209 Antrodemus Aly · Dinosaur, CO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 4/10 · Minor
- Hot days now (above 93°F)
- 4 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.2/30.0
- DSCR +7.5/10.0
- ARV discount +7.5/15.0
- 1% rule +5.1/10.0
- Appreciation +5.0/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$95,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Opportunity awaits with this 2 bedroom, 1 bath fixer situated on an extra-large fenced lot with convenient alley access. Built in an era when homes were constructed with true dimensional lumber, this property offers a solid starting point for renovation and improvement. Recent updates include new sewer lines and water lines, giving buyers a head start on important infrastructure improvements. The spacious lot provides room for parking, gardening, storage, pets, or future possibilities. Whether you are looking for an investment property, a renovation project, or a home you can make your own, this property has lots of potential and is ready for your vision.
Key facts
- Alley access
- Spacious lot
- New sewer lines
Tags
Property features AI
Exterior
- Parking: 2 off-street parking spaces (total 2 parking spaces)
- Utilities: Public sewer
- Home design: Single-family detached house; One story
- Construction: Frame construction; Composition roof
- Exterior features: Composition roof; Frame construction; Lot of approximately 0.32 acre (about 14,000 sq ft)
Interior
- Bedrooms: 2 bedrooms on the main level
- Bathrooms: 1 full bathroom on the main level
- Heating & cooling: Forced air heating
- Interior features: One-level living; Public records list living area as 712
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $95k.
Deal economics
- At list price, monthly cash flow is $172 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($959 rent vs $95k).
- Recommended offer: $94k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 50/100 on livability (#410 in CO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
- Moffat County School District Re: No. 1 (town): math 22% / reading 35% proficiency, ranked #53 of 86 in CO (top 62%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 11 active listings in the ZIP; 18 units permitted in Moffat County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($657 loan paydown + $3k appreciation (3.0% local appreciation)).
- Moffat County population projected at -41% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $7k; list at $95k implies a 1277% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.47%
- Cash-on-cash
- 7.78%
- DSCR
- 1.35
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 14.8%
- Equity multiple
- 1.84×
- Total profit
- $22,401
- Equity at exit
- $42,716
- IRR
- 16.5%
- Equity multiple
- 3.42×
- Total profit
- $64,323
- Equity at exit
- $65,831
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 81610
- Active inventory
- 11
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $959 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$48 /mo · $570/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $172
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-19days on market $95,000 Active 15 DOM
-
2026-06-18days on market $95,000 Active 14 DOM
-
2026-06-17days on market $95,000 Active 13 DOM
-
2026-06-16days on market $95,000 Active 12 DOM
-
2026-06-15days on market $95,000 Active 11 DOM
-
2026-06-14days on market $95,000 Active 9 DOM
-
2026-06-12days on market $95,000 Active 8 DOM
-
2026-06-09days on market $95,000 Active 5 DOM
-
2026-06-08days on market $95,000 Active 4 DOM
-
2026-06-07days on market $95,000 Active 3 DOM
-
2026-06-05remarks 663-char remark
-
2026-06-05$95,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CO · Resets to sale price
- Current annual tax
- $570 · $48/mo
- Projected year-2 tax
- $570 · $48/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 4/10 Moderate 4 d/yr ≥93°F today · 12 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,511
- − Mortgage interest
- −$5,321
- − Property taxes
- −$570
- − Insurance
- −$475
- − Repairs & maintenance
- −$921
- − Management
- −$921
- − Depreciation
- −$2,764
- Taxable income
- $539
- Est. tax owed @ 24.0%
- −$129
- After-tax cash flow
- $1,941/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Moffat County School District Re: No. 1
- NCES district ID
- 0805730
- Math proficiency
- 22% ▲ 3.00%
- Reading proficiency
- 35% ▼ -3.00%
- Median HH income
- $51,633
- Composite
- 25.07/100
- National rank
- #7539
- State rank
- #53 of 86 in CO
Livability — Dinosaur
- Score
- 50/100
- State rank
- #410
- US rank
- #25723
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dinosaur, CO
- Population (ZIP)
- 794
Population outlook (Moffat County) Hauer SSP2
- Today (2025)
- 10,901 people
- By 2030
- 9,922 · -9.0%
- By 2040
- 8,081 · -25.9%
- By 2050
- 6,460 · -40.7%
- By 2075
- 3,896 · -64.3%
- By 2100
- 2,620 · -76.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (54%)
- Race & ethnicity
- Hispanic / Latino 54% White 44% Two or more races 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Italian 4%
Political lean MEDSL · Moffat
- 2024 margin
- Solid R (+62.8) · D 17.5% · R 80.3% · Other 2.2%
- 2008→2024 swing
- -19.4pp toward R · 2008: -43.5pp · 2024: -62.8pp
- All cycles
- 2024: R+62.8 2020: R+63.6 2016: R+67.9 2012: R+55.0 2008: R+43.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
|
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| Packaging | 1 | $14B |
|
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| Healthcare | 1 | $13B |
|
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| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
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Price history
+1276.8% since first listed2 events — show timeline
- 2026-06-04 Listed $95,000 REColorado as Distributed by MLS Grid
- 2003-06-10 Sold (Public Records) $6,900 Public Records
Property tax history
+9.1%/yrLatest (2025): $570 · +496.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…