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2210 Crockett Dr
C+ Composite 64.16
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.7/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$95,000

2210 Crockett Dr · Craig, CO 81625
2 bd · 1.0 ba · 784 sqft · Manufactured public records · 112 Days on market
Built 1976 8,500 sqft lot ↓ 9% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you looking for an affordable home on its own property? No space rent, you own the land! This 2 bedroom, 1 bath mobile home has been updated throughout. Kitchen features hickory cabinets & tiled countertops, newer flooring & windows, updated bathroom, nice lot with fence for the kids or dogs. Big storage shed in the rear, lots of parking and room for toys. Connex is excluded. Tenant occupied, overnight notice to show please. This would make a great investment or affordable for the owner occupant. This property cannot get FHA financing. Either cash or talk to Realtor about alternative financing

Key facts

  • Tile countertops
  • Remodeled kitchen
  • Hickory cabinets

Tags

REMODELED KITCHENHICKORY CABINETSTILE COUNTERTOPSUPDATED BATHROOMTILE ACCENTED SHOWER TUB COMBOSTACKED WASHER DRYER

Property features AI

Exterior

  • Home design: Single family residence
  • Exterior features: Not new construction

Interior

  • Kitchen: Range; Dishwasher; Refrigerator
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Has heating
  • Interior features: Property in good condition; HUD model
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $95k.

Deal economics

  • At list price, monthly cash flow is $300 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $86k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 3.2% in Craig — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#160 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living A; Watch: employment C-, schools D, crime D.
  • Moffat County School District Re: No. 1 (town): math 22% / reading 35% proficiency, ranked #53 of 86 in CO (top 62%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 188 active listings in the ZIP; 18 units permitted in Moffat County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Moffat County population projected at -41% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $30k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
10.08%
Cash-on-cash
13.54%
DSCR
1.60
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.6%
Equity multiple
1.14×
Total profit
$3,737
Equity at exit
$14,165
10-year hold
IRR
13.2%
Equity multiple
2.05×
Total profit
$27,939
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81625

Home prices YoY
-25.2%
Active inventory
188
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,211 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$300

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-19
    days on market $95,000 Active 112 DOM
  2. 2026-06-18
    price $95,000 Active 111 DOM
  3. 2026-06-18
    days on market $99,900 Active 111 DOM
  4. 2026-06-17
    days on market $99,900 Active 110 DOM
  5. 2026-06-16
    days on market $99,900 Active 109 DOM
  6. 2026-06-15
    days on market $99,900 Active 108 DOM
  7. 2026-06-14
    days on market $99,900 Active 106 DOM
  8. 2026-06-12
    days on market $99,900 Active 105 DOM
  9. 2026-06-09
    days on market $99,900 Active 102 DOM
  10. 2026-06-08
    days on market $99,900 Active 101 DOM
  11. 2026-06-07
    days on market $99,900 Active 100 DOM
  12. 2026-06-05
    days on market $99,900 Active 97 DOM
  13. 2026-06-03
    days on market $99,900 Active 96 DOM
  14. 2026-06-03
    days on market $99,900 Active 95 DOM
  15. 2026-06-01
    days on market $99,900 Active 94 DOM
  16. 2026-05-31
    days on market $99,900 Active 93 DOM
  17. 2026-05-30
    days on market $99,900 Active 92 DOM
  18. 2026-05-19
    price $99,900
  19. 2026-04-18
    price $104,900
  20. 2026-03-30
    price $110,000
  21. 2026-03-21
    price $115,000
  22. 2026-02-27
    listed $125,000 Active
  23. 2022-10-26
    soldstatus $90,000 Closed 624-char remark
    Show marketing remark (624 chars)

    Are you looking for an affordable home on its own property? No space rent, you own the land! This 2 bedroom, 1 bath mobile home has been updated throughout. Kitchen features hickory cabinets & tiled countertops, newer flooring & windows, updated bathroom, nice lot with fence for the kids or dogs. Big storage shed in the rear, lots of parking and room for toys. Connex is excluded. Tenant occupied, overnight notice to show please. This would make a great investment or affordable for the owner occupant. This property cannot get FHA financing. Either cash or talk to Realtor about alternative financing

  24. 2022-10-19
    status Pending 624-char remark
    Show marketing remark (624 chars)

    Are you looking for an affordable home on its own property? No space rent, you own the land! This 2 bedroom, 1 bath mobile home has been updated throughout. Kitchen features hickory cabinets & tiled countertops, newer flooring & windows, updated bathroom, nice lot with fence for the kids or dogs. Big storage shed in the rear, lots of parking and room for toys. Connex is excluded. Tenant occupied, overnight notice to show please. This would make a great investment or affordable for the owner occupant. This property cannot get FHA financing. Either cash or talk to Realtor about alternative financing

  25. 2022-09-20
    price $99,900 624-char remark
    Show marketing remark (624 chars)

    Are you looking for an affordable home on its own property? No space rent, you own the land! This 2 bedroom, 1 bath mobile home has been updated throughout. Kitchen features hickory cabinets & tiled countertops, newer flooring & windows, updated bathroom, nice lot with fence for the kids or dogs. Big storage shed in the rear, lots of parking and room for toys. Connex is excluded. Tenant occupied, overnight notice to show please. This would make a great investment or affordable for the owner occupant. This property cannot get FHA financing. Either cash or talk to Realtor about alternative financing

  26. 2022-09-02
    listed $110,000 Active 624-char remark
    Show marketing remark (624 chars)

    Are you looking for an affordable home on its own property? No space rent, you own the land! This 2 bedroom, 1 bath mobile home has been updated throughout. Kitchen features hickory cabinets & tiled countertops, newer flooring & windows, updated bathroom, nice lot with fence for the kids or dogs. Big storage shed in the rear, lots of parking and room for toys. Connex is excluded. Tenant occupied, overnight notice to show please. This would make a great investment or affordable for the owner occupant. This property cannot get FHA financing. Either cash or talk to Realtor about alternative financing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 2/10 Low 4 d/yr ≥88°F today · 11 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,531
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,162
− Management
−$1,162
− Depreciation
−$2,764
Taxable income
$2,221
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$533
After-tax cash flow
$3,068/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moffat County School District Re: No. 1
NCES district ID
0805730
Math proficiency
22% ▲ 3.00%
Reading proficiency
35% ▼ -3.00%
Median HH income
$51,633
Composite
25.07/100
National rank
#7539
State rank
#53 of 86 in CO

Livability — Craig

Score
65/100
State rank
#160
US rank
#12817

Category grades

Amenities F Commute A+ Cost of living A Crime D Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Craig, CO
Population (ZIP)
12,242

Population outlook (Moffat County) Hauer SSP2

Today (2025)
10,901 people
By 2030
9,922 · -9.0%
By 2040
8,081 · -25.9%
By 2050
6,460 · -40.7%
By 2075
3,896 · -64.3%
By 2100
2,620 · -76.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 14% Two or more races 10%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 4% Italian 3% Portuguese 2%
Foreign-born
5% · Canada
Languages at home
89% English-only · Spanish 9%

Political lean MEDSL · Moffat

2024 margin
Solid R (+62.8) · D 17.5% · R 80.3% · Other 2.2%
2008→2024 swing
-19.4pp toward R · 2008: -43.5pp · 2024: -62.8pp
All cycles
2024: R+62.8 2020: R+63.6 2016: R+67.9 2012: R+55.0 2008: R+43.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.11%
Current HPI
284.444
Rent YoY
Metro
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-9.2% since first listed
9 events — show timeline
  • 2026-05-19 Price Changed $99,900 AGMLS
  • 2026-04-18 Price Changed $104,900 AGMLS
  • 2026-03-30 Price Changed $110,000 AGMLS
  • 2026-03-21 Price Changed $115,000 AGMLS
  • 2026-02-27 Listed $125,000 AGMLS
  • 2022-10-26 Sold (MLS) $90,000 AGMLS
  • 2022-10-19 Pending AGMLS
  • 2022-09-20 Price Changed $99,900 AGMLS
  • 2022-09-02 Listed $110,000 AGMLS

Property tax history

-1.3%/yr

Latest (2021): $57 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…