1099 Forest Valley Dr SE · Atlanta, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +15.0/15.0
- DSCR +6.3/10.0
- 1% rule +5.8/10.0
- Livability +4.2/5.0
- Rent growth +3.9/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$134,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.
Key facts
- 0.42 acre lot
- Parking
- Built 1970
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $134k.
Deal economics
- At list price, monthly cash flow is $163 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $134k).
- Cap rate 7.8% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
- Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Heritage Academy Elementary School (math 5% / reading 8%, grade F, #1,153 of 1,228 statewide, top 94%, 398 students, 100% FRL); Crawford Long Middle School (math 2% / reading 8%, grade F, #462 of 470 statewide, top 99%, 705 students, 100% FRL); South Atlanta High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 928 students, 100% FRL) — zoned schools average 100% FRL vs 71% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 6% at this address vs 32% district-wide (-25 pts) — the specific schools serving this property underperform the Atlanta Public Schools average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+5.5%/yr); 175 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $86k; list at $134k implies a 55% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 7.75%
- Cash-on-cash
- 5.22%
- DSCR
- 1.23
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $189,525
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1099 Forest Valley Dr SE | 0.00mi | 3/1.5 | 1,083 (0%) | 1mo | $104,000 | $96 | 99 |
| 3901 Bonnie Ln SE | 0.21mi | 3/2.0 | 1,075 (-1%) | 12mo | $230,000 | $214 | 77 |
| 1034 Forest Valley Dr SE | 0.11mi | 3/2.0 | 1,188 (+10%) | 7mo | $150,000 | $126 | 71 |
| 3567 Forrest Park Rd SE | 0.48mi | 3/1.0 | 1,110 (+2%) | 2mo | $130,000 | $117 | 70 |
| 3975 Scott Dr | 0.29mi | 3/2.0 | 1,161 (+7%) | 6mo | $215,000 | $185 | 67 |
| 1082 Holly Cirlce Cir | 0.43mi | 3/1.0 | 1,028 (-5%) | 3mo | $180,000 | $175 | 67 |
| 3568 Oakshire Way SE | 0.50mi | 3/2.0 | 1,088 (+0%) | 9mo | $227,000 | $209 | 66 |
| 3523 Garfield Way SE | 0.58mi | 3/2.0 | 1,000 (-8%) | 2mo | $168,000 | $168 | 57 |
| 1026 Eisenhower Ct SE | 0.65mi | 3/2.0 | 1,180 (+9%) | 7mo | $183,000 | $155 | 47 |
| 3453 Eisenhower Cir E | 0.69mi | 3/1.0 | 1,000 (-8%) | 11mo | $155,000 | $155 | 44 |
| 3508 Pine Forest Dr SE | 0.61mi | 3/2.0 | 1,188 (+10%) | 14mo | $232,000 | $195 | 42 |
| 993 Roosevelt Dr SE | 0.51mi | 4/2.0 (+1) | 1,240 (+14%) | 9mo | $229,000 | $185 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.45% rent growth · sell at horizon
- IRR
- -5.3%
- Equity multiple
- 0.80×
- Total profit
- $-7,592
- Equity at exit
- $19,980
- IRR
- 7.2%
- Equity multiple
- 1.61×
- Total profit
- $22,831
- Equity at exit
- $11,586
Cash invested: $37,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30354
- Home prices YoY
- -17.5%
- Rents YoY
- 5.5%
- Active inventory
- 175
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,452 high interval (Pro) →
- Mortgage (P&I)
- −$703
- Tax from tax record
- −$225 /mo · $2,702/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $163
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,500
- Closing costs
- $4,020
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3450 Forrest Park Rd SE Atlanta, GA | 1.0–3.0 | 1.0–2.0 | 1002 | $1,537 | $1.53 | 24d | 11 | 0.68mi |
| 1365 Conley Rd Unit F-07 Conley, GA | 2.0 | 1.0 | 825 | $1,125 | $1.36 | 43d | 1 | 0.69mi |
| 1365 Conley Rd Apt F8 Conley, GA | 2.0 | 1.0 | 825 | $1,125 | $1.36 | 5d | 1 | 0.69mi |
| 1365 Conley Rd Unit B-08 Conley, GA | 2.0 | 1.0 | 825 | $995 | $1.21 | 43d | 1 | 0.69mi |
| 1365 Conley Rd Ofc B-02 Conley, GA | 2.0 | 1.0 | 825 | $995 | $1.21 | 15d | 1 | 0.70mi |
| 729 Blueridge Dr Forest Park, GA | 3.0 | 1.0 | 1150 | $1,505 | $1.31 | 5d | 1 | 0.99mi |
| 1381 Oakview Cir Forest Park, GA | 3.0 | 1.0 | 1028 | $1,500 | $1.46 | 24d | 1 | 1.00mi |
| 1381 Oakview Cir Forest Park, GA | 3.0 | 1.0 | 1028 | $1,500 | $1.46 | 43d | 1 | 1.00mi |
| 1131 Stoneybrook Rd Forest Park, GA | 3.0 | 1.0 | 1053 | $3,400 | $3.23 | 43d | 1 | 1.09mi |
| 4168 Tara Dr Forest Park, GA | 3.0 | 1.0 | 975 | $1,299 | $1.33 | 43d | 1 | 1.10mi |
| 1006 Hutchens Rd SE Atlanta, GA | 3.0 | 2.0 | 881 | $2,800 | $3.18 | 24d | 1 | 1.11mi |
| 1122 Elaine Dr Forest Park, GA | 2.0 | 1.0 | 800 | $1,700 | $2.12 | 4d | 1 | 1.15mi |
| 1466 Rock Cut Rd Forest Park, GA | 1.0–2.0 | 1.0 | 685 | $1,100 | $1.61 | 17d | 9 | 1.27mi |
| 4522 Ridge Dr Forest Park, GA | 3.0 | 2.0 | 1176 | $1,450 | $1.23 | 4d | 1 | 1.30mi |
| 1409 Rock Cut Rd Forest Park, GA | 2.0 | 1.0 | 960 | $900 | $0.94 | 12d | 1 | 1.31mi |
| 1409 Rock Cut Rd Forest Park, GA | 2.0 | 1.0 | 960 | $900 | $0.94 | 10d | 1 | 1.31mi |
| 1409 Rock Cut Rd Forest Park, GA | 1.0–2.0 | 1.0 | 875 | $1,100 | $1.26 | 43d | 1 | 1.31mi |
| 4419 Richard Rd Conley, GA | 3.0 | 2.0 | 864 | $1,700 | $1.97 | 43d | 1 | 1.32mi |
| 4404 Currie Ct Forest Park, GA | 3.0 | 2.0 | 1188 | $1,595 | $1.34 | 43d | 1 | 1.32mi |
| 1409 Rock Cut Rd Forest Park, GA | 2.0 | 1.0 | 960 | $900 | $0.94 | 1d | 1 | 1.32mi |
| 4241 Hendrix Dr Forest Park, GA | 2.0 | 1.5 | 1050 | $1,224 | $1.17 | 1d | 5 | 1.33mi |
| 4548 Pine Dr Forest Park, GA | 3.0 | 1.0 | 963 | $1,250 | $1.30 | 12d | 1 | 1.35mi |
| 575 Springwood Dr Forest Park, GA | 2.0 | 1.0 | 1100 | $1,550 | $1.41 | 43d | 1 | 1.35mi |
| 574 Evergreen Ter Unit 3 Forest Park, GA | 2.0 | 1.0 | 854 | $1,000 | $1.17 | 12d | 1 | 1.39mi |
| 574 Evergreen Ter Unit 4 Forest Park, GA | 2.0 | 1.0 | 854 | $1,000 | $1.17 | 43d | 1 | 1.39mi |
| 573 Evergreen Ter Unit 3 Forest Park, GA | 2.0 | 1.0 | 856 | $1,150 | $1.34 | 43d | 1 | 1.42mi |
| 573 Evergreen Ter Unit 2 Forest Park, GA | 2.0 | 1.0 | 900 | $1,150 | $1.28 | 44d | 1 | 1.42mi |
| 4522 Ridge Dr Forest Park, GA | 3.0 | 2.0 | 1176 | $1,450 | $1.23 | 43d | 1 | 1.45mi |
| 1678 Bagpipe Pl Conley, GA | 3.0 | 2.0 | 1450 | $1,300 | $0.90 | 43d | 1 | 1.46mi |
Listing history 10 events
-
2026-04-26status Under Contract 614-char remark
Show marketing remark (614 chars)
Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.
-
2026-04-26status Pending
Show marketing remark (614 chars)
Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.
-
2026-04-21$134,000 Active
-
2026-04-21price $134,000
-
2026-04-20historical $143,000
-
2026-04-19$134,000 New 614-char remark
Show marketing remark (614 chars)
Value-add opportunity in an area of new development. This 3-bedroom, 1.5-bath home features 1,083 finished square feet and an unfinished walk-out basement with additional potential. Located at the beginning of the new Forest Valley subdivision currently under construction, this property is well-positioned for investors seeking a fix-and-flip, rental hold, or renovation project with upside. The existing footprint offers a functional layout, while the basement provides extra flexibility for future improvements. A great option for buyers ready to renovate, reposition, or create a home tailored to their vision.
-
2007-02-23soldstatus $86,500
-
2007-01-30soldstatus $71,000 158-char remark
Show marketing remark (158 chars)
BANK FORECLOSURE! SOLD IN 'AS IS' CONDITION. SELLER REQUESTS SERIOUS OFFERS ONLY PLEASE-PRICE IS FIRM. ALL OFFERS MUST HAVE A PREQUAL LETTER FROM SUN AMERICA.
-
2006-10-24$72,900 158-char remark
Show marketing remark (158 chars)
BANK FORECLOSURE! SOLD IN 'AS IS' CONDITION. SELLER REQUESTS SERIOUS OFFERS ONLY PLEASE-PRICE IS FIRM. ALL OFFERS MUST HAVE A PREQUAL LETTER FROM SUN AMERICA.
-
1979-03-16soldstatus $29,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,702 · $225/mo
- Projected year-2 tax
- $2,702 · $225/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,422
- − Mortgage interest
- −$7,506
- − Property taxes
- −$2,702
- − Insurance
- −$670
- − Repairs & maintenance
- −$1,394
- − Management
- −$1,394
- − Depreciation
- −$3,898
- Taxable loss
- −$142
- Est. tax savings @ 24.0%
- +$34
- After-tax cash flow
- $1,993/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Atlanta Public Schools
- NCES district ID
- 1300120
- Math proficiency
- 28% ▼ -6.00%
- Reading proficiency
- 35% ▼ -2.00%
- Median HH income
- $48,306
- Composite
- 27.27/100
- National rank
- #7006
- State rank
- #80 of 174 in GA
Livability — Atlanta
- Score
- 83/100
- State rank
- #6
- US rank
- #919
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Atlanta, GA
- County
- Fulton County · 1,094,430 people
- City population
- 629,525
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 16,182
- Household income
- $63,189
- Rent vs Own
- Severe rent burden
- 930.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (68%)
- Race & ethnicity
- Black 68% Hispanic / Latino 16% White 10% Two or more races 9% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Italian 2% Romanian 1% Swedish 1%
- Foreign-born
- 11% · Canada, Vietnam, Guatemala
- Languages at home
- 81% English-only · Spanish 15% German/W. Germanic 1% Vietnamese 1%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -67.78%
- Current HPI
- 320.1111
- Rent YoY
- ▲ 5.45%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
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Price history
+362.1% since first listed10 events — show timeline
- 2026-04-26 Pending — GAMLS
- 2026-04-26 Pending — FMLS
- 2026-04-21 Listed $134,000 FMLS
- 2026-04-21 Price Changed $134,000 FMLS
- 2026-04-20 Coming Soon $143,000 FMLS
- 2026-04-19 Listed $134,000 GAMLS
- 2007-02-23 Sold (Public Records) $86,500 Public Records
- 2007-01-30 Sold (MLS) $71,000 FMLS
- 2006-10-24 Listed $72,900 FMLS
- 1979-03-16 Sold (Public Records) $29,000 Public Records
Property tax history
+4.1%/yrLatest (2025): $2,702 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…