8880 SW 50th Ter · Liberty Triangle, FL 34476

$319,000

5 bd · 3.0 ba · 2,661 sqft · SingleFamily public records · 132 Days on market

Built 2023 Good condition 6,098 sqft lot $120/sqft · 14% below area Est $372k · 14% under $100/mo HOA · 4% of rent ↓ 12% since listing

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.9/15.0
• Cash flow +10.0/30.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• 1% rule +3.3/10.0
• DSCR +2.9/10.0
• Livability +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this spacious and beautifully maintained 5 bedroom, 2.5 bath residence offering 2,661 square feet of living space in the desirable Greystone Hills community of Ocala. Built in 2023, this newer construction home features a functional open layout with generous living areas, modern finishes throughout, and a two car garage. Ideally situated near shopping centers, dining options, schools, and major roadways, providing convenient access to everyday amenities and commuting routes. A well maintained home in a growing area. This one will not last!

Key facts

• 6,098 sq ft lot
• 2 garage spots
• Built 2023

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $319k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-192 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $285k (10.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $265k (17.0% below list).
• Recommended offer: $265k (17.0% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 4.5% in Liberty Triangle — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hammett Bowen Jr. Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 867 students, 54% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
• Market conditions: Rents soft (-2.6%/yr); 858 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• At $2,648/mo this rent would consume 48% of the median local household income ($66k/yr) (locally 204% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 132 days — a 12% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $51k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $264,812 (17.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 5.57%
• Cash-on-cash: -2.58%
• DSCR: 0.89
• GRM: 10.0

CMA / ARV

• ARV (median comp): $371,970
• List price: $319,000
• Delta: -14.24%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4721 SW 89th St	0.12mi	5/3.0	2,605 (-2%)	3mo	$336,070	$129	88
8910 SW 50th Ave	0.07mi	4/3.0 (-1)	2,794 (+5%)	7mo	$340,000	$122	78
4782 SW 88th St	0.26mi	5/3.0	2,605 (-2%)	14mo	$354,990	$136	72
9085 SW 45th Ter	0.51mi	5/3.0	2,605 (-2%)	21mo	$377,990	$145	55
5044 SW 92nd St	0.31mi	4/3.0 (-1)	2,508 (-6%)	19mo	$396,050	$158	55
4648 SW 84th Street Rd	0.61mi	5/3.0	2,449 (-8%)	12mo	$347,030	$142	48
4279 SW 82nd Ln	0.65mi	4/2.5 (-1)	2,451 (-8%)	6mo	$325,000	$133	44
5110 SW 92nd St	0.33mi	4/2.0 (-1)	2,330 (-12%)	16mo	$330,850	$142	42
9589 SW 51st Cir	0.65mi	4/2.0 (-1)	2,336 (-12%)	1mo	$424,900	$182	40
4718 SW 83rd Loop	0.61mi	5/2.5	2,360 (-11%)	19mo	$378,085	$160	35
9595 SW 51st Cir	0.63mi	4/2.0 (-1)	2,333 (-12%)	12mo	$400,000	$171	30
4611 SW 83rd Loop	0.66mi	4/3.0 (-1)	2,268 (-15%)	23mo	$339,090	$150	20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.1%
• Equity multiple: 0.20×
• Total profit: $-71,578
• Equity at exit: $47,564

10-year hold

• IRR: -31.6%
• Equity multiple: -0.21×
• Total profit: $-107,689
• Equity at exit: $27,581

Cash invested: $89,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34476

• Rents YoY: -2.6%
• Active inventory: 858
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $2,648 high
• Mortgage (P&I): −$1,673
• Tax from tax record: −$378 /mo · $4,536/yr
• Insurance: −$133
• HOA: −$100
• Vacancy / Maint / Mgmt: −$556
• Net cashflow: $-192

Break-even live

Break-even rent $2,891

Max offer price $285,121

Occupancy floor —

Sensitivity live

Price	-10% $-11	-5% $-101	+0% $-192	+5% $-282	+10% $-372
Rent	-10% $-401	-5% $-296	+0% $-192	+5% $-87	+10% $17
Rate	-1.0pp $-31	-0.5pp $-111	base $-192	+0.5pp $-274	+1.0pp $-359

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,750
• Closing costs: $9,570
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8940 SW 50th Ter Ocala, FL	4.0	2.0	1827	$2,195	$1.20	23d	1	0.08mi
5114 SW 87th St Ocala, FL	4.0	3.0	3379	$3,500	$1.04	23d	1	0.14mi
4697 SW 89th St Ocala, FL	4.0	2.0	1848	$2,150	$1.16	15d	1	0.37mi
4703 SW 85th Pl Ocala, FL	4.0	2.0	1828	$2,500	$1.37	15d	1	0.49mi
9109 SW 45th Ter Ocala, FL	4.0	2.0	1828	$2,150	$1.18	15d	1	0.53mi
8704 SW 44th Ct Ocala, FL	4.0	2.5	2176	$2,195	$1.01	23d	1	0.61mi
8704 SW 44th Ct Ocala, FL	4.0	2.5	2176	$2,195	$1.01	15d	1	0.61mi
8677 SW 44th Ct Ocala, FL	5.0	3.0	2370	$2,495	$1.05	23d	1	0.65mi
5667 SW 92nd Pl Ocala, FL	4.0	2.0	2283	$2,750	$1.20	15d	1	0.66mi
5637 SW 93rd St Ocala, FL	4.0	3.0	2039	$2,600	$1.28	15d	1	0.66mi
8602 SW 43rd Ter Ocala, FL	4.0	2.5	2176	$2,195	$1.01	15d	1	0.70mi
8602 SW 43rd Ter Ocala, FL	4.0	2.5	2176	$2,195	$1.01	15d	1	0.70mi
8584 SW 43rd Ter Ocala, FL	5.0	3.0	2370	$2,495	$1.05	15d	1	0.71mi
8584 SW 43rd Ter Ocala, FL	5.0	3.0	2370	$2,495	$1.05	15d	1	0.71mi
13110 SW 89th St Ocala, FL	4.0	2.5	1824	$1,950	$1.07	23d	1	0.78mi
4780 SW 95th Ln Ocala, FL	4.0	3.0	2002	$2,395	$1.20	15d	1	0.79mi
4937 SW 98th Pl Ocala, FL	4.0	2.0	1838	$2,400	$1.31	15d	1	0.98mi
6615 SW 89th Ln Ocala, FL	4.0	3.0	1958	$2,195	$1.12	15d	1	1.45mi

HOA detail

• Monthly dues: $100 · $1,200/yr

Listing history 33 events

1. 2026-06-22
   days on market $319,000 Active 132 DOM
2. 2026-06-18
   days on market $319,000 Active 129 DOM
3. 2026-06-17
   days on market $319,000 Active 128 DOM
4. 2026-06-16
   pricedays on market $319,000 Active 127 DOM
5. 2026-06-15
   days on market $329,000 Active 126 DOM
6. 2026-06-14
   days on market $329,000 Active 124 DOM
7. 2026-06-13
   days on market $329,000 Active 123 DOM
8. 2026-06-10
   days on market $329,000 Active 121 DOM
9. 2026-06-09
   days on market $329,000 Active 120 DOM
10. 2026-06-08
    days on market $329,000 Active 119 DOM
11. 2026-06-07
    days on market $329,000 Active 118 DOM
12. 2026-06-03
    days on market $329,000 Active 114 DOM
13. 2026-06-02
    days on market $329,000 Active 113 DOM
14. 2026-06-01
    days on market $329,000 Active 112 DOM
15. 2026-05-31
    days on market $329,000 Active 111 DOM
16. 2026-05-30
    days on market $329,000 Active 110 DOM
17. 2026-04-20
    price $329,000 556-char remark

    Show marketing remark (556 chars)

    Welcome to this spacious and beautifully maintained 5 bedroom, 2.5 bath residence offering 2,661 square feet of living space in the desirable Greystone Hills community of Ocala. Built in 2023, this newer construction home features a functional open layout with generous living areas, modern finishes throughout, and a two car garage. Ideally situated near shopping centers, dining options, schools, and major roadways, providing convenient access to everyday amenities and commuting routes. A well maintained home in a growing area. This one will not last!

18. 2026-03-26
    price $339,999 556-char remark

    Show marketing remark (556 chars)

    Welcome to this spacious and beautifully maintained 5 bedroom, 2.5 bath residence offering 2,661 square feet of living space in the desirable Greystone Hills community of Ocala. Built in 2023, this newer construction home features a functional open layout with generous living areas, modern finishes throughout, and a two car garage. Ideally situated near shopping centers, dining options, schools, and major roadways, providing convenient access to everyday amenities and commuting routes. A well maintained home in a growing area. This one will not last!

19. 2026-03-03
    historical $2,500
20. 2026-02-23
    price $349,999 556-char remark

    Show marketing remark (556 chars)

    Welcome to this spacious and beautifully maintained 5 bedroom, 2.5 bath residence offering 2,661 square feet of living space in the desirable Greystone Hills community of Ocala. Built in 2023, this newer construction home features a functional open layout with generous living areas, modern finishes throughout, and a two car garage. Ideally situated near shopping centers, dining options, schools, and major roadways, providing convenient access to everyday amenities and commuting routes. A well maintained home in a growing area. This one will not last!

21. 2026-02-09
    listed $369,900 Active 556-char remark

    Show marketing remark (556 chars)

    Welcome to this spacious and beautifully maintained 5 bedroom, 2.5 bath residence offering 2,661 square feet of living space in the desirable Greystone Hills community of Ocala. Built in 2023, this newer construction home features a functional open layout with generous living areas, modern finishes throughout, and a two car garage. Ideally situated near shopping centers, dining options, schools, and major roadways, providing convenient access to everyday amenities and commuting routes. A well maintained home in a growing area. This one will not last!

22. 2025-12-27
    listed $2,500
23. 2023-04-14
    soldstatus $344,990 Closed 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

24. 2023-02-14
    status Pending 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

25. 2023-01-31
    price $354,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

26. 2023-01-30
    status Active 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

27. 2023-01-30
    price $361,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

28. 2022-12-19
    status Pending 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

29. 2022-10-25
    price $357,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

30. 2022-10-04
    price $360,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

31. 2022-08-22
    price $375,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

32. 2022-08-21
    price $379,990 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

33. 2022-07-19
    listed $375,990 Active 948-char remark

    Show marketing remark (948 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,536 · $378/mo
• Projected year-2 tax: $4,536 · $378/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,777
• − Mortgage interest: −$17,869
• − Property taxes: −$4,536
• − Insurance: −$1,595
• − Repairs & maintenance: −$2,542
• − Management: −$2,542
• − HOA: −$1,200
• − Depreciation: −$9,280
• Taxable loss: −$7,787
• Est. tax savings @ 24.0%: +$1,869
• After-tax cash flow: $-433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained home in a desirable community offers a good starting point for a cosmetic renovation to enhance its resale and rental value.

Repairs flagged

• Moderate kitchen cabinets — dated and worn
• Moderate bathroom fixtures — dated and worn
• Moderate kitchen appliances — dated and worn

Value-add opportunities

• Both update kitchen cabinets and appliances — modernizing the kitchen would appeal to both buyers and renters
• Both update bathroom fixtures — modernizing the bathrooms would appeal to both buyers and renters
• Both paint interior walls — fresh paint would improve the home's curb appeal and interior ambiance

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · dated and worn	Moderate	$3,000–15,000
bathroom fixtures · dated and worn	Moderate	$3,000–15,000
kitchen appliances · dated and worn	Moderate	$3,000–15,000
Total estimated repair cost · 3 items		$9,000–45,000

Value-add ROI direction

• Both update kitchen cabinets and appliances — modernizing the kitchen would appeal to both buyers and renters ↑
• Both update bathroom fixtures — modernizing the bathrooms would appeal to both buyers and renters ↑
• Both paint interior walls — fresh paint would improve the home's curb appeal and interior ambiance ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Liberty Triangle, FL
• County: Marion County · 315,796 people
• City population: 26,397
• Metro: Ocala, FL
• Population (ZIP): 28,997
• Household income: $65,860
• Rent vs Own: 12.3% rent · 87.7% own
• Severe rent burden: 204.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Hispanic / Latino 18% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 8% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 15% · Canada, Jamaica, Dominican Republic
• Languages at home: 83% English-only · Spanish 14% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.22%
• Current HPI: 189.0869
• Rent YoY: ▼ -2.57%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-12.5% since first listed

17 events — show timeline

• 2026-04-20 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Price Changed $339,999 Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Rental Removed $2,500 RMLSFL
• 2026-02-23 Price Changed $349,999 Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Listed $369,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-27 Listed for Rent $2,500 RMLSFL
• 2023-04-14 Sold (MLS) $344,990 Stellar MLS as Distributed by MLS Grid
• 2023-02-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-01-31 Price Changed $354,990 Stellar MLS as Distributed by MLS Grid
• 2023-01-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-01-30 Price Changed $361,990 Stellar MLS as Distributed by MLS Grid
• 2022-12-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-10-25 Price Changed $357,990 Stellar MLS as Distributed by MLS Grid
• 2022-10-04 Price Changed $360,990 Stellar MLS as Distributed by MLS Grid
• 2022-08-22 Price Changed $375,990 Stellar MLS as Distributed by MLS Grid
• 2022-08-21 Price Changed $379,990 Stellar MLS as Distributed by MLS Grid
• 2022-07-19 Listed $375,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+92.3%/yr

Latest (2025): $4,536 · +4.0% YoY. Source: county tax records.