34 Magnolia Dr · Cabot, AR 72023

$160,000

3 bd · 2.0 ba · 1,214 sqft · SingleFamily public records · 25 Days on market

Built 2001 8,712 sqft lot Est $186k · 14% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.9/30.0
• ARV discount +13.7/15.0
• DSCR +7.7/10.0
• 1% rule +5.4/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Looking for a great starter home or investment property? Then look no further!! This adorable home sits on a corner lot and with some new flooring in the bedrooms and a fresh coat of paint, this 3 bedroom/2bath home is just waiting for its new owners to make some amazing memories. In the kitchen you will find granite countertops and newer appliances. Don't let this little gem slip past you! The house is being sold AS-IS. AGENTS PLEASE SEE REMARKS!!!

Key facts

• Newer appliances
• Granite countertops
• Corner lot

Tags

• CORNER LOT
• GRANITE COUNTERTOPS
• NEWER APPLIANCES

Property features AI

Finance

• Financial info: Financing options include conventional loan or cash

Exterior

• Parking: Garage
• Utilities: Public sewer; Public water; Electric via co-op
• Home design: Brick and frame combination exterior; Inside city limits
• Construction: Architectural shingle roof; Slab foundation
• Exterior features: Deck; Fully fenced yard; Guttering; Paved road access; Level lot

Interior

• Kitchen: Free-standing stove; Microwave; Dishwasher; Ice maker connection
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central gas heat; Central electric cooling
• Interior features: Washer connection; Electric dryer connection; Gas water heater
• Laundry & utility: Washer connection; Electric dryer connection

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $311 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 4.6% in Cabot — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#6 in AR, #2,695 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
• Cabot School District (suburban): math 48% / reading 43% proficiency, ranked #29 of 238 in AR (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.2%/yr); 334 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 185 units permitted in Lonoke County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lonoke County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,600 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 8.63%
• Cash-on-cash: 8.33%
• DSCR: 1.37
• GRM: 8.0

CMA / ARV

• ARV (on-the-fly): $185,742
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
34 Magnolia Dr	0.00mi	3/2.0	1,267 (+4%)	0mo	$151,000	$119	92
51 Magnolia Dr	0.18mi	3/2.0	1,213 (-0%)	1mo	$189,900	$157	91
25 Azalea Dr	0.13mi	3/2.0	1,178 (-3%)	12mo	$160,000	$136	79
14 Jacob Cv	0.27mi	3/2.0	1,228 (+1%)	9mo	$198,000	$161	78
25 Aleatha Cv	0.45mi	3/2.0	1,228 (+1%)	5mo	$160,000	$130	73
34 Orchid Ln	0.10mi	3/2.0	1,296 (+7%)	14mo	$205,000	$158	72
55 Rosebud Cir	0.22mi	3/2.0	1,320 (+9%)	17mo	$205,000	$155	61
202 Bradley Dr	0.58mi	3/2.0	1,260 (+4%)	8mo	$167,000	$133	60
46 Thunderbird Dr	0.68mi	3/2.0	1,281 (+6%)	6mo	$192,000	$150	54
12 Knollwood	0.52mi	3/2.0	1,305 (+8%)	13mo	$189,900	$146	53
42 Thunderbird Dr	0.66mi	3/2.0	1,317 (+8%)	15mo	$202,000	$153	42
19 Mustang	0.68mi	3/2.0	1,350 (+11%)	10mo	$215,000	$159	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.19% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-5,837
• Equity at exit: $23,857

10-year hold

• IRR: 6.4%
• Equity multiple: 1.48×
• Total profit: $21,569
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72023

• Home prices YoY: -13.8%
• Rents YoY: 3.2%
• Active inventory: 334
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,657 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$92 /mo · $1,106/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $311

Break-even live

Break-even rent $1,263

Max offer price $160,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
34 Azalea Dr Cabot, AR	3.0	2.0	1200	$1,500	$1.25	14d	1	0.10mi
17 Pleasant St Cabot, AR	3.0	2.0	1306	$1,250	$0.96	23d	1	1.45mi

Listing history 6 events

1. 2026-05-12
   status Under Contract
2. 2026-04-24
   historical Take Backups
3. 2026-04-17
   listed $160,000 New Listing
4. 2022-04-19
   soldstatus $147,500
5. 2007-04-02
   soldstatus $107,000
6. 2006-03-23
   soldstatus $98,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $1,106 · $92/mo
• Projected year-2 tax: $1,106 · $92/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,883
• − Mortgage interest: −$8,962
• − Property taxes: −$1,106
• − Insurance: −$800
• − Repairs & maintenance: −$1,591
• − Management: −$1,591
• − Depreciation: −$4,655
• Taxable income: $1,179
• Est. tax owed @ 24.0%: −$283
• After-tax cash flow: $3,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cabot School District
• NCES district ID: 0503750
• Math proficiency: 48% ▼ -14.00%
• Reading proficiency: 43% ▼ -10.00%
• Median HH income: $55,993
• Composite: 39.66/100
• National rank: #3912
• State rank: #29 of 238 in AR

Livability — Cabot

• Score: 78/100
• State rank: #6
• US rank: #2695

Category grades

Amenities B Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cabot, AR
• County: Lonoke County · 46,130 people
• City population: 37,452
• Metro: Little Rock-North Little Rock-Conway, AR
• Population (ZIP): 37,452
• Household income: $76,931
• Rent vs Own: 27.1% rent · 72.9% own
• Severe rent burden: 939.0

Population outlook (Lonoke County) Hauer SSP2

• Today (2025): 78,072 people
• By 2030: 80,673 · +3.3%
• By 2040: 84,977 · +8.8%
• By 2050: 87,778 · +12.4%
• By 2075: 91,398 · +17.1%
• By 2100: 87,858 · +12.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Two or more races 6% Hispanic / Latino 5% Black 4% Asian 2%
• Common ancestry: Italian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 3% · Canada, Vietnam
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Lonoke

• 2024 margin: Solid R (+53.7) · D 22.2% · R 75.8% · Other 2.0%
• 2008→2024 swing: -6.2pp toward R · 2008: -47.5pp · 2024: -53.7pp
• All cycles: 2024: R+53.7 2020: R+52.8 2016: R+53.3 2012: R+50.9 2008: R+47.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.12%
• Current HPI: 182.3489
• Rent YoY: ▲ 3.19%
• Metro: Little Rock-North Little Rock-Conway, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+63.3% since first listed

6 events — show timeline

• 2026-05-12 Pending — CARMLS
• 2026-04-24 Contingent — CARMLS
• 2026-04-17 Listed $160,000 CARMLS
• 2022-04-19 Sold (Public Records) $147,500 Public Records
• 2007-04-02 Sold (Public Records) $107,000 Public Records
• 2006-03-23 Sold (Public Records) $98,000 Public Records

Property tax history

+4.1%/yr

Latest (2025): $1,106 · +0.0% YoY. Source: county tax records.