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26087 Countess Ln
B- Composite 68.97
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • ARV discount +8.2/15.0
  • Schools +4.1/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$225,000

26087 Countess Ln · Bonita Springs, FL 34135
2 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 252 Days on market
Built 1979 7,231 sqft lot Est $228k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Active 55+ community minutes from the beach, shopping, restaurants, movies and medical care. Spacious manufactured home with land ownership and NO HOA FEES! Offered turnkey furnished. Large rear Florida room with vinyl windows. Utility room with washer & dryer and plenty of storage. Large attached carport new in 2018. Plenty of room for golf cart and long driveway. Handicap ramp. New AC/Heat 2015, upgraded electrical panel 2016, washer 2017, microwave 2018. Optional club membership available for $1500 initiation fee and $300 annual fees. This provides access to clubhouse, heated pool, tennis, bocce ball, shuffleboard, library, fitness center and card room.

Key facts

  • Attached carport
  • Clubhouse
  • Long driveway

Tags

EXPANSIVE FLORIDA ROOMDEDICATED UTILITY ROOMATTACHED CARPORTLONG DRIVEWAYHEATED SWIMMING POOLCLUBHOUSE

Property features AI

Finance

  • Other: Zoned MH-1; Total living area reported as 1,344; Building area total reported as 7,248; Universal property ID available; Property categorized as manufactured home; Lot size approximately 0.17 acre (≈672 m²)
  • Financial info: No lease restrictions
  • HOA & community: Senior community

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
  • Home design: Manufactured home (single wide); Residential property; Faces northeast; One level; Homesteaded
  • Construction: Metal roof; Other construction materials; Slab foundation; Built on 0.17-acre lot
  • Exterior features: Private mailbox; Sliding doors; Asphalt road frontage

Interior

  • Kitchen: Cooktop; Range; Microwave; Dishwasher; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Ceiling fans; Walk-in closet(s); 4 total rooms
  • Laundry & utility: Washer; Dryer; Laundry: other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $225k.

Deal economics

  • At list price, monthly cash flow is $433 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $225k).
  • Recommended offer: $198k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 1.7% in Bonita Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#428 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: schools C-, cost of living C-, health & safety D.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.6%/yr); 835 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 252 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $138k; list at $225k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $198,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 252 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
10.88%
Cash-on-cash
16.37%
DSCR
1.73
GRM
6.3

CMA / ARV

ARV (on-the-fly)
$228,480
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
26057 Kings Rd 0.07mi 2/2.0 1,362 (+1%) 18mo $155,000 $114 79
26256 Imperial Harbor Blvd 0.40mi 2/2.0 1,320 (-2%) 12mo $225,000 $170 69
26377 Colony Rd 0.49mi 2/2.0 1,273 (-5%) 19mo $249,000 $196 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.72×
Total profit
$-17,365
Equity at exit
$33,548
10-year hold
IRR
-3.5%
Equity multiple
0.80×
Total profit
$-12,348
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34135

Rents YoY
-0.6%
Active inventory
835
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,989 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$228 /mo · $2,740/yr
Insurance
$94
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$628
Net cashflow
$433

Break-even live

Break-even rent $2,441
Max offer price $225,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
25925 Pebblecreek Dr Bonita Springs, FL 2.0 2.0 1498 $3,400 $2.27 21d 1 0.31mi
9250 Highland Woods Blvd #2308 Bonita Springs, FL 2.0 2.0 1100 $1,995 $1.81 3d 1 0.40mi
9250 Highland Woods Blvd #2308 Bonita Springs, FL 2.0 2.0 1100 $1,995 $1.81 23d 1 0.40mi
9200 Highland Woods Blvd Bonita Springs, FL 2.0 2.0 1083 $4,050 $3.74 15d 3 0.42mi
26390 Coco Cay Cir #101 Bonita Springs, FL 2.0 2.5 1498 $2,700 $1.80 23d 1 0.43mi
26282 Queen Mary Ln Bonita Springs, FL 2.0 2.0 1236 $1,800 $1.46 23d 1 0.47mi
26331 Coco Cay Cir Unit 103 Bonita Springs, FL 2.0 2.5 1520 $2,100 $1.38 21d 1 0.49mi
26310 Coco Cay Cir Unit 201 Bonita Springs, FL 3.0 3.5 1840 $3,195 $1.74 23d 1 0.51mi
26680 Bonita Fairways Blvd #201 Bonita Springs, FL 2.0 2.0 1216 $4,500 $3.70 23d 1 0.55mi
26691 Rosewood Pointe Dr #101 Bonita Springs, FL 2.0 2.0 1216 $3,600 $2.96 23d 1 0.56mi
9304 Lake Abby Ln Bonita Springs, FL 3.0 2.0 1631 $3,700 $2.27 3d 1 0.56mi
26660 Rosewood Pointe Dr #203 Bonita Springs, FL 2.0 2.0 1190 $3,500 $2.94 23d 1 0.58mi
26603 Bonita Fairways Blvd Bonita Springs, FL 3.0 2.0 1308 $4,500 $3.44 15d 1 0.59mi
9450 Highland Woods Blvd #6203 Bonita Springs, FL 2.0 2.0 1100 $6,000 $5.45 14d 1 0.61mi
26700 Rosewood Pointe Dr Bonita Springs, FL 2.0 2.0 1199 $2,200 $1.83 3d 2 0.61mi
9510 Village View Blvd Bonita Springs, FL 3.0 2.0 1587 $3,700 $2.33 23d 1 0.65mi
26610 Rosewood Pointe Dr #308 Bonita Springs, FL 2.0 2.0 1231 $2,100 $1.71 3d 1 0.66mi
9500 Highland Woods Blvd #207 Bonita Springs, FL 2.0 2.0 1162 $1,600 $1.38 23d 1 0.66mi
25735 Lake Amelia Way #105 Bonita Springs, FL 2.0 2.0 1230 $1,500 $1.22 23d 1 0.67mi
26589-610 Rosewood Pointe Dr Unit A 301 Bonita Springs, FL 2.0 2.0 986 $3,500 $3.55 23d 1 0.67mi
26600 Rosewood Pointe Dr Unit B-101 Bonita Springs, FL 2.0 2.0 983 $2,200 $2.24 3d 1 0.70mi
26600 Rosewood Pointe Dr Unit B-107 Bonita Springs, FL 3.0 2.0 1616 $6,000 $3.71 23d 1 0.70mi
25727 Lake Amelia Way #105 Bonita Springs, FL 2.0 2.0 1230 $2,200 $1.79 23d 1 0.71mi
26240 Bonita Fairways Blvd Bonita Springs, FL 3.0 2.5 1704 $2,999 $1.76 21d 1 0.71mi
9371 Lake Abby Ln Bonita Springs, FL 3.0 2.0 1796 $2,850 $1.59 23d 1 0.73mi
26991 Clarkston Dr #8106 Bonita Springs, FL 2.0 2.0 1556 $7,875 $5.06 23d 1 0.74mi
26175 Bonita Fairways Blvd Bonita Springs, FL 3.0 2.0 1308 $3,000 $2.29 15d 1 0.77mi
25806 Cockleshell Dr #314 Bonita Springs, FL 2.0 2.0 975 $1,800 $1.85 23d 1 0.77mi
26751 Clarkston Dr #102 Bonita Springs, FL 2.0 2.0 1256 $6,500 $5.18 23d 1 0.78mi
9124 Brendan Preserve Ct Bonita Springs, FL 3.0 2.0 1699 $2,950 $1.74 23d 1 0.84mi
26239 Bonita Fairways Cir Bonita Springs, FL 2.0 2.0 1088 $2,500 $2.30 23d 1 0.84mi
25480 Cockleshell Dr #1005 Bonita Springs, FL 2.0 2.5 1119 $4,600 $4.11 23d 1 0.88mi
25480 Cockleshell Dr #1005 Bonita Springs, FL 2.0 2.5 1129 $4,500 $3.99 21d 1 0.88mi
9192 Brendan Preserve Ct Bonita Springs, FL 3.0 2.5 1681 $6,500 $3.87 23d 1 0.89mi
8940 Colonnades Ct E Bonita Springs, FL 2.0 2.0 1013 $2,575 $2.54 10d 3 0.90mi
8940 Colonnades Ct E Bonita Springs, FL 2.0 2.0 1013 $2,675 $2.64 23d 2 0.90mi
8930 Colonnades Ct E #625 Bonita Springs, FL 2.0 2.0 1013 $3,000 $2.96 10d 1 0.93mi
8930 Colonnades Ct E Bonita Springs, FL 2.0 2.0 1013 $2,325 $2.30 15d 2 0.93mi
8870 Colonnades Ct W #337 Bonita Springs, FL 2.0 2.0 997 $3,100 $3.11 3d 1 0.95mi
3412 Pointe Creek Ct #102 Bonita Springs, FL 3.0 2.0 1622 $6,250 $3.85 23d 1 0.95mi

Listing history 20 events

  1. 2026-06-17
    days on market $225,000 Active 252 DOM
  2. 2026-06-16
    days on market $225,000 Active 251 DOM
  3. 2026-06-16
    days on market $225,000 Active 250 DOM
  4. 2026-06-13
    days on market $225,000 Active 248 DOM
  5. 2026-06-09
    days on market $225,000 Active 244 DOM
  6. 2026-06-07
    days on market $225,000 Active 242 DOM
  7. 2026-06-02
    days on market $225,000 Active 237 DOM
  8. 2026-06-01
    days on market $225,000 Active 236 DOM
  9. 2026-06-01
    days on market $225,000 Active 235 DOM
  10. 2026-05-07
    status Active
  11. 2026-04-27
    historical
  12. 2026-01-28
    status Active
  13. 2026-01-28
    price $225,000
  14. 2025-12-29
    historical
  15. 2025-08-28
    listed $235,000 Active
  16. 2019-03-01
    soldstatus $138,000 Sold 676-char remark
    Show marketing remark (676 chars)

    Active 55+ community minutes from the beach, shopping, restaurants, movies and medical care. Spacious manufactured home with land ownership and NO HOA FEES! Offered turnkey furnished. Large rear Florida room with vinyl windows. Utility room with washer & dryer and plenty of storage. Large attached carport new in 2018. Plenty of room for golf cart and long driveway. Handicap ramp. New AC/Heat 2015, upgraded electrical panel 2016, washer 2017, microwave 2018. Optional club membership available for $1500 initiation fee and $300 annual fees. This provides access to clubhouse, heated pool, tennis, bocce ball, shuffleboard, library, fitness center and card room.

  17. 2019-01-15
    status Pending 676-char remark
    Show marketing remark (676 chars)

    Active 55+ community minutes from the beach, shopping, restaurants, movies and medical care. Spacious manufactured home with land ownership and NO HOA FEES! Offered turnkey furnished. Large rear Florida room with vinyl windows. Utility room with washer & dryer and plenty of storage. Large attached carport new in 2018. Plenty of room for golf cart and long driveway. Handicap ramp. New AC/Heat 2015, upgraded electrical panel 2016, washer 2017, microwave 2018. Optional club membership available for $1500 initiation fee and $300 annual fees. This provides access to clubhouse, heated pool, tennis, bocce ball, shuffleboard, library, fitness center and card room.

  18. 2018-12-10
    status Pending With Contingencies 676-char remark
    Show marketing remark (676 chars)

    Active 55+ community minutes from the beach, shopping, restaurants, movies and medical care. Spacious manufactured home with land ownership and NO HOA FEES! Offered turnkey furnished. Large rear Florida room with vinyl windows. Utility room with washer & dryer and plenty of storage. Large attached carport new in 2018. Plenty of room for golf cart and long driveway. Handicap ramp. New AC/Heat 2015, upgraded electrical panel 2016, washer 2017, microwave 2018. Optional club membership available for $1500 initiation fee and $300 annual fees. This provides access to clubhouse, heated pool, tennis, bocce ball, shuffleboard, library, fitness center and card room.

  19. 2018-11-16
    listed $138,000 Active 676-char remark
    Show marketing remark (676 chars)

    Active 55+ community minutes from the beach, shopping, restaurants, movies and medical care. Spacious manufactured home with land ownership and NO HOA FEES! Offered turnkey furnished. Large rear Florida room with vinyl windows. Utility room with washer & dryer and plenty of storage. Large attached carport new in 2018. Plenty of room for golf cart and long driveway. Handicap ramp. New AC/Heat 2015, upgraded electrical panel 2016, washer 2017, microwave 2018. Optional club membership available for $1500 initiation fee and $300 annual fees. This provides access to clubhouse, heated pool, tennis, bocce ball, shuffleboard, library, fitness center and card room.

  20. 1988-05-01
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,740 · $228/mo
Projected year-2 tax
$2,740 · $228/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 96% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,872
− Mortgage interest
−$12,603
− Property taxes
−$2,740
− Insurance
−$6,244
− Repairs & maintenance
−$2,870
− Management
−$2,870
− Depreciation
−$6,545
Taxable income
$2,000
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$480
After-tax cash flow
$4,716/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Bonita Springs

Score
70/100
State rank
#428
US rank
#7576

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bonita Springs, FL
County
Lee County · 788,662 people
City population
64,727
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
48,252
Household income
$91,380
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
976.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 26% Two or more races 13% Native American 3% Black 2%
Hispanic origin (detail)
Mexican 8% Puerto Rican 4% Cuban 3%
Common ancestry
Romanian 5% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, Jamaica
Languages at home
74% English-only · Spanish 21% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -188.86%
Current HPI
243.4153
Rent YoY
▼ -0.61%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+309.1% since first listed
11 events — show timeline
  • 2026-05-07 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-01-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-01-28 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-08-28 Listed $235,000 Stellar MLS as Distributed by MLS Grid
  • 2019-03-01 Sold (MLS) $138,000 NAPLESMLS
  • 2019-01-15 Pending NAPLESMLS
  • 2018-12-10 Pending NAPLESMLS
  • 2018-11-16 Listed $138,000 NAPLESMLS
  • 1988-05-01 Sold (Public Records) $55,000 Public Records

Property tax history

+6.1%/yr

Latest (2025): $2,740 · +13.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…