2419 Henral Ct · Jennings, MO 63136

$39,900

3 bd · 1.0 ba · 1,206 sqft · SingleFamily public records · 37 Days on market

Built 1940 6,311 sqft lot $33/sqft · 54% below area

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.9/10.0
• Rent growth +3.7/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0

Listing remarks MLS

This charming bungalow is waiting for you to make it a home. This property features 1206 sq ft, 3 bedrooms, 1 bathroom, wood flooring, large family room, large living and dining room and so much more! When you here you are close to shopping and transportation. Do not hesitate to schedule your appointment today! Investors gem!

Key facts

• 6,311 sq ft lot
• Garage
• Built 1940

Property features AI

Finance

• Other: Living area reported as 1,206 (source: assessor); Lot dimensions approximately 40 x 143; Lot size approximately 0.1449 acres; Seller may consider concessions; Home warranty not offered; Lease not considered

Exterior

• Parking: Driveway; Attached 1-car garage
• Utilities: Public water; Private sewer; Electricity connected; Sewer connected; Water connected; Electric service (other)
• Home design: Single-family residence; Private ownership; Faces unknown
• Construction: Vinyl siding; Shingle roof; Built using traditional construction (year not provided)
• Exterior features: Back yard

Interior

• Bedrooms: 3 bedrooms (all on the main level)
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Forced air heating; No central cooling
• Interior features: Full, unfinished basement; One level

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $40k.

Deal economics

• At list price, monthly cash flow is $655 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $40k).
• Recommended offer: $39k (3.0% below list) — sets the bar for market timing.
• Cap rate 26.0% vs local median 12.2% in Jennings — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#208 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A-, housing A-; Watch: crime F, amenities F, employment F.
• Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Northview Elem. (math 3% / reading 20%, grade F, #1,022 of 1,115 statewide, top 92%, 524 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 36% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $2k of equity ($276 loan paydown + $2k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $38,703 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.11% ✓
• Cap rate: 25.98%
• Cash-on-cash: 70.32%
• DSCR: 4.13
• GRM: 2.7

CMA / ARV

• ARV (median comp): $87,452
• List price: $39,900
• Delta: -54.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8870 Saint Cyr Dr	0.31mi	3/1.0	1,131 (-6%)	2mo	$39,900	$35	74
5 Jendale Ct	0.19mi	4/1.0 (+1)	1,267 (+5%)	6mo	$69,995	$55	72
2538 Oepts Ave	0.27mi	3/1.5	1,144 (-5%)	7mo	$40,000	$35	71
8871 Boyce Pl	0.38mi	3/2.0	1,250 (+4%)	4mo	$149,900	$120	70
8 Jendale Ct	0.17mi	2/2.0 (-1)	1,127 (-7%)	4mo	$125,000	$111	69
2035 Sun Valley Dr	0.65mi	3/2.0	1,170 (-3%)	4mo	$68,900	$59	57
8819 May Ave	0.45mi	2/1.0 (-1)	1,074 (-11%)	0mo	$100,000	$93	56
2044 Hildred Ave	0.59mi	4/1.0 (+1)	1,136 (-6%)	6mo	$115,000	$101	53
9305 Scottdale Ave	0.66mi	3/2.0	1,280 (+6%)	3mo	$60,000	$47	53
9157 Victory Ave	0.51mi	4/2.5 (+1)	1,127 (-7%)	5mo	$129,900	$115	50
2568 Dorwood Dr	0.64mi	2/1.0 (-1)	1,336 (+11%)	4mo	$105,000	$79	44
2026 Mclaran Ave	0.68mi	2/1.0 (-1)	1,026 (-15%)	1mo	$89,500	$87	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 77.7%
• Equity multiple: 5.54×
• Total profit: $50,754
• Equity at exit: $19,742

10-year hold

• IRR: 77.3%
• Equity multiple: 12.12×
• Total profit: $124,260
• Equity at exit: $31,907

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 372
• Price-to-rent: 2.7×

Monthly cashflow live

• Estimated rent: $1,241 high
• Mortgage (P&I): −$209
• Tax from tax record: −$100 /mo · $1,197/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$261
• Net cashflow: $655

Break-even live

Break-even rent $412

Max offer price $39,900

Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $9,975
• Closing costs: $1,197
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7 Lamar Dr Saint Louis, MO	3.0	1.0	894	$1,200	$1.34	17d	1	0.05mi
3 Pohlman Ln Saint Louis, MO	2.0	1.0	704	$1,000	$1.42	16d	1	0.08mi
8720 Akins Dr Saint Louis, MO	2.0	1.0	1012	$1,150	$1.14	23d	1	0.26mi
2415 Shirley Ave Saint Louis, MO	3.0	1.0	990	$1,450	$1.46	23d	1	0.34mi
8817 Shady Grove Ave Saint Louis, MO	2.0	1.0	1085	$1,075	$0.99	23d	1	0.34mi
2617 Hord Ave Saint Louis, MO	2.0	1.0	800	$775	$0.97	3d	1	0.36mi
2427 Switzer Ave Saint Louis, MO	3.0	1.0	1008	$1,300	$1.29	43d	1	0.39mi
2527 Switzer Ave Saint Louis, MO	3.0	1.0	888	$1,135	$1.28	16d	1	0.41mi
2546 Main St Saint Louis, MO	4.0	1.0	984	$1,269	$1.29	43d	1	0.47mi
8908 Scottdale Ave Jennings, MO	2.0	1.0	790	$1,000	$1.27	43d	1	0.49mi
2623 Avie Dr Saint Louis, MO	3.0	2.0	921	$1,350	$1.47	43d	1	0.57mi
8347 Eton Pl Saint Louis, MO	2.0	1.0	750	$1,075	$1.43	43d	1	0.59mi
8344 Eton Pl Saint Louis, MO	2.0	1.0	750	$895	$1.19	3d	1	0.60mi
2022 McLaran Ave Saint Louis, MO	3.0	2.0	1181	$1,593	$1.35	14d	1	0.66mi
8527 Dianthus Ln Saint Louis, MO	3.0	1.0	976	$1,295	$1.33	43d	1	0.72mi
7205 Calvin Ave Saint Louis, MO	3.0	1.0	832	$750	$0.90	43d	1	0.76mi
1942 Damato Ct Saint Louis, MO	2.0	1.0	905	$1,100	$1.22	43d	1	0.77mi
2056 Coleridge Dr Saint Louis, MO	3.0	1.0	949	$1,195	$1.26	23d	1	0.77mi
8502 Dianthus Ln Saint Louis, MO	2.0	1.0	1072	$1,175	$1.10	23d	1	0.78mi
7142 Lamont Dr Saint Louis, MO	2.0	1.0	750	$1,100	$1.47	17d	1	0.85mi
7441 Calvin Ave Saint Louis, MO	3.0	1.0	1068	$1,350	$1.26	12d	1	0.85mi
7426 Calvin Ave Saint Louis, MO	2.0	1.0	1100	$1,125	$1.02	17d	1	0.87mi
9547 Glen Owen Dr Saint Louis, MO	2.0	1.0	923	$985	$1.07	23d	1	0.89mi
5640 Sapphire Ave Saint Louis, MO	2.0	1.0	900	$1,100	$1.22	43d	1	0.92mi
9418 Pattonwood Dr Saint Louis, MO	2.0	2.0	982	$1,500	$1.53	23d	1	0.93mi
5615 Beldon Dr Saint Louis, MO	2.0	1.0	850	$950	$1.12	43d	1	0.94mi
2152 Nemnich Rd Saint Louis, MO	2.0	1.5	1030	$1,100	$1.07	43d	1	0.96mi
7120 Greenhaven Dr Saint Louis, MO	3.0	2.0	1131	$1,050	$0.93	23d	1	0.99mi
5613 Statler Ave Saint Louis, MO	2.0	1.0	864	$1,300	$1.50	4d	1	1.01mi
5637 Jennings Station Rd Saint Louis, MO	3.0	1.0	1116	$895	$0.80	43d	1	1.04mi
5955 Floy Ave Saint Louis, MO	2.0	1.0	1032	$1,050	$1.02	2d	1	1.06mi
7315 Albright Ave Saint Louis, MO	3.0	1.0	888	$1,150	$1.30	43d	1	1.07mi
7218 Albright Ave Saint Louis, MO	2.0	1.0	1100	$980	$0.89	23d	1	1.09mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	43d	1	1.09mi
7304 Albright Ave Saint Louis, MO	2.0	1.0	800	$1,100	$1.38	43d	1	1.09mi
5932 Floy Ave Saint Louis, MO	3.0	1.0	1080	$1,373	$1.27	20d	1	1.10mi
7414 Pleaseway Dr Saint Louis, MO	2.0	1.0	768	$1,100	$1.43	43d	1	1.11mi
7420 Pleaseway Dr Saint Louis, MO	2.0	1.0	952	$1,250	$1.31	21d	1	1.11mi
2008 Kappel Dr Saint Louis, MO	3.0	1.0	858	$1,175	$1.37	23d	1	1.12mi
1225 Newark Dr Saint Louis, MO	3.0	2.0	944	$1,400	$1.48	3d	1	1.13mi

Listing history 23 events

1. 2026-06-18
   days on market $39,900 Active 37 DOM
2. 2026-06-17
   days on market $39,900 Active 36 DOM
3. 2026-06-16
   days on market $39,900 Active 35 DOM
4. 2026-06-15
   days on market $39,900 Active 34 DOM
5. 2026-06-13
   days on market $39,900 Active 32 DOM
6. 2026-06-09
   days on market $39,900 Active 28 DOM
7. 2026-06-08
   days on market $39,900 Active 27 DOM
8. 2026-06-07
   days on market $39,900 Active 26 DOM
9. 2026-06-03
   days on market $39,900 Active 22 DOM
10. 2026-06-02
    days on market $39,900 Active 21 DOM
11. 2026-06-01
    days on market $39,900 Active 20 DOM
12. 2026-05-31
    days on market $39,900 Active 19 DOM
13. 2026-05-13
    listed $39,900 Active 320-char remark
14. 2026-05-12
    historical $39,900 320-char remark
15. 2024-12-26
    soldstatus Closed 331-char remark

    Show marketing remark (331 chars)

    This charming bungalow is waiting for you to make it a home. This property features 1206 sq ft, 3 bedrooms, 1 bathroom, wood flooring, large family room, large living and dining room and so much more! When you here you are close to shopping and transportation. Do not hesitate to schedule your appointment today! Investors gem!

16. 2024-12-07
    status Pending 331-char remark

    Show marketing remark (331 chars)

    This charming bungalow is waiting for you to make it a home. This property features 1206 sq ft, 3 bedrooms, 1 bathroom, wood flooring, large family room, large living and dining room and so much more! When you here you are close to shopping and transportation. Do not hesitate to schedule your appointment today! Investors gem!

17. 2024-11-15
    price $35,900 331-char remark

    Show marketing remark (331 chars)

    This charming bungalow is waiting for you to make it a home. This property features 1206 sq ft, 3 bedrooms, 1 bathroom, wood flooring, large family room, large living and dining room and so much more! When you here you are close to shopping and transportation. Do not hesitate to schedule your appointment today! Investors gem!

18. 2024-10-06
    listed $39,900 Active 331-char remark

    Show marketing remark (331 chars)

    This charming bungalow is waiting for you to make it a home. This property features 1206 sq ft, 3 bedrooms, 1 bathroom, wood flooring, large family room, large living and dining room and so much more! When you here you are close to shopping and transportation. Do not hesitate to schedule your appointment today! Investors gem!

19. 2015-11-02
    price $9,900
20. 2015-10-13
    price $12,900
21. 2015-10-02
    price $15,900
22. 2015-09-28
    price $19,900
23. 1987-03-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,197 · $100/mo
• Projected year-2 tax: $1,197 · $100/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,890
• − Mortgage interest: −$2,235
• − Property taxes: −$1,197
• − Insurance: −$200
• − Repairs & maintenance: −$1,191
• − Management: −$1,191
• − Depreciation: −$1,161
• Taxable income: $7,716
• Est. tax owed @ 24.0%: −$1,852
• After-tax cash flow: $6,004/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jennings
• NCES district ID: 2916290
• Math proficiency: 8% ▼ -16.00%
• Reading proficiency: 20% ▼ -4.00%
• Median HH income: $30,595
• Composite: 11.04/100
• National rank: #9739
• State rank: #315 of 324 in MO

Livability — Jennings

• Score: 67/100
• State rank: #208
• US rank: #10499

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jennings, MO
• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+100.5% since first listed

11 events — show timeline

• 2026-05-13 Listed $39,900 MARIS as Distributed by MLS Grid
• 2026-05-12 Coming Soon $39,900 MARIS as Distributed by MLS Grid
• 2024-12-26 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2024-12-07 Pending — MARIS as Distributed by MLS Grid
• 2024-11-15 Price Changed $35,900 MARIS as Distributed by MLS Grid
• 2024-10-06 Listed $39,900 MARIS as Distributed by MLS Grid
• 2015-11-02 Price Changed $9,900 MARIS as Distributed by MLS Grid
• 2015-10-13 Price Changed $12,900 MARIS as Distributed by MLS Grid
• 2015-10-02 Price Changed $15,900 MARIS as Distributed by MLS Grid
• 2015-09-28 Price Changed $19,900 MARIS as Distributed by MLS Grid
• 1987-03-01 Sold (Public Records) — Public Records

Property tax history

+4.4%/yr

Latest (2022): $1,197 · +1.5% YoY. Source: county tax records.