206 E Rosedale St · Paris, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- ARV discount +11.9/15.0
- DSCR +8.5/10.0
- 1% rule +5.5/10.0
- Livability +3.5/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris
Key facts
- 9,583 sq ft lot
- Listed 240 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $188 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($843 rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 5.6% in Paris — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#68 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
- Paris School District (town): math 41% / reading 37% proficiency, ranked #83 of 238 in AR (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 78 active listings in the ZIP; 11 units permitted in Logan County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Logan County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 241 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 6y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 241 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 9.11%
- Cash-on-cash
- 10.07%
- DSCR
- 1.45
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $88,622
- List price
- $80,000
- Delta
- -9.73%
- Verdict
- FAIR
- Comps
- 14 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 610 N 7th St | 0.33mi | 2/1.0 (+1) | 988 (+7%) | 20mo | $84,000 | $85 | 52 |
| 614 N 7th St | 0.32mi | 2/1.0 (+1) | 1,039 (+12%) | 13mo | $120,000 | $115 | 49 |
| 723 Short Mountain St | 0.53mi | 2/1.0 (+1) | 952 (+3%) | 22mo | $79,500 | $84 | 47 |
| 903 Main St | 0.61mi | 2/1.0 (+1) | 966 (+4%) | 17mo | $89,400 | $93 | 45 |
| 1013 E Main St | 0.66mi | 2/1.0 (+1) | 984 (+6%) | 24mo | $99,000 | $101 | 34 |
| 508 E Main St | 0.54mi | 2/1.0 (+1) | 1,032 (+11%) | 24mo | $96,000 | $93 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.2%
- Equity multiple
- 0.95×
- Total profit
- $-1,024
- Equity at exit
- $11,928
- IRR
- 8.4%
- Equity multiple
- 1.64×
- Total profit
- $14,390
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72855
- Home prices YoY
- -8.3%
- Active inventory
- 78
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $843 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$25 /mo · $302/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$177
- Net cashflow
- $188
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
-
2026-06-19days on market $80,000 Active 241 DOM
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2026-06-18days on market $80,000 Active 240 DOM
-
2026-06-17days on market $80,000 Active 239 DOM
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2026-06-16days on market $80,000 Active 238 DOM
-
2026-06-15days on market $80,000 Active 237 DOM
-
2026-06-14days on market $80,000 Active 235 DOM
-
2026-06-12days on market $80,000 Active 234 DOM
-
2026-06-09days on market $80,000 Active 231 DOM
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2026-06-08days on market $80,000 Active 230 DOM
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2026-06-07days on market $80,000 Active 229 DOM
-
2026-06-07days on market $80,000 Active 228 DOM
-
2026-06-04days on market $80,000 Active 225 DOM
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2026-06-02days on market $80,000 Active 224 DOM
-
2026-06-01days on market $80,000 Active 223 DOM
-
2026-05-31days on market $80,000 Active 222 DOM
-
2026-05-31days on market $80,000 Active 221 DOM
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2025-11-06price $80,000 93-char remark
Show marketing remark (93 chars)
Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris
-
2025-10-14$85,000 Active 93-char remark
Show marketing remark (93 chars)
Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris
-
2021-09-22soldstatus $69,000
-
2021-09-21soldstatus $68,600 652-char remark
Show marketing remark (652 chars)
(Listing#R86838) SOLD 2 for 1 price!! 114 East Rosedale Street Paris Ar, 72855 Great investment property has been used as Agent owned rental property. Does need tender loving care to fix it up. Cash or conventional loan being sold AS IS. Living room, Kitchen dining area together, 2 bedroom, 1 bathroom with tiled shower, 926 sqft. living space, and washroom . Large back yard . 22 acre m/l with pecan tree. Partial fenced by two neighbors. Will sell as a deal package with 306 N 5th Street Paris, AR. A 2 for 1 price package. will not sell one without the other. Call list agent 479-264-8689 or Eagle Pride Realty 479-963-3885 Listed Price: $80,000.00
-
2020-05-26$80,000 652-char remark
Show marketing remark (652 chars)
(Listing#R86838) SOLD 2 for 1 price!! 114 East Rosedale Street Paris Ar, 72855 Great investment property has been used as Agent owned rental property. Does need tender loving care to fix it up. Cash or conventional loan being sold AS IS. Living room, Kitchen dining area together, 2 bedroom, 1 bathroom with tiled shower, 926 sqft. living space, and washroom . Large back yard . 22 acre m/l with pecan tree. Partial fenced by two neighbors. Will sell as a deal package with 306 N 5th Street Paris, AR. A 2 for 1 price package. will not sell one without the other. Call list agent 479-264-8689 or Eagle Pride Realty 479-963-3885 Listed Price: $80,000.00
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2010-12-10soldstatus $20,000
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2005-05-03soldstatus $21,000
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2004-07-27soldstatus $21,848
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2002-03-29soldstatus $22,000
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1993-03-01soldstatus $15,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $302 · $25/mo
- Projected year-2 tax
- $512 · $43/mo
- Expected delta
- +$210/yr (+$17/mo · 69.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,117
- − Mortgage interest
- −$4,481
- − Property taxes
- −$302
- − Insurance
- −$400
- − Repairs & maintenance
- −$809
- − Management
- −$809
- − Depreciation
- −$2,327
- Taxable income
- $987
- Est. tax owed @ 24.0%
- −$237
- After-tax cash flow
- $2,019/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paris School District
- NCES district ID
- 0511130
- Math proficiency
- 41% ▼ -9.00%
- Reading proficiency
- 37% ▼ -6.00%
- Median HH income
- $34,950
- Composite
- 32.25/100
- National rank
- #5763
- State rank
- #83 of 238 in AR
Livability — Paris
- Score
- 69/100
- State rank
- #68
- US rank
- #8544
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Paris, AR
- Population (ZIP)
- 6,462
Population outlook (Logan County) Hauer SSP2
- Today (2025)
- 21,046 people
- By 2030
- 20,537 · -2.4%
- By 2040
- 19,443 · -7.6%
- By 2050
- 18,220 · -13.4%
- By 2075
- 16,164 · -23.2%
- By 2100
- 14,858 · -29.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 8% Asian 3% Hispanic / Latino 2%
- Common ancestry
- Italian 1% Serbian 1% Lithuanian 1%
- Foreign-born
- 2% · China, Vietnam
- Languages at home
- 95% English-only · Spanish 3% Other Asian/Pacific 1% Chinese 1%
Political lean MEDSL · Logan
- 2024 margin
- Solid R (+62.2) · D 17.8% · R 80.0% · Other 2.1%
- 2008→2024 swing
- -23.5pp toward R · 2008: -38.8pp · 2024: -62.2pp
- All cycles
- 2024: R+62.2 2020: R+59.5 2016: R+51.4 2012: R+41.9 2008: R+38.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.40%
- Current HPI
- 170.513
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+416.1% since first listed10 events — show timeline
- 2025-11-06 Price Changed $80,000 WRVBOR
- 2025-10-14 Listed $85,000 WRVBOR
- 2021-09-22 Sold (Public Records) $69,000 Public Records
- 2021-09-21 Sold (MLS) $68,600 CARMLS
- 2020-05-26 Listed $80,000 CARMLS
- 2010-12-10 Sold (Public Records) $20,000 Public Records
- 2005-05-03 Sold (Public Records) $21,000 Public Records
- 2004-07-27 Sold (Public Records) $21,848 Public Records
- 2002-03-29 Sold (Public Records) $22,000 Public Records
- 1993-03-01 Sold (Public Records) $15,500 Public Records
Property tax history
+1.2%/yrLatest (2025): $302 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…