614 Broadway Blvd · Sedalia, MO 65301

$139,000

2 bd · 1.0 ba · 1,740 sqft · SingleFamily public records · 468 Days on market

Built 1920 $80/sqft · 31% below area Est $167k · 17% under ↓ 13% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.3/30.0
• DSCR +4.0/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3 bedroom 1 bath home is located in central Sedalia, close to shopping and dining. You can enjoy your coffee in the mornings on the new front porch, watching the world go by. There's plenty of parking in the back with alley access. Roof was replaced in 2024.

Key facts

• Alley access
• New front porch
• Plenty of parking

Tags

• NEW FRONT PORCH
• PLENTY OF PARKING
• ALLEY ACCESS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $139k.

Deal economics

• At list price, monthly cash flow is $1 ($14/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $109k (21.9% below list).
• Recommended offer: $109k (21.9% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.3% in Sedalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#107 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, crime F, commute F.
• Sedalia 200 (town): math 47% / reading 46% proficiency, ranked #89 of 324 in MO (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 213 active listings in the ZIP; 109 units permitted in Pettis County in 2024 (46 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pettis County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 468 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $108,516 (21.9% below list)

Questions for the listing agent

1. It's been on market 468 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.30%
• Cash-on-cash: 0.04%
• DSCR: 1.00
• GRM: 10.7

CMA / ARV

• ARV (median comp): $166,730
• List price: $139,000
• Delta: -16.63%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
236 S Grand Ave Ave	0.36mi	2/2.0	1,680 (-3%)	4mo	$189,900	$113	70
1608 S Moniteau Ave	0.53mi	3/2.0 (+1)	1,750 (+1%)	4mo	$180,000	$103	62
1004 S Missouri Ave	0.16mi	3/1.5 (+1)	1,800 (+3%)	22mo	$188,500	$105	61
321 W 10th St	0.23mi	3/2.0 (+1)	1,708 (-2%)	20mo	$157,900	$92	61
1216 Maple Ln	0.43mi	3/2.0 (+1)	1,854 (+7%)	1mo	$44,900	$24	59
250 S Prospect Ave	0.36mi	3/2.0 (+1)	1,714 (-2%)	19mo	$129,000	$75	56
914 S Osage Ave	0.29mi	3/2.0 (+1)	1,646 (-5%)	16mo	$239,000	$145	55
916 S Vermont St	0.16mi	3/2.0 (+1)	1,936 (+11%)	14mo	$114,500	$59	53
208 S Prospect Ave	0.45mi	3/2.0 (+1)	1,700 (-2%)	16mo	$164,000	$96	53
1412 W 5th St	0.54mi	2/2.0	1,540 (-12%)	5mo	$210,000	$136	47
1412 S Park Ave	0.53mi	3/2.0 (+1)	1,647 (-5%)	15mo	$159,900	$97	45
1601 S Barrett Ave	0.71mi	3/2.0 (+1)	1,825 (+5%)	16mo	$215,000	$118	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.3%
• Equity multiple: 0.42×
• Total profit: $-22,499
• Equity at exit: $20,725

10-year hold

• IRR: -8.1%
• Equity multiple: 0.49×
• Total profit: $-19,691
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65301

• Home prices YoY: -21.8%
• Active inventory: 213
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $1,085 medium
• Mortgage (P&I): −$729
• Tax from tax record: −$69 /mo · $831/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$228
• Net cashflow: $1

Break-even live

Break-even rent $1,084

Max offer price $139,000

Occupancy floor 95%

Sensitivity live

Price	-10% $80	-5% $40	+0% $1	+5% $-38	+10% $-78
Rent	-10% $-85	-5% $-42	+0% $1	+5% $44	+10% $87
Rate	-1.0pp $71	-0.5pp $37	base $1	+0.5pp $-35	+1.0pp $-72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-19
   days on market $139,000 Active 468 DOM
2. 2026-06-18
   days on market $139,000 Active 467 DOM
3. 2026-06-17
   days on market $139,000 Active 466 DOM
4. 2026-06-16
   days on market $139,000 Active 465 DOM
5. 2026-06-15
   days on market $139,000 Active 464 DOM
6. 2026-06-14
   days on market $139,000 Active 462 DOM
7. 2026-06-12
   days on market $139,000 Active 461 DOM
8. 2026-06-09
   days on market $139,000 Active 458 DOM
9. 2026-06-08
   days on market $139,000 Active 457 DOM
10. 2026-06-07
    days on market $139,000 Active 456 DOM
11. 2026-06-05
    days on market $139,000 Active 453 DOM
12. 2026-06-03
    days on market $139,000 Active 452 DOM
13. 2026-06-02
    days on market $139,000 Active 451 DOM
14. 2026-06-01
    days on market $139,000 Active 450 DOM
15. 2026-05-31
    days on market $139,000 Active 449 DOM
16. 2026-05-30
    days on market $139,000 Active 448 DOM
17. 2026-04-20
    price $139,000 263-char remark

    Show marketing remark (263 chars)

    This 3 bedroom 1 bath home is located in central Sedalia, close to shopping and dining. You can enjoy your coffee in the mornings on the new front porch, watching the world go by. There's plenty of parking in the back with alley access. Roof was replaced in 2024.

18. 2025-04-21
    price $149,000 263-char remark

    Show marketing remark (263 chars)

    This 3 bedroom 1 bath home is located in central Sedalia, close to shopping and dining. You can enjoy your coffee in the mornings on the new front porch, watching the world go by. There's plenty of parking in the back with alley access. Roof was replaced in 2024.

19. 2025-03-08
    listed $160,000 Active 263-char remark

    Show marketing remark (263 chars)

    This 3 bedroom 1 bath home is located in central Sedalia, close to shopping and dining. You can enjoy your coffee in the mornings on the new front porch, watching the world go by. There's plenty of parking in the back with alley access. Roof was replaced in 2024.

20. 2024-08-22
    soldstatus
21. 2005-08-11
    soldstatus
22. 1993-01-21
    soldstatus
23. 1991-01-24
    soldstatus
24. 1986-09-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $831 · $69/mo
• Projected year-2 tax: $1,348 · $112/mo
• Expected delta: +$517/yr (+$43/mo · 62.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,022
• − Mortgage interest: −$7,786
• − Property taxes: −$831
• − Insurance: −$695
• − Repairs & maintenance: −$1,042
• − Management: −$1,042
• − Depreciation: −$4,044
• Taxable loss: −$2,418
• Est. tax savings @ 24.0%: +$580
• After-tax cash flow: $594/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sedalia 200
• NCES district ID: 2927830
• Math proficiency: 47% ▼ -1.00%
• Reading proficiency: 46% ▼ -3.00%
• Median HH income: $37,452
• Composite: 38.7/100
• National rank: #4141
• State rank: #89 of 324 in MO

Livability — Sedalia

• Score: 71/100
• State rank: #107
• US rank: #6990

Category grades

Amenities D Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sedalia, MO
• County: Pettis County · 35,091 people
• City population: 35,091
• Metro: Sedalia, MO
• Population (ZIP): 35,091
• Household income: $58,064
• Rent vs Own: 33.9% rent · 66.1% own
• Severe rent burden: 1021.0

Population outlook (Pettis County) Hauer SSP2

• Today (2025): 41,992 people
• By 2030: 41,584 · -1.0%
• By 2040: 40,483 · -3.6%
• By 2050: 39,049 · -7.0%
• By 2075: 35,413 · -15.7%
• By 2100: 30,870 · -26.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 10% Two or more races 7% Black 3%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Subsaharan African 3% Lithuanian 2% Italian 1%
• Foreign-born: 7% · Canada
• Languages at home: 87% English-only · Spanish 7% Russian/Polish/Slavic 4% German/W. Germanic 1%

Political lean MEDSL · Pettis

• 2024 margin: Solid R (+48.8) · D 24.9% · R 73.7% · Other 1.4%
• 2008→2024 swing: -26.3pp toward R · 2008: -22.4pp · 2024: -48.8pp
• All cycles: 2024: R+48.8 2020: R+47.5 2016: R+46.9 2012: R+28.8 2008: R+22.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.80%
• Current HPI: 292.8224
• Rent YoY: —
• Metro: Sedalia, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-13.1% since first listed

8 events — show timeline

• 2026-04-20 Price Changed $139,000 CMBR
• 2025-04-21 Price Changed $149,000 CMBR
• 2025-03-08 Listed $160,000 CMBR
• 2024-08-22 Sold (Public Records) — Public Records
• 2005-08-11 Sold (Public Records) — Public Records
• 1993-01-21 Sold (Public Records) — Public Records
• 1991-01-24 Sold (Public Records) — Public Records
• 1986-09-15 Sold (Public Records) — Public Records

Property tax history

+2.2%/yr

Latest (2025): $831 · +4.4% YoY. Source: county tax records.