64227 Braley Rd · Coos Bay, OR 97420

$150,000

2 bd · 1.0 ba · 872 sqft · SingleFamily public records · 49 Days on market

Built 1955 6,534 sqft lot $172/sqft · 11% below area Est $168k · 11% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +12.3/15.0
• DSCR +10.0/10.0
• 1% rule +8.0/10.0
• Rent growth +4.7/5.0
• Livability +3.1/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

Key facts

• Spacious backyard
• Newer roof
• Large lot

Tags

• LARGE LOT
• SPACIOUS BACKYARD
• NEWER ROOF
• NEW WINDOWS
• UPDATED BATHROOM FLOOR JOISTS
• FRESH EXTERIOR PAINT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $605 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.1% vs local median 4.2% in Coos Bay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#257 in OR) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools D, crime F, amenities F.
• Coos Bay SD 9 (town): math 22% / reading 39% proficiency, ranked #45 of 58 in OR (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+8.7%/yr); 342 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 122 units permitted in Coos County in 2024 (16 in 5+ unit buildings).
• This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Coos County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $18k; list at $150k implies a 757% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 11.13%
• Cash-on-cash: 17.27%
• DSCR: 1.77
• GRM: 6.4

CMA / ARV

• ARV (median comp): $167,772
• List price: $150,000
• Delta: -10.59%
• Verdict: UNDERPRICED
• Comps: 12 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
64227 Braley Rd	0.00mi	2/1.0	872 (0%)	1mo	$110,000	$126	100
91566 Dolezal Ln	0.60mi	2/1.0	840 (-4%)	2mo	$252,000	$300	64
91136 Seaview Ln	0.65mi	1/1.0 (-1)	885 (+2%)	1mo	$160,000	$181	62
64335 Roy Rd	0.23mi	2/1.0	980 (+12%)	23mo	$135,000	$138	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 13.8%
• Equity multiple: 1.58×
• Total profit: $24,433
• Equity at exit: $22,365

10-year hold

• IRR: 26.0%
• Equity multiple: 3.80×
• Total profit: $117,457
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 28 Tenant-Leaning
• State Oregon: 28 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

Methodology + full state rankings →

ZIP-level market 97420

• Rents YoY: 8.7%
• Active inventory: 342
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,943 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$82 /mo · $980/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $605

Break-even live

Break-even rent $1,178

Max offer price $150,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
91355 Lowell Ln Coos Bay, OR	2.0	1.0	600	$2,095	$3.49	43d	1	0.26mi
949 Blanco Ave Coos Bay, OR	3.0	2.0	1100	$2,500	$2.27	43d	1	1.45mi

Listing history 7 events

1. 2026-05-13
   status Pending 616-char remark

   Show marketing remark (616 chars)

   Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

2. 2026-04-27
   price $150,000 616-char remark

   Show marketing remark (616 chars)

   Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

3. 2026-04-09
   price $160,000 616-char remark

   Show marketing remark (616 chars)

   Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

4. 2026-04-02
   price $170,000 616-char remark

   Show marketing remark (616 chars)

   Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

5. 2026-03-24
   listed $180,000 Active 616-char remark

   Show marketing remark (616 chars)

   Investor opportunity! This property is ready for your finishing touches and offers great potential as a flip or rental. Situated on a large lot with a spacious backyard, the home is already framed for a 2 bed, 1 bath layout. Key updates have been completed through a weatherization program, including a newer roof and windows. Additional improvements include updated bathroom floor joists, fascia and soffits, fresh exterior paint, a new Siemens breaker box, and a new water heater. Bring your vision and complete this project to unlock its full value! Disclosures and list of improvements avaiable.Motivated seller.

6. 1990-04-01
   soldstatus $17,500
7. 1982-04-01
   soldstatus $7,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

• Current annual tax: $980 · $82/mo
• Projected year-2 tax: $1,455 · $121/mo
• Expected delta: +$475/yr (+$40/mo · 48.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 1/10 Low 7 d/yr ≥74°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 9 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,322
• − Mortgage interest: −$8,402
• − Property taxes: −$980
• − Insurance: −$750
• − Repairs & maintenance: −$1,866
• − Management: −$1,866
• − Depreciation: −$4,364
• Taxable income: $5,094
• Est. tax owed @ 24.0%: −$1,223
• After-tax cash flow: $6,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Coos Bay SD 9
• NCES district ID: 4103660
• Math proficiency: 22% ▼ -6.00%
• Reading proficiency: 39% ▼ -4.00%
• Median HH income: $38,630
• Composite: 25.46/100
• National rank: #7450
• State rank: #45 of 58 in OR

Livability — Coos Bay

• Score: 61/100
• State rank: #257
• US rank: #17474

Category grades

Amenities F Commute F Cost of living A Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Coos County · 27,621 people
• City population: 27,621
• Metro: Coos Bay, OR
• Population (ZIP): 27,621
• Household income: $61,574
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 799.0

Population outlook (Coos County) Hauer SSP2

• Today (2025): 62,222 people
• By 2030: 61,120 · -1.8%
• By 2040: 58,478 · -6.0%
• By 2050: 56,819 · -8.7%
• By 2075: 54,915 · -11.7%
• By 2100: 51,403 · -17.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 10% Two or more races 8% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Italian 5% Slovak 3% Lithuanian 3%
• Foreign-born: 5% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Coos

• 2024 margin: R (+19.9) · D 38.7% · R 58.5% · Other 2.8%
• 2008→2024 swing: -16.8pp toward R · 2008: -3.1pp · 2024: -19.9pp
• All cycles: 2024: R+19.9 2020: R+20.5 2016: R+24.3 2012: R+6.3 2008: R+3.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -315.58%
• Current HPI: 198.3249
• Rent YoY: ▲ 8.65%
• Metro: Coos Bay, OR
• State GDP YoY: ▲ 2.05%
• F500 in state: 2

Industry mix (Fortune 500 HQ in OR)

Industry	F500 HQs	Revenue
▸Consumer Goods	1	$51B

Price history

+1900.0% since first listed

7 events — show timeline

• 2026-05-13 Pending — RMLS
• 2026-04-27 Price Changed $150,000 RMLS
• 2026-04-09 Price Changed $160,000 RMLS
• 2026-04-02 Price Changed $170,000 RMLS
• 2026-03-24 Listed $180,000 RMLS
• 1990-04-01 Sold (Public Records) $17,500 Public Records
• 1982-04-01 Sold (Public Records) $7,500 Public Records

Property tax history

+5.1%/yr

Latest (2025): $980 · +2.3% YoY. Source: county tax records.