.0 | 1.0 | 1200 | $975 | $0.81 | 44d | 1 | 0.73mi |
| 3122 Oak Forest Dr Jackson, MS | 3.0 | 2.0 | 1421 | $1,100 | $0.77 | 44d | 1 | 0.78mi |
| 2786 Brookwood Dr Jackson, MS | 3.0 | 1.0 | 1003 | $1,100 | $1.10 | 44d | 1 | 0.78mi |
| 843 Reaves St Jackson, MS | 3.0 | 2.0 | 1408 | $1,084 | $0.77 | 44d | 1 | 0.81mi |
| 2858 Fairhill Dr Jackson, MS | 2.0 | 1.0 | 900 | $825 | $0.92 | 44d | 1 | 0.85mi |
| 3162 Oak Forest Dr Jackson, MS | 3.0 | 1.5 | 1280 | $1,236 | $0.97 | 44d | 1 | 0.86mi |
| 1533 Raymond Rd Jackson, MS | 2.0 | 1.0 | 1135 | $1,010 | $0.89 | 44d | 1 | 0.86mi |
| 3151 Shirley Dr Jackson, MS | 4.0 | 2.0 | 1474 | $1,306 | $0.89 | 14d | 1 | 0.87mi |
| 1219 Woody Dr Jackson, MS | 3.0 | 1.0 | 1058 | $1,150 | $1.09 | 23d | 1 | 0.87mi |
| 3152 Bilgray Dr Jackson, MS | 3.0 | 1.5 | 1200 | $1,100 | $0.92 | 14d | 1 | 0.95mi |
| 1805 Hospital Dr Jackson, MS | 3.0 | 2.0 | 1335 | $1,050 | $0.79 | 14d | 1 | 0.99mi |
| 3308 Ramona St Jackson, MS | 3.0 | 1.0 | 1104 | $1,150 | $1.04 | 21d | 1 | 1.15mi |
| 2401 Coronet Pl Jackson, MS | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 23d | 1 | 1.19mi |
| 316 Woody Dr Jackson, MS | 3.0 | 1.0 | 1185 | $1,250 | $1.05 | 14d | 1 | 1.28mi |
| 316 Woody Dr Jackson, MS | 3.0 | 1.0 | 1185 | $1,250 | $1.05 | 44d | 1 | 1.28mi |
| 5136 Lurline Dr Unit Ma Jackson, MS | 3.0 | 1.5 | 1134 | $1,100 | $0.97 | 14d | 1 | 1.31mi |
| 1645 Camellia Ln Jackson, MS | 3.0 | 2.0 | 1268 | $1,200 | $0.95 | 14d | 1 | 1.33mi |
| 422 Cooper Rd Jackson, MS | 3.0 | 1.0 | 1049 | $1,426 | $1.36 | 23d | 1 | 1.33mi |
| 1010 Deryll St Jackson, MS | 3.0 | 2.0 | 1143 | $1,050 | $0.92 | 14d | 1 | 1.34mi |
| 1018 Deryll St Jackson, MS | 3.0 | 1.0 | 1056 | $900 | $0.85 | 23d | 1 | 1.35mi |
| 267 Woody Dr Jackson, MS | 3.0 | 1.5 | 1165 | $1,100 | $0.94 | 44d | 1 | 1.36mi |
| 201 W Santa Clair St Jackson, MS | 2.0 | 1.0 | 1182 | $950 | $0.80 | 14d | 1 | 1.39mi |
| 201 W Santa Clair St Jackson, MS | 2.0 | 1.0 | 1182 | $950 | $0.80 | 23d | 1 | 1.39mi |
| 3511 Sykes Park Dr Jackson, MS | 3.0 | 2.0 | 1225 | $1,426 | $1.16 | 14d | 1 | 1.40mi |
| 1054 Deryll St Jackson, MS | 3.0 | 1.5 | 1132 | $1,050 | $0.93 | 14d | 1 | 1.41mi |
| 225 W McDowell Rd Jackson, MS | 1.0–3.0 | 1.0–2.0 | 900 | $1,200 | $1.33 | 44d | 18 | 1.42mi |
| 3341 Suncrest Dr Jackson, MS | 4.0 | 1.0 | 1292 | $1,225 | $0.95 | 44d | 1 | 1.48mi |
Listing history 22 events
-
2026-05-08price $54,900 73-char remark
Show marketing remark (73 chars)
INVESTOR SPECIAL!!! 3 bedroom 1.5 bath. In need of some TLC. Sold as-is.
-
2026-03-28$59,900 Active 73-char remark
Show marketing remark (73 chars)
INVESTOR SPECIAL!!! 3 bedroom 1.5 bath. In need of some TLC. Sold as-is.
-
2024-12-09historical $990
-
2024-08-18price $990
-
2024-08-18soldstatus
-
2024-07-23$1,150
-
2023-12-01soldstatus Closed 219-char remark
Show marketing remark (219 chars)
Newly remodeled home for sale. Home consists of 3 bedroom 1.5 bath. New appliances included. Currently rented. Tenant is currently paying $950 per month under a one year lease. Sold ''AS IS''Broker is related to seller.
-
2023-11-30soldstatus
-
2023-10-26status Pending 219-char remark
Show marketing remark (219 chars)
Newly remodeled home for sale. Home consists of 3 bedroom 1.5 bath. New appliances included. Currently rented. Tenant is currently paying $950 per month under a one year lease. Sold ''AS IS''Broker is related to seller.
-
2023-10-25price $59,590 219-char remark
Show marketing remark (219 chars)
Newly remodeled home for sale. Home consists of 3 bedroom 1.5 bath. New appliances included. Currently rented. Tenant is currently paying $950 per month under a one year lease. Sold ''AS IS''Broker is related to seller.
-
2023-10-20price $62,500 219-char remark
Show marketing remark (219 chars)
Newly remodeled home for sale. Home consists of 3 bedroom 1.5 bath. New appliances included. Currently rented. Tenant is currently paying $950 per month under a one year lease. Sold ''AS IS''Broker is related to seller.
-
2023-10-19$56,000 Active 219-char remark
Show marketing remark (219 chars)
Newly remodeled home for sale. Home consists of 3 bedroom 1.5 bath. New appliances included. Currently rented. Tenant is currently paying $950 per month under a one year lease. Sold ''AS IS''Broker is related to seller.
-
2021-10-04historical
-
2021-10-01historical
-
2004-02-05soldstatus
-
2003-08-26$54,900
-
2003-01-17soldstatus
-
2002-12-04$26,900
-
2002-07-26soldstatus
-
1999-05-08$45,000
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1995-09-25soldstatus
-
1994-06-04soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,303 · $109/mo
- Projected year-2 tax
- $1,303 · $109/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,412
- − Mortgage interest
- −$3,075
- − Property taxes
- −$1,303
- − Insurance
- −$274
- − Repairs & maintenance
- −$1,153
- − Management
- −$1,153
- − Depreciation
- −$1,597
- Taxable income
- $5,856
- Est. tax owed @ 24.0%
- −$1,405
- After-tax cash flow
- $4,948/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 13,249
- Household income
- $30,237
- Rent vs Own
- Severe rent burden
- 1099.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 4% Hispanic / Latino 3%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 17.25%
- Current HPI
- 233.9061
- Rent YoY
- ▲ 13.56%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+22.0% since first listed22 events — show timeline
- 2026-05-08 Price Changed $54,900 MLSU
- 2026-03-28 Listed $59,900 MLSU
- 2024-12-09 Rental Removed $990 APPFOLIO
- 2024-08-18 Price Changed $990 APPFOLIO
- 2024-08-18 Sold (Public Records) — Public Records
- 2024-07-23 Listed for Rent $1,150 APPFOLIO
- 2023-12-01 Sold (MLS) — MLSU
- 2023-11-30 Sold (Public Records) — Public Records
- 2023-10-26 Pending — MLSU
- 2023-10-25 Price Changed $59,590 MLSU
- 2023-10-20 Price Changed $62,500 MLSU
- 2023-10-19 Listed $56,000 MLSU
- 2021-10-04 Listing Removed — MLSU
- 2021-10-01 Listing Removed — MLSU
- 2004-02-05 Sold (Public Records) — Public Records
- 2003-08-26 Listed $54,900 MLSU
- 2003-01-17 Sold (MLS) — MLSU
- 2002-12-04 Listed $26,900 MLSU
- 2002-07-26 Sold (Public Records) — Public Records
- 1999-05-08 Listed $45,000 MLSU
- 1995-09-25 Sold (Public Records) — Public Records
- 1994-06-04 Sold (Public Records) — Public Records
Property tax history
+1.2%/yrLatest (2025): $1,303 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…