2344 Mcintyre Rd · Young, PA 15756

$79,000

2 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 26 Days on market

Built 1950 5,353 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Talk about centrally located. .. this ONE is only 15 minutes or so from Blairsville, Homer City, and Indiana. Offering 2 bedrooms, 1.5 baths, and a 1-car detached garage with a nice flat yard. You'll certainly enjoy lots of natural sunlight through large windows like the one in the dining room. The main floor includes your kitchen with appliances included, dining room, living room, and the half bath. Upstairs you'll find both bedrooms with large closets; two in the master bedroom! The full bath is also up there and has extra storage space available. Laundry connections are in the basement along with walk-up access to the back yard. Speaking of outside, you can't miss the beautiful lavender

Key facts

• Large windows
• Extra storage space
• Centrally located

Tags

• CENTRALLY LOCATED
• NATURAL SUNLIGHT
• LARGE WINDOWS
• DETACHED GARAGE
• FLAT YARD
• EXTRA STORAGE SPACE

Property features AI

Exterior

• Parking: Detached garage; On-street parking; Off-street parking; Garage with door opener
• Utilities: Public water; Public sewer
• Home design: 2-story home; Resale property
• Construction: Cedar construction; Metal roof

Interior

• Kitchen: Refrigerator; Stove; Some gas appliances
• Bedrooms: Total of 5 rooms (bedrooms/other rooms included)
• Flooring: Carpet; Hardwood
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air gas heating
• Interior features: Unfinished walk-up basement

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $79k.

Deal economics

• At list price, monthly cash flow is $375 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $79k).
• Recommended offer: $78k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Apollo-Ridge SD (rural): math 23% / reading 45% proficiency, ranked #425 of 539 in PA (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 2 active listings in the ZIP; 44 units permitted in Indiana County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($546 loan paydown + $2k appreciation (3.0% local appreciation)).
• Indiana County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $77,815 (1.5% below list)

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.99%
• Cash-on-cash: 20.35%
• DSCR: 1.91
• GRM: 6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.6%
• Equity multiple: 2.51×
• Total profit: $33,392
• Equity at exit: $35,522

10-year hold

• IRR: 27.3%
• Equity multiple: 4.86×
• Total profit: $85,388
• Equity at exit: $54,743

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15756

• Active inventory: 2
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,105 medium
• Mortgage (P&I): −$414
• Tax from tax record: −$51 /mo · $609/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$232
• Net cashflow: $375

Break-even live

Break-even rent $630

Max offer price $79,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $79,000 Active 26 DOM
2. 2026-06-17
   days on market $79,000 Active 25 DOM
3. 2026-06-16
   days on market $79,000 Active 24 DOM
4. 2026-06-15
   days on market $79,000 Active 23 DOM
5. 2026-06-13
   days on market $79,000 Active 21 DOM
6. 2026-06-12
   days on market $79,000 Active 20 DOM
7. 2026-06-09
   days on market $79,000 Active 17 DOM
8. 2026-06-08
   days on market $79,000 Active 16 DOM
9. 2026-06-08
   days on market $79,000 Active 15 DOM
10. 2026-06-07
    days on market $79,000 Active 14 DOM
11. 2026-06-04
    days on market $79,000 Active 11 DOM
12. 2026-06-02
    days on market $79,000 Active 10 DOM
13. 2026-06-01
    days on market $79,000 Active 9 DOM
14. 2026-05-31
    days on market $79,000 Active 8 DOM
15. 2026-05-23
    listed $79,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $609 · $51/mo
• Projected year-2 tax: $929 · $77/mo
• Expected delta: +$320/yr (+$27/mo · 52.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,261
• − Mortgage interest: −$4,425
• − Property taxes: −$609
• − Insurance: −$395
• − Repairs & maintenance: −$1,061
• − Management: −$1,061
• − Depreciation: −$2,298
• Taxable income: $3,412
• Est. tax owed @ 24.0%: −$819
• After-tax cash flow: $3,682/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Apollo-Ridge SD
• NCES district ID: 4202550
• Math proficiency: 23% ▼ -14.00%
• Reading proficiency: 45% ▼ -19.00%
• Median HH income: $43,741
• Composite: 28.83/100
• National rank: #6654
• State rank: #425 of 539 in PA

Livability — Young

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Jacksonville, PA
• Population (ZIP): 141

Population outlook (Indiana County) Hauer SSP2

• Today (2025): 84,294 people
• By 2030: 81,773 · -3.0%
• By 2040: 75,213 · -10.8%
• By 2050: 69,348 · -17.7%
• By 2075: 57,951 · -31.3%
• By 2100: 47,313 · -43.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Two or more races 2%
• Common ancestry: Slovene 6% Romanian 4% Scotch-Irish 4%

Political lean MEDSL · Indiana

• 2024 margin: Solid R (+39.1) · D 30.1% · R 69.2%
• 2008→2024 swing: -32.0pp toward R · 2008: -7.1pp · 2024: -39.1pp
• All cycles: 2024: R+39.1 2020: R+37.5 2016: R+35.6 2012: R+18.8 2008: R+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-05-23 Listed $79,000 West Penn MLS

Property tax history

-0.2%/yr

Latest (2026): $609 · +6.0% YoY. Source: county tax records.