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245 Rumsey Rd Unit 4K
D- Composite 36.53
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +8.5/15.0
  • 1% rule +7.8/10.0
  • Cash flow +6.3/30.0
  • Schools +4.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.2/5.0
  • DSCR +0.6/10.0
  • Appreciation +0.0/10.0

$225,000

245 Rumsey Rd Unit 4K · Yonkers, NY 10701
2 bd · 1.0 ba · 1,060 sqft · Condo · 64 Days on market
Built 1958 Fair condition $212/sqft · at area comps Est $230k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!

Key facts

  • Garage
  • Built 1958
  • Listed 64 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath condo listed at $225k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-405 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $225k).
  • Recommended offer: $212k (6.0% below list) — sets the bar for market timing.
  • Cap rate 4.1% vs local median 5.3% in Yonkers — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
  • Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.4%/yr); 183 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
  • At $2,876/mo this rent would consume 53% of the median local household income ($65k/yr) (locally 6045% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $195k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 39% of rent; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $211,500 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.28%
Cap rate
4.14%
Cash-on-cash
-7.71%
DSCR
0.66
GRM
6.5

CMA / ARV

ARV (median comp)
$230,289
List price
$225,000
Delta
-2.30%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold
IRR
-26.4%
Equity multiple
0.09×
Total profit
$-57,418
Equity at exit
$33,548
10-year hold
IRR
-15.8%
Equity multiple
0.00×
Total profit
$-62,987
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
5 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City Yonkers
5 Strongly Tenant-Friendly · D+20
Westchester rent guidelines board.

ZIP-level market 10701

Rents YoY
4.4%
Active inventory
183
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$2,876 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax est. 1.5%
$281 /mo · $3,375/yr
Insurance
$94
HOA est. from 2 same-building comps
$1,122
Vacancy / Maint / Mgmt
$604
Net cashflow
$-405

Break-even live

Break-even rent $3,389
Max offer price $166,453
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
39 Spruce St Unit 1 Yonkers, NY 3.0 1.5 920 $3,300 $3.59 43d 1 0.16mi
189 Elm St Unit 1 Yonkers, NY 3.0 1.0 1000 $2,650 $2.65 43d 1 0.41mi
162 Willow St Yonkers, NY 1.0 1.0 700 $2,100 $3.00 7d 1 0.41mi
162 Willow St Unit 1F Yonkers, NY 1.0 1.0 700 $2,200 $3.14 15d 1 0.41mi
11 Garfield St Unit 2 Yonkers, NY 2.0 1.0 1250 $2,250 $1.80 15d 1 0.46mi
39 Victor St Unit 2 Yonkers, NY 3.0 1.0 900 $2,650 $2.94 43d 1 0.48mi
45 Linden St Yonkers, NY 3.0 3.0 800 $3,100 $3.88 4d 1 0.60mi
20 Porach St Apt -1B Yonkers, NY 2.0 1.0 750 $2,400 $3.20 43d 1 0.62mi
14 Highland Ave Unit 2A Yonkers, NY 1.0 1.0 1000 $1,500 $1.50 19d 1 0.69mi
594 Yonkers Ave Unit 5 Yonkers, NY 2.0 1.0 900 $2,500 $2.78 24d 1 0.71mi
594 Yonkers Ave Unit 5 Yonkers, NY 2.0 1.0 900 $2,500 $2.78 43d 1 0.71mi
65 Caroline Ave Unit 1L Yonkers, NY 3.0 1.0 1050 $2,700 $2.57 43d 1 0.73mi
52 Groshon Ave Apt 2N Yonkers, NY 3.0 1.0 1000 $2,469 $2.47 43d 1 0.75mi
36 Dunwoodie St Unit 1 Yonkers, NY 3.0 1.0 1300 $3,500 $2.69 43d 1 0.78mi
23 Alida St Unit 2s Yonkers, NY 2.0 1.0 1000 $2,900 $2.90 24d 1 0.79mi
30 Locust Hill Ave Yonkers, NY 1.0–2.0 1.0 735 $2,500 $3.40 43d 3 0.81mi
30 Locust Hill Ave Yonkers, NY 1.0–2.0 1.0 735 $2,500 $3.40 7d 2 0.81mi
106 McLean Ave Yonkers, NY 3.0 1.0 1000 $3,200 $3.20 43d 1 0.82mi
4 Ritters Ln Unit 1FL Yonkers, NY 3.0 1.0 1100 $3,300 $3.00 43d 1 0.86mi
50 Nepperhan St Yonkers, NY 3.0 1.0–2.0 887 $4,063 $4.58 2d 20 0.96mi
52 Lewis Pkwy Unit 1545731P Yonkers, NY 3.0 2.0 1496 $5,806 $3.88 15d 1 0.97mi
50 Main St Unit 3F Yonkers, NY 1.0 1.0 900 $2,000 $2.22 24d 1 0.98mi
44 Hudson St Yonkers, NY 2.0 1.0–2.0 922 $4,300 $4.66 7d 25 0.98mi
14 Chamberlain Ave Unit 1 Yonkers, NY 2.0 2.0 1150 $4,200 $3.65 10d 1 0.99mi
16 Pier St Yonkers, NY 3.0 1.0 1000 $3,200 $3.20 16d 1 0.99mi
212 Buena Vista Ave Unit 3F Yonkers, NY 1.0 1.0 800 $2,100 $2.62 19d 1 1.00mi
85 Bennett Ave Unit 2 Yonkers, NY 2.0 1.0 1000 $2,500 $2.50 43d 1 1.01mi
66 Main St Yonkers, NY 2.0 1.0–2.0 906 $3,323 $3.67 3d 4 1.01mi
117 Morris St Yonkers, NY 1.0 1.0 700 $2,000 $2.86 5d 1 1.02mi
57 Putnam Ave Yonkers, NY 2.0 1.0 900 $3,000 $3.33 22d 1 1.03mi
57 Putnam Ave Yonkers, NY 2.0 1.0 900 $3,000 $3.33 11d 1 1.03mi
280 Hawthorne Ave Yonkers, NY 1.0 1.0 700 $2,100 $3.00 7d 2 1.03mi
1 Alexander St Yonkers, NY 2.0 1.0–2.0 837 $4,000 $4.78 7d 48 1.13mi
250 N Broadway Unit 2E Yonkers, NY 2.0 1.0 950 $2,400 $2.53 24d 1 1.16mi
249 McLean Ave Unit 1B Yonkers, NY 1.0 1.0 700 $2,500 $3.57 18d 1 1.16mi
20 Water Grant St Yonkers, NY 1.0–2.0 1.0–2.0 827 $3,756 $4.54 1d 22 1.18mi
57 Alexander St Yonkers, NY 2.0 1.0–2.0 765 $3,690 $4.82 2d 21 1.22mi
79 Alexander St Yonkers, NY 3.0 1.0–2.5 997 $3,532 $3.54 2d 1 1.25mi
155 Lake Ave Yonkers, NY 3.0 1.0 1000 $3,200 $3.20 16d 1 1.30mi
150 Glenwood Ave Apt G1 Yonkers, NY 1.0 1.0 850 $2,000 $2.35 43d 1 1.31mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 25 events

  1. 2026-06-18
    days on market $225,000 Active 64 DOM
  2. 2026-06-17
    days on market $225,000 Active 63 DOM
  3. 2026-06-16
    days on market $225,000 Active 62 DOM
  4. 2026-06-15
    days on market $225,000 Active 61 DOM
  5. 2026-06-13
    pricedays on market $225,000 Active 59 DOM
  6. 2026-06-09
    days on market $230,000 Active 55 DOM
  7. 2026-06-08
    days on market $230,000 Active 54 DOM
  8. 2026-06-07
    days on market $230,000 Active 53 DOM
  9. 2026-06-04
    days on market $230,000 Active 50 DOM
  10. 2026-06-03
    days on market $230,000 Active 49 DOM
  11. 2026-06-02
    days on market $230,000 Active 48 DOM
  12. 2026-06-01
    days on market $230,000 Active 47 DOM
  13. 2026-05-31
    days on market $230,000 Active 46 DOM
  14. 2026-05-02
    status Active 810-char remark
    Show marketing remark (810 chars)

    Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!

  15. 2026-01-19
    status Pending 810-char remark
    Show marketing remark (810 chars)

    Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!

  16. 2026-01-02
    listed $230,000 Active 810-char remark
    Show marketing remark (810 chars)

    Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!

  17. 2025-12-31
    historical $230,000 810-char remark
    Show marketing remark (810 chars)

    Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!

  18. 2025-10-27
    soldstatus $195,000 Closed 1026-char remark
    Show marketing remark (1026 chars)

    Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.

  19. 2025-09-19
    status Pending 1026-char remark
    Show marketing remark (1026 chars)

    Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.

  20. 2025-09-03
    listed $185,000 Active 1026-char remark
    Show marketing remark (1026 chars)

    Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.

  21. 2025-03-20
    status Pending
  22. 2025-03-20
    historical
  23. 2025-02-24
    price $149,000
  24. 2025-01-20
    price $159,000
  25. 2025-01-20
    listed $139,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,516
− Mortgage interest
−$12,603
− Property taxes
−$3,375
− Insurance
−$1,125
− Repairs & maintenance
−$2,761
− Management
−$2,761
− HOA
−$13,464
− Depreciation
−$6,545
Taxable loss
−$8,119
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,949
After-tax cash flow
$-2,907/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Cosmetic rehab

This 2-bedroom condo in the Parkview building is in fair condition with good curb appeal and interior space. It needs minor cosmetic updates to enhance its value for both resale and rental.

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile — Hardwood or tile flooring would increase both resale and rental value
  • Both Install modern light fixtures — Modern light fixtures would improve the home's curb appeal and interior aesthetics
  • Both Add smart home features — Smart home features would appeal to tech-savvy buyers and renters
  • Both Upgrade kitchen appliances — Upgraded appliances would make the kitchen more functional and appealing

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile — Hardwood or tile flooring would increase both resale and rental value
  • Both Install modern light fixtures — Modern light fixtures would improve the home's curb appeal and interior aesthetics
  • Both Add smart home features — Smart home features would appeal to tech-savvy buyers and renters
  • Both Upgrade kitchen appliances — Upgraded appliances would make the kitchen more functional and appealing

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yonkers City School District
NCES district ID
3631920
Math proficiency
41% ▼ -1.00%
Reading proficiency
54% ▲ 14.00%
Median HH income
$58,042
Composite
41.43/100
National rank
#3471
State rank
#413 of 590 in NY

Livability — Yonkers

Score
68/100
State rank
#528
US rank
#9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yonkers, NY
County
Westchester County · 709,332 people
City population
212,407
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
70,676
Household income
$64,776
Rent vs Own
73.3% rent · 26.7% own
Severe rent burden
6045.0

Population outlook (Westchester County) Hauer SSP2

Today (2025)
1,028,035 people
By 2030
1,051,636 · +2.3%
By 2040
1,098,520 · +6.9%
By 2050
1,136,044 · +10.5%
By 2075
1,196,925 · +16.4%
By 2100
1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 11% Puerto Rican 9% Dominican 19%
Common ancestry
Romanian 1% Russian 1% Subsaharan African 1%
Foreign-born
35% · Canada, Jamaica, South Korea
Languages at home
45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

2024 margin
Strong D (+26.3) · D 63.1% · R 36.9%
2008→2024 swing
-1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
All cycles
2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -373.14%
Current HPI
332.0999
Rent YoY
▲ 4.39%
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+65.5% since first listed
12 events — show timeline
  • 2026-05-02 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2026-01-19 Pending OneKey® MLS as Distributed by MLS Grid
  • 2026-01-02 Listed $230,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-12-31 Coming Soon $230,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-27 Sold (MLS) $195,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-09-19 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-09-03 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-03-20 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-03-20 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2025-02-24 Price Changed $149,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-01-20 Price Changed $159,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-01-20 Listed $139,000 OneKey® MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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