420 Juanita St · Eunice, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.7/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.3/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Bring your vision to life! This Eunice original offers 2,049 SF of pure potential just waiting for a modern transformation. With 3 bedrooms, 2 baths, and a unique 500+ SF versatile salon space already under the main roof, the ''bones'' are here for a stunning custom redesign. Whether you're looking to create a bespoke master suite or a high-end home business, this property is the ultimate blank canvas for a full-scale renovation. Schedule your private showing with your professional Realtor ASAP!!
Key facts
- Unique salon space
- Custom redesign
- 0.52 acre lot
Tags
Property features AI
Exterior
- Parking: 2 covered parking spaces; 2-space garage
- Utilities: City gas; Public sewer; Electric service: CLECO
- Home design: Single family residence; Fixer condition; City street frontage (paved)
- Construction: Brick veneer and vinyl siding; Composition roof
- Exterior features: Outdoor kitchen; Open patio/porch; Shed(s), storage and workshop; Partial chain link fencing
Interior
- Kitchen: Dishwasher; Electric cooktop; Kitchen island; Formica counters
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Bookcases; Built-in features; Computer nook; Double vanity; Kitchen island; Formica counters; Fireplace (1)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $365 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $97k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.7% vs local median 4.4% in Eunice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#69 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 106 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 10.67%
- Cash-on-cash
- 15.65%
- DSCR
- 1.70
- GRM
- 6.8
CMA / ARV
- ARV (on-the-fly)
- $170,067
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 701 Lsu- Dr E | 0.27mi | 3/2.0 | 2,023 (-1%) | 3mo | $163,500 | $81 | 82 |
| 1450 Gregg Ave | 0.32mi | 3/2.5 | 2,050 (0%) | 5mo | $240,000 | $117 | 78 |
| 1230 Phillip Ave | 0.24mi | 4/2.0 (+1) | 2,000 (-2%) | 2mo | $159,900 | $80 | 78 |
| 1480 W Oak St | 0.63mi | 3/2.0 | 1,800 (-12%) | 0mo | $150,000 | $83 | 50 |
| 501 S 4th St | 0.70mi | 3/2.5 | 1,920 (-6%) | 13mo | $229,000 | $119 | 44 |
| 500 Viola St | 0.53mi | 3/2.0 | 1,869 (-9%) | 22mo | $146,000 | $78 | 42 |
| 941 W Walnut Ave | 0.71mi | 3/2.0 | 2,229 (+9%) | 21mo | $215,000 | $96 | 35 |
| 800 Park Ave | 0.70mi | 3/2.0 | 1,742 (-15%) | 9mo | $180,000 | $103 | 35 |
| 311 S 9th St | 0.64mi | 4/3.0 (+1) | 1,800 (-12%) | 24mo | $52,900 | $29 | 21 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.4%
- Equity multiple
- 1.25×
- Total profit
- $7,017
- Equity at exit
- $14,910
- IRR
- 15.8%
- Equity multiple
- 2.28×
- Total profit
- $35,919
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70535
- Home prices YoY
- -32.2%
- Active inventory
- 106
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,230 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$41 /mo · $489/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $365
Break-even live
Sensitivity live
| Price | -10% $422 | -5% $393 | +0% $365 | +5% $337 | +10% $309 |
|---|---|---|---|---|---|
| Rent | -10% $268 | -5% $317 | +0% $365 | +5% $414 | +10% $462 |
| Rate | -1.0pp $415 | -0.5pp $391 | base $365 | +0.5pp $339 | +1.0pp $313 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 6 events
-
2026-05-15status Pending
-
2026-05-08status Active
-
2026-05-08price $100,000
-
2026-04-28status Pending
-
2026-04-24price $110,000
-
2026-03-19$130,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $489 · $41/mo
- Projected year-2 tax
- $550 · $46/mo
- Expected delta
- +$61/yr (+$5/mo · 12.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥114°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,764
- − Mortgage interest
- −$5,602
- − Property taxes
- −$489
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,181
- − Management
- −$1,181
- − Depreciation
- −$2,909
- Taxable income
- $2,902
- Est. tax owed @ 24.0%
- −$696
- After-tax cash flow
- $3,685/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Landry Parish
- NCES district ID
- 2201560
- Math proficiency
- 20% ▼ -43.00%
- Reading proficiency
- 33% ▼ -35.00%
- Median HH income
- $32,635
- Composite
- 21.59/100
- National rank
- #8303
- State rank
- #54 of 98 in LA
Livability — Eunice
- Score
- 69/100
- State rank
- #69
- US rank
- #8447
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Eunice, LA
- Population (ZIP)
- 17,813
Population outlook (St. Landry County) Hauer SSP2
- Today (2025)
- 83,114 people
- By 2030
- 82,110 · -1.2%
- By 2040
- 79,445 · -4.4%
- By 2050
- 75,855 · -8.7%
- By 2075
- 65,684 · -21.0%
- By 2100
- 51,739 · -37.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Black 25% Two or more races 5% Hispanic / Latino 4%
- Common ancestry
- Lithuanian 14% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 92% English-only · French/Haitian/Cajun 6% Spanish 2%
Political lean MEDSL · St. Landry
- 2024 margin
- R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
- 2008→2024 swing
- -15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
- All cycles
- 2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.63%
- Current HPI
- 112.8329
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
-23.1% since first listed6 events — show timeline
- 2026-05-15 Pending — AcadianaMLS
- 2026-05-08 Relisted — AcadianaMLS
- 2026-05-08 Price Changed $100,000 AcadianaMLS
- 2026-04-28 Pending — AcadianaMLS
- 2026-04-24 Price Changed $110,000 AcadianaMLS
- 2026-03-19 Listed $130,000 AcadianaMLS
Property tax history
-0.0%/yrLatest (2025): $489 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…