150 Lazy Daisy Dr · Hardeeville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.7/30.0
- ARV discount +10.0/15.0
- Rent growth +4.8/5.0
- Schools +4.1/10.0
- DSCR +3.5/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Appreciation +0.0/10.0
$329,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.
Key facts
- Peaceful garden view
- Manicured backyard
- Remodeled kitchen
Tags
Property features AI
Finance
- Other: Located in a senior community
- Financial info: Pet restrictions apply
- HOA & community: Community amenities include clubhouse, fitness center, pool, spa/hot tub, tennis and pickleball courts, basketball and bocce courts, playground, trails, dog park, barbecue/picnic areas, garden area, RV/boat storage, business center, restaurant, guard, fire pit
Exterior
- Parking: 2-car garage
- Security: Smoke detectors
- Utilities: Public water
- Home design: Single-story home; Bayberry builder model; North-facing
- Construction: Synthetic stucco exterior; Asphalt roof
- Exterior features: Paved driveway; Rain gutters; Enclosed porch / Carolina room; Porch; Community pool
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Disposal; Pantry
- Bedrooms: Primary bedroom on the main level
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Gas heating; Central air conditioning
- Interior features: Attic with pull-down attic stairs; Ceiling fans; Main-level primary bedroom; Pantry; Unfurnished
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $329k.
Deal economics
- At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $312k (5.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (27.0% below list).
- Recommended offer: $240k (27.0% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 3.6% in Hardeeville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#136 in SC) — a middle-class / working-renter tenant base. Strengths: health & safety A+, crime B+, housing B+; Watch: schools F, amenities F, commute F.
- Beaufort 01 (town): math 42% / reading 51% proficiency, ranked #17 of 80 in SC (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+9.3%/yr); 650 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,824 units permitted in Beaufort County in 2024 (618 in 5+ unit buildings).
- This rent runs 32% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Beaufort County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($324k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.95%
- Cash-on-cash
- -1.22%
- DSCR
- 0.95
- GRM
- 11.4
CMA / ARV
- ARV (on-the-fly)
- $348,168
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 153 Lazy Daisy Dr | 0.03mi | 2/2.0 | 1,120 (-14%) | 1mo | $298,000 | $266 | 74 |
| 229 University Pkwy | 0.32mi | 3/2.5 (+1) | 1,357 (+4%) | 2mo | $316,000 | $233 | 70 |
| 137 Lazy Daisy Dr | 0.06mi | 2/2.0 | 1,420 (+9%) | 16mo | $415,000 | $292 | 69 |
| 224 Athletics Park Rd | 0.31mi | 3/2.0 (+1) | 1,397 (+7%) | 5mo | $330,000 | $236 | 65 |
| 130 Lazy Daisy Dr | 0.07mi | 2/2.0 | 1,120 (-14%) | 13mo | $285,000 | $254 | 62 |
| 53 Lazy Daisy Dr | 0.12mi | 3/2.0 (+1) | 1,400 (+7%) | 22mo | $439,000 | $314 | 59 |
| 235 University Pkwy | 0.34mi | 3/2.5 (+1) | 1,392 (+7%) | 9mo | $308,000 | $221 | 59 |
| 16 Daffodil Ct | 0.11mi | 2/2.0 | 1,120 (-14%) | 15mo | $305,000 | $272 | 59 |
| 134 Southside Pkwy | 0.20mi | 3/2.5 (+1) | 1,120 (-14%) | 11mo | $310,000 | $277 | 51 |
| 141 Auditorium Rd | 0.52mi | 3/2.0 (+1) | 1,459 (+12%) | 1mo | $389,000 | $267 | 50 |
| 118 Semester Rd | 0.33mi | 3/2.0 (+1) | 1,449 (+11%) | 22mo | $385,000 | $266 | 43 |
| 253 University Pkwy | 0.38mi | 3/2.5 (+1) | 1,120 (-14%) | 12mo | $345,000 | $308 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -13.6%
- Equity multiple
- 0.49×
- Total profit
- $-46,718
- Equity at exit
- $49,055
- IRR
- 1.1%
- Equity multiple
- 1.10×
- Total profit
- $8,844
- Equity at exit
- $28,446
Cash invested: $92,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29909
- Home prices YoY
- -12.5%
- Rents YoY
- 9.3%
- Active inventory
- 650
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $2,401 high interval (Pro) →
- Mortgage (P&I)
- −$1,725
- Tax from tax record
- −$128 /mo · $1,537/yr
- Insurance
- −$137
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$504
- Net cashflow
- $-94
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,250
- Closing costs
- $9,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 149 Lazy Daisy Dr Bluffton, SC | 2.0 | 2.0 | 1240 | $2,500 | $2.02 | 21d | 1 | 0.03mi |
| 521 Eastwater Ln Okatie, SC | 2.0 | 2.5 | 1252 | $2,250 | $1.80 | 13d | 1 | 0.13mi |
| 110 University Pkwy Okatie, SC | 2.0 | 2.5 | 1252 | $1,900 | $1.52 | 13d | 1 | 0.21mi |
| 193 University Pkwy Okatie, SC | 3.0 | 2.0 | 1257 | $2,350 | $1.87 | 13d | 1 | 0.21mi |
| 133 Stratford Village Way Bluffton, SC | 2.0 | 2.0 | 1835 | $2,995 | $1.63 | 43d | 1 | 0.49mi |
| 321 Donegal Dr Hardeeville, SC | 1.0–3.0 | 1.0–2.0 | 1120 | $1,684 | $1.50 | 13d | 46 | 0.96mi |
| 82 Ardmore Garden Dr Hardeeville, SC | 3.0 | 2.0 | 1531 | $2,225 | $1.45 | 13d | 1 | 1.04mi |
| 103 Sandlapper Dr Hardeeville, SC | 1.0–3.0 | 1.0–2.5 | 901 | $2,115 | $2.35 | 13d | 1 | 1.34mi |
| 278 Landing Ln Bluffton, SC | 2.0 | 2.0 | 1586 | $2,730 | $1.72 | 21d | 1 | 1.45mi |
| 20 Fickling Ct Bluffton, SC | 2.0 | 2.0 | 1742 | $2,800 | $1.61 | 43d | 1 | 1.45mi |
Listing history 36 events
-
2026-06-18days on market $329,000 Active 21 DOM
-
2026-06-17days on market $329,000 Active 20 DOM
-
2026-06-16days on market $329,000 Active 19 DOM
-
2026-06-15days on market $329,000 Active 18 DOM
-
2026-06-14days on market $329,000 Active 16 DOM
-
2026-06-13days on market $329,000 Active 15 DOM
-
2026-06-10days on market $329,000 Active 13 DOM
-
2026-06-09days on market $329,000 Active 12 DOM
-
2026-06-08days on market $329,000 Active 11 DOM
-
2026-06-07days on market $329,000 Active 10 DOM
-
2026-06-05days on market $329,000 Active 7 DOM
-
2026-06-03days on market $329,000 Active 6 DOM
-
2026-06-02days on market $329,000 Active 5 DOM
-
2026-06-01days on market $329,000 Active 4 DOM
-
2026-05-31days on market $329,000 Active 3 DOM
-
2026-05-30days on market $329,000 Active 2 DOM
-
2026-05-28$329,000 Active
-
2026-03-12price $359,999
-
2025-12-30price $369,900
-
2025-10-11price $384,900
-
2025-09-10price $389,900
-
2025-08-06price $395,000
-
2025-06-26price $405,900
-
2025-05-18price $410,000
-
2025-04-16$429,900 Active
-
2022-10-19soldstatus $359,900
-
2022-10-17soldstatus $359,900 Closed 641-char remark
Show marketing remark (641 chars)
Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.
-
2022-10-03status Pending 641-char remark
Show marketing remark (641 chars)
Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.
-
2022-09-29$359,900 Active 641-char remark
Show marketing remark (641 chars)
Popular Bayberry model with a bright atrium under air & heat enhances the living footage. A side pond adds to the serenity of the property. The eat in kitchen has been updated with new Stainless Steel appliances. Both bedrooms have new Pergo flooring. Newer roof, water heater and garbage disposal as well. A separate laundry area is included as you enter the home from the garage. The garage is extended with room for your golf cart and has a drop down staircase to the attic with additional storage. This home is ready and clean to accommodate a quick closing. Just unpack and start enjoying the many amenities Sun City has to offer.
-
2013-10-23soldstatus $174,900
-
2013-10-17soldstatus $174,900
-
2012-09-20$174,900
-
2010-11-10$179,000
-
2006-05-16soldstatus $203,000
-
2006-05-15soldstatus $203,000
-
2006-01-02$205,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,537 · $128/mo
- Projected year-2 tax
- $1,875 · $156/mo
- Expected delta
- +$338/yr (+$28/mo · 22.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,815
- − Mortgage interest
- −$18,429
- − Property taxes
- −$1,537
- − Insurance
- −$1,645
- − Repairs & maintenance
- −$2,305
- − Management
- −$2,305
- − Depreciation
- −$9,571
- Taxable loss
- −$6,978
- Est. tax savings @ 24.0%
- +$1,675
- After-tax cash flow
- $552/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaufort 01
- NCES district ID
- 4501110
- Math proficiency
- 42% ▼ -8.00%
- Reading proficiency
- 51% ▲ 2.00%
- Median HH income
- $57,430
- Composite
- 40.56/100
- National rank
- #3699
- State rank
- #17 of 80 in SC
Livability — Hardeeville
- Score
- 65/100
- State rank
- #136
- US rank
- #13105
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Beaufort County · 163,770 people
- City population
- 11,373
- Metro
- Hilton Head Island-Bluffton, SC
- Population (ZIP)
- 24,003
- Household income
- $91,294
- Rent vs Own
- Severe rent burden
- 268.0
Population outlook (Beaufort County) Hauer SSP2
- Today (2025)
- 211,915 people
- By 2030
- 227,272 · +7.2%
- By 2040
- 253,861 · +19.8%
- By 2050
- 275,126 · +29.8%
- By 2075
- 311,022 · +46.8%
- By 2100
- 321,286 · +51.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Black 4% Hispanic / Latino 4% Two or more races 3% Asian 1%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 2%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Beaufort
- 2024 margin
- R (+14.5) · D 42.1% · R 56.6% · Other 1.2%
- 2008→2024 swing
- -3.7pp toward R · 2008: -10.8pp · 2024: -14.5pp
- All cycles
- 2024: R+14.5 2020: R+10.0 2016: R+14.3 2012: R+17.5 2008: R+10.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -27.99%
- Current HPI
- 196.0491
- Rent YoY
- ▲ 9.31%
- Metro
- Hilton Head Island-Bluffton, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+59.9% since first listed20 events — show timeline
- 2026-05-28 Listed $329,000 RSMLS
- 2026-03-12 Price Changed $359,999 RSMLS
- 2025-12-30 Price Changed $369,900 RSMLS
- 2025-10-11 Price Changed $384,900 RSMLS
- 2025-09-10 Price Changed $389,900 RSMLS
- 2025-08-06 Price Changed $395,000 RSMLS
- 2025-06-26 Price Changed $405,900 RSMLS
- 2025-05-18 Price Changed $410,000 RSMLS
- 2025-04-16 Listed $429,900 RSMLS
- 2022-10-19 Sold (Public Records) $359,900 Public Records
- 2022-10-17 Sold (MLS) $359,900 RSMLS
- 2022-10-03 Pending — RSMLS
- 2022-09-29 Listed $359,900 RSMLS
- 2013-10-23 Sold (Public Records) $174,900 Public Records
- 2013-10-17 Sold (MLS) $174,900 RSMLS
- 2012-09-20 Listed $174,900 RSMLS
- 2010-11-10 Listed $179,000 RSMLS
- 2006-05-16 Sold (MLS) $203,000 RSMLS
- 2006-05-15 Sold (Public Records) $203,000 Public Records
- 2006-01-02 Listed $205,700 RSMLS
Property tax history
-4.2%/yrLatest (2025): $1,537 · -13.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…