1279 Dallas Hwy · Villa Rica, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.6/10.0
- Schools +3.6/10.0
- Livability +3.2/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Carroll County welcomes this 2-bedroom home with a flexible layout offering potential for a 3rd bedroom to the market. This beauty is ideal for buyers needing extra space for an office, guest room, or growing household. Features one full bath, a detached shed for additional storage, and an above-ground pool perfect for outdoor enjoyment. Fenced and conveniently located across from a neighborhood church and situated in a community with no HOA - giving added freedom & fewer restrictions. Great opportunity for homeowners or investors looking for value and versatility.
Key facts
- 0.5 acre lot
- Parking
- Pool
Property features AI
Finance
- Financial info: Listing offered As-Is; Financing accepted: Cash, Conventional, FHA, USDA
- HOA & community: No HOA
Exterior
- Parking: One parking space
- Utilities: Public water; Public sewer; Electric service (220 volts); Electricity and natural gas available
- Home design: Single-family residence; Detached; Resale property; Other structure type
- Construction: Built in 1954; Aluminum and vinyl siding; Other roof
- Exterior features: Half-acre lot with a view; Above-ground pool; Chain-link and wood fencing; Shed(s) on property; Other lot features
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator; Solid surface counters
- Bedrooms: Three bedrooms total (two on the main level, one on the lower level)
- Flooring: Other
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Forced air heating; Ceiling fans; Window air conditioning units; Electric water heater
- Interior features: One and one-half level home; Public-record living area (1,248); Bonus room; Solid surface kitchen counters; No common walls
- Laundry & utility: Laundry area (other)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $512 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 10.4% vs local median 4.0% in Villa Rica — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#224 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: amenities F, commute F, health & safety F.
- Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Glanton-Hindsman Elementary (math 40% / reading 42%, grade F, #411 of 1,228 statewide, top 34%, 706 students, 65% FRL); Villa Rica Middle (math 25% / reading 32%, grade F, #260 of 470 statewide, top 56%, 464 students, 70% FRL); Villa Rica High School (math 16% / reading 34%, grade F, #181 of 424 statewide, top 43%, 1,807 students, 56% FRL).
- Market conditions: Rents rising (+2.4%/yr); 653 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.4% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $49k; list at $150k implies a 206% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 10.39%
- Cash-on-cash
- 14.62%
- DSCR
- 1.65
- GRM
- 6.6
CMA / ARV
- ARV (on-the-fly)
- $218,400
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1179 Dallas Hwy | 0.21mi | 3/1.0 | 1,176 (-6%) | 1mo | $220,000 | $187 | 80 |
| 1178 Dallas Hwy | 0.21mi | 3/2.0 | 1,212 (-3%) | 16mo | $215,000 | $177 | 68 |
| 20 Shadow Creek Dr | 0.26mi | 3/2.0 | 1,408 (+13%) | 11mo | $244,000 | $173 | 53 |
| 9916 Stockmar Rd | 0.39mi | 2/1.0 (-1) | 1,405 (+13%) | 7mo | $239,900 | $171 | 50 |
| 128 Towne Creek Dr | 0.55mi | 3/2.0 | 1,398 (+12%) | 15mo | $245,000 | $175 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.42% rent growth · sell at horizon
- IRR
- 4.5%
- Equity multiple
- 1.17×
- Total profit
- $7,187
- Equity at exit
- $22,365
- IRR
- 13.4%
- Equity multiple
- 2.04×
- Total profit
- $43,761
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30180
- Home prices YoY
- -12.8%
- Rents YoY
- 2.4%
- Active inventory
- 653
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,887 medium interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$130 /mo · $1,556/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $512
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1074 Dallas Hwy Villa Rica, GA | 3.0 | 1.0 | 1320 | $1,500 | $1.14 | 5d | 1 | 0.41mi |
Listing history 13 events
-
2026-06-17days on market $150,000 Active 8 DOM
-
2026-06-16days on market $150,000 Active 7 DOM
-
2026-06-16statusdays on market $150,000 Active 6 DOM
-
2026-05-29historical On Hold
-
2026-05-28status Back On Market
-
2026-04-28status Back On Market
-
2026-04-28historical On Hold
-
2026-04-22status Under Contract
-
2026-04-22Active Under Contract
-
2026-04-15historical $150,000
-
2026-04-15historical
-
2012-04-16soldstatus $49,000
-
2004-12-14soldstatus $69,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,556 · $130/mo
- Projected year-2 tax
- $1,556 · $130/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,642
- − Mortgage interest
- −$8,402
- − Property taxes
- −$1,556
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,811
- − Management
- −$1,811
- − Depreciation
- −$4,364
- Taxable income
- $3,947
- Est. tax owed @ 24.0%
- −$947
- After-tax cash flow
- $5,194/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Carroll County
- NCES district ID
- 1300840
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $48,692
- Composite
- 35.62/100
- National rank
- #4888
- State rank
- #38 of 174 in GA
Livability — Villa Rica
- Score
- 65/100
- State rank
- #224
- US rank
- #13182
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Carroll County · 124,888 people
- City population
- 43,013
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 43,013
- Household income
- $88,514
- Rent vs Own
- Severe rent burden
- 853.0
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 123,370 people
- By 2030
- 127,186 · +3.1%
- By 2040
- 133,534 · +8.2%
- By 2050
- 137,612 · +11.5%
- By 2075
- 142,892 · +15.8%
- By 2100
- 136,294 · +10.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 57% Black 29% Hispanic / Latino 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- German 1% Slovak 1% Italian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+41.2) · D 29.1% · R 70.3%
- 2008→2024 swing
- -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
- All cycles
- 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.97%
- Current HPI
- 321.1874
- Rent YoY
- ▲ 2.42%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+117.4% since first listed10 events — show timeline
- 2026-05-29 Delisted — GAMLS
- 2026-05-28 Relisted — GAMLS
- 2026-04-28 Relisted — GAMLS
- 2026-04-28 Delisted — GAMLS
- 2026-04-22 Pending — GAMLS
- 2026-04-22 Listed — FMLS
- 2026-04-15 Coming Soon $150,000 GAMLS
- 2026-04-15 Coming Soon — FMLS
- 2012-04-16 Sold (Public Records) $49,000 Public Records
- 2004-12-14 Sold (Public Records) $69,000 Public Records
Property tax history
+5.5%/yrLatest (2025): $1,556 · -1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…