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1854 Knox St
B- Composite 68.1
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +14.3/15.0
  • Appreciation +10.0/10.0
  • DSCR +6.0/10.0
  • 1% rule +5.3/10.0
  • Rent growth +4.5/5.0
  • Livability +4.0/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0

$113,500

1854 Knox St · Cincinnati, OH 45214
2 bd · 1.0 ba · 1,216 sqft · SingleFamily public records · 93 Days on market
Built 1905 2,744 sqft lot Est $134k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

Key facts

  • Move-in ready
  • Roof
  • Gutters

Tags

WATER HEATERROOFGUTTERSMOVE-IN READYTURNKEY INVESTMENTFUNCTIONAL LAYOUT

Property features AI

Finance

  • Other: Residential zoning
  • HOA & community: No HOA

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer; Gas available at street; Electric power
  • Home design: Single-family home; Tract style; Two levels; Stone foundation
  • Construction: Vinyl siding and other materials; Shingle roof; Wood window frames; Built with stone foundation
  • Exterior features: Less than 0.5 acre lot; Irregular lot dimensions; City street access

Interior

  • Kitchen: Kitchen approximately 12 x 14; Oven/Range; Refrigerator
  • Bedrooms: 2 bedrooms total; Primary bedroom approximately 15 x 15 (located on 2nd floor); Second bedroom approximately 12 x 16 (located on 2nd floor)
  • Flooring: Wall-to-wall carpet in living room
  • Bathrooms: One full bathroom (2nd floor); One half (partial) bathroom (1st floor)
  • Heating & cooling: Electric heating; Central air conditioning; Electric water heating
  • Interior features: 7 total rooms; Partial unfinished basement
  • Laundry & utility: Basement provides utility space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $114k.

Deal economics

  • At list price, monthly cash flow is $118 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $114k).
  • Recommended offer: $103k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.9% in Cincinnati — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#130 in OH, #1,856 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
  • Cincinnati Public Schools (urban): math 25% / reading 36% proficiency, ranked #581 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.1%/yr); 67 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
  • At $1,167/mo this rent would consume 50% of the median local household income ($28k/yr) (locally 857% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $12k of equity ($785 loan paydown + $11k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $32k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $24k; list at $114k implies a 383% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1905 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $103,285 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1905 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.54%
Cash-on-cash
4.45%
DSCR
1.20
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$133,760
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1871 Fairmount Ave 0.04mi 2/1.0 1,301 (+7%) 5mo $143,500 $110 82
2456 Saturn St 0.19mi 2/1.0 1,155 (-5%) 6mo $36,500 $32 78
1613 Pulte St 0.64mi 2/2.0 1,200 (-1%) 3mo $43,000 $36 62
1712 Holden St 0.42mi 3/2.0 (+1) 1,193 (-2%) 11mo $225,000 $189 59
1976 Queen City Ave 0.46mi 2/1.0 1,080 (-11%) 2mo $114,000 $106 58
2473 Everglade Pl 0.11mi 3/2.0 (+1) 1,392 (+14%) 8mo $104,000 $75 56
2040 Queen City Ave 0.59mi 3/1.0 (+1) 1,147 (-6%) 5mo $74,000 $65 54
2187 Quebec Rd 0.74mi 2/1.0 1,073 (-12%) 1mo $120,000 $112 44
1599 Tremont St 0.41mi 3/1.5 (+1) 1,394 (+15%) 6mo $168,000 $121 44
1623 Sutter Ave 0.65mi 3/2.0 (+1) 1,097 (-10%) 6mo $39,900 $36 40
2064 Bickel Ave 0.52mi 3/1.0 (+1) 1,047 (-14%) 14mo $171,000 $163 36
2104 Harrison Ave 0.70mi 3/2.0 (+1) 1,348 (+11%) 12mo $165,000 $122 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
29.5%
Equity multiple
3.38×
Total profit
$75,518
Equity at exit
$102,250
10-year hold
IRR
27.2%
Equity multiple
8.29×
Total profit
$231,830
Equity at exit
$220,506

Cash invested: $31,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45214

Home prices YoY
3.6%
Rents YoY
8.1%
Active inventory
67
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,167 high interval (Pro) →
Mortgage (P&I)
$595
Tax from tax record
$162 /mo · $1,943/yr
Insurance
$47
HOA
$0
Vacancy / Maint / Mgmt
$245
Net cashflow
$118

Break-even live

Break-even rent $1,018
Max offer price $113,500
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,375
Closing costs
$3,405
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 34 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2504 White St Apt 5 Cincinnati, OH 3.0 2.0 1150 $1,150 $1.00 23d 1 0.31mi
2556 Beekman St Unit 301 Cincinnati, OH 2.0 1.0 1000 $950 $0.95 23d 1 0.63mi
2101 Harrison Ave Cincinnati, OH 1.0 1.0 800 $699 $0.87 3d 1 0.66mi
2101 Harrison Ave Cincinnati, OH 1.0 1.0 800 $699 $0.87 17d 1 0.66mi
2570 Sarvis Ct Unit 2570 01 Cincinnati, OH 2.0 1.0 1000 $1,195 $1.20 23d 1 0.69mi
2570 Sarvis Ct Unit 2572 12 Cincinnati, OH 2.0 1.0 1000 $1,250 $1.25 23d 1 0.69mi
2117 Saint Leo Pl Cincinnati, OH 2.0 1.0 1050 $1,150 $1.10 23d 1 0.72mi
2721 Baker Ave Unit 23-35 Cincinnati, OH 2.0 1.0 785 $1,095 $1.39 23d 1 0.81mi
1905 Wyoming Ave Cincinnati, OH 2.0 1.0 850 $1,012 $1.19 1d 2 1.10mi
3348 Ninann Ct Apt 4 Cincinnati, OH 2.0 2.0 800 $799 $1.00 2d 1 1.16mi
1872 Sunset Ave Cincinnati, OH 2.0 1.0 888 $1,075 $1.21 4d 7 1.19mi
1740 Minion Ave Cincinnati, OH 2.0 1.0 1320 $1,200 $0.91 23d 1 1.21mi
3103 Colerain Ave Unit 1 Cincinnati, OH 1.0 1.0 700 $895 $1.28 23d 1 1.21mi
3107 Colerain Ave Unit 1 Cincinnati, OH 1.0 1.0 700 $895 $1.28 17d 1 1.21mi
2230 Westwood Northern Blvd Cincinnati, OH 1.0–2.0 1.0–2.0 792 $940 $1.19 23d 3 1.23mi
2356 Harrison Ave Cincinnati, OH 2.0 1.0 900 $1,000 $1.11 23d 1 1.25mi
1048 Marshall Ave Unit 5 Cincinnati, OH 2.0 1.0 888 $965 $1.09 23d 1 1.25mi
1042 Marshall Ave Apt 3 Cincinnati, OH 3.0 1.0 1400 $1,195 $0.85 23d 1 1.27mi
3064 Aquadale Ln Cincinnati, OH 3.0 3.0 1102 $1,850 $1.68 23d 1 1.28mi
3772 W Liberty St Cincinnati, OH 3.0 1.0 1066 $1,350 $1.27 4d 1 1.34mi
3301 Colerain Ave Cincinnati, OH 1.0 1.0 1021 $1,491 $1.46 4d 9 1.36mi
2341 W McMicken Ave Unit 1 Cincinnati, OH 1.0 1.0 1291 $1,300 $1.01 4d 1 1.36mi
2341 W McMicken Ave Apt 2 Cincinnati, OH 1.0 1.0 1051 $1,200 $1.14 4d 1 1.36mi
1607 Minion Ave Cincinnati, OH 3.0 1.5 1066 $1,675 $1.57 23d 1 1.36mi
2320 Westwood Northern Blvd Cincinnati, OH 1.0 1.0 800 $825 $1.03 3d 1 1.38mi
2500 Warsaw Ave #39 Cincinnati, OH 1.0 1.0 700 $1,050 $1.50 23d 1 1.38mi
3666 Glenway Ave Cincinnati, OH 3.0 1.0 1339 $1,250 $0.93 23d 1 1.41mi
1820 Sunset Ave Cincinnati, OH 1.0–2.0 1.0 750 $1,049 $1.40 21d 6 1.42mi
2582 W McMicken Ave Apt 4 Cincinnati, OH 1.0 1.0 700 $895 $1.28 3d 1 1.43mi
3570 McHenry Ave Unit 3574-3 Cincinnati, OH 2.0 1.0 900 $1,000 $1.11 23d 1 1.43mi
3382 McHenry Ave Cincinnati, OH 2.0 1.0 850 $895 $1.05 21d 1 1.45mi
3382 McHenry Ave Cincinnati, OH 2.0 1.0 850 $895 $1.05 23d 1 1.45mi
944 Chateau Ave Cincinnati, OH 1.0 1.0 700 $895 $1.28 23d 1 1.49mi
1 Foxhall Ct Unit 1 Cincinnati, OH 2.0 2.5 1500 $2,200 $1.47 23d 1 1.50mi

Listing history 44 events

  1. 2026-06-18
    days on market $113,500 Active 93 DOM
  2. 2026-06-17
    days on market $113,500 Active 92 DOM
  3. 2026-06-16
    days on market $113,500 Active 91 DOM
  4. 2026-06-15
    days on market $113,500 Active 90 DOM
  5. 2026-06-13
    days on market $113,500 Active 88 DOM
  6. 2026-06-13
    days on market $113,500 Active 87 DOM
  7. 2026-06-09
    days on market $113,500 Active 84 DOM
  8. 2026-06-08
    statusdays on market $113,500 Active 83 DOM
  9. 2026-06-07
    days on market $113,500 Contingency Pending 82 DOM
  10. 2026-06-03
    days on market $113,500 Contingency Pending 78 DOM
  11. 2026-06-02
    days on market $113,500 Contingency Pending 77 DOM
  12. 2026-06-01
    days on market $113,500 Contingency Pending 76 DOM
  13. 2026-05-31
    days on market $113,500 Contingency Pending 75 DOM
  14. 2026-05-21
    price $113,500
  15. 2026-04-15
    status Active
  16. 2026-03-23
    historical Contingency Pending
  17. 2026-03-17
    listed $116,000 Active
  18. 2026-03-12
    historical 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  19. 2026-02-20
    status Active 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  20. 2026-01-19
    historical Contingency Pending 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  21. 2025-10-10
    listed $110,000 Active 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  22. 2025-10-02
    historical 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  23. 2025-09-15
    price $110,000 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  24. 2025-08-28
    price $120,000 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  25. 2025-08-07
    price $124,900 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  26. 2025-07-21
    price $129,500 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  27. 2025-07-15
    price $135,000 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  28. 2025-06-24
    listed $139,500 Active 669-char remark
    Show marketing remark (669 chars)

    Introducing a fantastic opportunity to make this house your dream home! This property boasts strong bones and a host of recent updates, including new HVAC, water heater, and carpet. The kitchen shines with new cabinets, and the bathrooms are stylishly updated. Several new windows enhance the home's charm, while a brand-new roof and gutters offer peace of mind. With city-inspected plumbing and electrical systems already passed, the essentials are covered. The house awaits your personal touch for cosmetic details. Embrace the chance to add your style and transform this gem into a true masterpiece. Don't miss out on this incredible value! Schedule a showing today!

  29. 2025-03-03
    historical
  30. 2024-12-06
    status Active
  31. 2024-11-06
    historical Contingency Pending
  32. 2024-10-04
    listed $139,500 Active
  33. 2024-10-03
    historical
  34. 2024-08-08
    price $145,000
  35. 2024-07-31
    listed $152,000 Active
  36. 2012-04-18
    historical
  37. 2011-10-18
    listed $22,000
  38. 2008-10-02
    historical
  39. 2007-11-16
    listed $21,000
  40. 2006-07-09
    historical
  41. 2006-03-10
    listed $36,200
  42. 1994-04-11
    soldstatus $23,500
  43. 1994-04-11
    soldstatus $23,500
  44. 1988-11-28
    soldstatus $19,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,943 · $162/mo
Projected year-2 tax
$1,943 · $162/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,008
− Mortgage interest
−$6,358
− Property taxes
−$1,943
− Insurance
−$568
− Repairs & maintenance
−$1,121
− Management
−$1,121
− Depreciation
−$3,302
Taxable loss
−$403
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$97
After-tax cash flow
$1,510/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cincinnati Public Schools
NCES district ID
3904375
Math proficiency
25% ▼ -19.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$35,743
Composite
25.21/100
National rank
#7508
State rank
#581 of 656 in OH

Livability — Cincinnati

Score
80/100
State rank
#130
US rank
#1856

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cincinnati, OH
County
Hamilton County · 701,295 people
City population
505,555
Metro
Cincinnati, OH-KY-IN
Population (ZIP)
8,630
Household income
$27,852
Rent vs Own
76.1% rent · 23.9% own
Severe rent burden
857.0

Population outlook (Hamilton County) Hauer SSP2

Today (2025)
826,054 people
By 2030
830,947 · +0.6%
By 2040
832,319 · +0.8%
By 2050
822,428 · -0.4%
By 2075
788,688 · -4.5%
By 2100
710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 27% Two or more races 7% Hispanic / Latino 3%
Common ancestry
Romanian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Hamilton

2024 margin
D (+14.9) · D 57.0% · R 42.1%
2008→2024 swing
+7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
All cycles
2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 15.01%
Current HPI
433.2346
Rent YoY
▲ 8.09%
Metro
Cincinnati, OH-KY-IN
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+497.4% since first listed
31 events — show timeline
  • 2026-05-21 Price Changed $113,500 Cincy MLS
  • 2026-04-15 Relisted Cincy MLS
  • 2026-03-23 Contingent Cincy MLS
  • 2026-03-17 Listed $116,000 Cincy MLS
  • 2026-03-12 Listing Removed Cincy MLS
  • 2026-02-20 Relisted Cincy MLS
  • 2026-01-19 Contingent Cincy MLS
  • 2025-10-10 Listed $110,000 Cincy MLS
  • 2025-10-02 Listing Removed Cincy MLS
  • 2025-09-15 Price Changed $110,000 Cincy MLS
  • 2025-08-28 Price Changed $120,000 Cincy MLS
  • 2025-08-07 Price Changed $124,900 Cincy MLS
  • 2025-07-21 Price Changed $129,500 Cincy MLS
  • 2025-07-15 Price Changed $135,000 Cincy MLS
  • 2025-06-24 Listed $139,500 Cincy MLS
  • 2025-03-03 Listing Removed Cincy MLS
  • 2024-12-06 Relisted Cincy MLS
  • 2024-11-06 Contingent Cincy MLS
  • 2024-10-04 Listed $139,500 Cincy MLS
  • 2024-10-03 Listing Removed Cincy MLS
  • 2024-08-08 Price Changed $145,000 Cincy MLS
  • 2024-07-31 Listed $152,000 Cincy MLS
  • 2012-04-18 Listing Removed Cincy MLS
  • 2011-10-18 Listed $22,000 Cincy MLS
  • 2008-10-02 Listing Removed Cincy MLS
  • 2007-11-16 Listed $21,000 Cincy MLS
  • 2006-07-09 Listing Removed Cincy MLS
  • 2006-03-10 Listed $36,200 Cincy MLS
  • 1994-04-11 Sold (Public Records) $23,500 Public Records
  • 1994-04-11 Sold (Public Records) $23,500 Public Records
  • 1988-11-28 Sold (Public Records) $19,000 Public Records

Property tax history

+14.8%/yr

Latest (2025): $1,943 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…