🏷️ Likely Rental
2221 Jefferson St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +5.0/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
Key facts
- Finished basement
- Built 1910
- Listed 122 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $125k.
Deal economics
- At list price, monthly cash flow is $599 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+9.9%/yr); 143 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- At $1,981/mo this rent would consume 55% of the median local household income ($43k/yr) (locally 966% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 122 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 18y ago; this cycle's ask has dropped $35k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.59% ✓
- Cap rate
- 12.04%
- Cash-on-cash
- 20.52%
- DSCR
- 1.91
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $165,342
- List price
- $125,000
- Delta
- -24.40%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2435 Jefferson St | 0.17mi | 3/1.0 | 1,260 (-4%) | 1mo | $140,000 | $111 | 85 |
| 410 N Chester St | 0.11mi | 2/1.5 (-1) | 1,260 (-4%) | 0mo | $180,000 | $143 | 81 |
| 410 N Patterson Park Ave | 0.06mi | 3/1.0 | 1,180 (-10%) | 0mo | $180,000 | $153 | 81 |
| 220 N Luzerne Ave | 0.28mi | 3/1.0 | 1,372 (+5%) | 1mo | $120,000 | $87 | 78 |
| 145 N Milton Ave | 0.27mi | 2/2.0 (-1) | 1,353 (+3%) | 1mo | $260,000 | $192 | 72 |
| 18 S Washington St | 0.41mi | 3/3.0 | 1,410 (+8%) | 0mo | $318,000 | $226 | 60 |
| 1009 N Washington St N | 0.47mi | 2/2.5 (-1) | 1,386 (+6%) | 0mo | $235,000 | $170 | 57 |
| 219 S Washington St | 0.56mi | 3/2.0 | 1,434 (+10%) | 0mo | $350,000 | $244 | 54 |
| 122 Ellwood Ave | 0.68mi | 3/1.5 | 1,200 (-8%) | 0mo | $235,000 | $196 | 52 |
| 36 N Decker Ave | 0.66mi | 3/2.0 | 1,430 (+9%) | 0mo | $325,000 | $227 | 50 |
| 325 S Castle St | 0.64mi | 2/1.5 (-1) | 1,196 (-9%) | 0mo | $275,000 | $230 | 48 |
| 2736 Mura St | 0.73mi | 3/2.0 | 1,120 (-14%) | 0mo | $81,000 | $72 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 18.8%
- Equity multiple
- 1.81×
- Total profit
- $28,434
- Equity at exit
- $18,638
- IRR
- 30.6%
- Equity multiple
- 4.48×
- Total profit
- $121,890
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21205
- Home prices YoY
- -5.8%
- Rents YoY
- 9.9%
- Active inventory
- 143
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,981 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$259 /mo · $3,110/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$416
- Net cashflow
- $599
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2208 Orleans St Baltimore, MD | 3.0 | 1.0 | 1310 | $1,775 | $1.35 | 43d | 1 | 0.03mi |
| 406 N Collington Ave Baltimore, MD | 2.0 | 2.5 | 1216 | $1,875 | $1.54 | 43d | 1 | 0.04mi |
| 2209 Mullikin St Baltimore, MD | 3.0 | 2.5 | 1512 | $1,900 | $1.26 | 3d | 1 | 0.09mi |
| 2308 Jefferson St Baltimore, MD | 3.0 | 1.0 | 907 | $1,450 | $1.60 | 43d | 1 | 0.10mi |
| 420 N Montford Ave Baltimore, MD | 3.0 | 1.0 | 1350 | $1,450 | $1.07 | 43d | 1 | 0.12mi |
| 437 N Montford Ave Baltimore, MD | 3.0 | 1.5 | 1100 | $1,450 | $1.32 | 43d | 1 | 0.14mi |
| 143 N Patterson Park Ave Baltimore, MD | 4.0 | 3.5 | 1650 | $3,700 | $2.24 | 23d | 1 | 0.16mi |
| 2317 E Fayette St Baltimore, MD | 3.0 | 1.5 | 1315 | $2,000 | $1.52 | 12d | 1 | 0.16mi |
| 108 N Madeira St Baltimore, MD | 2.0 | 2.0 | 1098 | $1,900 | $1.73 | 43d | 1 | 0.18mi |
| 107 N Chester St Unit 2 Baltimore, MD | 3.0 | 1.0 | 1750 | $2,750 | $1.57 | 43d | 1 | 0.18mi |
| 2410 E Fayette St Baltimore, MD | 3.0 | 1.0 | 1224 | $1,800 | $1.47 | 43d | 1 | 0.18mi |
| 618 N Montford Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,468 | $1.40 | 43d | 1 | 0.20mi |
| 618 N Montford Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,468 | $1.40 | 14d | 1 | 0.20mi |
| 402 N Milton Ave Unit 402B Baltimore, MD | 2.0 | 1.0 | 950 | $1,290 | $1.36 | 43d | 1 | 0.20mi |
| 2212 E Monument St Unit 2 Baltimore, MD | 2.0 | 1.0 | 1200 | $1,550 | $1.29 | 17d | 1 | 0.20mi |
| 2242 E Fairmount Ave Baltimore, MD | 3.0 | 2.0 | 1345 | $2,850 | $2.12 | 43d | 1 | 0.20mi |
| 2431 McElderry St Baltimore, MD | 4.0 | 2.5 | 1600 | $2,100 | $1.31 | 43d | 1 | 0.20mi |
| 425 N Milton Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,525 | $1.27 | 14d | 1 | 0.22mi |
| 2115 E Fairmount Ave Baltimore, MD | 3.0 | 2.5 | 1736 | $2,795 | $1.61 | 23d | 1 | 0.23mi |
| 712 N Duncan St Baltimore, MD | 2.0 | 1.5 | 1000 | $2,000 | $2.00 | 43d | 1 | 0.24mi |
| 230 N Rose St Baltimore, MD | 2.0 | 1.5 | 1200 | $1,545 | $1.29 | 43d | 1 | 0.25mi |
| 224 N Rose St Baltimore, MD | 2.0 | 2.5 | 1120 | $1,875 | $1.67 | 17d | 1 | 0.25mi |
| 16 N Bradford St Baltimore, MD | 2.0 | 3.5 | 930 | $2,400 | $2.58 | 4d | 1 | 0.25mi |
| 233 N Rose St Baltimore, MD | 2.0 | 2.5 | 934 | $1,750 | $1.87 | 17d | 1 | 0.26mi |
| 227 N Rose St Baltimore, MD | 2.0 | 4.0 | 1420 | $1,600 | $1.13 | 23d | 1 | 0.26mi |
| 2015 E Fairmount Ave Baltimore, MD | 3.0 | 3.5 | 1402 | $2,500 | $1.78 | 43d | 1 | 0.27mi |
| 720 N Port St Baltimore, MD | 2.0 | 1.0 | 950 | $1,300 | $1.37 | 43d | 1 | 0.28mi |
| 821 N Collington Ave Baltimore, MD | 3.0 | 2.0 | 1150 | $1,950 | $1.70 | 43d | 1 | 0.29mi |
| 104 N Rose St Baltimore, MD | 3.0 | 2.0 | 936 | $2,500 | $2.67 | 43d | 1 | 0.30mi |
| 233 N Luzerne Ave Baltimore, MD | 3.0 | 2.5 | 1700 | $2,250 | $1.32 | 21d | 1 | 0.30mi |
| 225 N Luzerne Ave Baltimore, MD | 3.0 | 1.0 | 1198 | $1,350 | $1.13 | 19d | 1 | 0.30mi |
| 539 N Luzerne Ave Baltimore, MD | 3.0 | 2.5 | 1702 | $2,300 | $1.35 | 43d | 1 | 0.31mi |
| 218 N Glover St Baltimore, MD | 2.0 | 2.0 | 1360 | $1,750 | $1.29 | 43d | 1 | 0.32mi |
| 2608 McElderry St Baltimore, MD | 3.0 | 1.0 | 1144 | $1,550 | $1.35 | 23d | 1 | 0.33mi |
| 415 N Glover St Baltimore, MD | 2.0 | 2.5 | 1092 | $1,600 | $1.47 | 23d | 1 | 0.33mi |
| 2608 E Fayette St Unit 1 Baltimore, MD | 2.0 | 1.0 | 900 | $1,700 | $1.89 | 14d | 1 | 0.33mi |
| 2619 E Fayette St Baltimore, MD | 3.0 | 2.0 | 1600 | $1,900 | $1.19 | 43d | 1 | 0.36mi |
| 127 N Glover St Baltimore, MD | 2.0 | 1.5 | 1110 | $2,100 | $1.89 | 2d | 1 | 0.36mi |
| 1923 Ashland Ave Baltimore, MD | 2.0 | 2.0 | 862 | $1,770 | $2.05 | 19d | 2 | 0.37mi |
| 533 N Lakewood Ave Baltimore, MD | 4.0 | 3.5 | 1758 | $4,500 | $2.56 | 43d | 1 | 0.38mi |
Listing history 28 events
-
2026-06-18days on market $125,000 Active 122 DOM
-
2026-06-17days on market $125,000 Active 121 DOM
-
2026-06-16days on market $125,000 Active 120 DOM
-
2026-06-15days on market $125,000 Active 119 DOM
-
2026-06-13pricedays on market $125,000 Active 117 DOM
-
2026-06-09days on market $155,000 Active 113 DOM
-
2026-06-08days on market $155,000 Active 112 DOM
-
2026-06-07days on market $155,000 Active 111 DOM
-
2026-06-04days on market $155,000 Active 108 DOM
-
2026-06-03days on market $155,000 Active 107 DOM
-
2026-06-02days on market $155,000 Active 106 DOM
-
2026-06-01days on market $155,000 Active 105 DOM
-
2026-05-31days on market $155,000 Active 104 DOM
-
2026-04-13price $155,000 1055-char remark
Show marketing remark (1055 chars)
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
-
2026-03-06status Active 1055-char remark
Show marketing remark (1055 chars)
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
-
2026-02-19status Active Under Contract 1055-char remark
Show marketing remark (1055 chars)
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
-
2026-02-17historical 1055-char remark
Show marketing remark (1055 chars)
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
-
2026-01-30$160,000 Active 1055-char remark
Show marketing remark (1055 chars)
A deep clean, some fresh paint, and a few small repairs is all that is needed to make 2221 Jefferson St shine. This property went through a full renovation in 2011 with all new roofing, framing, drywall, wood flooring, electric, plumbing, baths, kitchen, etc. Minimal renovations needed to make it rent or move in ready. Potential to add rear parking pad. With a short walk to Johns Hopkins Hospital, Northeast Market, and Patterson Park, this area has seen a modest revitalizing over the past few years with numerous renovated properties hitting the market. Long term rents project at $1,700+ per month (Source: Zillow and MLS) and mid-term (90 Days min) furnished rent's projected at $2,000+ per month (Source: Furnished Finder) A more extensive renovation with value add options could increase your ARV to well over $250,000. - Don't miss out to cash in on this prime investment or owner occupied opportunity. Strictly AS-IS. Cash, Private Money, or renovation financing only. Not likely to pass FHA Appraisal guidelines. All systems work as intended.
-
2025-12-01historical
-
2025-11-17$182,500 Active
-
2010-08-25historical
-
2010-08-25historical
-
2009-09-01Active
-
2009-09-01$50,000
-
2009-03-23historical
-
2008-12-27
-
1990-10-29soldstatus $208,000
-
1987-01-12soldstatus $155,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,110 · $259/mo
- Projected year-2 tax
- $3,110 · $259/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,777
- − Mortgage interest
- −$7,002
- − Property taxes
- −$3,110
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,902
- − Management
- −$1,902
- − Depreciation
- −$3,636
- Taxable income
- $5,600
- Est. tax owed @ 24.0%
- −$1,344
- After-tax cash flow
- $5,839/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 13,013
- Household income
- $43,176
- Rent vs Own
- Severe rent burden
- 966.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 60% Hispanic / Latino 16% White 14% Two or more races 11% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Cuban 1% Dominican 4%
- Common ancestry
- Slovak 3% Romanian 1%
- Foreign-born
- 16% · Canada, China
- Languages at home
- 79% English-only · Spanish 11% Arabic 4% Chinese 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.03%
- Current HPI
- 244.1345
- Rent YoY
- ▲ 9.88%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+0.0% since first listed15 events — show timeline
- 2026-04-13 Price Changed $155,000 BRIGHT MLS
- 2026-03-06 Relisted — BRIGHT MLS
- 2026-02-19 Relisted — BRIGHT MLS
- 2026-02-17 Listing Removed — BRIGHT MLS
- 2026-01-30 Listed $160,000 BRIGHT MLS
- 2025-12-01 Listing Removed — BRIGHT MLS
- 2025-11-17 Listed $182,500 BRIGHT MLS
- 2010-08-25 Delisted — MRIS
- 2010-08-25 Listing Removed — BRIGHT MLS
- 2009-09-01 Listed — MRIS
- 2009-09-01 Listed $50,000 BRIGHT MLS
- 2009-03-23 Delisted — MRIS
- 2008-12-27 Listed — MRIS
- 1990-10-29 Sold (Public Records) $208,000 Public Records
- 1987-01-12 Sold (Public Records) $155,000 Public Records
Property tax history
+6.8%/yrLatest (2025): $3,110 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…