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150 Lazy Daisy Dr
D Composite 42.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +10.0/15.0
  • Rent growth +4.8/5.0
  • Schools +4.1/10.0
  • DSCR +3.5/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$329,000

150 Lazy Daisy Dr · Hardeeville, SC 29909
2 bd · 2.0 ba · 1,304 sqft · SingleFamily public records · 21 Days on market
Built 2003 8,712 sqft lot Est $348k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.

Key facts

  • Peaceful garden view
  • Manicured backyard
  • Remodeled kitchen

Tags

QUIET LOW TRAFFIC STREETPEACEFUL GARDEN VIEWREMODELED KITCHENMANICURED BACKYARDHARD SURFACE FLOORINGLARGE ENCLOSED ATRIUM

Property features AI

Finance

  • Other: Located in a senior community
  • Financial info: Pet restrictions apply
  • HOA & community: Community amenities include clubhouse, fitness center, pool, spa/hot tub, tennis and pickleball courts, basketball and bocce courts, playground, trails, dog park, barbecue/picnic areas, garden area, RV/boat storage, business center, restaurant, guard, fire pit

Exterior

  • Parking: 2-car garage
  • Security: Smoke detectors
  • Utilities: Public water
  • Home design: Single-story home; Bayberry builder model; North-facing
  • Construction: Synthetic stucco exterior; Asphalt roof
  • Exterior features: Paved driveway; Rain gutters; Enclosed porch / Carolina room; Porch; Community pool

Interior

  • Kitchen: Dishwasher; Range; Microwave; Refrigerator; Disposal; Pantry
  • Bedrooms: Primary bedroom on the main level
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas heating; Central air conditioning
  • Interior features: Attic with pull-down attic stairs; Ceiling fans; Main-level primary bedroom; Pantry; Unfurnished
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $329k.

Deal economics

  • At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $312k (5.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (27.0% below list).
  • Recommended offer: $240k (27.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 3.6% in Hardeeville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#136 in SC) — a middle-class / working-renter tenant base. Strengths: health & safety A+, crime B+, housing B+; Watch: schools F, amenities F, commute F.
  • Beaufort 01 (town): math 42% / reading 51% proficiency, ranked #17 of 80 in SC (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+9.3%/yr); 650 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,824 units permitted in Beaufort County in 2024 (618 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Beaufort County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($324k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $240,121 (27.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.95%
Cash-on-cash
-1.22%
DSCR
0.95
GRM
11.4

CMA / ARV

ARV (on-the-fly)
$348,168
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
153 Lazy Daisy Dr 0.03mi 2/2.0 1,120 (-14%) 1mo $298,000 $266 74
229 University Pkwy 0.32mi 3/2.5 (+1) 1,357 (+4%) 2mo $316,000 $233 70
137 Lazy Daisy Dr 0.06mi 2/2.0 1,420 (+9%) 16mo $415,000 $292 69
224 Athletics Park Rd 0.31mi 3/2.0 (+1) 1,397 (+7%) 5mo $330,000 $236 65
130 Lazy Daisy Dr 0.07mi 2/2.0 1,120 (-14%) 13mo $285,000 $254 62
53 Lazy Daisy Dr 0.12mi 3/2.0 (+1) 1,400 (+7%) 22mo $439,000 $314 59
235 University Pkwy 0.34mi 3/2.5 (+1) 1,392 (+7%) 9mo $308,000 $221 59
16 Daffodil Ct 0.11mi 2/2.0 1,120 (-14%) 15mo $305,000 $272 59
134 Southside Pkwy 0.20mi 3/2.5 (+1) 1,120 (-14%) 11mo $310,000 $277 51
141 Auditorium Rd 0.52mi 3/2.0 (+1) 1,459 (+12%) 1mo $389,000 $267 50
118 Semester Rd 0.33mi 3/2.0 (+1) 1,449 (+11%) 22mo $385,000 $266 43
253 University Pkwy 0.38mi 3/2.5 (+1) 1,120 (-14%) 12mo $345,000 $308 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.49×
Total profit
$-46,718
Equity at exit
$49,055
10-year hold
IRR
1.1%
Equity multiple
1.10×
Total profit
$8,844
Equity at exit
$28,446

Cash invested: $92,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29909

Home prices YoY
-12.5%
Rents YoY
9.3%
Active inventory
650
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,401 high interval (Pro) →
Mortgage (P&I)
$1,725
Tax from tax record
$128 /mo · $1,537/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$-94

Break-even live

Break-even rent $2,520
Max offer price $312,475
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,250
Closing costs
$9,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
149 Lazy Daisy Dr Bluffton, SC 2.0 2.0 1240 $2,500 $2.02 21d 1 0.03mi
521 Eastwater Ln Okatie, SC 2.0 2.5 1252 $2,250 $1.80 13d 1 0.13mi
110 University Pkwy Okatie, SC 2.0 2.5 1252 $1,900 $1.52 13d 1 0.21mi
193 University Pkwy Okatie, SC 3.0 2.0 1257 $2,350 $1.87 13d 1 0.21mi
133 Stratford Village Way Bluffton, SC 2.0 2.0 1835 $2,995 $1.63 43d 1 0.49mi
321 Donegal Dr Hardeeville, SC 1.0–3.0 1.0–2.0 1120 $1,684 $1.50 13d 46 0.96mi
82 Ardmore Garden Dr Hardeeville, SC 3.0 2.0 1531 $2,225 $1.45 13d 1 1.04mi
103 Sandlapper Dr Hardeeville, SC 1.0–3.0 1.0–2.5 901 $2,115 $2.35 13d 1 1.34mi
278 Landing Ln Bluffton, SC 2.0 2.0 1586 $2,730 $1.72 21d 1 1.45mi
20 Fickling Ct Bluffton, SC 2.0 2.0 1742 $2,800 $1.61 43d 1 1.45mi

Listing history 36 events

  1. 2026-06-18
    days on market $329,000 Active 21 DOM
  2. 2026-06-17
    days on market $329,000 Active 20 DOM
  3. 2026-06-16
    days on market $329,000 Active 19 DOM
  4. 2026-06-15
    days on market $329,000 Active 18 DOM
  5. 2026-06-14
    days on market $329,000 Active 16 DOM
  6. 2026-06-13
    days on market $329,000 Active 15 DOM
  7. 2026-06-10
    days on market $329,000 Active 13 DOM
  8. 2026-06-09
    days on market $329,000 Active 12 DOM
  9. 2026-06-08
    days on market $329,000 Active 11 DOM
  10. 2026-06-07
    days on market $329,000 Active 10 DOM
  11. 2026-06-05
    days on market $329,000 Active 7 DOM
  12. 2026-06-03
    days on market $329,000 Active 6 DOM
  13. 2026-06-02
    days on market $329,000 Active 5 DOM
  14. 2026-06-01
    days on market $329,000 Active 4 DOM
  15. 2026-05-31
    days on market $329,000 Active 3 DOM
  16. 2026-05-30
    days on market $329,000 Active 2 DOM
  17. 2026-05-28
    listed $329,000 Active
  18. 2026-03-12
    price $359,999
  19. 2025-12-30
    price $369,900
  20. 2025-10-11
    price $384,900
  21. 2025-09-10
    price $389,900
  22. 2025-08-06
    price $395,000
  23. 2025-06-26
    price $405,900
  24. 2025-05-18
    price $410,000
  25. 2025-04-16
    listed $429,900 Active
  26. 2022-10-19
    soldstatus $359,900
  27. 2022-10-17
    soldstatus $359,900 Closed 641-char remark
    Show marketing remark (641 chars)

    Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.

  28. 2022-10-03
    status Pending 641-char remark
    Show marketing remark (641 chars)

    Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.

  29. 2022-09-29
    listed $359,900 Active 641-char remark
    Show marketing remark (641 chars)

    Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.

  30. 2013-10-23
    soldstatus $174,900
  31. 2013-10-17
    soldstatus $174,900
  32. 2012-09-20
    listed $174,900
  33. 2010-11-10
    listed $179,000
  34. 2006-05-16
    soldstatus $203,000
  35. 2006-05-15
    soldstatus $203,000
  36. 2006-01-02
    listed $205,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,537 · $128/mo
Projected year-2 tax
$1,875 · $156/mo
Expected delta
+$338/yr (+$28/mo · 22.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,815
− Mortgage interest
−$18,429
− Property taxes
−$1,537
− Insurance
−$1,645
− Repairs & maintenance
−$2,305
− Management
−$2,305
− Depreciation
−$9,571
Taxable loss
−$6,978
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,675
After-tax cash flow
$552/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaufort 01
NCES district ID
4501110
Math proficiency
42% ▼ -8.00%
Reading proficiency
51% ▲ 2.00%
Median HH income
$57,430
Composite
40.56/100
National rank
#3699
State rank
#17 of 80 in SC

Livability — Hardeeville

Score
65/100
State rank
#136
US rank
#13105

Category grades

Amenities F Commute F Cost of living F Crime B+ Employment B Housing B+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Beaufort County · 163,770 people
City population
11,373
Metro
Hilton Head Island-Bluffton, SC
Population (ZIP)
24,003
Household income
$91,294
Rent vs Own
8.4% rent · 91.6% own
Severe rent burden
268.0

Population outlook (Beaufort County) Hauer SSP2

Today (2025)
211,915 people
By 2030
227,272 · +7.2%
By 2040
253,861 · +19.8%
By 2050
275,126 · +29.8%
By 2075
311,022 · +46.8%
By 2100
321,286 · +51.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Black 4% Hispanic / Latino 4% Two or more races 3% Asian 1%
Common ancestry
Romanian 5% Lithuanian 3% Slovak 2%
Foreign-born
6% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Beaufort

2024 margin
R (+14.5) · D 42.1% · R 56.6% · Other 1.2%
2008→2024 swing
-3.7pp toward R · 2008: -10.8pp · 2024: -14.5pp
All cycles
2024: R+14.5 2020: R+10.0 2016: R+14.3 2012: R+17.5 2008: R+10.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.99%
Current HPI
196.0491
Rent YoY
▲ 9.31%
Metro
Hilton Head Island-Bluffton, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+59.9% since first listed
20 events — show timeline
  • 2026-05-28 Listed $329,000 RSMLS
  • 2026-03-12 Price Changed $359,999 RSMLS
  • 2025-12-30 Price Changed $369,900 RSMLS
  • 2025-10-11 Price Changed $384,900 RSMLS
  • 2025-09-10 Price Changed $389,900 RSMLS
  • 2025-08-06 Price Changed $395,000 RSMLS
  • 2025-06-26 Price Changed $405,900 RSMLS
  • 2025-05-18 Price Changed $410,000 RSMLS
  • 2025-04-16 Listed $429,900 RSMLS
  • 2022-10-19 Sold (Public Records) $359,900 Public Records
  • 2022-10-17 Sold (MLS) $359,900 RSMLS
  • 2022-10-03 Pending RSMLS
  • 2022-09-29 Listed $359,900 RSMLS
  • 2013-10-23 Sold (Public Records) $174,900 Public Records
  • 2013-10-17 Sold (MLS) $174,900 RSMLS
  • 2012-09-20 Listed $174,900 RSMLS
  • 2010-11-10 Listed $179,000 RSMLS
  • 2006-05-16 Sold (MLS) $203,000 RSMLS
  • 2006-05-15 Sold (Public Records) $203,000 Public Records
  • 2006-01-02 Listed $205,700 RSMLS

Property tax history

-4.2%/yr

Latest (2025): $1,537 · -13.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…