245 Rumsey Rd Unit 4K · Yonkers, NY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +8.5/15.0
- 1% rule +7.8/10.0
- Cash flow +6.3/30.0
- Schools +4.1/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.2/5.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!
Key facts
- Garage
- Built 1958
- Listed 64 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $225k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $-405 ($-5k/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $225k).
- Recommended offer: $212k (6.0% below list) — sets the bar for market timing.
- Cap rate 4.1% vs local median 5.3% in Yonkers — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.4%/yr); 183 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- At $2,876/mo this rent would consume 53% of the median local household income ($65k/yr) (locally 6045% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $195k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 39% of rent; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 4.14%
- Cash-on-cash
- -7.71%
- DSCR
- 0.66
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $230,289
- List price
- $225,000
- Delta
- -2.30%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.39% rent growth · sell at horizon
- IRR
- -26.4%
- Equity multiple
- 0.09×
- Total profit
- $-57,418
- Equity at exit
- $33,548
- IRR
- -15.8%
- Equity multiple
- 0.00×
- Total profit
- $-62,987
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10701
- Rents YoY
- 4.4%
- Active inventory
- 183
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $2,876 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax est. 1.5%
- −$281 /mo · $3,375/yr
- Insurance
- −$94
- HOA est. from 2 same-building comps
- −$1,122
- Vacancy / Maint / Mgmt
- −$604
- Net cashflow
- $-405
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 39 Spruce St Unit 1 Yonkers, NY | 3.0 | 1.5 | 920 | $3,300 | $3.59 | 43d | 1 | 0.16mi |
| 189 Elm St Unit 1 Yonkers, NY | 3.0 | 1.0 | 1000 | $2,650 | $2.65 | 43d | 1 | 0.41mi |
| 162 Willow St Yonkers, NY | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 7d | 1 | 0.41mi |
| 162 Willow St Unit 1F Yonkers, NY | 1.0 | 1.0 | 700 | $2,200 | $3.14 | 15d | 1 | 0.41mi |
| 11 Garfield St Unit 2 Yonkers, NY | 2.0 | 1.0 | 1250 | $2,250 | $1.80 | 15d | 1 | 0.46mi |
| 39 Victor St Unit 2 Yonkers, NY | 3.0 | 1.0 | 900 | $2,650 | $2.94 | 43d | 1 | 0.48mi |
| 45 Linden St Yonkers, NY | 3.0 | 3.0 | 800 | $3,100 | $3.88 | 4d | 1 | 0.60mi |
| 20 Porach St Apt -1B Yonkers, NY | 2.0 | 1.0 | 750 | $2,400 | $3.20 | 43d | 1 | 0.62mi |
| 14 Highland Ave Unit 2A Yonkers, NY | 1.0 | 1.0 | 1000 | $1,500 | $1.50 | 19d | 1 | 0.69mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 24d | 1 | 0.71mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 43d | 1 | 0.71mi |
| 65 Caroline Ave Unit 1L Yonkers, NY | 3.0 | 1.0 | 1050 | $2,700 | $2.57 | 43d | 1 | 0.73mi |
| 52 Groshon Ave Apt 2N Yonkers, NY | 3.0 | 1.0 | 1000 | $2,469 | $2.47 | 43d | 1 | 0.75mi |
| 36 Dunwoodie St Unit 1 Yonkers, NY | 3.0 | 1.0 | 1300 | $3,500 | $2.69 | 43d | 1 | 0.78mi |
| 23 Alida St Unit 2s Yonkers, NY | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 24d | 1 | 0.79mi |
| 30 Locust Hill Ave Yonkers, NY | 1.0–2.0 | 1.0 | 735 | $2,500 | $3.40 | 43d | 3 | 0.81mi |
| 30 Locust Hill Ave Yonkers, NY | 1.0–2.0 | 1.0 | 735 | $2,500 | $3.40 | 7d | 2 | 0.81mi |
| 106 McLean Ave Yonkers, NY | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 43d | 1 | 0.82mi |
| 4 Ritters Ln Unit 1FL Yonkers, NY | 3.0 | 1.0 | 1100 | $3,300 | $3.00 | 43d | 1 | 0.86mi |
| 50 Nepperhan St Yonkers, NY | 3.0 | 1.0–2.0 | 887 | $4,063 | $4.58 | 2d | 20 | 0.96mi |
| 52 Lewis Pkwy Unit 1545731P Yonkers, NY | 3.0 | 2.0 | 1496 | $5,806 | $3.88 | 15d | 1 | 0.97mi |
| 50 Main St Unit 3F Yonkers, NY | 1.0 | 1.0 | 900 | $2,000 | $2.22 | 24d | 1 | 0.98mi |
| 44 Hudson St Yonkers, NY | 2.0 | 1.0–2.0 | 922 | $4,300 | $4.66 | 7d | 25 | 0.98mi |
| 14 Chamberlain Ave Unit 1 Yonkers, NY | 2.0 | 2.0 | 1150 | $4,200 | $3.65 | 10d | 1 | 0.99mi |
| 16 Pier St Yonkers, NY | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 16d | 1 | 0.99mi |
| 212 Buena Vista Ave Unit 3F Yonkers, NY | 1.0 | 1.0 | 800 | $2,100 | $2.62 | 19d | 1 | 1.00mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 43d | 1 | 1.01mi |
| 66 Main St Yonkers, NY | 2.0 | 1.0–2.0 | 906 | $3,323 | $3.67 | 3d | 4 | 1.01mi |
| 117 Morris St Yonkers, NY | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 5d | 1 | 1.02mi |
| 57 Putnam Ave Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 22d | 1 | 1.03mi |
| 57 Putnam Ave Yonkers, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 11d | 1 | 1.03mi |
| 280 Hawthorne Ave Yonkers, NY | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 7d | 2 | 1.03mi |
| 1 Alexander St Yonkers, NY | 2.0 | 1.0–2.0 | 837 | $4,000 | $4.78 | 7d | 48 | 1.13mi |
| 250 N Broadway Unit 2E Yonkers, NY | 2.0 | 1.0 | 950 | $2,400 | $2.53 | 24d | 1 | 1.16mi |
| 249 McLean Ave Unit 1B Yonkers, NY | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 18d | 1 | 1.16mi |
| 20 Water Grant St Yonkers, NY | 1.0–2.0 | 1.0–2.0 | 827 | $3,756 | $4.54 | 1d | 22 | 1.18mi |
| 57 Alexander St Yonkers, NY | 2.0 | 1.0–2.0 | 765 | $3,690 | $4.82 | 2d | 21 | 1.22mi |
| 79 Alexander St Yonkers, NY | 3.0 | 1.0–2.5 | 997 | $3,532 | $3.54 | 2d | 1 | 1.25mi |
| 155 Lake Ave Yonkers, NY | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 16d | 1 | 1.30mi |
| 150 Glenwood Ave Apt G1 Yonkers, NY | 1.0 | 1.0 | 850 | $2,000 | $2.35 | 43d | 1 | 1.31mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-18days on market $225,000 Active 64 DOM
-
2026-06-17days on market $225,000 Active 63 DOM
-
2026-06-16days on market $225,000 Active 62 DOM
-
2026-06-15days on market $225,000 Active 61 DOM
-
2026-06-13pricedays on market $225,000 Active 59 DOM
-
2026-06-09days on market $230,000 Active 55 DOM
-
2026-06-08days on market $230,000 Active 54 DOM
-
2026-06-07days on market $230,000 Active 53 DOM
-
2026-06-04days on market $230,000 Active 50 DOM
-
2026-06-03days on market $230,000 Active 49 DOM
-
2026-06-02days on market $230,000 Active 48 DOM
-
2026-06-01days on market $230,000 Active 47 DOM
-
2026-05-31days on market $230,000 Active 46 DOM
-
2026-05-02status Active 810-char remark
Show marketing remark (810 chars)
Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!
-
2026-01-19status Pending 810-char remark
Show marketing remark (810 chars)
Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!
-
2026-01-02$230,000 Active 810-char remark
Show marketing remark (810 chars)
Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!
-
2025-12-31historical $230,000 810-char remark
Show marketing remark (810 chars)
Charming 2-bedroom gem in the impeccably maintained Parkview building—complete with dedicated parking. The primary bedroom boasts dual closets for effortless organization, while the versatile second bedroom adapts perfectly as a guest retreat, home office, or den. Kitchen boasts fresh countertops, chic subway tile backsplash, and abundant cabinetry. Walk-in closets, bright dining nook and expansive living room bathed in recessed lighting and oversized windows. Hall bath dazzles with crisp white vanity, LED-illuminated mirror, tiled tub/shower combo, and sleek new fixtures. Prime location near Saw Mill River Parkway, Metro-North/Amtrak, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and beyond. Fully Renovated. Monthly maintenance: just $954. Your dream space awaits—seize it!
-
2025-10-27soldstatus $195,000 Closed 1026-char remark
Show marketing remark (1026 chars)
Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.
-
2025-09-19status Pending 1026-char remark
Show marketing remark (1026 chars)
Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.
-
2025-09-03$185,000 Active 1026-char remark
Show marketing remark (1026 chars)
Fully Renovated, Spacious and inviting apartment with 1 parking space in the well maintained Parkview building. Enter through a welcoming entry area with a walk in closet that leads to a bright dining room and a spacious living room with recessed lighting and large windows. The master bedroom offers 2 closets for ample storage, while the second bedroom provides flexibility for guests, an office, or more. Enjoy the convenience of an updated full hall bath just outside the bedrooms with white vanity and LED light up mirror, tiled tub and shower, and new light fixture. The updated eat in kitchen includes new countertops, subway tile backsplash, and cabinets with plenty of space. Closet space abounds throughout. A shared laundry room is conveniently located on the first floor. Close to Saw Mill River Pkwy, Metro North & Amtrak Stations, Bee-Line, Park Hill Racquet Club, Tibbetts Brook Park, and much more. Don’t miss out on the opportunity to make this versatile space your own! Monthly maintenance is $954.
-
2025-03-20status Pending
-
2025-03-20historical
-
2025-02-24price $149,000
-
2025-01-20price $159,000
-
2025-01-20$139,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,516
- − Mortgage interest
- −$12,603
- − Property taxes
- −$3,375
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$2,761
- − Management
- −$2,761
- − HOA
- −$13,464
- − Depreciation
- −$6,545
- Taxable loss
- −$8,119
- Est. tax savings @ 24.0%
- +$1,949
- After-tax cash flow
- $-2,907/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
This 2-bedroom condo in the Parkview building is in fair condition with good curb appeal and interior space. It needs minor cosmetic updates to enhance its value for both resale and rental.
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace carpet with hardwood or tile — Hardwood or tile flooring would increase both resale and rental value
- Both Install modern light fixtures — Modern light fixtures would improve the home's curb appeal and interior aesthetics
- Both Add smart home features — Smart home features would appeal to tech-savvy buyers and renters
- Both Upgrade kitchen appliances — Upgraded appliances would make the kitchen more functional and appealing
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace carpet with hardwood or tile — Hardwood or tile flooring would increase both resale and rental value ↑
- Both Install modern light fixtures — Modern light fixtures would improve the home's curb appeal and interior aesthetics ↑
- Both Add smart home features — Smart home features would appeal to tech-savvy buyers and renters ↑
- Both Upgrade kitchen appliances — Upgraded appliances would make the kitchen more functional and appealing ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 70,676
- Household income
- $64,776
- Rent vs Own
- Severe rent burden
- 6045.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 11% Puerto Rican 9% Dominican 19%
- Common ancestry
- Romanian 1% Russian 1% Subsaharan African 1%
- Foreign-born
- 35% · Canada, Jamaica, South Korea
- Languages at home
- 45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -373.14%
- Current HPI
- 332.0999
- Rent YoY
- ▲ 4.39%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+65.5% since first listed12 events — show timeline
- 2026-05-02 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-01-19 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-01-02 Listed $230,000 OneKey® MLS as Distributed by MLS Grid
- 2025-12-31 Coming Soon $230,000 OneKey® MLS as Distributed by MLS Grid
- 2025-10-27 Sold (MLS) $195,000 OneKey® MLS as Distributed by MLS Grid
- 2025-09-19 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-09-03 Listed $185,000 OneKey® MLS as Distributed by MLS Grid
- 2025-03-20 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-03-20 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-02-24 Price Changed $149,000 OneKey® MLS as Distributed by MLS Grid
- 2025-01-20 Price Changed $159,000 OneKey® MLS as Distributed by MLS Grid
- 2025-01-20 Listed $139,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…