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11901 Mesquite Rock Dr
D+ Composite 49.09
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.3/30.0
  • 1% rule +6.1/10.0
  • Livability +4.0/5.0
  • DSCR +3.7/10.0
  • Rent growth +2.8/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

11901 Mesquite Rock Dr · El Paso, TX 79934
3 bd · 2.5 ba · 1,824 sqft · SingleFamily public records · 153 Days on market
Built 2007 5,374 sqft lot $99/sqft · 34% below area Est $272k · 34% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special or perfect opportunity for a buyer ready to add their personal touch! This home is located in a desirable neighborhood and offers great potential to bring it back to life. With some TLC, including completing the kitchen, installing a water heater, refreshing the interior paint, and updating the carpet, this property can truly shine. Priced at a discount to reflect its current condition, this is a great chance to add value and make it your own. Buyer must assume the solar panel/water softener loan

Key facts

  • 5,374 sq ft lot
  • 2 garage spots
  • Built 2007

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-32 ($-381/yr) — negative.
  • To cash-flow at today's rent, offer at most $174k (3.1% below list).
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • Ysleta ISD (urban): math 27% / reading 35% proficiency, ranked #626 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Desertaire El (math 29% / reading 34%, grade F, #2,396 of 4,322 statewide, top 56%, 589 students, 82% FRL); Parkland Pre-Engineering Middle (math 17% / reading 29%, grade F, #1,327 of 1,662 statewide, top 81%, 1,166 students, 83% FRL); Parkland H S (math 29% / reading 42%, grade F, #941 of 1,632 statewide, top 58%, 1,674 students, 71% FRL).
  • Market conditions: Rents rising (+1.4%/yr); 296 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 153 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.0% of price.
  • Climate carrying-cost: extreme-heat days projected 5→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
6.08%
Cash-on-cash
-0.76%
DSCR
0.97
GRM
7.5

CMA / ARV

ARV (median comp)
$272,219
List price
$180,000
Delta
-33.88%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.36% rent growth · sell at horizon

5-year hold
IRR
-19.8%
Equity multiple
0.32×
Total profit
$-34,189
Equity at exit
$26,839
10-year hold
IRR
-17.6%
Equity multiple
0.12×
Total profit
$-44,252
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79934

Home prices YoY
-13.1%
Rents YoY
1.4%
Active inventory
296
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$2,005 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$597 /mo · $7,162/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$-32

Break-even live

Break-even rent $2,045
Max offer price $174,384
Occupancy floor 97%

Sensitivity live

Price -10% $70 -5% $19 +0% $-32 +5% $-83 +10% $-134
Rent -10% $-190 -5% $-111 +0% $-32 +5% $47 +10% $127
Rate -1.0pp $59 -0.5pp $14 base $-32 +0.5pp $-78 +1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11961 Mesquite Miel Dr El Paso, TX 4.0 2.5 2328 $1,950 $0.84 4d 1 0.12mi
7133 Mesquite Tree Ln El Paso, TX 3.0 2.0 1886 $1,895 $1.00 4d 1 0.26mi
12037 Copper Mine Ln El Paso, TX 3.0 2.0 1330 $1,850 $1.39 25d 1 0.40mi
7041 Falling Leaf Cir El Paso, TX 4.0 2.5 1975 $1,950 $0.99 16d 1 0.40mi
7041 Falling Leaf Cir El Paso, TX 4.0 2.5 1974 $1,950 $0.99 13d 1 0.40mi
7321 Brick Dust St El Paso, TX 4.0 2.5 1462 $1,650 $1.13 45d 1 0.54mi
12148 Cherry Wood Ln El Paso, TX 3.0 2.0 1267 $1,750 $1.38 12d 1 0.61mi
7244 Long Meadow Dr El Paso, TX 3.0 2.0 1441 $1,550 $1.08 21d 1 0.66mi
6952 Black Mesquite Dr El Paso, TX 3.0 2.5 1732 $1,900 $1.10 23d 1 0.73mi
12185 Copper Valley Ln El Paso, TX 4.0 2.5 2024 $2,250 $1.11 4d 1 0.79mi
12185 Copper Valley Ln El Paso, TX 4.0 2.5 2024 $2,250 $1.11 25d 1 0.79mi
12329 Jack Vowell Way El Paso, TX 4.0 2.0 1708 $2,200 $1.29 4d 1 1.07mi
12316 Anson Mills Way El Paso, TX 3.0 2.0 1465 $2,200 $1.50 45d 1 1.13mi
7480 Rio Rimac Dr El Paso, TX 4.0 2.0 1455 $2,000 $1.37 45d 1 1.31mi
12433 Polo Norte Dr El Paso, TX 3.0 2.0 1585 $1,950 $1.23 21d 1 1.36mi
12433 Polo Norte Dr El Paso, TX 3.0 2.0 1583 $1,950 $1.23 45d 1 1.36mi

Listing history 23 events

  1. 2026-06-22
    days on market $180,000 Active 153 DOM
  2. 2026-06-18
    days on market $180,000 Active 150 DOM
  3. 2026-06-17
    days on market $180,000 Active 149 DOM
  4. 2026-06-16
    days on market $180,000 Active 148 DOM
  5. 2026-06-15
    days on market $180,000 Active 147 DOM
  6. 2026-06-13
    days on market $180,000 Active 145 DOM
  7. 2026-06-10
    days on market $180,000 Active 142 DOM
  8. 2026-06-09
    days on market $180,000 Active 141 DOM
  9. 2026-06-08
    days on market $180,000 Active 140 DOM
  10. 2026-06-07
    days on market $180,000 Active 139 DOM
  11. 2026-06-05
    days on market $180,000 Active 136 DOM
  12. 2026-06-03
    days on market $180,000 Active 135 DOM
  13. 2026-06-03
    days on market $180,000 Active 134 DOM
  14. 2026-06-01
    days on market $180,000 Active 133 DOM
  15. 2026-05-31
    days on market $180,000 Active 132 DOM
  16. 2026-02-18
    price $180,000 518-char remark
    Show marketing remark (518 chars)

    Investor special or perfect opportunity for a buyer ready to add their personal touch! This home is located in a desirable neighborhood and offers great potential to bring it back to life. With some TLC, including completing the kitchen, installing a water heater, refreshing the interior paint, and updating the carpet, this property can truly shine. Priced at a discount to reflect its current condition, this is a great chance to add value and make it your own. Buyer must assume the solar panel/water softener loan

  17. 2026-01-19
    listed $190,000 Active 518-char remark
    Show marketing remark (518 chars)

    Investor special or perfect opportunity for a buyer ready to add their personal touch! This home is located in a desirable neighborhood and offers great potential to bring it back to life. With some TLC, including completing the kitchen, installing a water heater, refreshing the interior paint, and updating the carpet, this property can truly shine. Priced at a discount to reflect its current condition, this is a great chance to add value and make it your own. Buyer must assume the solar panel/water softener loan

  18. 2020-09-10
    soldstatus $159,984
  19. 2020-09-10
    soldstatus $159,984
  20. 2020-08-03
    status Pending
  21. 2020-07-17
    listed $149,900 Active
  22. 2007-10-31
    historical
  23. 2007-08-24
    listed $118,950

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$7,162 · $597/mo
Projected year-2 tax
$7,162 · $597/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 5 d/yr ≥100°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,060
− Mortgage interest
−$10,083
− Property taxes
−$7,162
− Insurance
−$900
− Repairs & maintenance
−$1,925
− Management
−$1,925
− Depreciation
−$5,236
Taxable loss
−$3,170
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$761
After-tax cash flow
$379/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ysleta ISD
NCES district ID
4846680
Math proficiency
27% ▼ -31.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$35,826
Composite
25.65/100
National rank
#7400
State rank
#626 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
28,861
Household income
$77,754
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
795.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 63% Two or more races 34% White 19% Black 9% Asian 3%
Hispanic origin (detail)
Mexican 57% Puerto Rican 3%
Common ancestry
Lithuanian 1% Italian 1% Romanian 1%
Foreign-born
15% · Canada, South Korea, Vietnam
Languages at home
54% English-only · Spanish 42% Korean 1% French/Haitian/Cajun 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.63%
Current HPI
229.688
Rent YoY
▲ 1.36%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+51.3% since first listed
8 events — show timeline
  • 2026-02-18 Price Changed $180,000 GEPARMLS
  • 2026-01-19 Listed $190,000 GEPARMLS
  • 2020-09-10 Sold (Public Records) $159,984 Public Records
  • 2020-09-10 Sold (Public Records) $159,984 Public Records
  • 2020-08-03 Pending GEPARMLS
  • 2020-07-17 Listed $149,900 GEPARMLS
  • 2007-10-31 Listing Removed GEPARMLS
  • 2007-08-24 Listed $118,950 GEPARMLS

Property tax history

+6.7%/yr

Latest (2025): $7,162 · +8.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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