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B Composite 74.08
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • Rent growth +4.0/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$200,000

1314 Farmingdale Ave · Fairmount Heights, MD 20743
4 bd · 1.0 ba · 1,015 sqft · SingleFamily public records · 146 Days on market
Built 1944 5,206 sqft lot Est $393k · 49% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Unlock the potential in this 4-bedroom, 1-bath home. This is a full rehab opportunity—perfect for seasoned investors or savvy buyers ready to bring their vision to life. Just minutes from the Addison Road Metro Station, Walker Mill Regional Park, and Capitol Heights Shopping Center for everyday conveniences. Quick access to Central Ave and I-495 makes commuting a breeze. This property is a diamond in the rough waiting for the right investor to transform it!

Key facts

  • 5,206 sq ft lot
  • Built 1944
  • Listed 146 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $671 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.3% vs local median 5.0% in Fairmount Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#195 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: crime F, amenities F, cost of living F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.9%/yr); 217 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.9% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 146 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 146 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
10.32%
Cash-on-cash
14.39%
DSCR
1.64
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$392,805
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1314 Farmingdale Ave 0.00mi 4/1.0 1,015 (0%) 1mo $179,000 $176 99
1309 Nome St 0.10mi 3/2.0 (-1) 1,021 (+1%) 14mo $395,000 $387 74
1300 Nye St 0.17mi 4/2.0 880 (-13%) 1mo $405,000 $460 65
1315 Chapelwood Ln 0.25mi 4/2.0 900 (-11%) 5mo $367,500 $408 61
5704 L 0.35mi 3/2.0 (-1) 936 (-8%) 6mo $342,500 $366 56
5338 Jay St NE 0.63mi 3/1.5 (-1) 1,054 (+4%) 7mo $365,000 $346 52
1211 Doewood Ln 0.57mi 5/3.0 (+1) 960 (-5%) 7mo $371,175 $387 46
909 Cypresstree Pl 0.64mi 5/2.0 (+1) 1,079 (+6%) 9mo $390,000 $361 43
5817 Sheriff Rd 0.52mi 4/2.0 864 (-15%) 9mo $420,000 $486 39
6202 K St 0.52mi 3/2.0 (-1) 1,136 (+12%) 11mo $354,000 $312 37
1303 Eastern Ave 0.66mi 3/2.0 (-1) 930 (-8%) 13mo $400,000 $430 36
807 57th 0.60mi 3/2.0 (-1) 1,136 (+12%) 14mo $335,000 $295 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold
IRR
8.2%
Equity multiple
1.33×
Total profit
$18,674
Equity at exit
$29,821
10-year hold
IRR
19.9%
Equity multiple
2.92×
Total profit
$107,547
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20743

Rents YoY
5.9%
Active inventory
217
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$2,737 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$359 /mo · $4,303/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$575
Net cashflow
$671

Break-even live

Break-even rent $1,887
Max offer price $200,000
Occupancy floor 70%

Sensitivity live

Price -10% $785 -5% $728 +0% $671 +5% $615 +10% $558
Rent -10% $455 -5% $563 +0% $671 +5% $779 +10% $888
Rate -1.0pp $772 -0.5pp $722 base $671 +0.5pp $620 +1.0pp $567

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1105 61st Ave Fairmount Heights, MD 4.0 3.5 1352 $2,500 $1.85 19d 1 0.37mi
4802 Leroy Gorham Dr Capitol Heights, MD 4.0 3.5 1482 $3,500 $2.36 3d 1 0.43mi
4800 Addison Rd Capitol Heights, MD 1.0–3.0 1.0–3.0 998 $2,981 $2.99 0d 41 0.44mi
945 52nd St NE Washington, DC 2.0–3.0 1.0 612 $2,270 $3.71 25d 4 0.60mi
809 Eastern Ave Fairmount Heights, MD 3.0 2.0 1246 $2,400 $1.93 6d 1 0.61mi
805 Eastern Ave Fairmount Heights, MD 4.0 2.0 936 $2,400 $2.56 6d 1 0.62mi
818 Balsamtree Pl Capitol Heights, MD 4.0 1.5 1102 $2,275 $2.06 6d 1 0.62mi
5213 Just St NE Washington, DC 3.0 2.0 1114 $2,400 $2.15 25d 1 0.63mi
5338 Jay St NE Washington, DC 3.0 1.5 1000 $2,795 $2.79 25d 1 0.64mi
4936 Nash St NE Unit 9 Washington, DC 3.0 1.0 800 $2,175 $2.72 8d 1 0.76mi
5811 Field Pl NE Unit 304 Washington, DC 3.0 1.0 779 $2,922 $3.75 25d 1 0.78mi
814 51st St NE Washington, DC 3.0 1.0 1210 $2,200 $1.82 25d 1 0.86mi
903 Glen Willow Dr Capitol Heights, MD 2.0–3.0 1.0 885 $2,115 $2.39 0d 3 0.91mi
4950 Just St NE Washington, DC 3.0 2.0 1437 $4,000 $2.78 25d 1 0.92mi
5704 Euclid St Cheverly, MD 4.0 2.0 1260 $2,300 $1.83 13d 1 1.00mi
832 49th St NE Unit 1 Washington, DC 3.0 1.0 1100 $2,425 $2.20 25d 1 1.03mi
832 49th St NE Washington, DC 3.0 1.0 1100 $2,425 $2.20 17d 1 1.03mi
832 49th St NE Unit 1 Washington, DC 3.0 1.0 1100 $2,350 $2.14 8d 1 1.03mi
324 61st St NE Unit 7 Washington, DC 5.0 2.0 1250 $7,000 $5.60 25d 1 1.04mi
324 61st St NE Unit 4 Washington, DC 3.0 1.5 850 $2,800 $3.29 25d 1 1.04mi
4629 Meade St NE Washington, DC 3.0 1.5 960 $2,300 $2.40 25d 1 1.04mi
323 62nd St NE Washington, DC 1.0–3.0 1.0–2.0 908 $2,435 $2.68 25d 1 1.07mi
337 54th St NE Unit A Washington, DC 3.0 1.5 1184 $2,850 $2.41 25d 1 1.08mi
1105 Carrington Ave Capitol Heights, MD 3.0 1.5 1152 $2,395 $2.08 2d 1 1.13mi
1105 Carrington Ave Capitol Heights, MD 3.0 1.5 1152 $2,400 $2.08 44d 1 1.13mi
6340 Southern Ave NE Washington, DC 4.0 2.0 1248 $4,200 $3.37 25d 1 1.17mi
505 69th St Capitol Heights, MD 3.0 2.0 1000 $2,500 $2.50 19d 1 1.19mi
556 49th Pl NE Washington, DC 3.0 3.0 894 $3,475 $3.89 25d 1 1.21mi
4930 Eads Pl NE Washington, DC 3.0 1.5 1054 $2,400 $2.28 25d 1 1.24mi
4627 Gault Pl NE Washington, DC 3.0 1.0 1195 $3,800 $3.18 22d 1 1.24mi
4409 Polk St NE Washington, DC 3.0 1.5 1200 $2,500 $2.08 25d 1 1.29mi
5347 Ames St NE Washington, DC 3.0 2.0 1428 $3,000 $2.10 25d 1 1.35mi
6706 Central Hills Ter Hyattsville, MD 3.0 2.5 1212 $2,500 $2.06 44d 1 1.38mi

Listing history 28 events

  1. 2026-05-24
    soldstatus $179,000 Closed
  2. 2026-04-30
    status Pending
  3. 2026-04-24
    soldstatus $179,000 Closed
  4. 2026-04-20
    status Pending
  5. 2026-04-17
    soldstatus $179,000 Closed
  6. 2026-04-02
    status Pending
  7. 2026-03-16
    status Active
  8. 2026-01-30
    status Pending
  9. 2026-01-22
    historical
  10. 2026-01-14
    historical Active Under Contract
  11. 2025-12-30
    price $200,000
  12. 2025-12-17
    price $190,000
  13. 2025-12-11
    status Active
  14. 2025-12-05
    historical Active Under Contract
  15. 2025-12-05
    status Active
  16. 2025-12-02
    status Active
  17. 2025-12-02
    historical
  18. 2025-12-01
    historical
  19. 2025-11-11
    status Active
  20. 2025-11-07
    historical Active Under Contract
  21. 2025-10-16
    status Active
  22. 2025-10-11
    historical Active Under Contract
  23. 2025-10-07
    price $215,000
  24. 2025-09-05
    status Active
  25. 2025-09-03
    status Active Under Contract
  26. 2025-08-22
    historical
  27. 2025-08-19
    historical Active Under Contract
  28. 2025-08-01
    listed $225,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,303 · $359/mo
Projected year-2 tax
$4,303 · $359/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,842
− Mortgage interest
−$11,203
− Property taxes
−$4,303
− Insurance
−$1,000
− Repairs & maintenance
−$2,627
− Management
−$2,627
− Depreciation
−$5,818
Taxable income
$5,263
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,263
After-tax cash flow
$6,793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Fairmount Heights

Score
69/100
State rank
#195
US rank
#8961

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment A- Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
41,093
Household income
$76,466
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
1418.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Foreign-born
16% · Canada
Languages at home
81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -311.97%
Current HPI
335.5152
Rent YoY
▲ 5.90%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-20.4% since first listed
28 events — show timeline
  • 2026-05-24 Sold (MLS) $179,000 BRIGHT MLS
  • 2026-04-30 Pending BRIGHT MLS
  • 2026-04-24 Sold (MLS) $179,000 BRIGHT MLS
  • 2026-04-20 Pending BRIGHT MLS
  • 2026-04-17 Sold (MLS) $179,000 BRIGHT MLS
  • 2026-04-02 Pending BRIGHT MLS
  • 2026-03-16 Relisted BRIGHT MLS
  • 2026-01-30 Pending BRIGHT MLS
  • 2026-01-22 Listing Removed BRIGHT MLS
  • 2026-01-14 Contingent BRIGHT MLS
  • 2025-12-30 Price Changed $200,000 BRIGHT MLS
  • 2025-12-17 Price Changed $190,000 BRIGHT MLS
  • 2025-12-11 Relisted BRIGHT MLS
  • 2025-12-05 Contingent BRIGHT MLS
  • 2025-12-05 Relisted BRIGHT MLS
  • 2025-12-02 Relisted BRIGHT MLS
  • 2025-12-02 Listing Removed BRIGHT MLS
  • 2025-12-01 Listing Removed BRIGHT MLS
  • 2025-11-11 Relisted BRIGHT MLS
  • 2025-11-07 Contingent BRIGHT MLS
  • 2025-10-16 Relisted BRIGHT MLS
  • 2025-10-11 Contingent BRIGHT MLS
  • 2025-10-07 Price Changed $215,000 BRIGHT MLS
  • 2025-09-05 Relisted BRIGHT MLS
  • 2025-09-03 Relisted BRIGHT MLS
  • 2025-08-22 Listing Removed BRIGHT MLS
  • 2025-08-19 Contingent BRIGHT MLS
  • 2025-08-01 Listed $225,000 BRIGHT MLS

Property tax history

+9.0%/yr

Latest (2025): $4,303 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…