516 Sodville St · Sinton, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.6/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +9.1/10.0
- Livability +3.2/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$79,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This charming 2-bedroom, 1-bathroom home in Sinton, TX, boasts a large patio and cozy interiors, making it perfect for relaxation and entertaining. With updated flooring and fresh paint, it offers a modern touch, while the included range and fridge add convenience for everyday living. Don't miss out on this delightful property! Be sure to check it out today!
Key facts
- Fresh paint
- Included range
- Large patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $214 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.5% vs local median 3.6% in Sinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#667 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: amenities F, commute F, employment F.
- Sinton ISD (town): math 27% / reading 35% proficiency, ranked #601 of 826 in TX (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Welder El (574 students, 74% FRL); E Merle Smith Middle (math 26% / reading 33%, grade F, #1,077 of 1,662 statewide, top 66%, 428 students, 72% FRL); Sinton H S (math 17% / reading 47%, grade F, #1,044 of 1,632 statewide, top 66%, 610 students, 67% FRL) — zoned schools at 71% FRL track the district average.
- Market conditions: 190 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 71d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 344 units permitted in San Patricio County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $550 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- San Patricio County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 213 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 4.8% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 213 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.56% ✓
- Cap rate
- 9.52%
- Cash-on-cash
- 11.51%
- DSCR
- 1.51
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $125,450
- List price
- $79,500
- Delta
- -36.63%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 812 E 4th St | 0.20mi | 2/1.0 | 868 (+2%) | 8mo | $22,000 | $25 | 80 |
| 744 Sodville St | 0.21mi | 2/1.0 | 780 (-8%) | 6mo | $55,000 | $71 | 72 |
| 104 Moonlite | 0.42mi | 3/1.0 (+1) | 922 (+9%) | 3mo | $149,900 | $163 | 58 |
| 814 E Lewis St | 0.64mi | 2/1.0 | 910 (+7%) | 8mo | $160,000 | $176 | 52 |
| 312 E Welder St | 0.64mi | 2/2.0 | 830 (-2%) | 19mo | $165,000 | $199 | 46 |
| 608 E Fulton | 0.48mi | 2/1.0 | 933 (+10%) | 19mo | $140,000 | $150 | 45 |
| 924 Lewis | 0.70mi | 2/1.0 | 941 (+11%) | 8mo | $149,999 | $159 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.0%
- Equity multiple
- 1.04×
- Total profit
- $869
- Equity at exit
- $11,854
- IRR
- 10.8%
- Equity multiple
- 1.85×
- Total profit
- $18,889
- Equity at exit
- $6,874
Cash invested: $22,260 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 2 under contract
- Months of supply
- 5.0 mo (20%/mo absorbed)
- Median asking
- $125,000 ($150/sqft)
- Median days on market
- 85 d
- This list price
- 20% of active listings are priced below it
- ARV vs active asking
- -1.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78387
- Active inventory
- 190
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,242 medium interval (Pro) →
- Mortgage (P&I)
- −$417
- Tax from tax record
- −$318 /mo · $3,813/yr
- Insurance
- −$33
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$261
- Net cashflow
- $214
Break-even live
Sensitivity live
| Price | -10% $487 | -5% $459 | +0% $214 | +5% $191 | +10% $169 |
|---|---|---|---|---|---|
| Rent | -10% $115 | -5% $164 | +0% $214 | +5% $263 | +10% $312 |
| Rate | -1.0pp $254 | -0.5pp $234 | base $214 | +0.5pp $193 | +1.0pp $172 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,875
- Closing costs
- $2,385
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 924 Flores St Sinton, TX | 1.0 | 1.0 | 700 | $864 | $1.23 | 93d | 1 | 0.30mi |
| 804 Avenue B St Unit B Sinton, TX | 3.0 | 2.0 | 1092 | $1,750 | $1.60 | 70d | 1 | 0.32mi |
| 1201 E Sinton St Sinton, TX | 1.0 | 1.0 | 608 | $1,020 | $1.68 | 63d | 1 | 0.82mi |
Listing history 29 events
-
2026-06-29days on market $79,500 Active 213 DOM
-
2026-06-28pricedays on market $79,500 Active 212 DOM
-
2026-06-27days on market $89,500 Active 211 DOM
-
2026-06-26days on market $89,500 Active 210 DOM
-
2026-06-23days on market $89,500 Active 207 DOM
-
2026-06-22days on market $89,500 Active 206 DOM
-
2026-06-21remarks 434-char remark
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2026-06-21days on market $89,500 Active 205 DOM
-
2026-06-21days on market $89,500 Active 204 DOM
-
2026-06-18days on market $89,500 Active 202 DOM
-
2026-06-17days on market $89,500 Active 201 DOM
-
2026-06-16days on market $89,500 Active 200 DOM
-
2026-06-15days on market $89,500 Active 199 DOM
-
2026-06-15days on market $89,500 Active 198 DOM
-
2026-06-13days on market $89,500 Active 197 DOM
-
2026-06-12days on market $89,500 Active 196 DOM
-
2026-06-09days on market $89,500 Active 193 DOM
-
2026-06-08days on market $89,500 Active 192 DOM
-
2026-06-08days on market $89,500 Active 191 DOM
-
2026-06-05days on market $89,500 Active 189 DOM
-
2026-06-03days on market $89,500 Active 187 DOM
-
2026-06-02days on market $89,500 Active 186 DOM
-
2026-06-01days on market $89,500 Active 185 DOM
-
2026-05-31days on market $89,500 Active 184 DOM
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2025-11-28$89,500 Active 360-char remark
Show marketing remark (360 chars)
This charming 2-bedroom, 1-bathroom home in Sinton, TX, boasts a large patio and cozy interiors, making it perfect for relaxation and entertaining. With updated flooring and fresh paint, it offers a modern touch, while the included range and fridge add convenience for everyday living. Don't miss out on this delightful property! Be sure to check it out today!
-
2025-10-22$99,900 Active
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2025-07-18price $99,900
-
2025-03-14$115,000 Active
-
2024-12-23$124,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,813 · $318/mo
- Projected year-2 tax
- $3,813 · $318/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,906
- − Mortgage interest
- −$4,453
- − Property taxes
- −$3,813
- − Insurance
- −$398
- − Repairs & maintenance
- −$1,192
- − Management
- −$1,192
- − Depreciation
- −$2,313
- Taxable income
- $1,544
- Est. tax owed @ 24.0%
- −$371
- After-tax cash flow
- $2,191/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This home has cosmetic updates but needs painting and landscaping to improve its curb appeal and overall condition.
Repairs flagged
- Moderate Painting — Exterior siding and interior walls appear aged and may need repainting
- Major Landscaping — Overgrown vegetation and unkempt landscaping need trimming and planting
Value-add opportunities
- Both Painting and landscaping — Improves curb appeal and interior aesthetics, attracting more buyers and renters ↑
- Rental HVAC maintenance — Ensures the home is comfortable and energy-efficient, attracting renters ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Sinton ISD
- NCES district ID
- 4840350
- Math proficiency
- 27% ▼ -19.00%
- Reading proficiency
- 35% ▼ -3.00%
- Median HH income
- $44,618
- Composite
- 26.49/100
- National rank
- #7208
- State rank
- #601 of 826 in TX
Livability — Sinton
- Score
- 65/100
- State rank
- #667
- US rank
- #12510
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sinton, TX
- County
- San Patricio · 75,538 people
- Metro
- Corpus Christi, TX
- Population (ZIP)
- 9,604
- Household income
- $48,000
- Rent vs Own
- Severe rent burden
- 2% of renters
Population outlook (San Patricio County) Hauer SSP2
- Today (2025)
- 75,538 people
- By 2030
- 79,575 · +5.3%
- By 2040
- 87,670 · +16.1%
- By 2050
- 96,107 · +27.2%
- By 2075
- 117,984 · +56.2%
- By 2100
- 130,010 · +72.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (71%)
- Race & ethnicity
- Hispanic / Latino 71% Two or more races 33% White 25% Black 2%
- Hispanic origin (detail)
- Mexican 64%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 62% English-only · Spanish 38%
Political lean MEDSL · San Patricio
- 2024 margin
- Solid R (+36.4) · D 31.4% · R 67.8%
- 2008→2024 swing
- -19.8pp toward R · 2008: -16.6pp · 2024: -36.4pp
- All cycles
- 2024: R+36.4 2020: R+29.1 2016: R+24.1 2012: R+20.6 2008: R+16.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.32%
- Current HPI
- 149.9517
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-27.8% since first listed5 events — show timeline
- 2025-11-28 Listed $89,500 CBMLS
- 2025-10-22 Listed $99,900 CBMLS
- 2025-07-18 Price Changed $99,900 CBMLS
- 2025-03-14 Listed $115,000 CBMLS
- 2024-12-23 Listed $124,000 CBMLS
Property tax history
+14.5%/yrLatest (2025): $3,813 · +183.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…