3101 N Country Club Dr #504 · Aventura, FL
Flood risk 7/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.9/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$169,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Bravura II Condo in the heart of Aventura, Florida! This charming 1 bedroom condominium offers a perfect blend of comfort and convenience. Enjoy spacious living areas, modern amenities, and beautiful views. Residents benefit from on-site parking, a swimming pool, and proximity to Aventura Mall, top-rated schools, and the best of South Florida living. Make Bravura II your new home today!
Key facts
- On-site parking
- Swimming pool
- Top-rated schools
Tags
Property features AI
Finance
- Other: Association pool
- Financial info: Pets allowed with restrictions or possible restrictions
- HOA & community: Monthly association fee; Association amenities include clubhouse, fitness center, laundry, barbecue, picnic area, and pool; Association fee covers amenities
Exterior
- Parking: 1 covered garage space; One parking space
- Utilities: Central heating and cooling
- Home design: 8-story building; Entry located on level 5; Entry level is 5
- Construction: Block construction; Effective year built
- Exterior features: Balcony; Open balcony/patio
Interior
- Kitchen: Dishwasher; Electric range; Refrigerator
- Bedrooms: Bedroom located on the main level
- Flooring: Tile
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Bedroom on main level; Tile flooring
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $169k.
Deal economics
- At list price, monthly cash flow is $147 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $169k).
- Recommended offer: $149k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.4% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: health & safety A+, amenities A, commute A; Watch: crime D+, cost of living F.
- Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Aventura Waterways K-8 Center (math 56% / reading 65%, grade B-, #664 of 2,144 statewide, top 32%, 2,168 students, 32% FRL); Highland Oaks Middle School (math 28% / reading 51%, grade F, #373 of 571 statewide, top 66%, 774 students, 50% FRL); Dr. Michael M. Krop Senior High (math 21% / reading 46%, grade F, #400 of 667 statewide, top 61%, 2,235 students, 49% FRL) — zoned schools average 44% FRL vs 64% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-1.5%/yr); 993 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- This rent runs 42% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 201 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 17y ago; this cycle's ask is 9563% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $92k; list at $169k implies a 84% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 24% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 201 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.87% ✓
- Cap rate
- 10.37%
- Cash-on-cash
- 14.55%
- DSCR
- 1.65
- GRM
- 4.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -16.7%
- Equity multiple
- 0.44×
- Total profit
- $-26,505
- Equity at exit
- $25,198
- IRR
- -27.2%
- Equity multiple
- 0.08×
- Total profit
- $-43,682
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33180
- Rents YoY
- -1.5%
- Active inventory
- 993
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $3,163 medium interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax from tax record
- −$223 /mo · $2,680/yr
- Insurance
- −$70
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$745
- Vacancy / Maint / Mgmt
- −$664
- Net cashflow
- $147
Break-even live
Sensitivity live
| Price | -10% $243 | -5% $195 | +0% $147 | +5% $99 | +10% $52 |
|---|---|---|---|---|---|
| Rent | -10% $-103 | -5% $22 | +0% $147 | +5% $272 | +10% $397 |
| Rate | -1.0pp $232 | -0.5pp $190 | base $147 | +0.5pp $103 | +1.0pp $59 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $2,465 | $2.92 | 5d | 2 | 1.19mi |
HOA detail condo
- Monthly dues
- $745 · $8,940/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 45 events
-
2026-06-21days on market $169,000 Active 201 DOM
-
2026-06-18days on market $169,000 Active 198 DOM
-
2026-06-17days on market $169,000 Active 197 DOM
-
2026-06-16days on market $169,000 Active 196 DOM
-
2026-06-15days on market $169,000 Active 195 DOM
-
2026-06-13days on market $169,000 Active 193 DOM
-
2026-06-09days on market $169,000 Active 189 DOM
-
2026-06-08days on market $169,000 Active 188 DOM
-
2026-06-07days on market $169,000 Active 187 DOM
-
2026-06-04days on market $169,000 Active 184 DOM
-
2026-06-03days on market $169,000 Active 183 DOM
-
2026-06-02days on market $169,000 Active 182 DOM
-
2026-06-01days on market $169,000 Active 181 DOM
-
2026-05-31days on market $169,000 Active 180 DOM
-
2026-05-16historical $1,698
-
2026-05-13price $1,698
-
2026-04-24price $169,000
-
2026-04-08price $1,699
-
2026-01-14$1,749
-
2025-11-20$179,000 Active
-
2025-06-30historical
-
2025-04-18status Active
-
2025-04-18price $195,000
-
2025-04-18status Pending
-
2025-02-27$210,000 Active
-
2024-10-31historical
-
2024-07-17$208,500 Active
-
2024-06-30historical
-
2024-06-01price $209,500
-
2024-02-28price $219,000
-
2023-12-18$229,000 Active
-
2023-01-03historical
-
2023-01-02status Active
-
2022-07-28$199,000 Active
-
2022-02-28historical
-
2022-02-28status Active
-
2021-09-22$159,000 Active
-
2009-09-18soldstatus $92,000
-
2009-09-14historical
-
2009-07-10$99,000
-
2004-07-08soldstatus $135,000
-
2003-01-23soldstatus $100,000
-
1995-01-17soldstatus $33,500
-
1991-01-02soldstatus $30,000
-
1990-12-01soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,680 · $223/mo
- Projected year-2 tax
- $2,680 · $223/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥103°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,955
- − Mortgage interest
- −$9,467
- − Property taxes
- −$2,680
- − Insurance
- −$5,964
- − Repairs & maintenance
- −$3,036
- − Management
- −$3,036
- − HOA
- −$8,940
- − Depreciation
- −$4,916
- Taxable loss
- −$84
- Est. tax savings @ 24.0%
- +$20
- After-tax cash flow
- $1,786/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Miami-Dade
- NCES district ID
- 1200390
- Math proficiency
- 45% ▼ -16.00%
- Reading proficiency
- 54% ▼ -5.00%
- Median HH income
- $43,928
- Composite
- 41.76/100
- National rank
- #3397
- State rank
- #40 of 73 in FL
Livability — Aventura
- Score
- 80/100
- State rank
- #127
- US rank
- #1834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aventura, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 34,147
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 34,147
- Household income
- $91,055
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
- Common ancestry
- Scotch-Irish 5% Romanian 5% Italian 3%
- Foreign-born
- 52% · Canada, Jamaica, Dominican Republic
- Languages at home
- 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.81%
- Current HPI
- 234.7715
- Rent YoY
- ▼ -1.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-94.3% since first listed31 events — show timeline
- 2026-05-16 Rental Removed $1,698 MARMLS
- 2026-05-13 Price Changed $1,698 MARMLS
- 2026-04-24 Price Changed $169,000 MARMLS
- 2026-04-08 Price Changed $1,699 MARMLS
- 2026-01-14 Listed for Rent $1,749 MARMLS
- 2025-11-20 Listed $179,000 MARMLS
- 2025-06-30 Listing Removed — MARMLS
- 2025-04-18 Relisted — MARMLS
- 2025-04-18 Price Changed $195,000 MARMLS
- 2025-04-18 Pending — MARMLS
- 2025-02-27 Listed $210,000 MARMLS
- 2024-10-31 Listing Removed — MARMLS
- 2024-07-17 Listed $208,500 MARMLS
- 2024-06-30 Listing Removed — MARMLS
- 2024-06-01 Price Changed $209,500 MARMLS
- 2024-02-28 Price Changed $219,000 MARMLS
- 2023-12-18 Listed $229,000 MARMLS
- 2023-01-03 Listing Removed — MARMLS
- 2023-01-02 Relisted — MARMLS
- 2022-07-28 Listed $199,000 MARMLS
- 2022-02-28 Listing Removed — MARMLS
- 2022-02-28 Relisted — MARMLS
- 2021-09-22 Listed $159,000 MARMLS
- 2009-09-18 Sold (MLS) $92,000 Beaches MLS
- 2009-09-14 Listing Removed — Beaches MLS
- 2009-07-10 Listed $99,000 Beaches MLS
- 2004-07-08 Sold (Public Records) $135,000 Public Records
- 2003-01-23 Sold (Public Records) $100,000 Public Records
- 1995-01-17 Sold (Public Records) $33,500 Public Records
- 1991-01-02 Sold (Public Records) $30,000 Public Records
- 1990-12-01 Sold (Public Records) $30,000 Public Records
Property tax history
+6.3%/yrLatest (2025): $2,680 · +6.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…