213 Spruce St · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.1/30.0
- ARV discount +4.4/15.0
- DSCR +4.3/10.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 213 Spruce Street in the heart of Warner Robins, Georgia, where timeless charm meets modern luxury on a rare nearly one acre lot in the middle of town. This beautifully updated and recently renovated home is move in ready and designed to impress from the moment you arrive. Fresh full house paint, new windows, updated door hardware, and stylish modern lighting create a bright and inviting atmosphere throughout. The stunning open concept kitchen flows seamlessly into the living space and features gorgeous granite countertops, stainless steel appliances, custom cabinetry, and the perfect layout for entertaining family and friends. The spacious bathrooms have been tastefully updated
Key facts
- Custom cabinetry
- Open concept kitchen
- Nearly one acre lot
Tags
Property features AI
Finance
- Other: Above-grade finished area listed (1,637)
Exterior
- Parking: Attached 3-car garage
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family detached residential property; Located in the Woodland Hills subdivision
- Construction: Brick construction
- Exterior features: Covered patio; Patio; Porch; Fenced yard; Workshop (outbuilding)
Interior
- Kitchen: Dishwasher; Electric range; Microwave
- Bedrooms: 8 total rooms (room count provided)
- Flooring: Tile flooring; Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning; Ceiling fans; Whole house fan
- Interior features: Insulated windows; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $32 ($389/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (24.1% below list).
- Recommended offer: $159k (24.1% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $70k; list at $210k implies a 200% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.48%
- Cash-on-cash
- 0.66%
- DSCR
- 1.03
- GRM
- 11.0
CMA / ARV
- ARV (on-the-fly)
- $196,440
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 218 Spruce St | 0.07mi | 4/2.5 (+1) | 1,718 (+5%) | 9mo | $195,000 | $114 | 70 |
| 213 Ashby Way | 0.39mi | 3/2.0 | 1,666 (+2%) | 7mo | $205,000 | $123 | 69 |
| 114 Skyway Dr | 0.21mi | 3/2.0 | 1,832 (+12%) | 3mo | $180,000 | $98 | 64 |
| 101 Spring St | 0.44mi | 3/2.0 | 1,705 (+4%) | 9mo | $175,000 | $103 | 61 |
| 104 Skyway Dr | 0.27mi | 3/2.0 | 1,425 (-13%) | 1mo | $199,000 | $140 | 61 |
| 86 Westcliff Cir | 0.53mi | 3/2.0 | 1,542 (-6%) | 6mo | $200,000 | $130 | 57 |
| 103 Morningside Dr | 0.23mi | 3/2.0 | 1,842 (+12%) | 10mo | $195,000 | $106 | 56 |
| 105 Robinhood Dr | 0.48mi | 4/1.5 (+1) | 1,491 (-9%) | 1mo | $208,000 | $140 | 55 |
| 112 Friar Tuck Ave | 0.72mi | 3/2.0 | 1,505 (-8%) | 2mo | $269,999 | $179 | 47 |
| 333 Clairmont Dr | 0.65mi | 3/2.0 | 1,458 (-11%) | 3mo | $104,000 | $71 | 45 |
| 319 Mary Ln | 0.67mi | 3/1.5 | 1,416 (-14%) | 9mo | $169,000 | $119 | 37 |
| 123 Robinhood Dr | 0.66mi | 4/3.0 (+1) | 1,872 (+14%) | 10mo | $225,000 | $120 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- -16.6%
- Equity multiple
- 0.42×
- Total profit
- $-34,183
- Equity at exit
- $31,312
- IRR
- -10.7%
- Equity multiple
- 0.39×
- Total profit
- $-35,979
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 286
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $1,593 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$38 /mo · $452/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$335
- Net cashflow
- $32
Break-even live
Sensitivity live
| Price | -10% $151 | -5% $92 | +0% $32 | +5% $-27 | +10% $-338 |
|---|---|---|---|---|---|
| Rent | -10% $-93 | -5% $-31 | +0% $32 | +5% $95 | +10% $158 |
| Rate | -1.0pp $138 | -0.5pp $86 | base $32 | +0.5pp $-22 | +1.0pp $-77 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 100 Wrights Mill Cir Warner Robins, GA | 2.0 | 2.0 | 1118 | $1,475 | $1.32 | 44d | 1 | 0.25mi |
| 204 Ashby Way Warner Robins, GA | 3.0 | 2.0 | 1251 | $1,395 | $1.12 | 44d | 1 | 0.41mi |
| 313 Westcliff Center St Warner Robins, GA | 2.0 | 2.0 | 1241 | $1,300 | $1.05 | 21d | 1 | 0.61mi |
| 313 Westcliff Center St Warner Robins, GA | 2.0 | 2.0 | 1241 | $1,300 | $1.05 | 44d | 1 | 0.61mi |
| 211 Laverne Dr Warner Robins, GA | 3.0 | 2.0 | 1431 | $1,395 | $0.97 | 14d | 1 | 0.79mi |
| 337 Mary Ln Warner Robins, GA | 3.0 | 2.0 | 1411 | $1,500 | $1.06 | 14d | 1 | 0.83mi |
| 126 Jaybee Dr Warner Robins, GA | 3.0 | 2.0 | 1378 | $1,750 | $1.27 | 44d | 1 | 0.83mi |
| 341 Mary Ln Warner Robins, GA | 3.0 | 2.0 | 1413 | $1,350 | $0.96 | 21d | 1 | 0.85mi |
| 203 Lumpkin Dr Warner Robins, GA | 3.0 | 3.0 | 1700 | $2,200 | $1.29 | 44d | 1 | 0.98mi |
| 125 Briarcliff Rd Warner Robins, GA | 3.0 | 1.5 | 1242 | $1,325 | $1.07 | 21d | 1 | 0.99mi |
| 125 Briarcliff Rd Warner Robins, GA | 3.0 | 1.5 | 1242 | $1,325 | $1.07 | 44d | 1 | 0.99mi |
| 320 Carl Vinson Pkwy Warner Robins, GA | 2.0–3.0 | 2.0 | 1090 | $1,225 | $1.12 | 44d | 1 | 1.03mi |
| 202 Self St Warner Robins, GA | 3.0 | 2.0 | 1294 | $1,450 | $1.12 | 44d | 1 | 1.07mi |
| 501 Pinecrest Dr Warner Robins, GA | 4.0 | 2.0 | 1818 | $2,100 | $1.16 | 44d | 1 | 1.16mi |
| 122 Rolling Woods Cir Warner Robins, GA | 3.0 | 2.5 | 1920 | $1,750 | $0.91 | 21d | 1 | 1.17mi |
| 122 Rolling Woods Cir Warner Robins, GA | 3.0 | 2.5 | 1920 | $1,750 | $0.91 | 44d | 1 | 1.17mi |
| 1205 Leverett Rd Warner Robins, GA | 2.0 | 2.0 | 1055 | $1,125 | $1.07 | 21d | 1 | 1.21mi |
| 111 Hawthorne Rd Warner Robins, GA | 3.0 | 2.0 | 1551 | $1,500 | $0.97 | 44d | 1 | 1.24mi |
| 117 Wingate Cir Warner Robins, GA | 2.0 | 1.5 | 1155 | $1,425 | $1.23 | 21d | 1 | 1.27mi |
| 124 Carterwoods Dr Warner Robins, GA | 3.0 | 2.0 | 1818 | $1,811 | $1.00 | 21d | 1 | 1.32mi |
| 135 Sussex Dr Warner Robins, GA | 2.0 | 2.0 | 2047 | $1,495 | $0.73 | 44d | 1 | 1.33mi |
| 115 Cheryl Blvd Warner Robins, GA | 3.0 | 2.0 | 1328 | $1,500 | $1.13 | 21d | 1 | 1.36mi |
| 115 Cheryl Blvd Warner Robins, GA | 3.0 | 2.0 | 1328 | $1,500 | $1.13 | 14d | 1 | 1.36mi |
| 208 Wray St Warner Robins, GA | 3.0 | 2.0 | 1509 | $1,700 | $1.13 | 14d | 1 | 1.48mi |
| 142 Stoneridge Dr Warner Robins, GA | 3.0 | 1.5 | 1321 | $1,450 | $1.10 | 44d | 1 | 1.48mi |
Listing history 3 events
-
2026-05-22$210,000 Active
-
2021-02-18soldstatus $70,000
-
1986-09-29soldstatus $49,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $452 · $38/mo
- Projected year-2 tax
- $1,932 · $161/mo
- Expected delta
- +$1,480/yr (+$123/mo · 327.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,122
- − Mortgage interest
- −$11,763
- − Property taxes
- −$452
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,530
- − Management
- −$1,530
- − Depreciation
- −$6,109
- Taxable loss
- −$3,312
- Est. tax savings @ 24.0%
- +$795
- After-tax cash flow
- $1,184/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+328.6% since first listed3 events — show timeline
- 2026-05-22 Listed $210,000 CGMLS
- 2021-02-18 Sold (Public Records) $70,000 Public Records
- 1986-09-29 Sold (Public Records) $49,000 Public Records
Property tax history
-2.2%/yrLatest (2023): $452 · -29.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…