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3101 N Country Club Dr #504
B- Composite 69.21
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$169,000

3101 N Country Club Dr #504 · Aventura, FL 33180
1 bd · 1.0 ba · 741 sqft · Condo public records · 201 Days on market
Built 1972 $745/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Bravura II Condo in the heart of Aventura, Florida! This charming 1 bedroom condominium offers a perfect blend of comfort and convenience. Enjoy spacious living areas, modern amenities, and beautiful views. Residents benefit from on-site parking, a swimming pool, and proximity to Aventura Mall, top-rated schools, and the best of South Florida living. Make Bravura II your new home today!

Key facts

  • On-site parking
  • Swimming pool
  • Top-rated schools

Tags

ON-SITE PARKINGSWIMMING POOLPROXIMITY TO AVENTURA MALLTOP-RATED SCHOOLS

Property features AI

Finance

  • Other: Association pool
  • Financial info: Pets allowed with restrictions or possible restrictions
  • HOA & community: Monthly association fee; Association amenities include clubhouse, fitness center, laundry, barbecue, picnic area, and pool; Association fee covers amenities

Exterior

  • Parking: 1 covered garage space; One parking space
  • Utilities: Central heating and cooling
  • Home design: 8-story building; Entry located on level 5; Entry level is 5
  • Construction: Block construction; Effective year built
  • Exterior features: Balcony; Open balcony/patio

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: Bedroom located on the main level
  • Flooring: Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Bedroom on main level; Tile flooring
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $169k.

Deal economics

  • At list price, monthly cash flow is $147 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $169k).
  • Recommended offer: $149k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: health & safety A+, amenities A, commute A; Watch: crime D+, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Aventura Waterways K-8 Center (math 56% / reading 65%, grade B-, #664 of 2,144 statewide, top 32%, 2,168 students, 32% FRL); Highland Oaks Middle School (math 28% / reading 51%, grade F, #373 of 571 statewide, top 66%, 774 students, 50% FRL); Dr. Michael M. Krop Senior High (math 21% / reading 46%, grade F, #400 of 667 statewide, top 61%, 2,235 students, 49% FRL) — zoned schools average 44% FRL vs 64% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-1.5%/yr); 993 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 201 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 17y ago; this cycle's ask is 9563% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $92k; list at $169k implies a 84% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 24% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $148,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 201 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.87%
Cap rate
10.37%
Cash-on-cash
14.55%
DSCR
1.65
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.44×
Total profit
$-26,505
Equity at exit
$25,198
10-year hold
IRR
-27.2%
Equity multiple
0.08×
Total profit
$-43,682
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
993
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$3,163 medium interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$223 /mo · $2,680/yr
Insurance
$70
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$745
Vacancy / Maint / Mgmt
$664
Net cashflow
$147

Break-even live

Break-even rent $2,977
Max offer price $169,000
Occupancy floor 90%

Sensitivity live

Price -10% $243 -5% $195 +0% $147 +5% $99 +10% $52
Rent -10% $-103 -5% $22 +0% $147 +5% $272 +10% $397
Rate -1.0pp $232 -0.5pp $190 base $147 +0.5pp $103 +1.0pp $59

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 5d 2 1.19mi

HOA detail condo

Monthly dues
$745 · $8,940/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 45 events

  1. 2026-06-21
    days on market $169,000 Active 201 DOM
  2. 2026-06-18
    days on market $169,000 Active 198 DOM
  3. 2026-06-17
    days on market $169,000 Active 197 DOM
  4. 2026-06-16
    days on market $169,000 Active 196 DOM
  5. 2026-06-15
    days on market $169,000 Active 195 DOM
  6. 2026-06-13
    days on market $169,000 Active 193 DOM
  7. 2026-06-09
    days on market $169,000 Active 189 DOM
  8. 2026-06-08
    days on market $169,000 Active 188 DOM
  9. 2026-06-07
    days on market $169,000 Active 187 DOM
  10. 2026-06-04
    days on market $169,000 Active 184 DOM
  11. 2026-06-03
    days on market $169,000 Active 183 DOM
  12. 2026-06-02
    days on market $169,000 Active 182 DOM
  13. 2026-06-01
    days on market $169,000 Active 181 DOM
  14. 2026-05-31
    days on market $169,000 Active 180 DOM
  15. 2026-05-16
    historical $1,698
  16. 2026-05-13
    price $1,698
  17. 2026-04-24
    price $169,000
  18. 2026-04-08
    price $1,699
  19. 2026-01-14
    listed $1,749
  20. 2025-11-20
    listed $179,000 Active
  21. 2025-06-30
    historical
  22. 2025-04-18
    status Active
  23. 2025-04-18
    price $195,000
  24. 2025-04-18
    status Pending
  25. 2025-02-27
    listed $210,000 Active
  26. 2024-10-31
    historical
  27. 2024-07-17
    listed $208,500 Active
  28. 2024-06-30
    historical
  29. 2024-06-01
    price $209,500
  30. 2024-02-28
    price $219,000
  31. 2023-12-18
    listed $229,000 Active
  32. 2023-01-03
    historical
  33. 2023-01-02
    status Active
  34. 2022-07-28
    listed $199,000 Active
  35. 2022-02-28
    historical
  36. 2022-02-28
    status Active
  37. 2021-09-22
    listed $159,000 Active
  38. 2009-09-18
    soldstatus $92,000
  39. 2009-09-14
    historical
  40. 2009-07-10
    listed $99,000
  41. 2004-07-08
    soldstatus $135,000
  42. 2003-01-23
    soldstatus $100,000
  43. 1995-01-17
    soldstatus $33,500
  44. 1991-01-02
    soldstatus $30,000
  45. 1990-12-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,680 · $223/mo
Projected year-2 tax
$2,680 · $223/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,955
− Mortgage interest
−$9,467
− Property taxes
−$2,680
− Insurance
−$5,964
− Repairs & maintenance
−$3,036
− Management
−$3,036
− HOA
−$8,940
− Depreciation
−$4,916
Taxable loss
−$84
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$20
After-tax cash flow
$1,786/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-94.3% since first listed
31 events — show timeline
  • 2026-05-16 Rental Removed $1,698 MARMLS
  • 2026-05-13 Price Changed $1,698 MARMLS
  • 2026-04-24 Price Changed $169,000 MARMLS
  • 2026-04-08 Price Changed $1,699 MARMLS
  • 2026-01-14 Listed for Rent $1,749 MARMLS
  • 2025-11-20 Listed $179,000 MARMLS
  • 2025-06-30 Listing Removed MARMLS
  • 2025-04-18 Relisted MARMLS
  • 2025-04-18 Price Changed $195,000 MARMLS
  • 2025-04-18 Pending MARMLS
  • 2025-02-27 Listed $210,000 MARMLS
  • 2024-10-31 Listing Removed MARMLS
  • 2024-07-17 Listed $208,500 MARMLS
  • 2024-06-30 Listing Removed MARMLS
  • 2024-06-01 Price Changed $209,500 MARMLS
  • 2024-02-28 Price Changed $219,000 MARMLS
  • 2023-12-18 Listed $229,000 MARMLS
  • 2023-01-03 Listing Removed MARMLS
  • 2023-01-02 Relisted MARMLS
  • 2022-07-28 Listed $199,000 MARMLS
  • 2022-02-28 Listing Removed MARMLS
  • 2022-02-28 Relisted MARMLS
  • 2021-09-22 Listed $159,000 MARMLS
  • 2009-09-18 Sold (MLS) $92,000 Beaches MLS
  • 2009-09-14 Listing Removed Beaches MLS
  • 2009-07-10 Listed $99,000 Beaches MLS
  • 2004-07-08 Sold (Public Records) $135,000 Public Records
  • 2003-01-23 Sold (Public Records) $100,000 Public Records
  • 1995-01-17 Sold (Public Records) $33,500 Public Records
  • 1991-01-02 Sold (Public Records) $30,000 Public Records
  • 1990-12-01 Sold (Public Records) $30,000 Public Records

Property tax history

+6.3%/yr

Latest (2025): $2,680 · +6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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