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4102 4th St SW
D- Composite 35.12
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.0/30.0
  • Schools +4.1/10.0
  • ARV discount +3.6/15.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • 1% rule +1.5/10.0
  • DSCR +1.2/10.0

$319,000

4102 4th St SW · Lehigh Acres, FL 33976
4 bd · 2.0 ba · 1,426 sqft · SingleFamily public records · 40 Days on market
Built 2024 0.25 ac lot Est $294k · 9% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

Key facts

  • 0.25 acre lot
  • 2 garage spots
  • Built 2024

Property features AI

Finance

  • Other: Lot is regularly shaped on a 0.25-acre parcel; Lot dimensions approximately 80 x 137; Irrigation from well; View: see remarks
  • HOA & community: No HOA maintenance or amenities (see remarks); Community type: see remarks

Exterior

  • Parking: Attached 2-car garage
  • Security: Impact-resistant doors and windows
  • Utilities: Well water; Septic system; Cable available
  • Home design: Single-family home; 1 story / ranch; Rear exposure: North; Residential property in Lehigh Acres
  • Construction: Concrete block construction; Built in 2024
  • Exterior features: Automatic sprinkler system; Impact resistant doors; Impact resistant windows; Single-hung windows; Stucco finish; Shingle roof

Interior

  • Kitchen: Dishwasher; Range; Microwave; Pantry
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; Master bath: none
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Cable prewire; Pantry; Volume ceiling; Walk-in closet; Open porch / lanai; Split-bedroom floor plan
  • Laundry & utility: Laundry in residence; Washer/dryer hookup; Auto garage door

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $319k.

Deal economics

  • At list price, monthly cash flow is $-465 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $237k (25.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (34.7% below list).
  • Recommended offer: $208k (34.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.5%/yr); 786 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($309k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,217 (34.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
4.55%
Cash-on-cash
-6.24%
DSCR
0.72
GRM
12.8

CMA / ARV

ARV (on-the-fly)
$293,756
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
58 Curtis Ave S 0.26mi 3/2.0 (-1) 1,372 (-4%) 14mo $284,990 $208 65
4109 11th St SW 0.46mi 3/2.0 (-1) 1,426 (0%) 11mo $288,000 $202 65
4000 10th St SW 0.45mi 3/2.0 (-1) 1,407 (-1%) 12mo $270,000 $192 62
4203 11th St SW 0.46mi 3/2.0 (-1) 1,392 (-2%) 10mo $285,000 $205 61
101 Eric Ave N 0.33mi 3/2.0 (-1) 1,536 (+8%) 8mo $360,000 $234 60
3905 Lee Blvd 0.61mi 3/2.5 (-1) 1,386 (-3%) 9mo $280,000 $202 53
4009 6th St W 0.66mi 3/2.0 (-1) 1,408 (-1%) 15mo $280,000 $199 49
54 Brian Ave S 0.41mi 3/2.0 (-1) 1,604 (+12%) 11mo $330,000 $206 46
209 Gerald Ave N 0.66mi 3/2.0 (-1) 1,272 (-11%) 13mo $252,000 $198 35
812 Floyd Ave S 0.52mi 3/2.0 (-1) 1,247 (-13%) 22mo $277,000 $222 32
4212 6th St W 0.70mi 3/2.0 (-1) 1,240 (-13%) 14mo $280,000 $226 29
4300 13th St SW 0.60mi 3/2.0 (-1) 1,630 (+14%) 18mo $370,000 $227 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
2.55×
Total profit
$138,015
Equity at exit
$287,380
10-year hold
IRR
17.1%
Equity multiple
5.69×
Total profit
$418,723
Equity at exit
$619,747

Cash invested: $89,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33976

Home prices YoY
6.8%
Rents YoY
-1.5%
Active inventory
786
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$2,082 high interval (Pro) →
Mortgage (P&I)
$1,673
Tax from tax record
$304 /mo · $3,645/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$-465

Break-even live

Break-even rent $2,670
Max offer price $236,923
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,750
Closing costs
$9,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4307 2nd St SW Lehigh Acres, FL 4.0 2.0 1843 $2,191 $1.19 2d 1 0.30mi
4218 8th St SW Lehigh Acres, FL 3.0 2.0 1408 $1,800 $1.28 23d 1 0.31mi
3820 7th St SW Lehigh Acres, FL 4.0 2.0 1841 $2,500 $1.36 11d 1 0.39mi
3818 7th St SW Lehigh Acres, FL 3.0 2.0 1422 $1,695 $1.19 23d 1 0.40mi
610 Floyd Ave S Lehigh Acres, FL 3.0 2.0 1400 $2,100 $1.50 23d 1 0.43mi
4003 3rd St W Lehigh Acres, FL 3.0 2.0 1311 $1,985 $1.51 23d 1 0.47mi
3919 3rd St W Lehigh Acres, FL 4.0 2.0 1728 $2,131 $1.23 3d 1 0.49mi
4005 12th St SW Lehigh Acres, FL 3.0 2.0 1122 $1,610 $1.43 19d 1 0.55mi
4400 Douglas Ln Lehigh Acres, FL 3.0 2.0 1172 $1,500 $1.28 19d 1 0.56mi
704 Gilbert Ave S Lehigh Acres, FL 3.0 2.0 1203 $1,475 $1.23 19d 1 0.58mi
124 Gilbert Ave S Lehigh Acres, FL 3.0 2.0 1532 $1,810 $1.18 23d 1 0.59mi
305 Harold Ave S Lehigh Acres, FL 3.0 2.0 1175 $1,650 $1.40 15d 1 0.64mi
716 Gordon Ave S Lehigh Acres, FL 3.0 2.0 1175 $1,595 $1.36 3d 1 0.65mi
104 Gordon Ave S Lehigh Acres, FL 3.0 2.0 1123 $1,350 $1.20 23d 1 0.68mi
104 Gordon Ave S Lehigh Acres, FL 3.0 2.0 1123 $1,300 $1.16 3d 1 0.68mi
57 Xelda Ave S Lehigh Acres, FL 3.0 3.0 1057 $2,200 $2.08 23d 1 0.69mi
107 Harold Ave S Lehigh Acres, FL 3.0 2.0 1114 $1,475 $1.32 14d 1 0.70mi
3704 6th St SW Lehigh Acres, FL 3.0 2.0 1100 $1,575 $1.43 19d 1 0.70mi
320 Harry Ave S Lehigh Acres, FL 3.0 2.0 1212 $1,550 $1.28 23d 1 0.73mi
136 Harry Ave S Lehigh Acres, FL 3.0 2.0 1133 $2,050 $1.81 23d 1 0.74mi
1117 Gordon Ave S Lehigh Acres, FL 3.0 2.0 1170 $1,750 $1.50 21d 1 0.74mi
729 Harry Ave S Lehigh Acres, FL 3.0 2.0 1125 $1,500 $1.33 23d 1 0.75mi
3906 6th St W Lehigh Acres, FL 3.0 2.0 1457 $2,000 $1.37 23d 1 0.76mi
1105 Harold Ave S Lehigh Acres, FL 3.0 2.0 988 $1,250 $1.27 23d 1 0.76mi
3705 9th St SW Lehigh Acres, FL 3.0 2.0 1272 $1,695 $1.33 14d 1 0.76mi
745 Harry Ave S Lehigh Acres, FL 3.0 2.0 1200 $1,699 $1.42 10d 1 0.78mi
210 Hightower Ave S Lehigh Acres, FL 3.0 2.0 1181 $1,295 $1.10 21d 1 0.81mi
113 Hightower Ave S Lehigh Acres, FL 3.0 2.0 1200 $1,800 $1.50 21d 1 0.82mi
3615 6th St SW Lehigh Acres, FL 3.0 2.0 1378 $1,825 $1.32 23d 1 0.83mi
703 Felix Ave N Lehigh Acres, FL 3.0 2.0 1272 $2,600 $2.04 23d 1 0.84mi
1502 Gretchen Ave S Lehigh Acres, FL 3.0 2.0 1270 $2,000 $1.57 3d 1 0.87mi
1110 Hightower Ave S Lehigh Acres, FL 3.0 2.0 1227 $1,325 $1.08 23d 1 0.90mi
3914 9th St W Lehigh Acres, FL 3.0 2.0 1258 $1,999 $1.59 3d 1 0.91mi
3702 14th St SW Lehigh Acres, FL 4.0 2.0 1472 $1,995 $1.36 23d 1 0.92mi
214 Ichabod Ave Lehigh Acres, FL 3.0 2.0 1198 $1,660 $1.39 2d 1 0.92mi
4503 15th St SW Lehigh Acres, FL 3.0 2.0 1200 $1,800 $1.50 23d 1 0.94mi
4221 18th St SW Lehigh Acres, FL 3.0 2.5 1600 $2,600 $1.62 13d 1 0.94mi
1504 Gary Ln Lehigh Acres, FL 3.0 2.0 1198 $1,660 $1.39 23d 1 0.96mi
1506 Gary Ln Lehigh Acres, FL 3.0 2.0 1198 $1,660 $1.39 23d 1 0.96mi
151 Pine Ln Lehigh Acres, FL 3.0 2.0 1198 $1,660 $1.39 2d 1 1.01mi

Listing history 25 events

  1. 2026-06-17
    days on market $319,000 Active 40 DOM
  2. 2026-06-16
    days on market $319,000 Active 39 DOM
  3. 2026-06-15
    days on market $319,000 Active 38 DOM
  4. 2026-06-13
    days on market $319,000 Active 36 DOM
  5. 2026-06-10
    days on market $319,000 Active 33 DOM
  6. 2026-06-09
    days on market $319,000 Active 32 DOM
  7. 2026-06-08
    days on market $319,000 Active 31 DOM
  8. 2026-06-07
    days on market $319,000 Active 30 DOM
  9. 2026-06-03
    days on market $319,000 Active 26 DOM
  10. 2026-06-02
    days on market $319,000 Active 25 DOM
  11. 2026-06-01
    days on market $319,000 Active 24 DOM
  12. 2026-05-31
    days on market $319,000 Active 23 DOM
  13. 2026-05-08
    listed $319,000 Active
  14. 2026-05-06
    historical
  15. 2026-04-15
    price $319,000
  16. 2025-11-25
    listed $319,999 Active
  17. 2025-02-08
    soldstatus $309,990 Closed 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  18. 2024-12-26
    status Pending 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  19. 2024-12-18
    price $309,990 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  20. 2024-12-11
    price $310,990 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  21. 2024-12-05
    price $314,990 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  22. 2024-11-26
    price $316,990 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  23. 2024-11-21
    price $318,990 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  24. 2024-10-28
    listed $320,990 Active 915-char remark
    Show marketing remark (915 chars)

    NEW BUILD - Anticipated completion date is December 13th, 2024. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, and overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package and irrigation system, and designer-selected paint colors, light, and plumbing fixtures.

  25. 2014-01-02
    soldstatus $13,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,645 · $304/mo
Projected year-2 tax
$3,645 · $304/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,986
− Mortgage interest
−$17,869
− Property taxes
−$3,645
− Insurance
−$1,595
− Repairs & maintenance
−$1,999
− Management
−$1,999
− Depreciation
−$9,280
Taxable loss
−$11,401
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,736
After-tax cash flow
$-2,839/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Lehigh Acres

Score
59/100
State rank
#826
US rank
#20055

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehigh Acres, FL
County
Lee County · 788,662 people
City population
130,638
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
20,277
Household income
$72,679
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
574.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 50% Two or more races 30% White 24% Black 20% Asian 3%
Hispanic origin (detail)
Mexican 8% Puerto Rican 8% Cuban 18% Dominican 4%
Common ancestry
Hispanic 8% Slovak 1% Lithuanian 1%
Foreign-born
35% · Canada, Jamaica, Vietnam
Languages at home
46% English-only · Spanish 43% French/Haitian/Cajun 8% Vietnamese 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 21.77%
Current HPI
340.4255
Rent YoY
▼ -1.54%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2263.0% since first listed
13 events — show timeline
  • 2026-05-08 Listed $319,000 NAPLESMLS
  • 2026-05-06 Listing Removed NAPLESMLS
  • 2026-04-15 Price Changed $319,000 NAPLESMLS
  • 2025-11-25 Listed $319,999 NAPLESMLS
  • 2025-02-08 Sold (MLS) $309,990 FORTMLS
  • 2024-12-26 Pending FORTMLS
  • 2024-12-18 Price Changed $309,990 FORTMLS
  • 2024-12-11 Price Changed $310,990 FORTMLS
  • 2024-12-05 Price Changed $314,990 FORTMLS
  • 2024-11-26 Price Changed $316,990 FORTMLS
  • 2024-11-21 Price Changed $318,990 FORTMLS
  • 2024-10-28 Listed $320,990 FORTMLS
  • 2014-01-02 Sold (Public Records) $13,500 Public Records

Property tax history

+42.7%/yr

Latest (2025): $3,645 · +832.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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