11395 N Canal Ln · Beaumont, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.2/30.0
- DSCR +8.3/10.0
- ARV discount +7.5/15.0
- 1% rule +5.7/10.0
- Schools +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$167,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Fresh and move-in ready, this 1,577 sq ft single-family mobile home sits on a quiet dead-end street and offers a well-designed split floor plan with 3 bedrooms and 2 bathrooms. The spacious primary suite features double sinks, while the home also includes large closets, a walk-in pantry, and a kitchen island perfect for everyday living and entertaining. Durable laminate flooring runs throughout, adding a clean and modern feel. A great opportunity you don’t want to miss!
Key facts
- Split floor plan
- Kitchen island
- Walk-in pantry
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-story; Mobile home on land; Residential property
- Construction: Vinyl siding
- Exterior features: Composition roof
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
- Interior features: Breakfast bar; Pantry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $168k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $375 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $168k).
- Recommended offer: $163k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.0% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
- Lumberton ISD (suburban): math 48% / reading 50% proficiency, ranked #173 of 826 in TX (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 318 active listings in the ZIP; solid renter incomes; 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.97%
- Cash-on-cash
- 9.56%
- DSCR
- 1.43
- GRM
- 7.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.9%
- Equity multiple
- 0.93×
- Total profit
- $-3,388
- Equity at exit
- $25,034
- IRR
- 7.8%
- Equity multiple
- 1.59×
- Total profit
- $27,592
- Equity at exit
- $14,517
Cash invested: $47,012 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77657
- Active inventory
- 318
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,792 medium interval (Pro) →
- Mortgage (P&I)
- −$880
- Tax from tax record
- −$91 /mo · $1,087/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$376
- Net cashflow
- $375
Break-even live
Sensitivity live
| Price | -10% $470 | -5% $422 | +0% $375 | +5% $327 | +10% $280 |
|---|---|---|---|---|---|
| Rent | -10% $233 | -5% $304 | +0% $375 | +5% $445 | +10% $516 |
| Rate | -1.0pp $459 | -0.5pp $417 | base $375 | +0.5pp $331 | +1.0pp $287 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,975
- Closing costs
- $5,037
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
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2026-06-18days on market $167,900 Active 51 DOM
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2026-06-17days on market $167,900 Active 50 DOM
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2026-06-16days on market $167,900 Active 49 DOM
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2026-06-15days on market $167,900 Active 48 DOM
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2026-06-14days on market $167,900 Active 46 DOM
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2026-06-10days on market $167,900 Active 43 DOM
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2026-06-09days on market $167,900 Active 42 DOM
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2026-06-08days on market $167,900 Active 41 DOM
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2026-06-07days on market $167,900 Active 40 DOM
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2026-06-05days on market $167,900 Active 37 DOM
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2026-06-03days on market $167,900 Active 36 DOM
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2026-06-02days on market $167,900 Active 35 DOM
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2026-06-01days on market $167,900 Active 34 DOM
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2026-05-31days on market $167,900 Active 33 DOM
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2026-05-30days on market $167,900 Active 32 DOM
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2026-04-28$167,900 Active 480-char remark
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2025-07-09price $167,900
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2024-06-26$169,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,087 · $91/mo
- Projected year-2 tax
- $3,073 · $256/mo
- Expected delta
- +$1,986/yr (+$165/mo · 182.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $21,505
- − Mortgage interest
- −$9,405
- − Property taxes
- −$1,087
- − Insurance
- −$840
- − Repairs & maintenance
- −$1,720
- − Management
- −$1,720
- − Depreciation
- −$4,884
- Taxable income
- $1,848
- Est. tax owed @ 24.0%
- −$444
- After-tax cash flow
- $4,053/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready mobile home offers a good condition with modern finishes and a spacious floor plan. It has potential for further value enhancement through minor cosmetic updates and landscaping improvements.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
- Both Landscaping and trimming the yard — A well-maintained yard can improve curb appeal and attract potential buyers/tenants.
- Both Reorganizing the kitchen and bathroom — A tidy and organized space can make the home more appealing to buyers/tenants.
- Both Adding decorative elements to the kitchen and bathroom — Decorative elements can make the spaces more inviting and attractive to potential buyers/tenants.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Landscaping and trimming the yard — A well-maintained yard can improve curb appeal and attract potential buyers/tenants. ↑
- Both Reorganizing the kitchen and bathroom — A tidy and organized space can make the home more appealing to buyers/tenants. ↑
- Both Adding decorative elements to the kitchen and bathroom — Decorative elements can make the spaces more inviting and attractive to potential buyers/tenants. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lumberton ISD
- NCES district ID
- 4813530
- Math proficiency
- 48% ▼ -5.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $62,996
- Composite
- 43.2/100
- National rank
- #3063
- State rank
- #173 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Hardin County · 39,783 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 22,258
- Household income
- $95,718
- Rent vs Own
- Severe rent burden
- 147.0
Population outlook (Hardin County) Hauer SSP2
- Today (2025)
- 57,780 people
- By 2030
- 58,296 · +0.9%
- By 2040
- 58,421 · +1.1%
- By 2050
- 57,391 · -0.7%
- By 2075
- 53,132 · -8.0%
- By 2100
- 44,905 · -22.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Hispanic / Latino 5% Two or more races 5%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 10% Serbian 3% Slovak 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Hardin
- 2024 margin
- Solid R (+75.8) · D 11.9% · R 87.7%
- 2008→2024 swing
- -14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
- All cycles
- 2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -160.56%
- Current HPI
- 156.2265
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-0.7% since first listed3 events — show timeline
- 2026-04-28 Listed $167,900 BBOR
- 2025-07-09 Price Changed $167,900 BBOR
- 2024-06-26 Listed $169,000 BBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…