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9417 Autumn Vale Dr 🏗️ New Construction
B- Composite 68.64
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.1/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$360,000

9417 Autumn Vale Dr · Sienna, TX 77459
3 bd · 2.5 ba · 1,878 sqft · Land · 30 Days on market
Built 2026 3,319 sqft lot $132/mo HOA · 3% of rent ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Step into style and comfort with this stunning two-story home offering 1,866 square feet of thoughtfully designed living space. Featuring 3 bedrooms, 2.5 baths, and a 2-car garage, this home seamlessly combines functionality with modern elegance. Two spacious secondary bedrooms are conveniently located on the main floor, along with a versatile game room—perfect for entertaining, relaxing, or creating a dedicated play space. Upstairs, the private primary suite offers a peaceful retreat, complete with generous space and abundant natural light. The chef-inspired kitchen serves as the heart of the home, showcasing warm cabinetry, sleek quartz countertops, and an open layout that flows eff

Key facts

  • 3,319 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Association-maintained pool
  • HOA & community: Sienna Community Association; Community amenities include clubhouse, fitness center, pool, golf course, tennis courts, sport court, playground, park, picnic area and trails; Association fee is billed annually

Exterior

  • Parking: Attached 2-car garage
  • Security: Owned security system; Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Under construction (new construction); Slab foundation; Composition roof; Built in 2026
  • Construction: Brick and cement siding
  • Exterior features: Covered patio; Balcony; Deck; Patio; Private yard; Back yard fence; Sprinkler/irrigation

Interior

  • Kitchen: Convection oven; Gas oven; Gas range; Microwave; Dishwasher; Refrigerator; Kitchen island; Pantry; Quartz counters
  • Bedrooms: Primary bedroom (second level); Bedroom (first level); Bedroom (first level)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric and gas); Central electric air conditioning
  • Interior features: High ceilings; Double vanity in bath; Bath in primary bedroom; Soaking tub and separate shower; Tub/shower combination; Kitchen island; Kitchen/family room combo; Kitchen/dining combo; Living/dining room; Pantry and walk-in pantry; Quartz counters; Window coverings; Ceiling fans; Programmable thermostat; Electric fireplace
  • Laundry & utility: Washer; Dryer; ENERGY STAR qualified appliances

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $360k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $360k).
  • Recommended offer: $355k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ronald Thornton Middle (math 40% / reading 52%, grade D+, #462 of 1,662 statewide, top 28%, 1,529 students, 41% FRL).
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-1.7% appreciation + 0.0% rent growth), your $101k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($355k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $354,600 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
10.06%
Cash-on-cash
13.47%
DSCR
1.60
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
5.2%
Equity multiple
1.21×
Total profit
$21,566
Equity at exit
$75,502
10-year hold
IRR
10.0%
Equity multiple
1.81×
Total profit
$81,170
Equity at exit
$69,933

Cash invested: $100,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$4,303 medium interval (Pro) →
Mortgage (P&I)
$1,888
Tax from tax record
$98 /mo · $1,178/yr
Insurance
$150
HOA
$132
Vacancy / Maint / Mgmt
$904
Net cashflow
$1,132

Break-even live

Break-even rent $2,871
Max offer price $360,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$90,000
Closing costs
$10,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 21d 1 0.49mi
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 43d 1 0.66mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 1d 1 0.73mi

HOA detail

Monthly dues
$132 · $1,584/yr

Listing history 15 events

  1. 2026-06-18
    days on market $360,000 Active 30 DOM
  2. 2026-06-17
    days on market $360,000 Active 29 DOM
  3. 2026-06-16
    days on market $360,000 Active 28 DOM
  4. 2026-06-15
    days on market $360,000 Active 27 DOM
  5. 2026-06-13
    days on market $360,000 Active 25 DOM
  6. 2026-06-09
    days on market $360,000 Active 21 DOM
  7. 2026-06-08
    days on market $360,000 Active 20 DOM
  8. 2026-06-07
    days on market $360,000 Active 19 DOM
  9. 2026-06-04
    days on market $360,000 Active 16 DOM
  10. 2026-06-03
    days on market $360,000 Active 15 DOM
  11. 2026-06-02
    days on market $360,000 Active 14 DOM
  12. 2026-06-01
    days on market $360,000 Active 13 DOM
  13. 2026-05-31
    days on market $360,000 Active 12 DOM
  14. 2026-05-19
    price $360,000
  15. 2026-05-19
    listed $379,565 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,178 · $98/mo
Projected year-2 tax
$6,588 · $549/mo
Expected delta
+$5,410/yr (+$451/mo · 459.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$51,639
− Mortgage interest
−$20,166
− Property taxes
−$1,178
− Insurance
−$1,800
− Repairs & maintenance
−$4,131
− Management
−$4,131
− HOA
−$1,584
− Depreciation
−$10,473
Taxable income
$8,176
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,962
After-tax cash flow
$11,616/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
City population
123,513
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-5.2% since first listed
2 events — show timeline
  • 2026-05-19 Price Changed $360,000 HARMLS
  • 2026-05-19 Listed $379,565 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…