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325 Dana Dr
C- Composite 50.14
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.5/30.0
  • Condition / age +4.8/5.0
  • DSCR +4.1/10.0
  • 1% rule +3.8/10.0
  • Schools +3.3/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$164,990

325 Dana Dr · Redland, TX 75901
3 bd · 2.5 ba · 1,229 sqft · SingleFamily · 23 Days on market
Built 2026 Excellent condition $134/sqft · 18% below area Est $202k · 18% under ↓ 12% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

Key facts

  • Built 2026
  • Listed 22 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $165k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $5 ($60/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (12.1% below list).
  • Recommended offer: $145k (12.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#634 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Lufkin ISD (town): math 39% / reading 39% proficiency, ranked #446 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 297 active listings in the ZIP; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $144,962 (12.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.33%
Cash-on-cash
0.13%
DSCR
1.01
GRM
9.5

CMA / ARV

ARV (median comp)
$202,203
List price
$164,990
Delta
-16.92%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
370 Byrd Dr 0.25mi 3/3.0 1,409 (+15%) 2mo $70,000 $50 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.43×
Total profit
$-26,396
Equity at exit
$24,601
10-year hold
IRR
-7.7%
Equity multiple
0.51×
Total profit
$-22,487
Equity at exit
$14,265

Cash invested: $46,197 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75901

Home prices YoY
-16.9%
Active inventory
297
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,450 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$5

Break-even live

Break-even rent $1,443
Max offer price $164,990
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,248
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-19
    days on market $164,990 Active 23 DOM
  2. 2026-06-18
    days on market $164,990 Active 22 DOM
  3. 2026-06-17
    price $164,990 Active 21 DOM
  4. 2026-06-17
    days on market $166,990 Active 21 DOM
  5. 2026-06-16
    days on market $166,990 Active 20 DOM
  6. 2026-06-15
    days on market $166,990 Active 19 DOM
  7. 2026-06-14
    days on market $166,990 Active 17 DOM
  8. 2026-06-13
    days on market $166,990 Active 16 DOM
  9. 2026-06-10
    days on market $166,990 Active 14 DOM
  10. 2026-06-09
    days on market $166,990 Active 13 DOM
  11. 2026-06-08
    days on market $166,990 Active 12 DOM
  12. 2026-06-07
    days on market $166,990 Active 11 DOM
  13. 2026-06-03
    days on market $166,990 Active 7 DOM
  14. 2026-06-03
    price $166,990 Active 6 DOM
  15. 2026-06-02
    days on market $167,990 Active 6 DOM
  16. 2026-06-01
    days on market $167,990 Active 5 DOM
  17. 2026-05-31
    days on market $167,990 Active 4 DOM
  18. 2026-05-30
    days on market $167,990 Active 3 DOM
  19. 2026-05-14
    price $174,990 283-char remark
    Show marketing remark (283 chars)

    Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

  20. 2026-05-12
    historical
  21. 2026-04-22
    price $179,990 283-char remark
    Show marketing remark (283 chars)

    Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

  22. 2026-04-15
    listed $189,990 Active
  23. 2026-04-14
    historical
  24. 2026-04-08
    listed $189,990 Active
  25. 2026-03-11
    price $189,990
    Show marketing remark (283 chars)

    Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

  26. 2026-03-11
    price $189,990 283-char remark
    Show marketing remark (283 chars)

    Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

  27. 2026-02-24
    listed $199,988 Active 283-char remark
    Show marketing remark (283 chars)

    Model 1229 A1 - Savannah Known for providing the lowest price and price per square foot, National Homecorp is here to help you get more home for your money! SELLER-Paid Closing Costs: Enjoy up to 3% closing cost contribution when you use NHC lender and our preferred title company.

  28. 2026-02-05
    listed $199,988 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,395
− Mortgage interest
−$9,242
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,392
− Management
−$1,392
− Depreciation
−$4,800
Taxable loss
−$2,729
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$655
After-tax cash flow
$715/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This two-story home is in excellent condition with no visible repairs needed. It offers a spacious layout and modern amenities, making it an ideal investment for both resale and rental markets.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms — Improves aesthetics and functionality
  • Both New kitchen appliances — Enhances functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms — Improves aesthetics and functionality
  • Both New kitchen appliances — Enhances functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lufkin ISD
NCES district ID
4828550
Math proficiency
39% ▼ -9.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$41,009
Composite
32.81/100
National rank
#5625
State rank
#446 of 826 in TX

Livability — Redland

Score
66/100
State rank
#634
US rank
#12099

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Redland, TX
County
Angelina County · 62,696 people
Metro
Lufkin, TX
Population (ZIP)
28,234
Household income
$62,966
Rent vs Own
36.5% rent · 63.5% own
Severe rent burden
930.0

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 33% Two or more races 21% Black 12% Asian 2%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
14% · Canada
Languages at home
72% English-only · Spanish 25% Chinese 1% Vietnamese 0%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.13%
Current HPI
232.6282
Rent YoY
Metro
Lufkin, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-12.5% since first listed
10 events — show timeline
  • 2026-05-14 Price Changed $174,990 Zillow
  • 2026-05-12 Listing Removed HARMLS
  • 2026-04-22 Price Changed $179,990 Zillow
  • 2026-04-15 Listed $189,990 HARMLS
  • 2026-04-14 Listing Removed HARMLS
  • 2026-04-08 Listed $189,990 Deep East Texas MLS
  • 2026-03-11 Price Changed $189,990 HARMLS
  • 2026-03-11 Price Changed $189,990 Zillow
  • 2026-02-24 Listed $199,988 Zillow
  • 2026-02-05 Listed $199,988 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…