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1919 El Camino Real Rd
D- Composite 39.39
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.5/15.0
  • Cash flow +9.9/30.0
  • Livability +3.8/5.0
  • Schools +3.2/10.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$209,000

1919 El Camino Real Rd · Spartanburg, SC 29301
3 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 70 Days on market
Built 1971 9,147 sqft lot Est $241k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1919 El Camino Real in Spartanburg—a practical and inviting single-level home offering simplicity and convenience. This property features 4 bedrooms and 1 bathroom across approximately 1,250 square feet of living space. Much of the home has been updated with new flooring, and a roof replacement in 2023 adds peace of mind for future ownership. The layout is straightforward and easy to maintain, making it a great option for first-time buyers or anyone looking to downsize into a single-level home. Situated at the end of the road, the property offers a bit of added privacy with less through traffic, while still being close to everyday necessities. The home also enjoys convenient access to Interstate 26 and Interstate 85, making commuting and travel throughout the region more accessible. The location provides access to a variety of local amenities and outdoor spaces. Nearby Cleveland Park features walking trails, picnic areas, and open green space. Hatcher Garden and Woodland Preserve offers scenic paths and natural landscaping, perfect for a quiet afternoon outdoors. For additional recreation, Croft State Park provides hiking, biking trails, fishing, and access to Lake Craig. Shopping, dining, and daily conveniences are also easily accessible throughout Spartanburg, with quick connections to major roads for commuting. This home offers a manageable size, recent updates, and a convenient location—well-suited for comfortable, everyday living.

Key facts

  • Added privacy
  • New flooring
  • Convenient access

Tags

NEW FLOORINGROOF REPLACEMENTADDED PRIVACYCONVENIENT ACCESSLOCAL AMENITIESWALKING TRAILS

Property features AI

Finance

  • HOA & community: No HOA fees or community amenities

Exterior

  • Parking: Driveway parking; Gravel driveway; No garage
  • Utilities: Public water; Public sewer; Electric water heater; Private garbage pickup
  • Home design: Single-story home; Approximate age 50+ years; Lead-based paint disclosure required; Residential property disclosure required
  • Construction: Architectural roof; Crawl space foundation
  • Exterior features: Tilt-out windows; Thermal windows; Partially brick veneer and wood exterior; Level lot with some trees

Interior

  • Kitchen: Cooktop (smooth, electric); Electric oven; Refrigerator
  • Bedrooms: 4 bedrooms on the main level; Primary bedroom on main level; Primary bedroom approx. 14 x 11; Second bedroom approx. 11 x 10; Third bedroom approx. 10 x 8; Fourth bedroom approx. 23 x 11
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom (on main level)
  • Heating & cooling: Forced air heating (natural gas); Central electric cooling
  • Interior features: Blown ceiling; Smoke detector; Laminate countertops; No fireplace; Bonus/rec room
  • Laundry & utility: Laundry on first floor; Washer connection; Dryer electric hookup; Stackable washer/dryer accommodating

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $209k.

Deal economics

  • At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $186k (11.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (30.8% below list).
  • Recommended offer: $145k (30.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.9% in Spartanburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#24 in SC, #3,679 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Spartanburg 06 (suburban): math 33% / reading 42% proficiency, ranked #35 of 80 in SC (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Anderson Mill Elementary (math 52% / reading 48%, grade D+, #163 of 597 statewide, top 28%, 651 students, 64% FRL) — zoned schools average 64% FRL vs 48% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 50% at this address vs 38% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Spartanburg 06 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-2.6%/yr); 466 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 3,129 units permitted in Spartanburg County in 2024 (40 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Spartanburg County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $153k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,613 (30.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.54%
Cash-on-cash
-2.69%
DSCR
0.88
GRM
12.0

CMA / ARV

ARV (on-the-fly)
$240,864
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
615 Basil Ct 0.14mi 3/2.0 1,248 (0%) 4mo $185,000 $148 86
410 Sierra Rd 0.28mi 3/2.0 1,302 (+4%) 6mo $210,000 $161 71
221 Angel Rose Dr 0.41mi 3/2.0 1,295 (+4%) 2mo $219,000 $169 69
616 N Brown Beaver Ct 0.57mi 3/2.0 1,278 (+2%) 2mo $229,900 $180 64
131 Linville Dr 0.45mi 3/2.0 1,128 (-10%) 0mo $249,000 $221 59
111 Linville Dr 0.61mi 3/1.5 1,196 (-4%) 7mo $190,000 $159 57
408 Prosperity Ln Lot 72 0.54mi 3/2.0 1,148 (-8%) 0mo $228,000 $199 57
396 Prosperity Ln Lot 69 0.54mi 3/2.0 1,148 (-8%) 2mo $222,229 $194 56
384 Prosperity Ln Lot 66 0.55mi 3/2.0 1,149 (-8%) 2mo $222,000 $193 56
361 Prosperity Ln Lot 85 0.58mi 3/2.0 1,148 (-8%) 3mo $219,000 $191 53
393 Prosperity Ln 0.57mi 3/2.0 1,148 (-8%) 5mo $228,324 $199 52
364 Prosperity Ln 0.55mi 3/2.0 1,149 (-8%) 8mo $223,000 $194 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-23.8%
Equity multiple
0.20×
Total profit
$-46,537
Equity at exit
$31,163
10-year hold
IRR
-28.3%
Equity multiple
-0.16×
Total profit
$-67,989
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29301

Home prices YoY
-25.3%
Rents YoY
-2.6%
Active inventory
466
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$1,446 high interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$90 /mo · $1,085/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$-131

Break-even live

Break-even rent $1,612
Max offer price $185,844
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
430 E Blackstock Rd Spartanburg, SC 1.0–2.0 1.0 721 $915 $1.27 11d 1 0.20mi
460 E Blackstock Rd Spartanburg, SC 3.0 1.5 1020 $1,275 $1.25 3d 1 0.23mi
202 Tower Dr Moore, SC 3.0 2.0 1008 $1,700 $1.69 21d 1 0.47mi
110 Southport Rd Spartanburg, SC 1.0–3.0 1.0–2.0 1044 $1,673 $1.60 13d 18 1.04mi
2180 Davenport Ct Moore, SC 3.0 2.0 1456 $2,000 $1.37 13d 1 1.05mi
227 Old Towne Rd Unit 1 Spartanburg, SC 2.0 1.5 1362 $1,500 $1.10 21d 1 1.07mi
2900 Reidville Rd Spartanburg, SC 2.0 1.0–2.0 576 $1,100 $1.91 13d 3 1.19mi
61 Sweetbriar Ln Spartanburg, SC 2.0 2.0 1160 $1,295 $1.12 21d 1 1.20mi
1000 Hunt Club Ln Spartanburg, SC 1.0–2.0 1.0–2.0 799 $1,311 $1.64 21d 1 1.22mi
1071 Simmons Trce Moore, SC 3.0 2.5 1407 $1,725 $1.23 21d 1 1.27mi
1035 Simmons Trce Moore, SC 3.0 2.5 1407 $1,665 $1.18 21d 1 1.30mi
1308 Simmons Ridge Ln Moore, SC 3.0 2.5 1407 $1,725 $1.23 21d 1 1.31mi
201 E Blackstock Rd Spartanburg, SC 1.0–3.0 1.0–1.5 888 $1,349 $1.52 13d 11 1.36mi
954 Simmons Trce Moore, SC 3.0 2.5 1428 $1,665 $1.17 13d 1 1.39mi
106 Kensington Dr Apt 308 Spartanburg, SC 2.0 1.0 912 $1,029 $1.13 13d 1 1.43mi
1124 Simmons Bend Ct Moore, SC 3.0 2.5 1428 $1,675 $1.17 13d 1 1.46mi

Listing history 27 events

  1. 2026-06-18
    days on market $209,000 Active 70 DOM
  2. 2026-06-17
    days on market $209,000 Active 69 DOM
  3. 2026-06-16
    days on market $209,000 Active 68 DOM
  4. 2026-06-15
    days on market $209,000 Active 67 DOM
  5. 2026-06-14
    days on market $209,000 Active 65 DOM
  6. 2026-06-13
    days on market $209,000 Active 64 DOM
  7. 2026-06-10
    days on market $209,000 Active 62 DOM
  8. 2026-06-09
    days on market $209,000 Active 61 DOM
  9. 2026-06-08
    days on market $209,000 Active 60 DOM
  10. 2026-06-07
    days on market $209,000 Active 59 DOM
  11. 2026-06-02
    days on market $209,000 Active 54 DOM
  12. 2026-06-01
    days on market $209,000 Active 53 DOM
  13. 2026-05-31
    days on market $209,000 Active 52 DOM
  14. 2026-05-30
    days on market $209,000 Active 51 DOM
  15. 2026-04-20
    price $209,000
  16. 2026-04-19
    price $209,000 1482-char remark
    Show marketing remark (1482 chars)

    Welcome to 1919 El Camino Real in Spartanburg—a practical and inviting single-level home offering simplicity and convenience. This property features 4 bedrooms and 1 bathroom across approximately 1,250 square feet of living space. Much of the home has been updated with new flooring, and a roof replacement in 2023 adds peace of mind for future ownership. The layout is straightforward and easy to maintain, making it a great option for first-time buyers or anyone looking to downsize into a single-level home. Situated at the end of the road, the property offers a bit of added privacy with less through traffic, while still being close to everyday necessities. The home also enjoys convenient access to Interstate 26 and Interstate 85, making commuting and travel throughout the region more accessible. The location provides access to a variety of local amenities and outdoor spaces. Nearby Cleveland Park features walking trails, picnic areas, and open green space. Hatcher Garden and Woodland Preserve offers scenic paths and natural landscaping, perfect for a quiet afternoon outdoors. For additional recreation, Croft State Park provides hiking, biking trails, fishing, and access to Lake Craig. Shopping, dining, and daily conveniences are also easily accessible throughout Spartanburg, with quick connections to major roads for commuting. This home offers a manageable size, recent updates, and a convenient location—well-suited for comfortable, everyday living.

  17. 2026-04-09
    listed $212,900 Active
  18. 2026-03-30
    listed $212,900 Active 1482-char remark
    Show marketing remark (1482 chars)

    Welcome to 1919 El Camino Real in Spartanburg—a practical and inviting single-level home offering simplicity and convenience. This property features 4 bedrooms and 1 bathroom across approximately 1,250 square feet of living space. Much of the home has been updated with new flooring, and a roof replacement in 2023 adds peace of mind for future ownership. The layout is straightforward and easy to maintain, making it a great option for first-time buyers or anyone looking to downsize into a single-level home. Situated at the end of the road, the property offers a bit of added privacy with less through traffic, while still being close to everyday necessities. The home also enjoys convenient access to Interstate 26 and Interstate 85, making commuting and travel throughout the region more accessible. The location provides access to a variety of local amenities and outdoor spaces. Nearby Cleveland Park features walking trails, picnic areas, and open green space. Hatcher Garden and Woodland Preserve offers scenic paths and natural landscaping, perfect for a quiet afternoon outdoors. For additional recreation, Croft State Park provides hiking, biking trails, fishing, and access to Lake Craig. Shopping, dining, and daily conveniences are also easily accessible throughout Spartanburg, with quick connections to major roads for commuting. This home offers a manageable size, recent updates, and a convenient location—well-suited for comfortable, everyday living.

  19. 2023-03-03
    soldstatus $153,212 Sold 600-char remark
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  20. 2023-03-03
    soldstatus $153,212 Sold CO-OP Member
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  21. 2023-03-03
    soldstatus $153,212
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  22. 2023-02-04
    status Pending 600-char remark
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  23. 2023-02-04
    status Pending
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  24. 2023-01-31
    price $159,900
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  25. 2023-01-31
    price $159,900 600-char remark
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  26. 2023-01-18
    listed $179,900 Active 600-char remark
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

  27. 2023-01-18
    listed $179,900 Active
    Show marketing remark (600 chars)

    This home qualifies for a 0% down (100% financing) conventional loan through the United Community Bank PATH Loan Program! No PMI! This 3 Bedroom 1 Bath home is clean and move in ready! Inside you love the New stainless steel Self Cleaning oven complete with a stainless steel fridge! New laminate flooring is perfect for pets and easy maintenance. The 4th bedroom could easily be used as a 23x11 bonus room, overflow room, or a second living room. The 0.21 Acre lot features a partially fenced flat backyard to enjoy cookouts and time with friends, pets, and family! Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,085 · $90/mo
Projected year-2 tax
$1,191 · $99/mo
Expected delta
+$106/yr (+$9/mo · 9.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,354
− Mortgage interest
−$11,707
− Property taxes
−$1,085
− Insurance
−$1,045
− Repairs & maintenance
−$1,388
− Management
−$1,388
− Depreciation
−$6,080
Taxable loss
−$5,340
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,282
After-tax cash flow
$-291/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Spartanburg 06
NCES district ID
4503630
Math proficiency
33% ▼ -8.00%
Reading proficiency
42% ▼ -2.00%
Median HH income
$46,110
Composite
32.02/100
National rank
#5827
State rank
#35 of 80 in SC

Livability — Spartanburg

Score
76/100
State rank
#24
US rank
#3679

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Spartanburg County · 258,607 people
City population
120,406
Metro
Spartanburg, SC
Population (ZIP)
36,278
Household income
$57,805
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
1331.0

Population outlook (Spartanburg County) Hauer SSP2

Today (2025)
325,495 people
By 2030
338,800 · +4.1%
By 2040
363,471 · +11.7%
By 2050
384,156 · +18.0%
By 2075
430,137 · +32.1%
By 2100
442,733 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 45% Black 32% Hispanic / Latino 13% Two or more races 9% Asian 5%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
12% · Canada, China, Vietnam
Languages at home
83% English-only · Spanish 10% Other Indo-European 3% Other Asian/Pacific 1%

Political lean MEDSL · Spartanburg

2024 margin
Solid R (+33.6) · D 32.6% · R 66.2% · Other 1.2%
2008→2024 swing
-12.0pp toward R · 2008: -21.6pp · 2024: -33.6pp
All cycles
2024: R+33.6 2020: R+27.3 2016: R+30.0 2012: R+23.1 2008: R+21.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.19%
Current HPI
228.4172
Rent YoY
▼ -2.64%
Metro
Spartanburg, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+16.2% since first listed
13 events — show timeline
  • 2026-04-20 Price Changed $209,000 Greater Greenville MLS
  • 2026-04-19 Price Changed $209,000 SPMLS
  • 2026-04-09 Listed $212,900 Greater Greenville MLS
  • 2026-03-30 Listed $212,900 SPMLS
  • 2023-03-03 Sold (Public Records) $153,212 Public Records
  • 2023-03-03 Sold (MLS) $153,212 SPMLS
  • 2023-03-03 Sold (MLS) $153,212 Greater Greenville MLS
  • 2023-02-04 Pending Greater Greenville MLS
  • 2023-02-04 Pending SPMLS
  • 2023-01-31 Price Changed $159,900 SPMLS
  • 2023-01-31 Price Changed $159,900 Greater Greenville MLS
  • 2023-01-18 Listed $179,900 SPMLS
  • 2023-01-18 Listed $179,900 Greater Greenville MLS

Property tax history

+0.1%/yr

Latest (2025): $1,085 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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