25558 NW 8th Rd · Newberry, FL 32669

$285,000

3 bd · 2.0 ba · 1,432 sqft · SingleFamily public records · 95 Days on market

Built 2013 9,148 sqft lot $32/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.1/30.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• 1% rule +3.8/10.0
• DSCR +3.6/10.0
• Rent growth +3.4/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Experience the charm of Newberry living in this thoughtfully designed 3-bedroom, 2-bath home offering 1,459 square feet of comfortable living space on a spacious 9,000 square foot lot. High ceilings and an open floor plan create a bright and welcoming atmosphere, while ceramic tile flooring throughout and crown molding in the main living areas add a polished touch. The kitchen features an island, ample counter space, and appliances that flow seamlessly into the large great room, making the layout ideal for everyday living or entertaining. A formal dining room with chair rail detail provides additional space for gatherings and special occasions. The split-bedroom floor plan offers privacy and flexibility. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms and a guest bathroom provide comfortable space for a variety of living arrangements. Additional interior features include blinds throughout and a dedicated laundry room. Exterior highlights include durable Hardie board siding, mature landscaping, and a fully fenced backyard designed for outdoor enjoyment. The yard features pavers, outdoor lighting, a covered rear porch, and an above-ground pool—perfect for relaxing or entertaining. A finished two-car garage adds convenience and extra storage. Located in the desirable NewTown community, residents enjoy neighborhood amenities including basketball and tennis courts, a playground, and picnic areas. The home is conveniently located near Publix, the Newberry Sports Complex, local parks, natural springs, and the restaurants and shops of historic downtown Newberry, with easy access to Gainesville. Schedule your private showing today.

Key facts

• Walk-in closet
• Kitchen island
• En-suite bathroom

Tags

• CERAMIC TILE FLOORING
• CROWN MOLDING
• KITCHEN ISLAND
• SPLIT-BEDROOM FLOOR PLAN
• WALK-IN CLOSET
• EN-SUITE BATHROOM

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $-60 ($-720/yr) — negative.
• To cash-flow at today's rent, offer at most $274k (3.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (12.1% below list).
• Recommended offer: $250k (12.1% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 4.0% in Newberry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#524 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D, amenities F, commute F.
• Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Newberry Elementary School (math 43% / reading 48%, grade D-, #1,247 of 2,144 statewide, top 59%, 661 students, 44% FRL); Oak View Middle School (math 58% / reading 59%, grade B, #148 of 571 statewide, top 26%, 964 students, 49% FRL); Newberry High School (math 35% / reading 54%, grade F, #237 of 667 statewide, top 36%, 728 students, 50% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents rising (+3.6%/yr); 420 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).
• This rent runs 30% of the median local income ($100k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $250,381 (12.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.04%
• Cash-on-cash: -0.90%
• DSCR: 0.96
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold

• IRR: -17.1%
• Equity multiple: 0.39×
• Total profit: $-48,480
• Equity at exit: $42,494

10-year hold

• IRR: -7.9%
• Equity multiple: 0.49×
• Total profit: $-40,817
• Equity at exit: $24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32669

• Home prices YoY: -22.1%
• Rents YoY: 3.6%
• Active inventory: 420
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,504 medium
• Mortgage (P&I): −$1,495
• Tax from tax record: −$393 /mo · $4,712/yr
• Insurance: −$119
• HOA: −$32
• Vacancy / Maint / Mgmt: −$526
• Net cashflow: $-60

Break-even live

Break-even rent $2,580

Max offer price $274,401

Occupancy floor 97%

Sensitivity live

Price	-10% $101	-5% $21	+0% $-60	+5% $-141	+10% $-221
Rent	-10% $-258	-5% $-159	+0% $-60	+5% $39	+10% $138
Rate	-1.0pp $84	-0.5pp $12	base $-60	+0.5pp $-134	+1.0pp $-209

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
25107 SW 9th Ln Newberry, FL	3.0	2.0	1449	$2,095	$1.45	15d	1	1.26mi
2181 NW 247th Dr Newberry, FL	4.0	2.0	1768	$2,475	$1.40	23d	1	1.26mi

HOA detail

• Monthly dues: $32 · $384/yr
• Likely covers: landscapingpool

Listing history 25 events

1. 2026-06-21
   days on market $285,000 Active 95 DOM
2. 2026-06-18
   days on market $285,000 Active 92 DOM
3. 2026-06-17
   days on market $285,000 Active 91 DOM
4. 2026-06-16
   days on market $285,000 Active 90 DOM
5. 2026-06-15
   days on market $285,000 Active 89 DOM
6. 2026-06-14
   days on market $285,000 Active 87 DOM
7. 2026-06-13
   days on market $285,000 Active 86 DOM
8. 2026-06-10
   days on market $285,000 Active 84 DOM
9. 2026-06-09
   days on market $285,000 Active 83 DOM
10. 2026-06-08
    days on market $285,000 Active 82 DOM
11. 2026-06-07
    days on market $285,000 Active 81 DOM
12. 2026-06-05
    days on market $285,000 Active 78 DOM
13. 2026-06-03
    days on market $285,000 Active 77 DOM
14. 2026-06-03
    price $285,000 Active 76 DOM
15. 2026-06-02
    days on market $295,000 Active 76 DOM
16. 2026-06-01
    days on market $295,000 Active 75 DOM
17. 2026-05-31
    days on market $295,000 Active 74 DOM
18. 2026-05-30
    days on market $295,000 Active 73 DOM
19. 2026-03-18
    listed $295,000 Active 1768-char remark

    Show marketing remark (1768 chars)

    Experience the charm of Newberry living in this thoughtfully designed 3-bedroom, 2-bath home offering 1,459 square feet of comfortable living space on a spacious 9,000 square foot lot. High ceilings and an open floor plan create a bright and welcoming atmosphere, while ceramic tile flooring throughout and crown molding in the main living areas add a polished touch. The kitchen features an island, ample counter space, and appliances that flow seamlessly into the large great room, making the layout ideal for everyday living or entertaining. A formal dining room with chair rail detail provides additional space for gatherings and special occasions. The split-bedroom floor plan offers privacy and flexibility. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms and a guest bathroom provide comfortable space for a variety of living arrangements. Additional interior features include blinds throughout and a dedicated laundry room. Exterior highlights include durable Hardie board siding, mature landscaping, and a fully fenced backyard designed for outdoor enjoyment. The yard features pavers, outdoor lighting, a covered rear porch, and an above-ground pool—perfect for relaxing or entertaining. A finished two-car garage adds convenience and extra storage. Located in the desirable NewTown community, residents enjoy neighborhood amenities including basketball and tennis courts, a playground, and picnic areas. The home is conveniently located near Publix, the Newberry Sports Complex, local parks, natural springs, and the restaurants and shops of historic downtown Newberry, with easy access to Gainesville. Schedule your private showing today.

20. 2024-06-03
    listed $315,000 Active
21. 2020-08-05
    soldstatus $200,000
22. 2020-08-03
    soldstatus $200,000
23. 2020-04-09
    listed $199,900
24. 2013-07-22
    soldstatus $149,000
25. 2013-03-05
    listed $146,370

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,712 · $393/mo
• Projected year-2 tax: $4,712 · $393/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,046
• − Mortgage interest: −$15,964
• − Property taxes: −$4,712
• − Insurance: −$1,425
• − Repairs & maintenance: −$2,404
• − Management: −$2,404
• − HOA: −$384
• − Depreciation: −$8,291
• Taxable loss: −$5,538
• Est. tax savings @ 24.0%: +$1,329
• After-tax cash flow: $609/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Alachua
• NCES district ID: 1200030
• Math proficiency: 49% ▼ -9.00%
• Reading proficiency: 54% ▼ -3.00%
• Median HH income: $42,683
• Composite: 43.31/100
• National rank: #3038
• State rank: #30 of 73 in FL

Livability — Newberry

• Score: 68/100
• State rank: #524
• US rank: #9753

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B+ Housing A+ Health & safety D User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Newberry, FL
• County: Alachua County · 218,005 people
• City population: 17,704
• Metro: Gainesville, FL
• Population (ZIP): 17,704
• Household income: $99,548
• Rent vs Own: 12.5% rent · 87.5% own
• Severe rent burden: 161.0

Population outlook (Alachua County) Hauer SSP2

• Today (2025): 289,834 people
• By 2030: 305,873 · +5.5%
• By 2040: 335,246 · +15.7%
• By 2050: 364,719 · +25.8%
• By 2075: 436,665 · +50.7%
• By 2100: 482,920 · +66.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 61% Hispanic / Latino 15% Two or more races 14% Black 13% Asian 6%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6%
• Common ancestry: Slovak 4% Romanian 3% Lithuanian 2%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 10% Other Indo-European 2% Other Asian/Pacific 2%

Political lean MEDSL · Alachua

• 2024 margin: Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
• 2008→2024 swing: -0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
• All cycles: 2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -74.83%
• Current HPI: 263.4335
• Rent YoY: ▲ 3.57%
• Metro: Gainesville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+101.5% since first listed

7 events — show timeline

• 2026-03-18 Listed $295,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-03 Listed $315,000 Stellar MLS as Distributed by MLS Grid
• 2020-08-05 Sold (Public Records) $200,000 Public Records
• 2020-08-03 Sold (MLS) $200,000 Stellar MLS as Distributed by MLS Grid
• 2020-04-09 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2013-07-22 Sold (MLS) $149,000 Stellar MLS as Distributed by MLS Grid
• 2013-03-05 Listed $146,370 Stellar MLS as Distributed by MLS Grid

Property tax history

+7.4%/yr

Latest (2025): $4,712 · +4.6% YoY. Source: county tax records.