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1099 Forest Valley Dr SE
C+ Composite 60.35
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.3/10.0
  • 1% rule +5.8/10.0
  • Livability +4.2/5.0
  • Rent growth +3.9/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$134,000

1099 Forest Valley Dr SE · Atlanta, GA 30354
3 bd · 1.5 ba · 1,083 sqft · SingleFamily public records · 5 Days on market
Built 1970 0.42 ac lot Est $190k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.

Key facts

  • 0.42 acre lot
  • Parking
  • Built 1970

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $134k.

Deal economics

  • At list price, monthly cash flow is $163 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $134k).
  • Cap rate 7.8% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Heritage Academy Elementary School (math 5% / reading 8%, grade F, #1,153 of 1,228 statewide, top 94%, 398 students, 100% FRL); Crawford Long Middle School (math 2% / reading 8%, grade F, #462 of 470 statewide, top 99%, 705 students, 100% FRL); South Atlanta High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 928 students, 100% FRL) — zoned schools average 100% FRL vs 71% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 6% at this address vs 32% district-wide (-25 pts) — the specific schools serving this property underperform the Atlanta Public Schools average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+5.5%/yr); 175 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $86k; list at $134k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.75%
Cash-on-cash
5.22%
DSCR
1.23
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$189,525
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1099 Forest Valley Dr SE 0.00mi 3/1.5 1,083 (0%) 1mo $104,000 $96 99
3901 Bonnie Ln SE 0.21mi 3/2.0 1,075 (-1%) 12mo $230,000 $214 77
1034 Forest Valley Dr SE 0.11mi 3/2.0 1,188 (+10%) 7mo $150,000 $126 71
3567 Forrest Park Rd SE 0.48mi 3/1.0 1,110 (+2%) 2mo $130,000 $117 70
3975 Scott Dr 0.29mi 3/2.0 1,161 (+7%) 6mo $215,000 $185 67
1082 Holly Cirlce Cir 0.43mi 3/1.0 1,028 (-5%) 3mo $180,000 $175 67
3568 Oakshire Way SE 0.50mi 3/2.0 1,088 (+0%) 9mo $227,000 $209 66
3523 Garfield Way SE 0.58mi 3/2.0 1,000 (-8%) 2mo $168,000 $168 57
1026 Eisenhower Ct SE 0.65mi 3/2.0 1,180 (+9%) 7mo $183,000 $155 47
3453 Eisenhower Cir E 0.69mi 3/1.0 1,000 (-8%) 11mo $155,000 $155 44
3508 Pine Forest Dr SE 0.61mi 3/2.0 1,188 (+10%) 14mo $232,000 $195 42
993 Roosevelt Dr SE 0.51mi 4/2.0 (+1) 1,240 (+14%) 9mo $229,000 $185 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.45% rent growth · sell at horizon

5-year hold
IRR
-5.3%
Equity multiple
0.80×
Total profit
$-7,592
Equity at exit
$19,980
10-year hold
IRR
7.2%
Equity multiple
1.61×
Total profit
$22,831
Equity at exit
$11,586

Cash invested: $37,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30354

Home prices YoY
-17.5%
Rents YoY
5.5%
Active inventory
175
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,452 high interval (Pro) →
Mortgage (P&I)
$703
Tax from tax record
$225 /mo · $2,702/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$163

Break-even live

Break-even rent $1,245
Max offer price $134,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,500
Closing costs
$4,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3450 Forrest Park Rd SE Atlanta, GA 1.0–3.0 1.0–2.0 1002 $1,537 $1.53 24d 11 0.68mi
1365 Conley Rd Unit F-07 Conley, GA 2.0 1.0 825 $1,125 $1.36 43d 1 0.69mi
1365 Conley Rd Apt F8 Conley, GA 2.0 1.0 825 $1,125 $1.36 5d 1 0.69mi
1365 Conley Rd Unit B-08 Conley, GA 2.0 1.0 825 $995 $1.21 43d 1 0.69mi
1365 Conley Rd Ofc B-02 Conley, GA 2.0 1.0 825 $995 $1.21 15d 1 0.70mi
729 Blueridge Dr Forest Park, GA 3.0 1.0 1150 $1,505 $1.31 5d 1 0.99mi
1381 Oakview Cir Forest Park, GA 3.0 1.0 1028 $1,500 $1.46 24d 1 1.00mi
1381 Oakview Cir Forest Park, GA 3.0 1.0 1028 $1,500 $1.46 43d 1 1.00mi
1131 Stoneybrook Rd Forest Park, GA 3.0 1.0 1053 $3,400 $3.23 43d 1 1.09mi
4168 Tara Dr Forest Park, GA 3.0 1.0 975 $1,299 $1.33 43d 1 1.10mi
1006 Hutchens Rd SE Atlanta, GA 3.0 2.0 881 $2,800 $3.18 24d 1 1.11mi
1122 Elaine Dr Forest Park, GA 2.0 1.0 800 $1,700 $2.12 4d 1 1.15mi
1466 Rock Cut Rd Forest Park, GA 1.0–2.0 1.0 685 $1,100 $1.61 17d 9 1.27mi
4522 Ridge Dr Forest Park, GA 3.0 2.0 1176 $1,450 $1.23 4d 1 1.30mi
1409 Rock Cut Rd Forest Park, GA 2.0 1.0 960 $900 $0.94 12d 1 1.31mi
1409 Rock Cut Rd Forest Park, GA 2.0 1.0 960 $900 $0.94 10d 1 1.31mi
1409 Rock Cut Rd Forest Park, GA 1.0–2.0 1.0 875 $1,100 $1.26 43d 1 1.31mi
4419 Richard Rd Conley, GA 3.0 2.0 864 $1,700 $1.97 43d 1 1.32mi
4404 Currie Ct Forest Park, GA 3.0 2.0 1188 $1,595 $1.34 43d 1 1.32mi
1409 Rock Cut Rd Forest Park, GA 2.0 1.0 960 $900 $0.94 1d 1 1.32mi
4241 Hendrix Dr Forest Park, GA 2.0 1.5 1050 $1,224 $1.17 1d 5 1.33mi
4548 Pine Dr Forest Park, GA 3.0 1.0 963 $1,250 $1.30 12d 1 1.35mi
575 Springwood Dr Forest Park, GA 2.0 1.0 1100 $1,550 $1.41 43d 1 1.35mi
574 Evergreen Ter Unit 3 Forest Park, GA 2.0 1.0 854 $1,000 $1.17 12d 1 1.39mi
574 Evergreen Ter Unit 4 Forest Park, GA 2.0 1.0 854 $1,000 $1.17 43d 1 1.39mi
573 Evergreen Ter Unit 3 Forest Park, GA 2.0 1.0 856 $1,150 $1.34 43d 1 1.42mi
573 Evergreen Ter Unit 2 Forest Park, GA 2.0 1.0 900 $1,150 $1.28 44d 1 1.42mi
4522 Ridge Dr Forest Park, GA 3.0 2.0 1176 $1,450 $1.23 43d 1 1.45mi
1678 Bagpipe Pl Conley, GA 3.0 2.0 1450 $1,300 $0.90 43d 1 1.46mi

Listing history 10 events

  1. 2026-04-26
    status Under Contract 614-char remark
    Show marketing remark (614 chars)

    Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.

  2. 2026-04-26
    status Pending
    Show marketing remark (614 chars)

    Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.

  3. 2026-04-21
    listed $134,000 Active
  4. 2026-04-21
    price $134,000
  5. 2026-04-20
    historical $143,000
  6. 2026-04-19
    listed $134,000 New 614-char remark
    Show marketing remark (614 chars)

    Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.

  7. 2007-02-23
    soldstatus $86,500
  8. 2007-01-30
    soldstatus $71,000 158-char remark
    Show marketing remark (158 chars)

    BANK FORECLOSURE! SOLD IN 'AS IS' CONDITION. SELLER REQUESTS SERIOUS OFFERS ONLY PLEASE-PRICE IS FIRM. ALL OFFERS MUST HAVE A PREQUAL LETTER FROM SUN AMERICA.

  9. 2006-10-24
    listed $72,900 158-char remark
    Show marketing remark (158 chars)

    BANK FORECLOSURE! SOLD IN 'AS IS' CONDITION. SELLER REQUESTS SERIOUS OFFERS ONLY PLEASE-PRICE IS FIRM. ALL OFFERS MUST HAVE A PREQUAL LETTER FROM SUN AMERICA.

  10. 1979-03-16
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,702 · $225/mo
Projected year-2 tax
$2,702 · $225/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,422
− Mortgage interest
−$7,506
− Property taxes
−$2,702
− Insurance
−$670
− Repairs & maintenance
−$1,394
− Management
−$1,394
− Depreciation
−$3,898
Taxable loss
−$142
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$34
After-tax cash flow
$1,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
16,182
Household income
$63,189
Rent vs Own
49.8% rent · 50.2% own
Severe rent burden
930.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (68%)
Race & ethnicity
Black 68% Hispanic / Latino 16% White 10% Two or more races 9% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Italian 2% Romanian 1% Swedish 1%
Foreign-born
11% · Canada, Vietnam, Guatemala
Languages at home
81% English-only · Spanish 15% German/W. Germanic 1% Vietnamese 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.78%
Current HPI
320.1111
Rent YoY
▲ 5.45%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+362.1% since first listed
10 events — show timeline
  • 2026-04-26 Pending GAMLS
  • 2026-04-26 Pending FMLS
  • 2026-04-21 Listed $134,000 FMLS
  • 2026-04-21 Price Changed $134,000 FMLS
  • 2026-04-20 Coming Soon $143,000 FMLS
  • 2026-04-19 Listed $134,000 GAMLS
  • 2007-02-23 Sold (Public Records) $86,500 Public Records
  • 2007-01-30 Sold (MLS) $71,000 FMLS
  • 2006-10-24 Listed $72,900 FMLS
  • 1979-03-16 Sold (Public Records) $29,000 Public Records

Property tax history

+4.1%/yr

Latest (2025): $2,702 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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