1006 Powers Ave #5 · Churchill, OH 44505

$118,000

2 bd · 1.0 ba · 1,350 sqft · Condo · 49 Days on market

Built 1990 $188/mo HOA · 10% of rent

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.2/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

Key facts

• Furnace ac 2023
• Newer roof
• Newer siding

Tags

• NEWER ROOF
• NEWER SIDING
• FURNACE AC 2023
• HWT 2025
• SECURE BUILDING ENTRANCE
• OPEN-CONCEPT LAYOUT

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Homeowners association (Orchards of Liberty) with a monthly fee of $188 covering insurance, grounds and structure maintenance, snow removal, and trash

Exterior

• Parking: Attached garage (1 car)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer
• Home design: Single-story unit in a two-story building; Entry level: 5
• Construction: Vinyl siding; Asphalt/fiberglass roof
• Exterior features: Patio; Smoke detectors

Interior

• Kitchen: Range; Refrigerator; Dishwasher; Disposal
• Bedrooms: Two main-level bedrooms
• Flooring: Carpet in living areas and bedrooms; Linoleum in kitchen and laundry
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Forced-air gas heating; Central air conditioning
• Interior features: One fireplace
• Laundry & utility: In-unit washer and dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $118k.

Deal economics

• At list price, monthly cash flow is $538 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $118k).
• Recommended offer: $114k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.8% vs local median 3.7% in Churchill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#708 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment C-, schools F, amenities F.
• Liberty Local (suburban): math 30% / reading 41% proficiency, ranked #555 of 656 in OH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 80 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).
• At $1,945/mo this rent would consume 64% of the median local household income ($36k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $816 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $90k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $114,460 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.65% ✓
• Cap rate: 11.77%
• Cash-on-cash: 19.55%
• DSCR: 1.87
• GRM: 5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.7%
• Equity multiple: 1.46×
• Total profit: $15,299
• Equity at exit: $17,594

10-year hold

• IRR: 20.7%
• Equity multiple: 2.76×
• Total profit: $58,037
• Equity at exit: $10,202

Cash invested: $33,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44505

• Home prices YoY: -14.5%
• Active inventory: 80
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,945 medium
• Mortgage (P&I): −$619
• Tax from tax record: −$143 /mo · $1,711/yr
• Insurance: −$49
• HOA: −$188
• Vacancy / Maint / Mgmt: −$409
• Net cashflow: $538

Break-even live

Break-even rent $1,264

Max offer price $118,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,500
• Closing costs: $3,540
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4779 Logan Arms Dr Youngstown, OH	3.0	1.5	1536	$2,300	$1.50	13d	1	0.47mi
343 Beverly Hills Dr Youngstown, OH	3.0	1.5	912	$1,500	$1.64	43d	1	0.73mi
1046 Leslie Ln Girard, OH	3.0	1.5	936	$1,400	$1.50	20d	1	1.48mi

HOA detail condo

• Monthly dues: $188 · $2,256/yr
• Likely covers: watergaselectriclandscaping
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-19
   days on market $118,000 Active 49 DOM
2. 2026-06-18
   days on market $118,000 Active 48 DOM
3. 2026-06-17
   days on market $118,000 Active 47 DOM
4. 2026-06-16
   days on market $118,000 Active 46 DOM
5. 2026-06-15
   status $118,000 Active 45 DOM
6. 2026-06-15
   days on market $118,000 Contingent 45 DOM
7. 2026-06-14
   days on market $118,000 Contingent 43 DOM
8. 2026-06-13
   days on market $118,000 Contingent 42 DOM
9. 2026-06-10
   days on market $118,000 Contingent 40 DOM
10. 2026-06-09
    days on market $118,000 Contingent 39 DOM
11. 2026-06-08
    days on market $118,000 Contingent 38 DOM
12. 2026-06-07
    days on market $118,000 Contingent 37 DOM
13. 2026-06-03
    days on market $118,000 Contingent 33 DOM
14. 2026-06-02
    days on market $118,000 Contingent 32 DOM
15. 2026-06-01
    days on market $118,000 Contingent 31 DOM
16. 2026-05-31
    days on market $118,000 Contingent 30 DOM
17. 2026-05-30
    statusdays on market $118,000 Contingent 29 DOM
18. 2026-05-27
    price $118,000
19. 2026-05-01
    listed $119,900 Active
20. 2022-10-21
    soldstatus $89,900 Closed 997-char remark

    Show marketing remark (997 chars)

    Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

21. 2022-10-21
    soldstatus $89,900

    Show marketing remark (997 chars)

    Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

22. 2022-09-09
    status Pending 997-char remark

    Show marketing remark (997 chars)

    Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

23. 2022-09-06
    status Active 997-char remark

    Show marketing remark (997 chars)

    Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

24. 2022-09-02
    listed $89,900 Active 997-char remark

    Show marketing remark (997 chars)

    Affordable Condo Living tucked into a quiet location yet close to Shopping, Restaurants and the Interstate. Neat Landscaping, Pretty wooded views and Ample guest parking surround this Condo building that was recently dressed with a New Roof and New Siding! Enter the secure building and upstairs to a nice sized open one floor living! This condo offers plenty of storage throughout with a walk in storage closet that houses the furnace, water tank and electric box but also has a great amount of room for other items; Multiple closets, a hidden laundry room and also garage storage. A huge Great Room with a dimensional ceiling separates the Living and Dining areas and includes a cozy Gas Fireplace and sliding doors to the deck/patio. Nice sized Master Bedroom and second bedroom are separated by a large Full bath with Tub/Shower combo and double sinks. Appliances stay including Newer washer and Dryer! Why pay rent when you can own for Less? Or you can be the one charging the rent and ad

25. 2015-05-05
    historical
26. 2015-03-04
    listed $69,900 Active
27. 2011-07-07
    historical
28. 2011-04-07
    listed $79,900
29. 2002-11-02
    historical
30. 2002-08-02
    listed $86,900
31. 2002-07-07
    historical
32. 2002-03-08
    listed $89,900
33. 1999-07-28
    soldstatus $74,000
34. 1998-02-10
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,711 · $143/mo
• Projected year-2 tax: $1,776 · $148/mo
• Expected delta: +$65/yr (+$5/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,343
• − Mortgage interest: −$6,610
• − Property taxes: −$1,711
• − Insurance: −$590
• − Repairs & maintenance: −$1,867
• − Management: −$1,867
• − HOA: −$2,256
• − Depreciation: −$3,433
• Taxable income: $5,009
• Est. tax owed @ 24.0%: −$1,202
• After-tax cash flow: $5,256/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Liberty Local
• NCES district ID: 3905019
• Math proficiency: 30% ▼ -23.00%
• Reading proficiency: 41% ▼ -16.00%
• Median HH income: $48,604
• Composite: 30.59/100
• National rank: #6202
• State rank: #555 of 656 in OH

Livability — Churchill

• Score: 65/100
• State rank: #708
• US rank: #12768

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Mahoning · 224,175 people
• City population: 15,066
• Metro: Youngstown-Warren, OH
• Population (ZIP): 16,449
• Household income: $36,480
• Rent vs Own: 47.5% rent · 52.5% own
• Severe rent burden: 10.8

Population outlook (Trumbull County) Hauer SSP2

• Today (2025): 191,696 people
• By 2030: 184,015 · -4.0%
• By 2040: 166,810 · -13.0%
• By 2050: 149,857 · -21.8%
• By 2075: 115,769 · -39.6%
• By 2100: 83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Black 42% White 37% Two or more races 15% Hispanic / Latino 12%
• Hispanic origin (detail): Puerto Rican 10%
• Common ancestry: Romanian 2% Scotch-Irish 1%
• Foreign-born: 3% · Canada
• Languages at home: 88% English-only · Spanish 9% Arabic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Trumbull

• 2024 margin: R (+16.8) · D 41.2% · R 58.0%
• 2008→2024 swing: -39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
• All cycles: 2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.64%
• Current HPI: 192.3375
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+68.6% since first listed

17 events — show timeline

• 2026-05-27 Price Changed $118,000 MLSNOW
• 2026-05-01 Listed $119,900 MLSNOW
• 2022-10-21 Sold (Public Records) $89,900 Public Records
• 2022-10-21 Sold (MLS) $89,900 MLSNOW
• 2022-09-09 Pending — MLSNOW
• 2022-09-06 Relisted — MLSNOW
• 2022-09-02 Listed $89,900 MLSNOW
• 2015-05-05 Listing Removed — MLSNOW
• 2015-03-04 Listed $69,900 MLSNOW
• 2011-07-07 Listing Removed — MLSNOW
• 2011-04-07 Listed $79,900 MLSNOW
• 2002-11-02 Listing Removed — MLSNOW
• 2002-08-02 Listed $86,900 MLSNOW
• 2002-07-07 Listing Removed — MLSNOW
• 2002-03-08 Listed $89,900 MLSNOW
• 1999-07-28 Sold (Public Records) $74,000 Public Records
• 1998-02-10 Sold (Public Records) $70,000 Public Records

Property tax history

-0.4%/yr

Latest (2025): $1,711 · +0.3% YoY. Source: county tax records.