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1169 Chester Alamo Rd
C- Composite 52.67
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • 1% rule +4.3/10.0
  • Condition / age +3.8/5.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Schools +1.8/10.0

$94,900

1169 Chester Alamo Rd · Chester, GA 31012
2 bd · 2.0 ba · 924 sqft · SingleFamily · 76 Days on market
Built 1989 Good condition 0.30 ac lot ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

- Recently Updated!**Discover your peaceful retreat with this incredible offering a serene rural setting. This mobile homes features: New Metal Roof Durable and maintenance-free, ensuring long-lasting protection. New LVP flooring throughout, providing a fresh and inviting atmosphere. Stylish fixtures enhance the overall appeal of both homes. A complete interior repaint gives each home a bright and welcoming feel. Enjoy the tranquility of rural living while being just a short drive from local amenities. (1989 FLEETWOOD SPRING HILL 924 sq. ft.) Call agent today to preview.

Key facts

  • New metal roof
  • New lvp flooring
  • 0.3 acre lot

Tags

NEW METAL ROOFNEW LVP FLOORINGCOMPLETE INTERIOR REPAINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $95k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $38 ($457/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $88k (7.4% below list).
  • Recommended offer: $88k (7.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 52/100 on livability (#571 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools F, crime F, amenities F.
  • Dodge County (rural): math 18% / reading 26% proficiency, ranked #139 of 174 in GA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 8 active listings in the ZIP; 13 units permitted in Dodge County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $10k of equity ($656 loan paydown + $9k appreciation (10.0% local appreciation)).
  • Dodge County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $140k (60%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $87,839 (7.4% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.77%
Cash-on-cash
1.72%
DSCR
1.08
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.5%
Equity multiple
3.04×
Total profit
$54,125
Equity at exit
$85,493
10-year hold
IRR
22.5%
Equity multiple
6.93×
Total profit
$157,506
Equity at exit
$184,370

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31012

Home prices YoY
5.5%
Active inventory
8
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$878 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,424/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$184
Net cashflow
$38

Break-even live

Break-even rent $830
Max offer price $94,900
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,725
Closing costs
$2,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    days on market $94,900 Active 76 DOM
  2. 2026-06-17
    days on market $94,900 Active 75 DOM
  3. 2026-06-16
    days on market $94,900 Active 74 DOM
  4. 2026-06-15
    days on market $94,900 Active 73 DOM
  5. 2026-06-13
    days on market $94,900 Active 71 DOM
  6. 2026-06-12
    days on market $94,900 Active 70 DOM
  7. 2026-06-09
    days on market $94,900 Active 67 DOM
  8. 2026-06-08
    days on market $94,900 Active 66 DOM
  9. 2026-06-07
    days on market $94,900 Active 65 DOM
  10. 2026-06-07
    days on market $94,900 Active 64 DOM
  11. 2026-06-04
    days on market $94,900 Active 61 DOM
  12. 2026-06-02
    days on market $94,900 Active 60 DOM
  13. 2026-06-01
    days on market $94,900 Active 59 DOM
  14. 2026-05-31
    days on market $94,900 Active 58 DOM
  15. 2026-05-31
    days on market $94,900 Active 57 DOM
  16. 2026-05-06
    price $94,900 577-char remark
    Show marketing remark (577 chars)

    - Recently Updated!**Discover your peaceful retreat with this incredible offering a serene rural setting. This mobile homes features: New Metal Roof Durable and maintenance-free, ensuring long-lasting protection. New LVP flooring throughout, providing a fresh and inviting atmosphere. Stylish fixtures enhance the overall appeal of both homes. A complete interior repaint gives each home a bright and welcoming feel. Enjoy the tranquility of rural living while being just a short drive from local amenities. (1989 FLEETWOOD SPRING HILL 924 sq. ft.) Call agent today to preview.

  17. 2026-03-31
    historical
  18. 2026-02-19
    price $99,900
  19. 2025-12-05
    listed $99,900 New 577-char remark
    Show marketing remark (577 chars)

    - Recently Updated!**Discover your peaceful retreat with this incredible offering a serene rural setting. This mobile homes features: New Metal Roof Durable and maintenance-free, ensuring long-lasting protection. New LVP flooring throughout, providing a fresh and inviting atmosphere. Stylish fixtures enhance the overall appeal of both homes. A complete interior repaint gives each home a bright and welcoming feel. Enjoy the tranquility of rural living while being just a short drive from local amenities. (1989 FLEETWOOD SPRING HILL 924 sq. ft.) Call agent today to preview.

  20. 2025-12-05
    listed $234,900 New
    Show marketing remark (577 chars)

    - Recently Updated!**Discover your peaceful retreat with this incredible offering a serene rural setting. This mobile homes features: New Metal Roof Durable and maintenance-free, ensuring long-lasting protection. New LVP flooring throughout, providing a fresh and inviting atmosphere. Stylish fixtures enhance the overall appeal of both homes. A complete interior repaint gives each home a bright and welcoming feel. Enjoy the tranquility of rural living while being just a short drive from local amenities. (1989 FLEETWOOD SPRING HILL 924 sq. ft.) Call agent today to preview.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,541
− Mortgage interest
−$5,316
− Property taxes
−$1,424
− Insurance
−$474
− Repairs & maintenance
−$843
− Management
−$843
− Depreciation
−$2,761
Taxable loss
−$1,120
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$269
After-tax cash flow
$726/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This mobile home is in good condition with recent updates, including a new metal roof, LVP flooring, and interior paint. It is move-in ready and would be a great investment for a buyer looking for a peaceful rural retreat.

Value-add opportunities

  • Resale new kitchen appliances — modernizes the kitchen and improves functionality
  • Resale new flooring — enhances the overall appearance and feel of the home
  • Resale new paint — brightens the interior and gives the home a fresh look

Renovation cost estimate screening

Value-add ROI direction

  • Resale new kitchen appliances — modernizes the kitchen and improves functionality
  • Resale new flooring — enhances the overall appearance and feel of the home
  • Resale new paint — brightens the interior and gives the home a fresh look

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Dodge County
NCES district ID
1301770
Math proficiency
18% ▼ -21.00%
Reading proficiency
26% ▼ -7.00%
Median HH income
$34,856
Composite
18.1/100
National rank
#8971
State rank
#139 of 174 in GA

Livability — Chester

Score
52/100
State rank
#571
US rank
#25073

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,536

Population outlook (Dodge County) Hauer SSP2

Today (2025)
19,669 people
By 2030
18,784 · -4.5%
By 2040
16,878 · -14.2%
By 2050
14,837 · -24.6%
By 2075
9,804 · -50.2%
By 2100
5,885 · -70.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 51% Black 38% Hispanic / Latino 7% Two or more races 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Serbian 1% Italian 1% Portuguese 1%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Dodge

2024 margin
Solid R (+49.9) · D 24.9% · R 74.8%
2008→2024 swing
-14.0pp toward R · 2008: -35.9pp · 2024: -49.9pp
All cycles
2024: R+49.9 2020: R+45.5 2016: R+45.5 2012: R+35.9 2008: R+35.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.72%
Current HPI
244.9639
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-5.0% since first listed
5 events — show timeline
  • 2026-05-06 Price Changed $94,900 GAMLS
  • 2026-03-31 Listing Removed GAMLS
  • 2026-02-19 Price Changed $99,900 GAMLS
  • 2025-12-05 Listed $234,900 GAMLS
  • 2025-12-05 Listed $99,900 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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