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8256 Piedra Medina
D Composite 40.09
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.8/15.0
  • Cash flow +7.4/30.0
  • Appreciation +5.0/10.0
  • 1% rule +2.8/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Rent growth +2.1/5.0
  • DSCR +1.5/10.0

$175,000

8256 Piedra Medina · Macdona, TX 78252
2 bd · 2.0 ba · 741 sqft · SingleFamily public records · 91 Days on market
Built 2021 4,399 sqft lot $236/sqft · 14% below area Est $204k · 14% under $25/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come preview this newer constructed 2 bedroom, 2 bathroom home with a 2 car garage. This home offers gas cooking and granite counters in the kitchen and bathrooms. The primary bedroom has a large walk in closet. The utility room is configured for stackable washer and dryer set. The back yard is very spacious and is in a corner lot.

Key facts

  • Gas cooking
  • Spacious back yard
  • Walk in closet

Tags

GAS COOKINGGRANITE COUNTERSWALK IN CLOSETSPACIOUS BACK YARDCORNER LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-228 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $135k (23.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (21.5% below list).
  • Recommended offer: $135k (23.0% below list) — sets the bar for cash-flow.
  • Cap rate 4.7% vs local median 3.5% in Macdona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#1,409 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Southwest El (math 38% / reading 33%, grade F, #1,946 of 4,322 statewide, top 45%, 654 students, 73% FRL); Ronald E Mcnair Middle (math 27% / reading 31%, grade F, #1,103 of 1,662 statewide, top 67%, 748 students, 77% FRL); Southwest H S (math 17% / reading 39%, grade F, #1,170 of 1,632 statewide, top 72%, 2,152 students, 72% FRL) — zoned schools at 74% FRL track the district average.
  • Market conditions: Rents soft (-1.7%/yr); 555 active listings in the ZIP; solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($1k loan paydown + $-3 appreciation (-0.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 91 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,806 (23.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
4.73%
Cash-on-cash
-5.57%
DSCR
0.75
GRM
10.6

CMA / ARV

ARV (median comp)
$203,706
List price
$175,000
Delta
-14.09%
Verdict
UNDERPRICED
Comps
15 within 1.0 mi

Projected returns pro-forma

-0.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.5%
Equity multiple
0.52×
Total profit
$-23,566
Equity at exit
$50,799
10-year hold
IRR
-6.5%
Equity multiple
0.36×
Total profit
$-31,454
Equity at exit
$61,050

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78252

Home prices YoY
-0.0%
Rents YoY
-1.7%
Active inventory
555
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,373 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$297 /mo · $3,563/yr
Insurance
$73
HOA
$25
Vacancy / Maint / Mgmt
$288
Net cashflow
$-228

Break-even live

Break-even rent $1,662
Max offer price $134,806
Occupancy floor

Sensitivity live

Price -10% $-128 -5% $-178 +0% $-228 +5% $-277 +10% $-327
Rent -10% $-336 -5% $-282 +0% $-228 +5% $-173 +10% $-119
Rate -1.0pp $-139 -0.5pp $-183 base $-228 +0.5pp $-273 +1.0pp $-319

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$25 · $300/yr
Likely covers
gas

Listing history 22 events

  1. 2026-06-04
    days on market $175,000 Active 91 DOM
  2. 2026-06-03
    days on market $175,000 Active 90 DOM
  3. 2026-06-02
    days on market $175,000 Active 89 DOM
  4. 2026-06-01
    days on market $175,000 Active 88 DOM
  5. 2026-05-31
    days on market $175,000 Active 87 DOM
  6. 2026-04-22
    price $1,200
  7. 2026-04-21
    price $175,000 336-char remark
    Show marketing remark (336 chars)

    Come preview this newer constructed 2 bedroom, 2 bathroom home with a 2 car garage. This home offers gas cooking and granite counters in the kitchen and bathrooms. The primary bedroom has a large walk in closet. The utility room is configured for stackable washer and dryer set. The back yard is very spacious and is in a corner lot.

  8. 2026-03-17
    price $179,999 336-char remark
    Show marketing remark (336 chars)

    Come preview this newer constructed 2 bedroom, 2 bathroom home with a 2 car garage. This home offers gas cooking and granite counters in the kitchen and bathrooms. The primary bedroom has a large walk in closet. The utility room is configured for stackable washer and dryer set. The back yard is very spacious and is in a corner lot.

  9. 2026-03-17
    price $179,000 336-char remark
    Show marketing remark (336 chars)

    Come preview this newer constructed 2 bedroom, 2 bathroom home with a 2 car garage. This home offers gas cooking and granite counters in the kitchen and bathrooms. The primary bedroom has a large walk in closet. The utility room is configured for stackable washer and dryer set. The back yard is very spacious and is in a corner lot.

  10. 2026-03-05
    listed $185,000 New 336-char remark
    Show marketing remark (336 chars)

    Come preview this newer constructed 2 bedroom, 2 bathroom home with a 2 car garage. This home offers gas cooking and granite counters in the kitchen and bathrooms. The primary bedroom has a large walk in closet. The utility room is configured for stackable washer and dryer set. The back yard is very spacious and is in a corner lot.

  11. 2025-11-25
    listed $1,300
  12. 2023-10-26
    historical $1,300
  13. 2023-09-27
    listed $1,300
  14. 2022-06-27
    soldstatus Sold 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  15. 2022-04-27
    status Pending 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  16. 2022-04-19
    price $207,099 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  17. 2022-04-08
    price $213,099 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  18. 2022-04-06
    price $217,099 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  19. 2022-04-01
    price $220,099 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  20. 2022-03-31
    status Back on Market 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  21. 2022-02-22
    status Pending 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

  22. 2022-02-21
    listed $216,099 New 478-char remark
    Show marketing remark (478 chars)

    This new single-story home design combines comfort and convenience. It features an open-plan layout among a family room for shared moments, a kitchenette for inspired cooks and a dining nook for memorable meals. A secondary bedroom and an owner's suite with a private bathroom and large walk-in closet provide restful retreats for family members. Estimated availability May 2022! Prices and features may vary and are subject to change. Photos are for illustrative purposes only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,563 · $297/mo
Projected year-2 tax
$3,563 · $297/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,482
− Mortgage interest
−$9,803
− Property taxes
−$3,563
− Insurance
−$875
− Repairs & maintenance
−$1,319
− Management
−$1,319
− HOA
−$300
− Depreciation
−$5,091
Taxable loss
−$5,787
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,389
After-tax cash flow
$-1,341/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX

Livability — Macdona

Score
54/100
State rank
#1409
US rank
#24127

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
21,790
Household income
$85,518
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
152.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 61% Puerto Rican 1%
Common ancestry
Hispanic 2% Lithuanian 1% German 1%
Foreign-born
12% · Canada, South Korea
Languages at home
58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▬ -0.00%
Current HPI
183.6413
Rent YoY
▼ -1.67%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.4% since first listed
17 events — show timeline
  • 2026-04-22 Price Changed $1,200 SABOR
  • 2026-04-21 Price Changed $175,000 LERA
  • 2026-03-17 Price Changed $179,999 LERA
  • 2026-03-17 Price Changed $179,000 LERA
  • 2026-03-05 Listed $185,000 LERA
  • 2025-11-25 Listed for Rent $1,300 SABOR
  • 2023-10-26 Rental Removed $1,300 SABOR
  • 2023-09-27 Listed for Rent $1,300 SABOR
  • 2022-06-27 Sold (MLS) LERA
  • 2022-04-27 Pending LERA
  • 2022-04-19 Price Changed $207,099 LERA
  • 2022-04-08 Price Changed $213,099 LERA
  • 2022-04-06 Price Changed $217,099 LERA
  • 2022-04-01 Price Changed $220,099 LERA
  • 2022-03-31 Relisted LERA
  • 2022-02-22 Pending LERA
  • 2022-02-21 Listed $216,099 LERA

Property tax history

+56.3%/yr

Latest (2025): $3,563 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…