CashFlowRE
Sign in Sign up
420 Juanita St
B Composite 72.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.3/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$100,000

420 Juanita St · Eunice, LA 70535
3 bd · 2.0 ba · 2,049 sqft · SingleFamily · 46 Days on market
0.52 ac lot Est $170k · 41% under ↓ 23% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Bring your vision to life! This Eunice original offers 2,049 SF of pure potential just waiting for a modern transformation. With 3 bedrooms, 2 baths, and a unique 500+ SF versatile salon space already under the main roof, the ''bones'' are here for a stunning custom redesign. Whether you're looking to create a bespoke master suite or a high-end home business, this property is the ultimate blank canvas for a full-scale renovation. Schedule your private showing with your professional Realtor ASAP!!

Key facts

  • Unique salon space
  • Custom redesign
  • 0.52 acre lot

Tags

UNIQUE SALON SPACEMODERN TRANSFORMATIONCUSTOM REDESIGNFULL-SCALE RENOVATION

Property features AI

Exterior

  • Parking: 2 covered parking spaces; 2-space garage
  • Utilities: City gas; Public sewer; Electric service: CLECO
  • Home design: Single family residence; Fixer condition; City street frontage (paved)
  • Construction: Brick veneer and vinyl siding; Composition roof
  • Exterior features: Outdoor kitchen; Open patio/porch; Shed(s), storage and workshop; Partial chain link fencing

Interior

  • Kitchen: Dishwasher; Electric cooktop; Kitchen island; Formica counters
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Bookcases; Built-in features; Computer nook; Double vanity; Kitchen island; Formica counters; Fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $365 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.7% vs local median 4.4% in Eunice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#69 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 106 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

  1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
10.67%
Cash-on-cash
15.65%
DSCR
1.70
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$170,067
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
701 Lsu- Dr E 0.27mi 3/2.0 2,023 (-1%) 3mo $163,500 $81 82
1450 Gregg Ave 0.32mi 3/2.5 2,050 (0%) 5mo $240,000 $117 78
1230 Phillip Ave 0.24mi 4/2.0 (+1) 2,000 (-2%) 2mo $159,900 $80 78
1480 W Oak St 0.63mi 3/2.0 1,800 (-12%) 0mo $150,000 $83 50
501 S 4th St 0.70mi 3/2.5 1,920 (-6%) 13mo $229,000 $119 44
500 Viola St 0.53mi 3/2.0 1,869 (-9%) 22mo $146,000 $78 42
941 W Walnut Ave 0.71mi 3/2.0 2,229 (+9%) 21mo $215,000 $96 35
800 Park Ave 0.70mi 3/2.0 1,742 (-15%) 9mo $180,000 $103 35
311 S 9th St 0.64mi 4/3.0 (+1) 1,800 (-12%) 24mo $52,900 $29 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.4%
Equity multiple
1.25×
Total profit
$7,017
Equity at exit
$14,910
10-year hold
IRR
15.8%
Equity multiple
2.28×
Total profit
$35,919
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70535

Home prices YoY
-32.2%
Active inventory
106
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,230 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$41 /mo · $489/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$258
Net cashflow
$365

Break-even live

Break-even rent $768
Max offer price $100,000
Occupancy floor 65%

Sensitivity live

Price -10% $422 -5% $393 +0% $365 +5% $337 +10% $309
Rent -10% $268 -5% $317 +0% $365 +5% $414 +10% $462
Rate -1.0pp $415 -0.5pp $391 base $365 +0.5pp $339 +1.0pp $313

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-05-15
    status Pending
  2. 2026-05-08
    status Active
  3. 2026-05-08
    price $100,000
  4. 2026-04-28
    status Pending
  5. 2026-04-24
    price $110,000
  6. 2026-03-19
    listed $130,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$489 · $41/mo
Projected year-2 tax
$550 · $46/mo
Expected delta
+$61/yr (+$5/mo · 12.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥114°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,764
− Mortgage interest
−$5,602
− Property taxes
−$489
− Insurance
−$500
− Repairs & maintenance
−$1,181
− Management
−$1,181
− Depreciation
−$2,909
Taxable income
$2,902
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$696
After-tax cash flow
$3,685/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Landry Parish
NCES district ID
2201560
Math proficiency
20% ▼ -43.00%
Reading proficiency
33% ▼ -35.00%
Median HH income
$32,635
Composite
21.59/100
National rank
#8303
State rank
#54 of 98 in LA

Livability — Eunice

Score
69/100
State rank
#69
US rank
#8447

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eunice, LA
Population (ZIP)
17,813

Population outlook (St. Landry County) Hauer SSP2

Today (2025)
83,114 people
By 2030
82,110 · -1.2%
By 2040
79,445 · -4.4%
By 2050
75,855 · -8.7%
By 2075
65,684 · -21.0%
By 2100
51,739 · -37.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Black 25% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Lithuanian 14% Italian 1%
Foreign-born
1% · Canada
Languages at home
92% English-only · French/Haitian/Cajun 6% Spanish 2%

Political lean MEDSL · St. Landry

2024 margin
R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
2008→2024 swing
-15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
All cycles
2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.63%
Current HPI
112.8329
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-23.1% since first listed
6 events — show timeline
  • 2026-05-15 Pending AcadianaMLS
  • 2026-05-08 Relisted AcadianaMLS
  • 2026-05-08 Price Changed $100,000 AcadianaMLS
  • 2026-04-28 Pending AcadianaMLS
  • 2026-04-24 Price Changed $110,000 AcadianaMLS
  • 2026-03-19 Listed $130,000 AcadianaMLS

Property tax history

-0.0%/yr

Latest (2025): $489 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…