16345 Tee Rd · Cobb, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 36 days/yr
- Unhealthy air days in 30 yrs
- 37 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.7/30.0
- Appreciation +4.7/10.0
- Livability +3.0/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- 1% rule +1.7/10.0
$340,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
Key facts
- Rear top deck
- Bathtub option
- Walk-in shower
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath single-family listed at $340k.
Deal economics
- At list price, monthly cash flow is $-285 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $290k (14.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (32.8% below list).
- Recommended offer: $228k (32.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 60/100 on livability (#589 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-; Watch: health & safety C-, crime F, amenities F.
- Middletown Unified (rural): math 24% / reading 41% proficiency, ranked #291 of 517 in CA (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cobb Mountain Elementary (math 27% / reading 52%, grade F, #621 of 1,571 statewide, top 42%, 135 students, 51% FRL); Middletown Middle (math 27% / reading 47%, grade F, #170 of 498 statewide, top 35%, 232 students, 54% FRL); Middletown High (math 8% / reading 37%, grade F, #942 of 1,170 statewide, top 81%, 420 students, 39% FRL) — zoned schools at 48% FRL track the district average.
- Market conditions: 65 active listings in the ZIP; 107 units permitted in Lake County in 2024 (40 in 5+ unit buildings).
Forward outlook
- In year one you build about $201 of equity ($2k loan paydown + $-2k appreciation (-0.6% local appreciation)).
- Lake County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 452 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 452 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 5.29%
- Cash-on-cash
- -3.59%
- DSCR
- 0.84
- GRM
- 12.4
CMA / ARV
- ARV (median comp)
- $421,667
- List price
- $340,000
- Delta
- -19.37%
- Verdict
- UNDERPRICED
- Comps
- 8 within 1.0 mi
Projected returns pro-forma
-0.63% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.0%
- Equity multiple
- 0.60×
- Total profit
- $-38,210
- Equity at exit
- $88,110
- IRR
- -2.5%
- Equity multiple
- 0.75×
- Total profit
- $-23,518
- Equity at exit
- $97,773
Cash invested: $95,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95426
- Home prices YoY
- -0.4%
- Active inventory
- 65
- Price-to-rent
- 12.4×
Monthly cashflow live
- Estimated rent
- $2,284 medium interval (Pro) →
- Mortgage (P&I)
- −$1,783
- Tax from tax record
- −$165 /mo · $1,974/yr
- Insurance
- −$142
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$480
- Net cashflow
- $-285
Break-even live
Sensitivity live
| Price | -10% $-93 | -5% $-189 | +0% $-285 | +5% $-381 | +10% $-478 |
|---|---|---|---|---|---|
| Rent | -10% $-466 | -5% $-375 | +0% $-285 | +5% $-195 | +10% $-105 |
| Rate | -1.0pp $-114 | -0.5pp $-199 | base $-285 | +0.5pp $-373 | +1.0pp $-463 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $85,000
- Closing costs
- $10,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 28 events
-
2026-06-21days on market $340,000 Active 452 DOM
-
2026-06-19days on market $340,000 Active 450 DOM
-
2026-06-18days on market $340,000 Active 449 DOM
-
2026-06-17days on market $340,000 Active 448 DOM
-
2026-06-16days on market $340,000 Active 447 DOM
-
2026-06-15days on market $340,000 Active 446 DOM
-
2026-06-14days on market $340,000 Active 444 DOM
-
2026-06-13days on market $340,000 Active 443 DOM
-
2026-06-10days on market $340,000 Active 441 DOM
-
2026-06-09days on market $340,000 Active 440 DOM
-
2026-06-08days on market $340,000 Active 439 DOM
-
2026-06-07days on market $340,000 Active 438 DOM
-
2026-06-05days on market $340,000 Active 435 DOM
-
2026-06-03days on market $340,000 Active 434 DOM
-
2026-06-02pricedays on market $340,000 Active 433 DOM
-
2026-06-01days on market $354,000 Active 432 DOM
-
2026-05-31days on market $354,000 Active 431 DOM
-
2026-05-30days on market $354,000 Active 430 DOM
-
2026-04-13price $354,000 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2026-02-18price $359,000 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2026-01-27status Active 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2026-01-19status Active 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2026-01-18status Active 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2026-01-12status Active Under Contract 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2025-09-10price $369,000 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2025-08-26price $320,000 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2025-04-17price $339,000 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
-
2025-03-17$360,000 Active 1423-char remark
Show marketing remark (1423 chars)
Expansive 2322 sq. ft, (. 25 acre) 2 Bedroom, 3 Bathroom "Golf Course Home". Beautiful brand new upper and lower decking, interior and exterior paint and new carpeting has been installed. This home offers a large open-concept design, Knotty Pine Beamed Ceilings both in the main living area and the bedrooms. A cozy fireplace, and a monitor heater in the main living space offer warmth and ambiance. The bedrooms and bathrooms all extremely spacious, offering both a walk-in shower, and bathtub option giving further value to the home. The rear top deck presents a delightful atmosphere in enjoying the tree lined golf course and mountain views by day, as well as the expansive starry night sky. A complete downstairs entertainment area with wet bar, a dedicated bathroom, a fireplace for chilly evenings, and a covered deck boasting tranquil views and cool summer shade. A private golf cart driveway offers access from your yard directly to the golf course. Located adjacent to Bellmont Pines Golf Course, moments walk to the grocery store, coffee shop and pizza parlor. Cobb Mountain is located approx. 2hr drive from San Francisco and approx. 20min drive to the world-renown Napa Valley county line. As a maturing wine region, Lake County offers over 30 wineries, mostly with tasting rooms. Cobb Mountain is known for its beautiful seasons, clean air and natural spring water. Call for a private showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,974 · $165/mo
- Projected year-2 tax
- $2,584 · $215/mo
- Expected delta
- +$610/yr (+$51/mo · 30.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 3/10 Moderate 8 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 36 unhealthy d/yr today · 37 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,404
- − Mortgage interest
- −$19,045
- − Property taxes
- −$1,974
- − Insurance
- −$1,700
- − Repairs & maintenance
- −$2,192
- − Management
- −$2,192
- − Depreciation
- −$9,891
- Taxable loss
- −$9,592
- Est. tax savings @ 24.0%
- +$2,302
- After-tax cash flow
- $-1,119/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Middletown Unified
- NCES district ID
- 0624750
- Math proficiency
- 24% ▼ -9.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $57,451
- Composite
- 28.92/100
- National rank
- #6632
- State rank
- #291 of 517 in CA
Livability — Cobb
- Score
- 60/100
- State rank
- #589
- US rank
- #19147
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cobb, CA
- City population
- 1,265
- Population (ZIP)
- 1,265
Population outlook (Lake County) Hauer SSP2
- Today (2025)
- 62,396 people
- By 2030
- 60,626 · -2.8%
- By 2040
- 56,453 · -9.5%
- By 2050
- 53,054 · -15.0%
- By 2075
- 47,663 · -23.6%
- By 2100
- 41,804 · -33.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 6% Pacific Islander 3%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 11% Iranian 4% Italian 2%
- Foreign-born
- 5%
- Languages at home
- 91% English-only · Spanish 6% Other Asian/Pacific 3%
Political lean MEDSL · Lake
- 2024 margin
- Toss-up / Even · D 47.8% · R 49.2% · Other 3.0%
- 2008→2024 swing
- -20.6pp toward R · 2008: 19.3pp · 2024: -1.4pp
- All cycles
- 2024: R+1.4 2020: D+6.3 2016: D+3.7 2012: D+16.5 2008: D+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.63%
- Current HPI
- 145.2378
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-1.7% since first listed10 events — show timeline
- 2026-04-13 Price Changed $354,000 CRMLS
- 2026-02-18 Price Changed $359,000 CRMLS
- 2026-01-27 Relisted — CRMLS
- 2026-01-19 Relisted — CRMLS
- 2026-01-18 Relisted — CRMLS
- 2026-01-12 Relisted — CRMLS
- 2025-09-10 Price Changed $369,000 CRMLS
- 2025-08-26 Price Changed $320,000 CRMLS
- 2025-04-17 Price Changed $339,000 CRMLS
- 2025-03-17 Listed $360,000 CRMLS
Property tax history
+2.4%/yrLatest (2025): $1,974 · +1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
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