1210 Walker Ave · Mammoth Spring, AR 72554

$79,900

2 bd · 1.0 ba · 792 sqft · SingleFamily · 34 Days on market

Built 1930 Average condition 0.30 ac lot Est $85k · 6% under ↓ 26% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.7/30.0
• ARV discount +10.1/15.0
• Appreciation +8.5/10.0
• DSCR +6.6/10.0
• 1% rule +5.5/10.0
• Livability +3.9/5.0
• Schools +2.9/10.0
• Condition / age +2.8/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Solid older 2 bed, 1 bath home on a corner lot in a quiet part of town. Located just a few blocks from downtown Mammoth Spring Arkansas for shopping, restaurants, and to the Mammoth Spring State Park!The near by Spring River offers a broad spectrum of activities year around!

Key facts

• Quiet part of town
• Corner lot
• Nearby spring river

Tags

• CORNER LOT
• QUIET PART OF TOWN
• NEARBY SPRING RIVER
• MAMMOTH SPRING STATE PARK

Property features AI

Finance

• Financial info: Accepts cash and conventional loans

Exterior

• Parking: 2-car parking
• Utilities: Public sewer; Public water; Electric via cooperative
• Home design: Frame construction
• Construction: Crawl space foundation; Metal roof
• Exterior features: Deck; Porch; Paved road access; Corner lot; Inside city limits

Interior

• Flooring: Vinyl flooring; Wood flooring; Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Window air conditioning units; Gas space heater; Electric baseboard heating
• Interior features: Electric water heater; Window treatments; Formal living room

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $80k. Condition is rated average.

Deal economics

• At list price, monthly cash flow is $108 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($835 rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 2.9% in Mammoth Spring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#7 in AR, #2,817 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, employment C-, amenities F.
• Mammoth Spring School District (town): math 31% / reading 39% proficiency, ranked #126 of 238 in AR (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 88 active listings in the ZIP.

Forward outlook

• In year one you build about $6k of equity ($552 loan paydown + $6k appreciation (7.0% local appreciation)).
• Fulton County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (7.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.91%
• Cash-on-cash: 5.78%
• DSCR: 1.26
• GRM: 8.0

CMA / ARV

• ARV (on-the-fly): $84,744
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
850 Bethel Ave	0.25mi	2/1.0	816 (+3%)	14mo	$99,000	$121	72
675 Walker	0.34mi	2/1.0	696 (-12%)	8mo	$74,500	$107	57
2100 Main St	0.53mi	2/1.0	812 (+2%)	18mo	$84,000	$103	56
112 CR 355	0.69mi	3/1.0 (+1)	825 (+4%)	9mo	$59,900	$73	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.2%
• Equity multiple: 2.54×
• Total profit: $34,552
• Equity at exit: $55,125

10-year hold

• IRR: 20.7%
• Equity multiple: 5.26×
• Total profit: $95,340
• Equity at exit: $104,493

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72554

• Home prices YoY: 3.3%
• Active inventory: 88
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $835 medium
• Mortgage (P&I): −$419
• Tax est. 1.5%: −$100 /mo · $1,198/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$175
• Net cashflow: $108

Break-even live

Break-even rent $699

Max offer price $79,900

Occupancy floor 82%

Sensitivity live

Price	-10% $163	-5% $135	+0% $108	+5% $80	+10% $53
Rent	-10% $42	-5% $75	+0% $108	+5% $141	+10% $174
Rate	-1.0pp $148	-0.5pp $128	base $108	+0.5pp $87	+1.0pp $66

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Listing history 33 events

1. 2026-06-19
   days on market $79,900 Active 34 DOM
2. 2026-06-18
   days on market $79,900 Active 33 DOM
3. 2026-06-17
   days on market $79,900 Active 32 DOM
4. 2026-06-16
   days on market $79,900 Active 31 DOM
5. 2026-06-15
   days on market $79,900 Active 30 DOM
6. 2026-06-14
   days on market $79,900 Active 28 DOM
7. 2026-06-12
   days on market $79,900 Active 27 DOM
8. 2026-06-09
   days on market $79,900 Active 24 DOM
9. 2026-06-08
   days on market $79,900 Active 23 DOM
10. 2026-06-07
    days on market $79,900 Active 22 DOM
11. 2026-06-07
    days on market $79,900 Active 21 DOM
12. 2026-06-04
    days on market $79,900 Active 18 DOM
13. 2026-06-02
    days on market $79,900 Active 17 DOM
14. 2026-06-01
    days on market $79,900 Active 16 DOM
15. 2026-05-31
    days on market $79,900 Active 15 DOM
16. 2026-05-31
    days on market $79,900 Active 14 DOM
17. 2026-05-16
    price $79,900
18. 2026-05-16
    historical
19. 2026-05-13
    listed $69,900 New Listing

    Show marketing remark (275 chars)

    Solid older 2 bed, 1 bath home on a corner lot in a quiet part of town. Located just a few blocks from downtown Mammoth Spring Arkansas for shopping, restaurants, and to the Mammoth Spring State Park!The near by Spring River offers a broad spectrum of activities year around!

20. 2026-05-13
    listed $79,900 New Listing

    Show marketing remark (275 chars)

    Solid older 2 bed, 1 bath home on a corner lot in a quiet part of town. Located just a few blocks from downtown Mammoth Spring Arkansas for shopping, restaurants, and to the Mammoth Spring State Park!The near by Spring River offers a broad spectrum of activities year around!

21. 2026-05-13
    listed $79,900 Active 275-char remark

    Show marketing remark (275 chars)

    Solid older 2 bed, 1 bath home on a corner lot in a quiet part of town. Located just a few blocks from downtown Mammoth Spring Arkansas for shopping, restaurants, and to the Mammoth Spring State Park!The near by Spring River offers a broad spectrum of activities year around!

22. 2026-02-02
    historical
23. 2025-12-23
    historical
24. 2025-12-10
    status Back on Market
25. 2025-12-09
    status Active
26. 2025-11-24
    historical
27. 2025-07-18
    listed $84,500 Active
28. 2025-07-18
    listed $84,500 New Listing
29. 2024-12-09
    listed $84,500 Active
30. 2024-01-02
    historical
31. 2023-06-26
    price $99,900
32. 2023-06-26
    price $99,900
33. 2022-06-27
    listed $108,000 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $10,025
• − Mortgage interest: −$4,476
• − Property taxes: −$1,198
• − Insurance: −$400
• − Repairs & maintenance: −$802
• − Management: −$802
• − Depreciation: −$2,324
• Taxable income: $23
• Est. tax owed @ 24.0%: −$6
• After-tax cash flow: $1,288/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab

This single-family home requires moderate renovations to improve its curb appeal and increase its value. Key areas for improvement include the roof, windows, and exterior paint.

Repairs flagged

• Major roof — visible wear and tear
• Major windows — single-pane windows
• Major HVAC — ceiling fans

Value-add opportunities

• Both paint exterior — enhances curb appeal and resale value
• Both replace windows — increases natural light and energy efficiency
• Both repair roof — prevents water damage and improves resale value

Renovation cost estimate screening

Repair item	Severity	Est. cost
roof · visible wear and tear	Major	$15,000–50,000
windows · single-pane windows	Major	$15,000–50,000
HVAC · ceiling fans	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Both paint exterior — enhances curb appeal and resale value ↑
• Both replace windows — increases natural light and energy efficiency ↑
• Both repair roof — prevents water damage and improves resale value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Mammoth Spring School District
• NCES district ID: 0509270
• Math proficiency: 31% ▼ -24.00%
• Reading proficiency: 39% ▼ -10.00%
• Median HH income: $32,157
• Composite: 28.62/100
• National rank: #6709
• State rank: #126 of 238 in AR

Livability — Mammoth Spring

• Score: 77/100
• State rank: #7
• US rank: #2817

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mammoth Spring, AR
• Population (ZIP): 2,749

Population outlook (Fulton County) Hauer SSP2

• Today (2025): 11,739 people
• By 2030: 11,330 · -3.5%
• By 2040: 10,483 · -10.7%
• By 2050: 9,717 · -17.2%
• By 2075: 8,351 · -28.9%
• By 2100: 6,853 · -41.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 5%
• Common ancestry: Slovak 2% Serbian 1% Romanian 1%

Political lean MEDSL · Fulton

• 2024 margin: Solid R (+62.1) · D 18.0% · R 80.1% · Other 1.9%
• 2008→2024 swing: -43.3pp toward R · 2008: -18.9pp · 2024: -62.1pp
• All cycles: 2024: R+62.1 2020: R+57.2 2016: R+50.7 2012: R+33.1 2008: R+18.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.95%
• Current HPI: 219.211
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

-26.0% since first listed

17 events — show timeline

• 2026-05-16 Price Changed $79,900 CARMLS
• 2026-05-16 Listing Removed — CARMLS
• 2026-05-13 Listed $79,900 SOMO
• 2026-05-13 Listed $79,900 CARMLS
• 2026-05-13 Listed $69,900 CARMLS
• 2026-02-02 Listing Removed — CARMLS
• 2025-12-23 Delisted — SOMO
• 2025-12-10 Relisted — CARMLS
• 2025-12-09 Relisted — SOMO
• 2025-11-24 Listing Removed — CARMLS
• 2025-07-18 Listed $84,500 CARMLS
• 2025-07-18 Listed $84,500 SOMO
• 2024-12-09 Listed $84,500 SOMO
• 2024-01-02 Listing Removed — CARMLS
• 2023-06-26 Price Changed $99,900 CARMLS
• 2023-06-26 Price Changed $99,900 SOMO
• 2022-06-27 Listed $108,000 CARMLS