5205 Loy Rd · Maurice, LA 70555

$179,700

3 bd · 2.0 ba · 1,785 sqft · Manufactured · 174 Days on market

Built 2007 1.45 ac lot

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.5/30.0
• DSCR +8.4/10.0
• ARV discount +7.5/15.0
• 1% rule +5.8/10.0
• Schools +3.9/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

Key facts

• Leased solar panels
• Spacious kitchen
• Large shop

Tags

• MASSIVE 1.44 ACRE TRACT
• LEASED SOLAR PANELS
• FENCED IN CHICKEN YARD
• LARGE SHOP
• SPACIOUS KITCHEN
• CENTER ISLAND

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $180k.

Deal economics

• At list price, monthly cash flow is $417 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 6.0% in Maurice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 248 active listings in the ZIP; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 174 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $150k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $158,136 (12.0% below list)

Questions for the listing agent

1. It's been on market 174 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 9.08%
• Cash-on-cash: 9.96%
• DSCR: 1.44
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.4%
• Equity multiple: 0.95×
• Total profit: $-2,582
• Equity at exit: $26,794

10-year hold

• IRR: 8.3%
• Equity multiple: 1.63×
• Total profit: $31,781
• Equity at exit: $15,537

Cash invested: $50,316 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70555

• Home prices YoY: -29.4%
• Active inventory: 248
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,934 medium
• Mortgage (P&I): −$942
• Tax from tax record: −$93 /mo · $1,122/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$406
• Net cashflow: $417

Break-even live

Break-even rent $1,406

Max offer price $179,700

Occupancy floor 73%

Sensitivity live

Price	-10% $519	-5% $468	+0% $417	+5% $367	+10% $316
Rent	-10% $265	-5% $341	+0% $417	+5% $494	+10% $570
Rate	-1.0pp $508	-0.5pp $463	base $417	+0.5pp $371	+1.0pp $324

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,925
• Closing costs: $5,391
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-18
   days on market $179,700 Active 174 DOM
2. 2026-06-17
   days on market $179,700 Active 173 DOM
3. 2026-06-16
   days on market $179,700 Active 172 DOM
4. 2026-06-15
   days on market $179,700 Active 171 DOM
5. 2026-06-14
   days on market $179,700 Active 169 DOM
6. 2026-06-13
   pricedays on market $179,700 Active 168 DOM
7. 2026-06-10
   days on market $179,800 Active 166 DOM
8. 2026-06-09
   days on market $179,800 Active 165 DOM
9. 2026-06-08
   days on market $179,800 Active 164 DOM
10. 2026-06-07
    pricedays on market $179,800 Active 163 DOM
11. 2026-06-03
    days on market $179,900 Active 159 DOM
12. 2026-06-02
    days on market $179,900 Active 158 DOM
13. 2026-06-01
    days on market $179,900 Active 157 DOM
14. 2026-05-31
    days on market $179,900 Active 156 DOM
15. 2026-05-30
    days on market $179,900 Active 155 DOM
16. 2026-04-28
    price $179,900 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

17. 2026-04-24
    price $184,700 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

18. 2026-04-17
    price $184,800 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

19. 2026-04-10
    price $184,900 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

20. 2026-03-30
    price $185,000 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

21. 2026-03-20
    price $189,500 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

22. 2026-03-13
    price $189,600 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

23. 2026-03-06
    price $189,700 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

24. 2026-02-28
    price $189,800 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

25. 2025-12-26
    listed $189,900 Active 1052-char remark

    Show marketing remark (1052 chars)

    Built in 2007 this well maintained double wide home sits on a massive 1.44 acre tract on the outskirts of Maurice. Energy efficient with leased solar panels, this home is able to fit into a vast majority of budgets. Lease runs around $65 a month, which is MAJOR SAVINGS! Zoned for Meaux Elementary and North Vermilion public schools, but just a few minutes from Vermilion Charter Academy! With the idea of country living in mind, this set up is located down a small dead-end road. Highlights are a fenced in chicken yard/ coop, plus a large SHOP! This home sits on concrete runners and has a spacious double carport. Shop measures 28x28, has two roll up doors, sits on a full slab, plus has electricity ran to it. Inside this home is a spacious kitchen with center island, stainless steel appliances, a propane stove, cozy wood burning fireplace, and a large private office directly off the primary bedroom. En- suite bathroom offers a double vanity, separate shower, garden tub, and walk in closet. This home may qualify for FHA or 100% RD financing!

26. 2021-12-15
    soldstatus $149,900
27. 2021-10-21
    listed $149,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,122 · $93/mo
• Projected year-2 tax: $1,122 · $93/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $23,213
• − Mortgage interest: −$10,066
• − Property taxes: −$1,122
• − Insurance: −$898
• − Repairs & maintenance: −$1,857
• − Management: −$1,857
• − Depreciation: −$5,228
• Taxable income: $2,185
• Est. tax owed @ 24.0%: −$524
• After-tax cash flow: $4,485/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Vermilion Parish
• NCES district ID: 2201800
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 53% ▼ -32.00%
• Median HH income: $45,115
• Composite: 39.37/100
• National rank: #3974
• State rank: #15 of 98 in LA

Livability — Maurice

• Score: 76/100
• State rank: #15
• US rank: #3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Vermilion Parish · 8,759 people
• City population: 8,759
• Metro: Lafayette, LA
• Population (ZIP): 8,759
• Household income: $76,213
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 46.0

Population outlook (Vermilion County) Hauer SSP2

• Today (2025): 64,095 people
• By 2030: 65,915 · +2.8%
• By 2040: 68,985 · +7.6%
• By 2050: 70,804 · +10.5%
• By 2075: 73,897 · +15.3%
• By 2100: 71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
• Common ancestry: Lithuanian 25% Romanian 3% Italian 1%
• Foreign-born: 2% · Vietnam
• Languages at home: 93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

• 2024 margin: Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
• 2008→2024 swing: -16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
• All cycles: 2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.61%
• Current HPI: 133.7146
• Rent YoY: —
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+20.0% since first listed

12 events — show timeline

• 2026-04-28 Price Changed $179,900 AcadianaMLS
• 2026-04-24 Price Changed $184,700 AcadianaMLS
• 2026-04-17 Price Changed $184,800 AcadianaMLS
• 2026-04-10 Price Changed $184,900 AcadianaMLS
• 2026-03-30 Price Changed $185,000 AcadianaMLS
• 2026-03-20 Price Changed $189,500 AcadianaMLS
• 2026-03-13 Price Changed $189,600 AcadianaMLS
• 2026-03-06 Price Changed $189,700 AcadianaMLS
• 2026-02-28 Price Changed $189,800 AcadianaMLS
• 2025-12-26 Listed $189,900 AcadianaMLS
• 2021-12-15 Sold (MLS) $149,900 AcadianaMLS
• 2021-10-21 Listed $149,900 AcadianaMLS

Property tax history

+1.4%/yr

Latest (2025): $1,122 · -0.1% YoY. Source: county tax records.