3000 Broadway St #13 · American Canyon, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- 1% rule +5.6/10.0
- Schools +4.0/10.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$244,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Las Casitas, Where Wine Country Living Begins. Nestled at the gateway to Napa Valley, Las Casitas is a vibrant 55+ community where comfort meets California charm. And at the heart of it all, Number Thirteen stands apart. Set on a generous corner lot, this fully reimagined residence blends modern sophistication with effortless livability. Step inside and feel it immediately: a bright, open layout bathed in natural light, anchored by a sleek electric fireplace, a built in 75" TV, and curated designer lighting that adds warmth and polish to every room. The custom kitchen is built for the way you actually live: clean lines, quality finishes, and abundant prep space that makes everyday meals feel easy and dinner parties feel inspired. Retreat to the primary suite, where the spa inspired bath invites you to slow down. A deep soaking tub, bold statement tile, and a refined walk in shower create a space that feels more boutique hotel than home, in the best possible way. Every surface, every detail, every finish has been thoughtfully updated from top to bottom. It lives like new, because it essentially is. A full size washer and dryer are included, making the move in experience as seamless as possible. Outside, the low maintenance yard and matching shed let you enjoy the California outdoors without the upkeep, while the oversized corner lot gives you the breathing room that's so hard to find. When you're ready to connect with neighbors, the community pool and clubhouse are just steps away, perfect for relaxed afternoons and easy socializing. Number Thirteen. Fresh. Polished. Move in ready. And perfectly positioned for your next chapter in wine country.
Key facts
- 2 parking spots
- Built 1974
- Listed 87 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $245k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $234 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $245k).
- Recommended offer: $230k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 3.2% in American Canyon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#133 in CA, #4,684 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, cost of living F.
- Napa Valley Unified (urban): math 35% / reading 48% proficiency, ranked #599 of 1,400 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Canyon Oaks Elementary (708 students, 58% FRL); American Canyon Middle (1,007 students, 60% FRL); American Canyon High (1,722 students, 53% FRL) — zoned schools average 57% FRL vs 38% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 67 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 427 units permitted in Napa County in 2024 (189 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Napa County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($230k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.05%
- Cash-on-cash
- 6.28%
- DSCR
- 1.28
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $140,681
- List price
- $244,999
- Delta
- 74.15%
- Verdict
- OVERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 244 American Canyon Rd #102 | 0.16mi | 3/2.0 (+1) | 1,020 (+6%) | 4mo | $150,000 | $147 | 74 |
| 244 American Canyon Rd #189 | 0.23mi | 2/2.0 | 1,040 (+8%) | 2mo | $140,681 | $135 | 74 |
| 3000 3000 Broadway St Apt 92 St #92 | 0.07mi | 2/2.0 | 1,080 (+12%) | 7mo | $145,000 | $134 | 70 |
| 244 American Canyon Rd #133 | 0.16mi | 2/2.0 | 1,060 (+10%) | 17mo | $188,000 | $177 | 61 |
| 244 American Canyon Rd #83 | 0.16mi | 2/2.0 | 1,040 (+8%) | 22mo | $155,000 | $149 | 60 |
| 244 American Canyon Rd #81 | 0.16mi | 2/2.0 | 1,080 (+12%) | 24mo | $172,118 | $159 | 52 |
| 244 American Cyn #131 | 0.25mi | 2/1.0 | 875 (-9%) | 22mo | $140,000 | $160 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.64×
- Total profit
- $-24,694
- Equity at exit
- $36,530
- IRR
- -0.4%
- Equity multiple
- 0.97×
- Total profit
- $-1,857
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94503
- Home prices YoY
- -21.0%
- Active inventory
- 67
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $2,598 medium interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax est. 1.5%
- −$306 /mo · $3,675/yr
- Insurance
- −$102
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$546
- Net cashflow
- $234
Break-even live
Sensitivity live
| Price | -10% $403 | -5% $318 | +0% $234 | +5% $149 | +10% $64 |
|---|---|---|---|---|---|
| Rent | -10% $29 | -5% $131 | +0% $234 | +5% $336 | +10% $439 |
| Rate | -1.0pp $357 | -0.5pp $296 | base $234 | +0.5pp $170 | +1.0pp $106 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2401 Broadway Unit 105 Vallejo, CA | 1.0 | 1.0 | 589 | $1,795 | $3.05 | 15d | 1 | 0.53mi |
| 2401 Broadway Unit 107 Vallejo, CA | 1.0 | 1.0 | 590 | $1,795 | $3.04 | 45d | 1 | 0.55mi |
| 137 Imelda St Unit 3BR/1BA Vallejo, CA | 3.0 | 1.0 | 1080 | $3,250 | $3.01 | 15d | 1 | 0.67mi |
| 125 Hibiscus Ct Vallejo, CA | 3.0 | 1.0 | 1000 | $2,709 | $2.71 | 45d | 1 | 1.17mi |
Listing history 26 events
-
2026-06-21days on market $244,999 Active 87 DOM
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2026-06-18days on market $244,999 Active 84 DOM
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2026-06-17days on market $244,999 Active 83 DOM
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2026-06-16days on market $244,999 Active 82 DOM
-
2026-06-15days on market $244,999 Active 81 DOM
-
2026-06-14days on market $244,999 Active 79 DOM
-
2026-06-13days on market $244,999 Active 78 DOM
-
2026-06-10days on market $244,999 Active 76 DOM
-
2026-06-09days on market $244,999 Active 75 DOM
-
2026-06-08days on market $244,999 Active 74 DOM
-
2026-06-07days on market $244,999 Active 73 DOM
-
2026-06-05days on market $244,999 Active 70 DOM
-
2026-06-03days on market $244,999 Active 69 DOM
-
2026-06-02days on market $244,999 Active 68 DOM
-
2026-06-01days on market $244,999 Active 67 DOM
-
2026-05-31days on market $244,999 Active 66 DOM
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2026-05-30days on market $244,999 Active 65 DOM
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2026-05-12price $244,999 1689-char remark
Show marketing remark (1689 chars)
Welcome to Las Casitas, Where Wine Country Living Begins. Nestled at the gateway to Napa Valley, Las Casitas is a vibrant 55+ community where comfort meets California charm. And at the heart of it all, Number Thirteen stands apart. Set on a generous corner lot, this fully reimagined residence blends modern sophistication with effortless livability. Step inside and feel it immediately: a bright, open layout bathed in natural light, anchored by a sleek electric fireplace, a built in 75" TV, and curated designer lighting that adds warmth and polish to every room. The custom kitchen is built for the way you actually live: clean lines, quality finishes, and abundant prep space that makes everyday meals feel easy and dinner parties feel inspired. Retreat to the primary suite, where the spa inspired bath invites you to slow down. A deep soaking tub, bold statement tile, and a refined walk in shower create a space that feels more boutique hotel than home, in the best possible way. Every surface, every detail, every finish has been thoughtfully updated from top to bottom. It lives like new, because it essentially is. A full size washer and dryer are included, making the move in experience as seamless as possible. Outside, the low maintenance yard and matching shed let you enjoy the California outdoors without the upkeep, while the oversized corner lot gives you the breathing room that's so hard to find. When you're ready to connect with neighbors, the community pool and clubhouse are just steps away, perfect for relaxed afternoons and easy socializing. Number Thirteen. Fresh. Polished. Move in ready. And perfectly positioned for your next chapter in wine country.
-
2026-05-04price $254,999 1689-char remark
Show marketing remark (1689 chars)
Welcome to Las Casitas, Where Wine Country Living Begins. Nestled at the gateway to Napa Valley, Las Casitas is a vibrant 55+ community where comfort meets California charm. And at the heart of it all, Number Thirteen stands apart. Set on a generous corner lot, this fully reimagined residence blends modern sophistication with effortless livability. Step inside and feel it immediately: a bright, open layout bathed in natural light, anchored by a sleek electric fireplace, a built in 75" TV, and curated designer lighting that adds warmth and polish to every room. The custom kitchen is built for the way you actually live: clean lines, quality finishes, and abundant prep space that makes everyday meals feel easy and dinner parties feel inspired. Retreat to the primary suite, where the spa inspired bath invites you to slow down. A deep soaking tub, bold statement tile, and a refined walk in shower create a space that feels more boutique hotel than home, in the best possible way. Every surface, every detail, every finish has been thoughtfully updated from top to bottom. It lives like new, because it essentially is. A full size washer and dryer are included, making the move in experience as seamless as possible. Outside, the low maintenance yard and matching shed let you enjoy the California outdoors without the upkeep, while the oversized corner lot gives you the breathing room that's so hard to find. When you're ready to connect with neighbors, the community pool and clubhouse are just steps away, perfect for relaxed afternoons and easy socializing. Number Thirteen. Fresh. Polished. Move in ready. And perfectly positioned for your next chapter in wine country.
-
2026-05-04price $244,999 1689-char remark
Show marketing remark (1689 chars)
Welcome to Las Casitas, Where Wine Country Living Begins. Nestled at the gateway to Napa Valley, Las Casitas is a vibrant 55+ community where comfort meets California charm. And at the heart of it all, Number Thirteen stands apart. Set on a generous corner lot, this fully reimagined residence blends modern sophistication with effortless livability. Step inside and feel it immediately: a bright, open layout bathed in natural light, anchored by a sleek electric fireplace, a built in 75" TV, and curated designer lighting that adds warmth and polish to every room. The custom kitchen is built for the way you actually live: clean lines, quality finishes, and abundant prep space that makes everyday meals feel easy and dinner parties feel inspired. Retreat to the primary suite, where the spa inspired bath invites you to slow down. A deep soaking tub, bold statement tile, and a refined walk in shower create a space that feels more boutique hotel than home, in the best possible way. Every surface, every detail, every finish has been thoughtfully updated from top to bottom. It lives like new, because it essentially is. A full size washer and dryer are included, making the move in experience as seamless as possible. Outside, the low maintenance yard and matching shed let you enjoy the California outdoors without the upkeep, while the oversized corner lot gives you the breathing room that's so hard to find. When you're ready to connect with neighbors, the community pool and clubhouse are just steps away, perfect for relaxed afternoons and easy socializing. Number Thirteen. Fresh. Polished. Move in ready. And perfectly positioned for your next chapter in wine country.
-
2026-03-26$254,999 Active 1689-char remark
Show marketing remark (1689 chars)
Welcome to Las Casitas, Where Wine Country Living Begins. Nestled at the gateway to Napa Valley, Las Casitas is a vibrant 55+ community where comfort meets California charm. And at the heart of it all, Number Thirteen stands apart. Set on a generous corner lot, this fully reimagined residence blends modern sophistication with effortless livability. Step inside and feel it immediately: a bright, open layout bathed in natural light, anchored by a sleek electric fireplace, a built in 75" TV, and curated designer lighting that adds warmth and polish to every room. The custom kitchen is built for the way you actually live: clean lines, quality finishes, and abundant prep space that makes everyday meals feel easy and dinner parties feel inspired. Retreat to the primary suite, where the spa inspired bath invites you to slow down. A deep soaking tub, bold statement tile, and a refined walk in shower create a space that feels more boutique hotel than home, in the best possible way. Every surface, every detail, every finish has been thoughtfully updated from top to bottom. It lives like new, because it essentially is. A full size washer and dryer are included, making the move in experience as seamless as possible. Outside, the low maintenance yard and matching shed let you enjoy the California outdoors without the upkeep, while the oversized corner lot gives you the breathing room that's so hard to find. When you're ready to connect with neighbors, the community pool and clubhouse are just steps away, perfect for relaxed afternoons and easy socializing. Number Thirteen. Fresh. Polished. Move in ready. And perfectly positioned for your next chapter in wine country.
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2025-11-01price $255,000
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2025-08-04price $259,000
-
2025-06-18status Active
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2025-06-07historical Contingent (Show)
-
2025-05-31$269,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥94°F today · 12 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,172
- − Mortgage interest
- −$13,724
- − Property taxes
- −$3,675
- − Insurance
- −$2,727
- − Repairs & maintenance
- −$2,494
- − Management
- −$2,494
- − Depreciation
- −$7,127
- Taxable loss
- −$1,069
- Est. tax savings @ 24.0%
- +$257
- After-tax cash flow
- $3,062/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This fully reimagined manufactured home in Las Casitas is in excellent condition with a modern and well-maintained appearance. It offers a great opportunity for investors looking to increase its value through minor cosmetic upgrades and smart home features.
Value-add opportunities
- Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
- Both Landscaping improvements — Enhanced landscaping can attract more buyers and renters.
- Both Adding smart home features — Modern technology can increase both resale and rental value.
- Both Upgrading appliances — Modern appliances can attract more buyers and renters.
- Both Adding a smart thermostat — Energy-efficient systems can lower utility costs and attract eco-conscious buyers and renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior — Fresh paint can enhance curb appeal and property value. ↑
- Both Landscaping improvements — Enhanced landscaping can attract more buyers and renters. ↑
- Both Adding smart home features — Modern technology can increase both resale and rental value. ↑
- Both Upgrading appliances — Modern appliances can attract more buyers and renters. ↑
- Both Adding a smart thermostat — Energy-efficient systems can lower utility costs and attract eco-conscious buyers and renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Napa Valley Unified
- NCES district ID
- 0626640
- Math proficiency
- 35% ▲ 1.00%
- Reading proficiency
- 48% ▲ 2.00%
- Median HH income
- $72,007
- Composite
- 40.18/100
- National rank
- #7827
- State rank
- #599 of 1400 in CA
Livability — American Canyon
- Score
- 74/100
- State rank
- #133
- US rank
- #4684
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- American Canyon, CA
- County
- Napa County · 120,669 people
- City population
- 21,841
- Metro
- Napa, CA
- Population (ZIP)
- 21,841
- Household income
- $121,088
- Rent vs Own
- Severe rent burden
- 486.0
Population outlook (Napa County) Hauer SSP2
- Today (2025)
- 153,987 people
- By 2030
- 159,490 · +3.6%
- By 2040
- 168,796 · +9.6%
- By 2050
- 176,213 · +14.4%
- By 2075
- 190,113 · +23.5%
- By 2100
- 190,528 · +23.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- Asian 33% Hispanic / Latino 31% White 21% Two or more races 15% Black 6% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 25%
- Common ancestry
- Italian 2% Lithuanian 1% Romanian 1%
- Foreign-born
- 31% · Canada, China, Vietnam
- Languages at home
- 57% English-only · Spanish 22% Tagalog/Filipino 15% Other Indo-European 3%
Political lean MEDSL · Napa
- 2024 margin
- Solid D (+34.9) · D 65.9% · R 31.1% · Other 3.0%
- 2008→2024 swing
- +2.4pp toward D · 2008: 32.5pp · 2024: 34.9pp
- All cycles
- 2024: D+34.9 2020: D+40.4 2016: D+35.2 2012: D+25.7 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.47%
- Current HPI
- 366.9139
- Rent YoY
- —
- Metro
- Napa, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-8.9% since first listed9 events — show timeline
- 2026-05-12 Price Changed $244,999 BAREIS
- 2026-05-04 Price Changed $254,999 BAREIS
- 2026-05-04 Price Changed $244,999 BAREIS
- 2026-03-26 Listed $254,999 BAREIS
- 2025-11-01 Price Changed $255,000 BAREIS
- 2025-08-04 Price Changed $259,000 BAREIS
- 2025-06-18 Relisted — BAREIS
- 2025-06-07 Contingent — BAREIS
- 2025-05-31 Listed $269,000 BAREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…