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213 Spruce St
D- Composite 37.95
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +4.4/15.0
  • DSCR +4.3/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

213 Spruce St · Warner Robins, GA 31088
3 bd · 1.0 ba · 1,637 sqft · SingleFamily public records · 5 Days on market
Built 1960 0.83 ac lot Est $196k · 7% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 213 Spruce Street in the heart of Warner Robins, Georgia, where timeless charm meets modern luxury on a rare nearly one acre lot in the middle of town. This beautifully updated and recently renovated home is move in ready and designed to impress from the moment you arrive. Fresh full house paint, new windows, updated door hardware, and stylish modern lighting create a bright and inviting atmosphere throughout. The stunning open concept kitchen flows seamlessly into the living space and features gorgeous granite countertops, stainless steel appliances, custom cabinetry, and the perfect layout for entertaining family and friends. The spacious bathrooms have been tastefully updated

Key facts

  • Custom cabinetry
  • Open concept kitchen
  • Nearly one acre lot

Tags

NEARLY ONE ACRE LOTOPEN CONCEPT KITCHENGORGEOUS GRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESCUSTOM CABINETRYOUTDOOR ENTERTAINING SPACE

Property features AI

Finance

  • Other: Above-grade finished area listed (1,637)

Exterior

  • Parking: Attached 3-car garage
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family detached residential property; Located in the Woodland Hills subdivision
  • Construction: Brick construction
  • Exterior features: Covered patio; Patio; Porch; Fenced yard; Workshop (outbuilding)

Interior

  • Kitchen: Dishwasher; Electric range; Microwave
  • Bedrooms: 8 total rooms (room count provided)
  • Flooring: Tile flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning; Ceiling fans; Whole house fan
  • Interior features: Insulated windows; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $32 ($389/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (24.1% below list).
  • Recommended offer: $159k (24.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $70k; list at $210k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,347 (24.1% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.48%
Cash-on-cash
0.66%
DSCR
1.03
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$196,440
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
218 Spruce St 0.07mi 4/2.5 (+1) 1,718 (+5%) 9mo $195,000 $114 70
213 Ashby Way 0.39mi 3/2.0 1,666 (+2%) 7mo $205,000 $123 69
114 Skyway Dr 0.21mi 3/2.0 1,832 (+12%) 3mo $180,000 $98 64
101 Spring St 0.44mi 3/2.0 1,705 (+4%) 9mo $175,000 $103 61
104 Skyway Dr 0.27mi 3/2.0 1,425 (-13%) 1mo $199,000 $140 61
86 Westcliff Cir 0.53mi 3/2.0 1,542 (-6%) 6mo $200,000 $130 57
103 Morningside Dr 0.23mi 3/2.0 1,842 (+12%) 10mo $195,000 $106 56
105 Robinhood Dr 0.48mi 4/1.5 (+1) 1,491 (-9%) 1mo $208,000 $140 55
112 Friar Tuck Ave 0.72mi 3/2.0 1,505 (-8%) 2mo $269,999 $179 47
333 Clairmont Dr 0.65mi 3/2.0 1,458 (-11%) 3mo $104,000 $71 45
319 Mary Ln 0.67mi 3/1.5 1,416 (-14%) 9mo $169,000 $119 37
123 Robinhood Dr 0.66mi 4/3.0 (+1) 1,872 (+14%) 10mo $225,000 $120 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.42×
Total profit
$-34,183
Equity at exit
$31,312
10-year hold
IRR
-10.7%
Equity multiple
0.39×
Total profit
$-35,979
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,593 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$38 /mo · $452/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$335
Net cashflow
$32

Break-even live

Break-even rent $1,552
Max offer price $210,000
Occupancy floor 93%

Sensitivity live

Price -10% $151 -5% $92 +0% $32 +5% $-27 +10% $-338
Rent -10% $-93 -5% $-31 +0% $32 +5% $95 +10% $158
Rate -1.0pp $138 -0.5pp $86 base $32 +0.5pp $-22 +1.0pp $-77

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Wrights Mill Cir Warner Robins, GA 2.0 2.0 1118 $1,475 $1.32 44d 1 0.25mi
204 Ashby Way Warner Robins, GA 3.0 2.0 1251 $1,395 $1.12 44d 1 0.41mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 21d 1 0.61mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 44d 1 0.61mi
211 Laverne Dr Warner Robins, GA 3.0 2.0 1431 $1,395 $0.97 14d 1 0.79mi
337 Mary Ln Warner Robins, GA 3.0 2.0 1411 $1,500 $1.06 14d 1 0.83mi
126 Jaybee Dr Warner Robins, GA 3.0 2.0 1378 $1,750 $1.27 44d 1 0.83mi
341 Mary Ln Warner Robins, GA 3.0 2.0 1413 $1,350 $0.96 21d 1 0.85mi
203 Lumpkin Dr Warner Robins, GA 3.0 3.0 1700 $2,200 $1.29 44d 1 0.98mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 21d 1 0.99mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 44d 1 0.99mi
320 Carl Vinson Pkwy Warner Robins, GA 2.0–3.0 2.0 1090 $1,225 $1.12 44d 1 1.03mi
202 Self St Warner Robins, GA 3.0 2.0 1294 $1,450 $1.12 44d 1 1.07mi
501 Pinecrest Dr Warner Robins, GA 4.0 2.0 1818 $2,100 $1.16 44d 1 1.16mi
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 21d 1 1.17mi
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 44d 1 1.17mi
1205 Leverett Rd Warner Robins, GA 2.0 2.0 1055 $1,125 $1.07 21d 1 1.21mi
111 Hawthorne Rd Warner Robins, GA 3.0 2.0 1551 $1,500 $0.97 44d 1 1.24mi
117 Wingate Cir Warner Robins, GA 2.0 1.5 1155 $1,425 $1.23 21d 1 1.27mi
124 Carterwoods Dr Warner Robins, GA 3.0 2.0 1818 $1,811 $1.00 21d 1 1.32mi
135 Sussex Dr Warner Robins, GA 2.0 2.0 2047 $1,495 $0.73 44d 1 1.33mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 21d 1 1.36mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 14d 1 1.36mi
208 Wray St Warner Robins, GA 3.0 2.0 1509 $1,700 $1.13 14d 1 1.48mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 44d 1 1.48mi

Listing history 3 events

  1. 2026-05-22
    listed $210,000 Active
  2. 2021-02-18
    soldstatus $70,000
  3. 1986-09-29
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$452 · $38/mo
Projected year-2 tax
$1,932 · $161/mo
Expected delta
+$1,480/yr (+$123/mo · 327.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,122
− Mortgage interest
−$11,763
− Property taxes
−$452
− Insurance
−$1,050
− Repairs & maintenance
−$1,530
− Management
−$1,530
− Depreciation
−$6,109
Taxable loss
−$3,312
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$795
After-tax cash flow
$1,184/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+328.6% since first listed
3 events — show timeline
  • 2026-05-22 Listed $210,000 CGMLS
  • 2021-02-18 Sold (Public Records) $70,000 Public Records
  • 1986-09-29 Sold (Public Records) $49,000 Public Records

Property tax history

-2.2%/yr

Latest (2023): $452 · -29.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…