1426 Pacific Ave · Coral Hills, MD 20743

$189,900

5 bd · 4.5 ba · 3,200 sqft · Land · 47 Days on market

Built 2026 5,750 sqft lot $59/sqft · 60% below area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +4.0/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Investor Alert – Offer Dealine this weekend- Over $200,000 in Equity Profit | 4 Level New Construction Opportunity | Blocks from Washington, DC. Exceptional investment opportunity just blocks from Washington, DC. This new construction project is already well underway with permits approved, utilities installed, foundation completed and inspected. No HOA or HOA Rules. Comps- 25 SOLD NEW Construction comps sold witin 1-2 miles from $550,000-$650,000 dollars. Upon completion, the property will feature a 3,200 sq ft, four-level home with 5 bedrooms and 4 bathrooms, designed as a two-unit style layout ideal for multi-generational living or rental income. Featuring: 5 spacious bedrooms 4 ba

Key facts

• Separate entrances
• Permits approved
• No hoa

Tags

• NEW CONSTRUCTION OPPORTUNITY
• PERMITS APPROVED
• UTILITIES INSTALLED
• FOUNDATION COMPLETED
• NO HOA
• SEPARATE ENTRANCES

Property features AI

Exterior

• Parking: Attached front-entry garage with one parking space
• Utilities: Public water; Public sewer; Electric service
• Home design: Detached property; Construction not completed; Advanced framing construction
• Construction: Concrete perimeter foundation
• Exterior features: Not in a federal flood zone; Located outside city limits; Off main road directions; Above-grade other structures

Interior

• Bedrooms: One bedroom on the main level; Three bedrooms on the second level; One bedroom on the third level
• Bathrooms: Four full bathrooms; One half bathroom (located on an upper level)
• Heating & cooling: 90% forced-air heating (electric); Central air conditioning (electric); Electric hot water
• Interior features: Estimated living area; No basement; Property in excellent condition; Fee simple ownership

What this means for you Summary

Snapshot

• This is a 5-bed/4.5-bath land listed at $190k.

Deal economics

• At list price, monthly cash flow is $2k ($24k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $190k).
• Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
• Cap rate 19.1% vs local median 5.3% in Coral Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#223 in MD) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment B; Watch: schools F, crime D-, amenities F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+5.9%/yr); 217 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• At $4,228/mo this rent would consume 66% of the median local household income ($76k/yr) (locally 1418% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.9% rent growth), your $53k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,203 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.23% ✓
• Cap rate: 19.11%
• Cash-on-cash: 45.76%
• DSCR: 3.04
• GRM: 3.7

CMA / ARV

• ARV (median comp): $474,631
• List price: $189,900
• Delta: -59.99%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold

• IRR: 46.2%
• Equity multiple: 3.09×
• Total profit: $111,135
• Equity at exit: $28,315

10-year hold

• IRR: 53.3%
• Equity multiple: 6.99×
• Total profit: $318,621
• Equity at exit: $16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20743

• Rents YoY: 5.9%
• Active inventory: 217
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $4,228 medium
• Mortgage (P&I): −$996
• Tax est. 1.5%: −$237 /mo · $2,848/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$888
• Net cashflow: $2,028

Break-even live

Break-even rent $1,661

Max offer price $189,900

Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,475
• Closing costs: $5,697
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4630 Hillside Rd SE Washington, DC	5.0	2.0	3385	$5,999	$1.77	24d	1	0.83mi
4702 Towne Park Rd Suitland, MD	4.0	3.5	2581	$3,500	$1.36	12d	1	1.19mi

Listing history 16 events

1. 2026-06-18
   days on market $189,900 Active 47 DOM
2. 2026-06-17
   days on market $189,900 Active 46 DOM
3. 2026-06-16
   days on market $189,900 Active 45 DOM
4. 2026-06-15
   days on market $189,900 Active 44 DOM
5. 2026-06-13
   days on market $189,900 Active 42 DOM
6. 2026-06-10
   days on market $189,900 Active 38 DOM
7. 2026-06-08
   days on market $189,900 Active 37 DOM
8. 2026-06-07
   days on market $189,900 Active 36 DOM
9. 2026-06-04
   days on market $189,900 Active 33 DOM
10. 2026-06-03
    days on market $189,900 Active 32 DOM
11. 2026-06-02
    days on market $189,900 Active 31 DOM
12. 2026-06-01
    days on market $189,900 Active 30 DOM
13. 2026-05-31
    days on market $189,900 Active 29 DOM
14. 2026-05-02
    listed $195,500 Active 2110-char remark
15. 2026-04-12
    historical
16. 2026-02-25
    listed $110,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $50,736
• − Mortgage interest: −$10,637
• − Property taxes: −$2,848
• − Insurance: −$950
• − Repairs & maintenance: −$4,059
• − Management: −$4,059
• − Depreciation: −$5,524
• Taxable income: $22,658
• Est. tax owed @ 24.0%: −$5,438
• After-tax cash flow: $18,895/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Coral Hills

• Score: 66/100
• State rank: #223
• US rank: #11223

Category grades

Amenities F Commute F Cost of living F Crime D- Employment B Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coral Hills, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 41,093
• Household income: $76,466
• Rent vs Own: 33.9% rent · 66.1% own
• Severe rent burden: 1418.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Foreign-born: 16% · Canada
• Languages at home: 81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -311.97%
• Current HPI: 335.5152
• Rent YoY: ▲ 5.90%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+72.6% since first listed

4 events — show timeline

• 2026-05-26 Price Changed $189,900 BRIGHT MLS
• 2026-05-02 Listed $195,500 BRIGHT MLS
• 2026-04-12 Listing Removed — BRIGHT MLS
• 2026-02-25 Listed $110,000 BRIGHT MLS