42 Caballo Way · Bradenton, FL 34209

$230,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 32 Days on market

Built 1979 3,572 sqft lot Est $181k · 27% over $300/mo HOA · 14% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.2/30.0
• 1% rule +4.5/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• DSCR +3.6/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your own piece of paradise in Bradenton, FL near Anna Maria Island! This charming 2-bedroom, 2-bathroom home features a newly remodeled kitchen perfect for entertaining, a great room that combines the dining and living room for a more open floor plan. The sun room gives you a place to relax and enjoy the beautiful Florida weather. Both bathrooms were recently and tastefully remodeled. All furniture is included with the sale. Don't miss out on this incredible opportunity to own a piece of coastal living at its finest! Palma Sola Shores is a 55+ deeded community with a $275 a month HOA that includes your water, cable T. V. and WIFI, trash and recycle pickup, a remodeled clubhouse with library, game room, restrooms, kitchen and dance floor, and a beautiful heated pool and maintenance of the afore mentioned. This community is located on Palma Sola Bay and has a viewing and fishing dock and a kayak launcher, giving you the opportunity to be witness to Florida wildlife framed by the most beautiful sunsets you've ever seen. It is a Buyer's market. .. please don't miss this opportunity to get your piece of paradise! Be a land-owner resident and join Palma Sola Shores Condominium Association!

Key facts

• Large bedrooms
• Large living area
• Land owned park

Tags

• LAND OWNED PARK
• MINUTES AWAY BEACHES
• NEWLY UPDATED KITCHEN
• LARGE LIVING AREA
• ENCLOSED FRONT PORCH
• LARGE BEDROOMS

Property features AI

Finance

• Other: Total acreage is less than 1/4 acre (approx. 0.08 acres); Living area 1,276 square feet; building area 1,944 square feet; Association/management: Advanced Management - Lynn Mahoney
• HOA & community: Has HOA (monthly fee $300) with clubhouse and pool; association approval required; association fee includes cable TV, pool, internet, management, recreational facilities, sewer, trash and water; Senior community; buyer approval required; deed restrictions; pets not allowed

Exterior

• Parking: Carport with 1 space
• Utilities: Public water; Public sewer; Public utilities
• Home design: Manufactured double-wide home; One level; Faces south
• Construction: Frame construction; Metal roof; Other foundation
• Exterior features: Sliding doors; Asphalt road access

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $230k.

Deal economics

• At list price, monthly cash flow is $-46 ($-558/yr) — negative.
• To cash-flow at today's rent, offer at most $222k (3.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (5.0% below list).
• Recommended offer: $218k (5.0% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Palma Sola Elementary School (math 72% / reading 59%, grade B+, #500 of 2,144 statewide, top 24%, 434 students, 56% FRL); Martha B. King Middle School (math 48% / reading 39%, grade D, #329 of 571 statewide, top 58%, 848 students, 63% FRL); Manatee High School (math 32% / reading 47%, grade F, #304 of 667 statewide, top 47%, 1,983 students, 59% FRL).
• Market conditions: Rents soft (-0.3%/yr); 514 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $194k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $218,478 (5.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.05%
• Cash-on-cash: -0.87%
• DSCR: 0.96
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $180,576
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2107 Palma Sola Blvd #74	0.13mi	2/2.0	1,056 (0%)	8mo	$181,000	$171	87
2107 Palma Sola Blvd #95	0.17mi	2/2.0	1,064 (+1%)	5mo	$185,000	$174	87
2107 Palma Sola Blvd #1	0.17mi	2/2.0	1,104 (+4%)	4mo	$250,000	$226	81
2107 Palma Sola Blvd #83	0.02mi	2/2.0	1,104 (+4%)	13mo	$165,000	$149	81
2107 Palma Sola Blvd Lot 16	0.17mi	2/2.0	1,008 (-4%)	5mo	$157,500	$156	80
2107 Palma Sola Blvd #59	0.21mi	2/2.0	1,056 (0%)	13mo	$175,000	$166	80
2107 Palma Sola Blvd #75	0.12mi	2/2.0	1,100 (+4%)	10mo	$175,000	$159	79
2107 Palma Sola Blvd #27	0.17mi	2/2.0	1,012 (-4%)	7mo	$165,000	$163	79
91 Caballo Way	0.31mi	2/2.0	1,152 (+9%)	0mo	$200,000	$174	70
2107 Palma Sola Blvd #94	0.17mi	2/1.0	960 (-9%)	11mo	$165,000	$172	64
2107 Palma Sola Blvd #61	0.22mi	2/2.0	1,200 (+14%)	14mo	$278,000	$232	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.5%
• Equity multiple: 0.28×
• Total profit: $-46,489
• Equity at exit: $34,294

10-year hold

• IRR: -26.0%
• Equity multiple: -0.06×
• Total profit: $-68,448
• Equity at exit: $19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34209

• Rents YoY: -0.3%
• Active inventory: 514
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,185 high
• Mortgage (P&I): −$1,206
• Tax from tax record: −$170 /mo · $2,046/yr
• Insurance: −$96
• HOA: −$300
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $-46

Break-even live

Break-even rent $2,244

Max offer price $221,786

Occupancy floor 97%

Sensitivity live

Price	-10% $84	-5% $19	+0% $-46	+5% $-112	+10% $-177
Rent	-10% $-219	-5% $-133	+0% $-46	+5% $40	+10% $126
Rate	-1.0pp $69	-0.5pp $12	base $-46	+0.5pp $-106	+1.0pp $-167

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2107 Palma Sola Blvd #8 Bradenton, FL	2.0	2.0	1056	$1,850	$1.75	18d	1	0.15mi
2727 75th St W Bradenton, FL	1.0–2.0	1.5	835	$1,700	$2.04	5d	4	0.35mi
2724 72nd St W Unit 2010 Bradenton, FL	2.0	2.0	942	$1,950	$2.07	5d	1	0.44mi
6914 20th Ave W Bradenton, FL	2.0	2.0	1383	$2,795	$2.02	18d	1	0.44mi
6415 21st Ave W Bradenton, FL	1.0–2.0	1.0–2.0	1150	$1,896	$1.65	5d	5	0.84mi
6304 Pointe West Blvd Unit A309 Bradenton, FL	2.0	2.0	1042	$1,795	$1.72	12d	1	0.85mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	25d	1	0.90mi
4122 Overture Cir #533 Bradenton, FL	3.0	2.0	1381	$2,900	$2.10	25d	1	0.91mi
6709 35th Ave W Unit 1346494P Bradenton, FL	3.0	2.0	1227	$4,527	$3.69	18d	1	0.93mi
2926 63rd St W Bradenton, FL	2.0	2.0	946	$2,100	$2.22	5d	1	0.96mi
7202 Hamilton Rd Unit 7202 Bradenton, FL	3.0	2.0	1277	$2,250	$1.76	18d	1	1.02mi
4005 78th St W Bradenton, FL	3.0	2.0	1000	$1,895	$1.90	5d	1	1.03mi
4005 Overture Cir Unit 4005 Bradenton, FL	3.0	2.0	1381	$2,700	$1.96	25d	1	1.04mi
4196 Overture Cir Unit 4196 Bradenton, FL	3.0	2.0	1277	$2,300	$1.80	5d	1	1.07mi
6652 7th Avenue Cir W Bradenton, FL	3.0	2.0	1495	$2,800	$1.87	16d	1	1.07mi
7333 Skybird Rd Bradenton, FL	3.0	2.0	1277	$3,500	$2.74	25d	1	1.08mi
7507 4th Ave W Unit 1546087P Bradenton, FL	3.0	2.0	1474	$2,258	$1.53	18d	1	1.08mi
4037 Overture Cir Unit 4037 Bradenton, FL	3.0	2.0	1381	$2,195	$1.59	25d	1	1.08mi
6646 7th Avenue Cir W Bradenton, FL	2.0	2.0	1440	$2,500	$1.74	25d	1	1.09mi
5933 28th Ave W Bradenton, FL	1.0–2.0	1.0–2.0	945	$2,013	$2.13	3d	6	1.10mi
6618 7th Ave Cir W #1404 Bradenton, FL	2.0	2.0	1440	$3,400	$2.36	25d	1	1.11mi
4063 Overture Cir Bradenton, FL	3.0	2.0	1277	$2,400	$1.88	25d	1	1.13mi
6446 7th Avenue Cir W Unit 6446 Bradenton, FL	2.0	2.0	1440	$2,400	$1.67	25d	1	1.13mi
6448 7th Avenue Cir W Bradenton, FL	3.0	2.0	1482	$3,100	$2.09	25d	1	1.15mi
5909 30th Ave W Bradenton, FL	1.0–2.0	1.0–2.0	788	$1,670	$2.12	4d	6	1.23mi
4325 80th St W Bradenton, FL	3.0	1.5	1000	$2,200	$2.20	25d	1	1.25mi
6904 Manatee Ave W Bradenton, FL	1.0–3.0	1.0–2.0	1068	$1,678	$1.57	3d	76	1.26mi
4112 66th Street Cir W Bradenton, FL	2.0	2.0	1100	$1,960	$1.78	22d	1	1.38mi
5907 36th Ave Cir W #5907 Bradenton, FL	2.0	2.0	937	$2,800	$2.99	25d	1	1.40mi
4501 71st St W Bradenton, FL	1.0–2.0	1.0–2.0	850	$1,680	$1.98	4d	28	1.42mi
4161 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$1,800	$1.72	18d	1	1.43mi
4209 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,900	$2.78	25d	1	1.43mi
4116 62nd St W Bradenton, FL	2.0	2.0	840	$1,650	$1.96	5d	1	1.44mi
1403 56th St W #1403 Bradenton, FL	1.0	1.0	812	$1,595	$1.96	25d	1	1.44mi
1403 56th St W Bradenton, FL	1.0	1.0	812	$1,445	$1.78	18d	1	1.46mi
6711 45th Ave W Unit A Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	18d	1	1.47mi
1225 56th St W Bradenton, FL	2.0	2.0	1222	$1,800	$1.47	5d	1	1.47mi
6318 7th Ave W Unit None Bradenton, FL	2.0	2.0	1025	$2,000	$1.95	25d	1	1.50mi
6306 7th Ave W Bradenton, FL	3.0	2.0	984	$1,800	$1.83	18d	1	1.50mi
6102 7th Ave W Unit 6102 Bradenton, FL	2.0	2.0	1050	$2,600	$2.48	25d	1	1.50mi

HOA detail

• Monthly dues: $300 · $3,600/yr
• Likely covers: watertrashinternetcablepool

Listing history 24 events

1. 2026-06-22
   days on market $230,000 Active 32 DOM
2. 2026-06-18
   days on market $230,000 Active 29 DOM
3. 2026-06-17
   days on market $230,000 Active 28 DOM
4. 2026-06-16
   days on market $230,000 Active 27 DOM
5. 2026-06-15
   days on market $230,000 Active 26 DOM
6. 2026-06-13
   days on market $230,000 Active 24 DOM
7. 2026-06-13
   days on market $230,000 Active 23 DOM
8. 2026-06-10
   statusdays on market $230,000 Active 21 DOM
9. 2026-06-08
   statusdays on market $230,000 Pending 20 DOM
10. 2026-06-03
    days on market $230,000 Active 16 DOM
11. 2026-06-02
    days on market $230,000 Active 15 DOM
12. 2026-06-01
    days on market $230,000 Active 14 DOM
13. 2026-05-31
    days on market $230,000 Active 13 DOM
14. 2026-05-18
    listed $230,000 Active
15. 2025-03-18
    soldstatus $194,500 Closed 1213-char remark

    Show marketing remark (1213 chars)

    Welcome to your own piece of paradise in Bradenton, FL near Anna Maria Island! This charming 2-bedroom, 2-bathroom home features a newly remodeled kitchen perfect for entertaining, a great room that combines the dining and living room for a more open floor plan. The sun room gives you a place to relax and enjoy the beautiful Florida weather. Both bathrooms were recently and tastefully remodeled. All furniture is included with the sale. Don't miss out on this incredible opportunity to own a piece of coastal living at its finest! Palma Sola Shores is a 55+ deeded community with a $275 a month HOA that includes your water, cable T. V. and WIFI, trash and recycle pickup, a remodeled clubhouse with library, game room, restrooms, kitchen and dance floor, and a beautiful heated pool and maintenance of the afore mentioned. This community is located on Palma Sola Bay and has a viewing and fishing dock and a kayak launcher, giving you the opportunity to be witness to Florida wildlife framed by the most beautiful sunsets you've ever seen. It is a Buyer's market. .. please don't miss this opportunity to get your piece of paradise! Be a land-owner resident and join Palma Sola Shores Condominium Association!

16. 2025-03-18
    soldstatus $194,500

    Show marketing remark (1213 chars)

    Welcome to your own piece of paradise in Bradenton, FL near Anna Maria Island! This charming 2-bedroom, 2-bathroom home features a newly remodeled kitchen perfect for entertaining, a great room that combines the dining and living room for a more open floor plan. The sun room gives you a place to relax and enjoy the beautiful Florida weather. Both bathrooms were recently and tastefully remodeled. All furniture is included with the sale. Don't miss out on this incredible opportunity to own a piece of coastal living at its finest! Palma Sola Shores is a 55+ deeded community with a $275 a month HOA that includes your water, cable T. V. and WIFI, trash and recycle pickup, a remodeled clubhouse with library, game room, restrooms, kitchen and dance floor, and a beautiful heated pool and maintenance of the afore mentioned. This community is located on Palma Sola Bay and has a viewing and fishing dock and a kayak launcher, giving you the opportunity to be witness to Florida wildlife framed by the most beautiful sunsets you've ever seen. It is a Buyer's market. .. please don't miss this opportunity to get your piece of paradise! Be a land-owner resident and join Palma Sola Shores Condominium Association!

17. 2025-02-03
    status Pending 1213-char remark

    Show marketing remark (1213 chars)

    Welcome to your own piece of paradise in Bradenton, FL near Anna Maria Island! This charming 2-bedroom, 2-bathroom home features a newly remodeled kitchen perfect for entertaining, a great room that combines the dining and living room for a more open floor plan. The sun room gives you a place to relax and enjoy the beautiful Florida weather. Both bathrooms were recently and tastefully remodeled. All furniture is included with the sale. Don't miss out on this incredible opportunity to own a piece of coastal living at its finest! Palma Sola Shores is a 55+ deeded community with a $275 a month HOA that includes your water, cable T. V. and WIFI, trash and recycle pickup, a remodeled clubhouse with library, game room, restrooms, kitchen and dance floor, and a beautiful heated pool and maintenance of the afore mentioned. This community is located on Palma Sola Bay and has a viewing and fishing dock and a kayak launcher, giving you the opportunity to be witness to Florida wildlife framed by the most beautiful sunsets you've ever seen. It is a Buyer's market. .. please don't miss this opportunity to get your piece of paradise! Be a land-owner resident and join Palma Sola Shores Condominium Association!

18. 2025-01-20
    listed $199,500 Active 1213-char remark

    Show marketing remark (1213 chars)

    Welcome to your own piece of paradise in Bradenton, FL near Anna Maria Island! This charming 2-bedroom, 2-bathroom home features a newly remodeled kitchen perfect for entertaining, a great room that combines the dining and living room for a more open floor plan. The sun room gives you a place to relax and enjoy the beautiful Florida weather. Both bathrooms were recently and tastefully remodeled. All furniture is included with the sale. Don't miss out on this incredible opportunity to own a piece of coastal living at its finest! Palma Sola Shores is a 55+ deeded community with a $275 a month HOA that includes your water, cable T. V. and WIFI, trash and recycle pickup, a remodeled clubhouse with library, game room, restrooms, kitchen and dance floor, and a beautiful heated pool and maintenance of the afore mentioned. This community is located on Palma Sola Bay and has a viewing and fishing dock and a kayak launcher, giving you the opportunity to be witness to Florida wildlife framed by the most beautiful sunsets you've ever seen. It is a Buyer's market. .. please don't miss this opportunity to get your piece of paradise! Be a land-owner resident and join Palma Sola Shores Condominium Association!

19. 2021-04-09
    soldstatus $145,000 Closed 1117-char remark

    Show marketing remark (1117 chars)

    Come enjoy the wonderful Florida lifestyle found here at Palma Sola Shores! This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This turnkey furnished 2bd/2ba home is ready for the new owner to move right in. This is a great price for all that this home has to offer. Large carport too with plenty of storage, workshop and laundry. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location and is just perfect for a full time residence or a winter home. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets or golf carts allowed in this community.

20. 2021-04-01
    status Pending 1117-char remark

    Show marketing remark (1117 chars)

    Come enjoy the wonderful Florida lifestyle found here at Palma Sola Shores! This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This turnkey furnished 2bd/2ba home is ready for the new owner to move right in. This is a great price for all that this home has to offer. Large carport too with plenty of storage, workshop and laundry. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location and is just perfect for a full time residence or a winter home. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets or golf carts allowed in this community.

21. 2021-03-11
    status Pending 1117-char remark

    Show marketing remark (1117 chars)

    Come enjoy the wonderful Florida lifestyle found here at Palma Sola Shores! This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This turnkey furnished 2bd/2ba home is ready for the new owner to move right in. This is a great price for all that this home has to offer. Large carport too with plenty of storage, workshop and laundry. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location and is just perfect for a full time residence or a winter home. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets or golf carts allowed in this community.

22. 2021-02-20
    price $155,000 1117-char remark

    Show marketing remark (1117 chars)

    Come enjoy the wonderful Florida lifestyle found here at Palma Sola Shores! This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This turnkey furnished 2bd/2ba home is ready for the new owner to move right in. This is a great price for all that this home has to offer. Large carport too with plenty of storage, workshop and laundry. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location and is just perfect for a full time residence or a winter home. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets or golf carts allowed in this community.

23. 2021-01-04
    listed $165,000 Active 1117-char remark

    Show marketing remark (1117 chars)

    Come enjoy the wonderful Florida lifestyle found here at Palma Sola Shores! This active 55+ community boasts a fabulous location adjacent to Palma Sola Bay where you can enjoy fishing off the large dock on Palma Sola Bay, fantastic sunsets, kayaking from the community lift, watching dolphins or Manatees at play from the dock, heated pool, shuffleboard courts and other amenities found at the clubhouse. This turnkey furnished 2bd/2ba home is ready for the new owner to move right in. This is a great price for all that this home has to offer. Large carport too with plenty of storage, workshop and laundry. This is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Enjoy being in a waterfront community while being in an "X" flood zone just a short distance from Palma Sola Bay. This sought after park has a fantastic location and is just perfect for a full time residence or a winter home. Short drive to Anna Maria Island where you can enjoy the gorgeous beaches, restaurants and shopping. Sorry, no pets or golf carts allowed in this community.

24. 2004-03-04
    soldstatus $89,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,046 · $170/mo
• Projected year-2 tax: $2,046 · $170/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,217
• − Mortgage interest: −$12,884
• − Property taxes: −$2,046
• − Insurance: −$1,150
• − Repairs & maintenance: −$2,097
• − Management: −$2,097
• − HOA: −$3,600
• − Depreciation: −$6,691
• Taxable loss: −$4,348
• Est. tax savings @ 24.0%: +$1,043
• After-tax cash flow: $485/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,224
• Household income: $81,728
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 1126.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 4% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 9% · Canada, Jamaica, China
• Languages at home: 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -360.34%
• Current HPI: 320.0061
• Rent YoY: ▼ -0.30%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+158.4% since first listed

11 events — show timeline

• 2026-05-18 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-18 Sold (Public Records) $194,500 Public Records
• 2025-03-18 Sold (MLS) $194,500 Stellar MLS as Distributed by MLS Grid
• 2025-02-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-01-20 Listed $199,500 Stellar MLS as Distributed by MLS Grid
• 2021-04-09 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-20 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
• 2021-01-04 Listed $165,000 Stellar MLS as Distributed by MLS Grid
• 2004-03-04 Sold (Public Records) $89,000 Public Records

Property tax history

+8.5%/yr

Latest (2025): $2,046 · -2.0% YoY. Source: county tax records.