7219 S Germer St · Tampa, FL 33616

$250,000

3 bd · 2.0 ba · 1,289 sqft · SingleFamily public records · 37 Days on market

Built 1955 5,044 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.4/30.0
• DSCR +9.0/10.0
• ARV discount +7.5/15.0
• 1% rule +6.8/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

Key facts

• Abundant land
• 5,044 sq ft lot
• Built 1955

Tags

• FREESTANDING BUILDING
• ABUNDANT LAND
• ENDLESS POSSIBILITIES

Property features AI

Finance

• Other: Property zoned IG; Unfurnished; Living area approximately 1,289 square feet

Exterior

• Utilities: Public water; Public sewer; Public utilities
• Home design: Single-family residence; Residential property; One story; Faces east
• Construction: Frame construction; Shingle roof; Slab foundation; Built on a 0.12-acre lot
• Exterior features: Storage; Brick road surface

Interior

• Bedrooms: 3 bedrooms
• Flooring: Concrete flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Cooling: other
• Interior features: Open floor plan
• Laundry & utility: No laundry hookups indicated; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $227 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $242k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-2.9%/yr); 189 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 38% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $31k; list at $250k implies a 706% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $242,500 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.43%
• Cash-on-cash: 11.21%
• DSCR: 1.50
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.2%
• Equity multiple: 0.51×
• Total profit: $-34,417
• Equity at exit: $37,276

10-year hold

• IRR: -12.6%
• Equity multiple: 0.38×
• Total profit: $-43,640
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33616

• Home prices YoY: -27.3%
• Rents YoY: -2.9%
• Active inventory: 189
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,950 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$262 /mo · $3,143/yr
• Insurance: −$104
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$620
• Net cashflow: $227

Break-even live

Break-even rent $2,663

Max offer price $250,000

Occupancy floor 87%

Sensitivity live

Price	-10% $369	-5% $298	+0% $227	+5% $156	+10% $86
Rent	-10% $-6	-5% $111	+0% $227	+5% $344	+10% $460
Rate	-1.0pp $353	-0.5pp $291	base $227	+0.5pp $162	+1.0pp $96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7604 S Sherrill St Tampa, FL	3.0	2.0	1148	$2,400	$2.09	25d	1	0.39mi
4950 W Prescott St Unit 5116 Tampa, FL	3.0	2.0	1435	$3,430	$2.39	0d	1	0.44mi
4950 W Prescott St Tampa, FL	1.0–3.0	1.0–2.0	1062	$3,715	$3.50	21d	22	0.46mi
4950 W Prescott St Unit 5205 Tampa, FL	2.0	2.0	1122	$2,864	$2.55	21d	1	0.47mi
6901 S Fitzgerald St Tampa, FL	3.0	2.0	1500	$3,500	$2.33	25d	1	0.62mi
7106 S Sparkman St Tampa, FL	3.0	2.0	1011	$3,000	$2.97	25d	1	0.67mi
6713 S Mascotte St Tampa, FL	4.0	3.0	1795	$3,400	$1.89	25d	1	0.69mi
7308 S Trask St Tampa, FL	3.0	2.5	1537	$2,675	$1.74	25d	1	0.75mi
6601 S West Shore Blvd Tampa, FL	1.0–2.0	1.0–2.5	969	$2,456	$2.53	0d	8	0.81mi
6619 S West Shore Blvd Unit A Tampa, FL	2.0	1.0	920	$1,600	$1.74	25d	1	0.81mi
6501 S West Shore Blvd Tampa, FL	1.0–3.0	1.0–2.0	980	$2,389	$2.44	3d	16	0.84mi
6822 S Wall St Tampa, FL	4.0	2.0	1553	$5,800	$3.73	25d	1	0.92mi
6804 S Wall St Tampa, FL	3.0	1.5	1012	$1,800	$1.78	25d	1	0.97mi
4502 W McCoy St Tampa, FL	1.0–2.0	1.0–2.0	909	$2,705	$2.97	0d	15	0.97mi
4951 Elizabeth Anne Cir Tampa, FL	2.0	2.5	1292	$2,300	$1.78	25d	1	1.04mi
6711 S Cortez St Tampa, FL	3.0	2.0	1040	$2,650	$2.55	25d	1	1.05mi
4901 Elizabeth Anne Cir Tampa, FL	2.0	2.5	1292	$1,995	$1.54	25d	1	1.05mi
6710 S Cortez St Tampa, FL	3.0	2.0	1369	$2,800	$2.05	22d	1	1.08mi
6301 S West Shore Blvd Tampa, FL	2.0	1.0–2.0	687	$1,929	$2.81	0d	35	1.09mi
4421 Gandy Cir Tampa, FL	4.0	2.0	1540	$3,580	$2.32	25d	1	1.22mi
7701 Interbay Blvd Tampa, FL	1.0–3.0	1.0–2.0	1435	$3,902	$2.72	0d	21	1.24mi
4731 W Montgomery Ave Tampa, FL	4.0	2.0	1480	$3,650	$2.47	25d	1	1.29mi
6207 S West Shore Blvd Tampa, FL	3.0	1.0–2.0	1076	$4,833	$4.49	0d	39	1.31mi
6030 Yeats Manor Dr Tampa, FL	2.0	3.0	1745	$3,950	$2.26	25d	1	1.33mi
6312 S Lansdale Cir Tampa, FL	3.0	2.0	952	$2,950	$3.10	0d	1	1.33mi
6237 S Manhattan Ave Tampa, FL	2.0	1.0	900	$1,749	$1.94	5d	11	1.45mi

Listing history 39 events

1. 2026-06-18
   days on market $250,000 Active 37 DOM
2. 2026-06-17
   days on market $250,000 Active 36 DOM
3. 2026-06-16
   days on market $250,000 Active 35 DOM
4. 2026-06-15
   days on market $250,000 Active 34 DOM
5. 2026-06-13
   days on market $250,000 Active 32 DOM
6. 2026-06-13
   days on market $250,000 Active 31 DOM
7. 2026-06-09
   days on market $250,000 Active 28 DOM
8. 2026-06-08
   days on market $250,000 Active 27 DOM
9. 2026-06-07
   days on market $250,000 Active 26 DOM
10. 2026-06-04
    days on market $250,000 Active 23 DOM
11. 2026-06-03
    days on market $250,000 Active 22 DOM
12. 2026-06-02
    days on market $250,000 Active 21 DOM
13. 2026-06-01
    days on market $250,000 Active 20 DOM
14. 2026-05-31
    days on market $250,000 Active 19 DOM
15. 2026-05-12
    listed $250,000 Active 167-char remark
16. 2014-07-09
    soldstatus $31,000 Sold 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

17. 2014-07-01
    soldstatus $31,000
18. 2014-06-10
    historical 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

19. 2014-05-30
    price $38,000 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

20. 2014-05-30
    status Active 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

21. 2014-05-28
    price $38,500 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

22. 2014-05-14
    price $39,000 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

23. 2014-05-08
    price $42,500 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

24. 2014-05-06
    price $44,900 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

25. 2014-04-29
    price $48,000 Active 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

26. 2014-04-29
    status Active 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

27. 2014-04-24
    soldstatus $24,500 Sold

    Show marketing remark (837 chars)

    JUST REDUCED! THIS 3 BEDROOM, 1 BATH HANDYMAN SPECIAL WON'T LAST LONG! THIS HOME SITS ON A LARGE DOUBLE LOT!! DOES NEED TLC. .. ROOF AND RELATED INTERIOR DAMAGE. LOCATED IN CLOSE PROXIMITY TO SCHOOLS, SHOPPING AND PUBLIC SAFETY FACILITIES. SOLD AS-IS with right to inspect. No seller's disclosure. Seller never occupied & buyers are encouraged to make inspections prior to making a home buying decision. HURRY, HURRY, HURRY! Please allow 2-3 business days for seller response. This property is eligible under the Freddie Mac First Look Initiative through FEBRUARY 25, 2014. Freddie Mac will offer owner occupant homebuyers, NSP grantees and non-profits engaged in community stabilization efforts the ability to purchase HomeSteps homes during their initial 20 days of listing. Details and affidavit attached as attachments in MLS.

28. 2014-04-23
    historical 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

29. 2014-04-22
    listed $49,000 Active 665-char remark

    Show marketing remark (665 chars)

    BIG PRICE DROP!!! What a GREAT INVESTMENT OPPORTUNITY IN THIS BOOMING SOUTH TAMPA MARKET. .. . Zoned Commercial IG; currently used for Residential. There is a lot of potential with this home and location. Big lot with plenty of space to add additional square footage or just build new. A must see. .. Located just south of the Westshore Yacht Club & New Port Tampa and just north of beautiful Picnic Island Beach. Property sold AS-IS. Please no site unseen offers. ''Best of both worlds'' There is lots of new growth in this area, and now is the right time to buy. This is an investor's dream come true. Do not let this opportunity pass you bye. .. BUY NOW!

30. 2014-02-06
    listed $34,900

    Show marketing remark (837 chars)

    JUST REDUCED! THIS 3 BEDROOM, 1 BATH HANDYMAN SPECIAL WON'T LAST LONG! THIS HOME SITS ON A LARGE DOUBLE LOT!! DOES NEED TLC. .. ROOF AND RELATED INTERIOR DAMAGE. LOCATED IN CLOSE PROXIMITY TO SCHOOLS, SHOPPING AND PUBLIC SAFETY FACILITIES. SOLD AS-IS with right to inspect. No seller's disclosure. Seller never occupied & buyers are encouraged to make inspections prior to making a home buying decision. HURRY, HURRY, HURRY! Please allow 2-3 business days for seller response. This property is eligible under the Freddie Mac First Look Initiative through FEBRUARY 25, 2014. Freddie Mac will offer owner occupant homebuyers, NSP grantees and non-profits engaged in community stabilization efforts the ability to purchase HomeSteps homes during their initial 20 days of listing. Details and affidavit attached as attachments in MLS.

31. 2009-11-24
    listed $130,000
32. 2009-04-24
    listed $130,000
33. 2007-07-31
    listed $160,000
34. 2007-04-15
    historical
35. 2007-03-06
    listed $257,900
36. 2006-08-14
    historical
37. 2006-06-20
    listed $257,900
38. 1982-05-01
    soldstatus $27,500
39. 1981-03-01
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,143 · $262/mo
• Projected year-2 tax: $3,143 · $262/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,403
• − Mortgage interest: −$14,004
• − Property taxes: −$3,143
• − Insurance: −$6,368
• − Repairs & maintenance: −$2,832
• − Management: −$2,832
• − Depreciation: −$7,273
• Taxable loss: −$1,049
• Est. tax savings @ 24.0%: +$252
• After-tax cash flow: $2,977/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Tampa

• Score: 79/100
• State rank: #142
• US rank: #2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tampa, FL
• County: Hillsborough County · 1,540,968 people
• City population: 523,346
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 15,830
• Household income: $93,210
• Rent vs Own: 52.0% rent · 48.0% own
• Severe rent burden: 728.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 60% Hispanic / Latino 16% Black 13% Two or more races 13% Asian 4% Pacific Islander 1%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 3%
• Common ancestry: Slovak 2% Romanian 2% Hispanic 2%
• Foreign-born: 12% · Canada, Jamaica, Vietnam
• Languages at home: 82% English-only · Spanish 9% Arabic 2% Other Indo-European 2%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -148.14%
• Current HPI: 394.8298
• Rent YoY: ▼ -2.93%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1462.5% since first listed

25 events — show timeline

• 2026-05-12 Listed $250,000 Stellar MLS as Distributed by MLS Grid
• 2014-07-09 Sold (MLS) $31,000 Stellar MLS as Distributed by MLS Grid
• 2014-07-01 Sold (Public Records) $31,000 Public Records
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-05-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-05-30 Price Changed $38,000 Stellar MLS as Distributed by MLS Grid
• 2014-05-28 Price Changed $38,500 Stellar MLS as Distributed by MLS Grid
• 2014-05-14 Price Changed $39,000 Stellar MLS as Distributed by MLS Grid
• 2014-05-08 Price Changed $42,500 Stellar MLS as Distributed by MLS Grid
• 2014-05-06 Price Changed $44,900 Stellar MLS as Distributed by MLS Grid
• 2014-04-29 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-04-29 Price Changed $48,000 Stellar MLS as Distributed by MLS Grid
• 2014-04-24 Sold (MLS) $24,500 Stellar MLS as Distributed by MLS Grid
• 2014-04-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-04-22 Listed $49,000 Stellar MLS as Distributed by MLS Grid
• 2014-02-06 Listed $34,900 Stellar MLS as Distributed by MLS Grid
• 2009-11-24 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2009-04-24 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2007-07-31 Listed $160,000 Stellar MLS as Distributed by MLS Grid
• 2007-04-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-03-06 Listed $257,900 Stellar MLS as Distributed by MLS Grid
• 2006-08-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-06-20 Listed $257,900 Stellar MLS as Distributed by MLS Grid
• 1982-05-01 Sold (Public Records) $27,500 Public Records
• 1981-03-01 Sold (Public Records) $16,000 Public Records

Property tax history

+20.4%/yr

Latest (2025): $3,143 · +3.7% YoY. Source: county tax records.