312 S Fieldspan Rd · Scott, LA 70583

$239,000

3 bd · 2.5 ba · 1,628 sqft · SingleFamily public records · 118 Days on market

Built 1975 0.58 ac lot $147/sqft · 15% below area Est $286k · 16% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.9/15.0
• Cash flow +11.7/30.0
• Schools +3.6/10.0
• DSCR +3.4/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Updated Home on Over Half an Acre with Custom Features Throughout!This beautifully maintained home sits on over half an acre surrounded by mature oak trees and offers the perfect blend of comfort and outdoor living. The fully fenced backyard features a large wooden deck, custom LSU fire pit, powered shed/shop, and plenty of space for entertaining or letting the kids play.Inside, you'll find real wood flooring, fresh interior paint, and thoughtful custom touches throughout. The kitchen showcases custom-built cabinets and island with premium granite countertops, stainless steel appliances, and a built-in wine fridge. The living room includes a custom corner office area ideal for working from home or homework space.The laundry room comes equipped with a washer and dryer set plus a custom-built kennel for a small dog or cat.The primary bathroom is completely custom, featuring an $8,000 infinity jacuzzi tub with heater and multiple jets, along with a stone walk-in shower complete with rainfall head, body jets, and handheld sprayer for a true spa-like experience.Additional highlights include: Electrical redone (2017) AC & heat replaced (2017) Hot water heater replaced (2017) Carport with bathroom, refrigerator, and extra storageMove-in ready with major system updates and unique custom upgrades

Key facts

• Over half an acre
• Large wooden deck
• Powered shed/shop

Tags

• OVER HALF AN ACRE
• FULLY FENCED BACKYARD
• LARGE WOODEN DECK
• CUSTOM LSU FIRE PIT
• POWERED SHED/SHOP
• REAL WOOD FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $239k.

Deal economics

• At list price, monthly cash flow is $-195 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $205k (14.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (26.8% below list).
• Recommended offer: $175k (26.8% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 4.7% in Scott — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, schools B+; Watch: crime F, amenities F, commute F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 276 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $134k; list at $239k implies a 78% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,000 (26.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.94%
• Cash-on-cash: -1.25%
• DSCR: 0.94
• GRM: 11.4

CMA / ARV

• ARV (median comp): $286,096
• List price: $239,000
• Delta: -16.46%
• Verdict: UNDERPRICED
• Comps: 7 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.2%
• Equity multiple: 0.24×
• Total profit: $-51,169
• Equity at exit: $35,636

10-year hold

• IRR: -16.2%
• Equity multiple: 0.09×
• Total profit: $-60,630
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70583

• Active inventory: 276
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $1,750 medium
• Mortgage (P&I): −$1,253
• Tax from tax record: −$99 /mo · $1,193/yr
• Insurance: −$100
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$368
• Net cashflow: $-195

Break-even live

Break-even rent $1,997

Max offer price $204,547

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
801 Rue Bon Secours Scott, LA	3.0	2.0	1680	$1,750	$1.04	43d	1	1.30mi

Listing history 19 events

1. 2026-06-10
   status $239,000 Pending 118 DOM
2. 2026-06-09
   days on market $239,000 Active 118 DOM
3. 2026-06-08
   days on market $239,000 Active 117 DOM
4. 2026-06-07
   days on market $239,000 Active 116 DOM
5. 2026-06-05
   days on market $239,000 Active 113 DOM
6. 2026-06-03
   days on market $239,000 Active 112 DOM
7. 2026-06-02
   days on market $239,000 Active 111 DOM
8. 2026-06-01
   days on market $239,000 Active 110 DOM
9. 2026-05-31
   days on market $239,000 Active 109 DOM
10. 2026-05-30
    days on market $239,000 Active 108 DOM
11. 2026-03-16
    price $239,000 1312-char remark

    Show marketing remark (1312 chars)

    Updated Home on Over Half an Acre with Custom Features Throughout!This beautifully maintained home sits on over half an acre surrounded by mature oak trees and offers the perfect blend of comfort and outdoor living. The fully fenced backyard features a large wooden deck, custom LSU fire pit, powered shed/shop, and plenty of space for entertaining or letting the kids play.Inside, you'll find real wood flooring, fresh interior paint, and thoughtful custom touches throughout. The kitchen showcases custom-built cabinets and island with premium granite countertops, stainless steel appliances, and a built-in wine fridge. The living room includes a custom corner office area ideal for working from home or homework space.The laundry room comes equipped with a washer and dryer set plus a custom-built kennel for a small dog or cat.The primary bathroom is completely custom, featuring an $8,000 infinity jacuzzi tub with heater and multiple jets, along with a stone walk-in shower complete with rainfall head, body jets, and handheld sprayer for a true spa-like experience.Additional highlights include: Electrical redone (2017) AC & heat replaced (2017) Hot water heater replaced (2017) Carport with bathroom, refrigerator, and extra storageMove-in ready with major system updates and unique custom upgrades

12. 2026-02-26
    price $246,000 1312-char remark

    Show marketing remark (1312 chars)

    Updated Home on Over Half an Acre with Custom Features Throughout!This beautifully maintained home sits on over half an acre surrounded by mature oak trees and offers the perfect blend of comfort and outdoor living. The fully fenced backyard features a large wooden deck, custom LSU fire pit, powered shed/shop, and plenty of space for entertaining or letting the kids play.Inside, you'll find real wood flooring, fresh interior paint, and thoughtful custom touches throughout. The kitchen showcases custom-built cabinets and island with premium granite countertops, stainless steel appliances, and a built-in wine fridge. The living room includes a custom corner office area ideal for working from home or homework space.The laundry room comes equipped with a washer and dryer set plus a custom-built kennel for a small dog or cat.The primary bathroom is completely custom, featuring an $8,000 infinity jacuzzi tub with heater and multiple jets, along with a stone walk-in shower complete with rainfall head, body jets, and handheld sprayer for a true spa-like experience.Additional highlights include: Electrical redone (2017) AC & heat replaced (2017) Hot water heater replaced (2017) Carport with bathroom, refrigerator, and extra storageMove-in ready with major system updates and unique custom upgrades

13. 2026-02-11
    listed $254,000 Active 1312-char remark

    Show marketing remark (1312 chars)

    Updated Home on Over Half an Acre with Custom Features Throughout!This beautifully maintained home sits on over half an acre surrounded by mature oak trees and offers the perfect blend of comfort and outdoor living. The fully fenced backyard features a large wooden deck, custom LSU fire pit, powered shed/shop, and plenty of space for entertaining or letting the kids play.Inside, you'll find real wood flooring, fresh interior paint, and thoughtful custom touches throughout. The kitchen showcases custom-built cabinets and island with premium granite countertops, stainless steel appliances, and a built-in wine fridge. The living room includes a custom corner office area ideal for working from home or homework space.The laundry room comes equipped with a washer and dryer set plus a custom-built kennel for a small dog or cat.The primary bathroom is completely custom, featuring an $8,000 infinity jacuzzi tub with heater and multiple jets, along with a stone walk-in shower complete with rainfall head, body jets, and handheld sprayer for a true spa-like experience.Additional highlights include: Electrical redone (2017) AC & heat replaced (2017) Hot water heater replaced (2017) Carport with bathroom, refrigerator, and extra storageMove-in ready with major system updates and unique custom upgrades

14. 2014-02-28
    soldstatus $134,000
15. 2014-02-27
    soldstatus $134,000 228-char remark

    Show marketing remark (228 chars)

    Affordable home in convenient location. Recent upgrades include ceramic flooring, built-in cabinets and bookcases throughout, new kitchen cabinets and dishwasher. Beautiful trees in backyard, workshop...Great home at this price!

16. 2013-10-10
    listed $137,500 228-char remark

    Show marketing remark (228 chars)

    Affordable home in convenient location. Recent upgrades include ceramic flooring, built-in cabinets and bookcases throughout, new kitchen cabinets and dishwasher. Beautiful trees in backyard, workshop...Great home at this price!

17. 2011-02-01
    soldstatus $125,000
18. 2011-01-31
    soldstatus $125,000
19. 2010-09-11
    listed $144,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,193 · $99/mo
• Projected year-2 tax: $1,314 · $110/mo
• Expected delta: +$122/yr (+$10/mo · 10.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone A · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,000
• − Mortgage interest: −$13,388
• − Property taxes: −$1,193
• − Insurance: −$2,698
• − Repairs & maintenance: −$1,680
• − Management: −$1,680
• − Depreciation: −$6,953
• Taxable loss: −$6,591
• Est. tax savings @ 24.0%: +$1,582
• After-tax cash flow: $-759/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

Livability — Scott

• Score: 66/100
• State rank: #116
• US rank: #11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 8,670
• Population (ZIP): 8,670

Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Hispanic / Latino 16% Black 13% Two or more races 11%
• Hispanic origin (detail): Mexican 7% Cuban 2%
• Common ancestry: Lithuanian 11% Slovak 3% Italian 1%
• Foreign-born: 11% · Canada
• Languages at home: 81% English-only · Spanish 12% French/Haitian/Cajun 7%

Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.03%
• Current HPI: 132.4083
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+66.0% since first listed

9 events — show timeline

• 2026-03-16 Price Changed $239,000 AcadianaMLS
• 2026-02-26 Price Changed $246,000 AcadianaMLS
• 2026-02-11 Listed $254,000 AcadianaMLS
• 2014-02-28 Sold (Public Records) $134,000 Public Records
• 2014-02-27 Sold (MLS) $134,000 AcadianaMLS
• 2013-10-10 Listed $137,500 AcadianaMLS
• 2011-02-01 Sold (Public Records) $125,000 Public Records
• 2011-01-31 Sold (MLS) $125,000 AcadianaMLS
• 2010-09-11 Listed $144,000 AcadianaMLS

Property tax history

+17.5%/yr

Latest (2025): $1,193 · -1.3% YoY. Source: county tax records.