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206 E Rosedale St
C+ Composite 63.13
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • ARV discount +11.9/15.0
  • DSCR +8.5/10.0
  • 1% rule +5.5/10.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

206 E Rosedale St · Paris, AR 72855
1 bd · 1.0 ba · 926 sqft · SingleFamily public records · 241 Days on market
9,583 sqft lot $86/sqft · 10% below area Est $89k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris

Key facts

  • 9,583 sq ft lot
  • Listed 240 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $188 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($843 rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 5.6% in Paris — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#68 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
  • Paris School District (town): math 41% / reading 37% proficiency, ranked #83 of 238 in AR (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 78 active listings in the ZIP; 11 units permitted in Logan County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Logan County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 241 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 241 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
9.11%
Cash-on-cash
10.07%
DSCR
1.45
GRM
7.9

CMA / ARV

ARV (median comp)
$88,622
List price
$80,000
Delta
-9.73%
Verdict
FAIR
Comps
14 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 N 7th St 0.33mi 2/1.0 (+1) 988 (+7%) 20mo $84,000 $85 52
614 N 7th St 0.32mi 2/1.0 (+1) 1,039 (+12%) 13mo $120,000 $115 49
723 Short Mountain St 0.53mi 2/1.0 (+1) 952 (+3%) 22mo $79,500 $84 47
903 Main St 0.61mi 2/1.0 (+1) 966 (+4%) 17mo $89,400 $93 45
1013 E Main St 0.66mi 2/1.0 (+1) 984 (+6%) 24mo $99,000 $101 34
508 E Main St 0.54mi 2/1.0 (+1) 1,032 (+11%) 24mo $96,000 $93 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.2%
Equity multiple
0.95×
Total profit
$-1,024
Equity at exit
$11,928
10-year hold
IRR
8.4%
Equity multiple
1.64×
Total profit
$14,390
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72855

Home prices YoY
-8.3%
Active inventory
78
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$843 medium interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$25 /mo · $302/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$177
Net cashflow
$188

Break-even live

Break-even rent $605
Max offer price $80,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-19
    days on market $80,000 Active 241 DOM
  2. 2026-06-18
    days on market $80,000 Active 240 DOM
  3. 2026-06-17
    days on market $80,000 Active 239 DOM
  4. 2026-06-16
    days on market $80,000 Active 238 DOM
  5. 2026-06-15
    days on market $80,000 Active 237 DOM
  6. 2026-06-14
    days on market $80,000 Active 235 DOM
  7. 2026-06-12
    days on market $80,000 Active 234 DOM
  8. 2026-06-09
    days on market $80,000 Active 231 DOM
  9. 2026-06-08
    days on market $80,000 Active 230 DOM
  10. 2026-06-07
    days on market $80,000 Active 229 DOM
  11. 2026-06-07
    days on market $80,000 Active 228 DOM
  12. 2026-06-04
    days on market $80,000 Active 225 DOM
  13. 2026-06-02
    days on market $80,000 Active 224 DOM
  14. 2026-06-01
    days on market $80,000 Active 223 DOM
  15. 2026-05-31
    days on market $80,000 Active 222 DOM
  16. 2026-05-31
    days on market $80,000 Active 221 DOM
  17. 2025-11-06
    price $80,000 93-char remark
    Show marketing remark (93 chars)

    Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris

  18. 2025-10-14
    listed $85,000 Active 93-char remark
    Show marketing remark (93 chars)

    Investment/Rental Property - To be sold/combined with property at 306 North 5th Street, Paris

  19. 2021-09-22
    soldstatus $69,000
  20. 2021-09-21
    soldstatus $68,600 652-char remark
    Show marketing remark (652 chars)

    (Listing#R86838) SOLD 2 for 1 price!! 114 East Rosedale Street Paris Ar, 72855 Great investment property has been used as Agent owned rental property. Does need tender loving care to fix it up. Cash or conventional loan being sold AS IS. Living room, Kitchen dining area together, 2 bedroom, 1 bathroom with tiled shower, 926 sqft. living space, and washroom . Large back yard . 22 acre m/l with pecan tree. Partial fenced by two neighbors. Will sell as a deal package with 306 N 5th Street Paris, AR. A 2 for 1 price package. will not sell one without the other. Call list agent 479-264-8689 or Eagle Pride Realty 479-963-3885 Listed Price: $80,000.00

  21. 2020-05-26
    listed $80,000 652-char remark
    Show marketing remark (652 chars)

    (Listing#R86838) SOLD 2 for 1 price!! 114 East Rosedale Street Paris Ar, 72855 Great investment property has been used as Agent owned rental property. Does need tender loving care to fix it up. Cash or conventional loan being sold AS IS. Living room, Kitchen dining area together, 2 bedroom, 1 bathroom with tiled shower, 926 sqft. living space, and washroom . Large back yard . 22 acre m/l with pecan tree. Partial fenced by two neighbors. Will sell as a deal package with 306 N 5th Street Paris, AR. A 2 for 1 price package. will not sell one without the other. Call list agent 479-264-8689 or Eagle Pride Realty 479-963-3885 Listed Price: $80,000.00

  22. 2010-12-10
    soldstatus $20,000
  23. 2005-05-03
    soldstatus $21,000
  24. 2004-07-27
    soldstatus $21,848
  25. 2002-03-29
    soldstatus $22,000
  26. 1993-03-01
    soldstatus $15,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$302 · $25/mo
Projected year-2 tax
$512 · $43/mo
Expected delta
+$210/yr (+$17/mo · 69.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,117
− Mortgage interest
−$4,481
− Property taxes
−$302
− Insurance
−$400
− Repairs & maintenance
−$809
− Management
−$809
− Depreciation
−$2,327
Taxable income
$987
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$237
After-tax cash flow
$2,019/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paris School District
NCES district ID
0511130
Math proficiency
41% ▼ -9.00%
Reading proficiency
37% ▼ -6.00%
Median HH income
$34,950
Composite
32.25/100
National rank
#5763
State rank
#83 of 238 in AR

Livability — Paris

Score
69/100
State rank
#68
US rank
#8544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Paris, AR
Population (ZIP)
6,462

Population outlook (Logan County) Hauer SSP2

Today (2025)
21,046 people
By 2030
20,537 · -2.4%
By 2040
19,443 · -7.6%
By 2050
18,220 · -13.4%
By 2075
16,164 · -23.2%
By 2100
14,858 · -29.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 8% Asian 3% Hispanic / Latino 2%
Common ancestry
Italian 1% Serbian 1% Lithuanian 1%
Foreign-born
2% · China, Vietnam
Languages at home
95% English-only · Spanish 3% Other Asian/Pacific 1% Chinese 1%

Political lean MEDSL · Logan

2024 margin
Solid R (+62.2) · D 17.8% · R 80.0% · Other 2.1%
2008→2024 swing
-23.5pp toward R · 2008: -38.8pp · 2024: -62.2pp
All cycles
2024: R+62.2 2020: R+59.5 2016: R+51.4 2012: R+41.9 2008: R+38.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.40%
Current HPI
170.513
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+416.1% since first listed
10 events — show timeline
  • 2025-11-06 Price Changed $80,000 WRVBOR
  • 2025-10-14 Listed $85,000 WRVBOR
  • 2021-09-22 Sold (Public Records) $69,000 Public Records
  • 2021-09-21 Sold (MLS) $68,600 CARMLS
  • 2020-05-26 Listed $80,000 CARMLS
  • 2010-12-10 Sold (Public Records) $20,000 Public Records
  • 2005-05-03 Sold (Public Records) $21,000 Public Records
  • 2004-07-27 Sold (Public Records) $21,848 Public Records
  • 2002-03-29 Sold (Public Records) $22,000 Public Records
  • 1993-03-01 Sold (Public Records) $15,500 Public Records

Property tax history

+1.2%/yr

Latest (2025): $302 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…