6671 Clarkes Meadow Dr · Opal, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- Schools +5.4/10.0
- Livability +3.2/5.0
- Cash flow +2.6/30.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$595,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
Key facts
- Wood flooring
- Full backsplash
- Center island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $595k.
Deal economics
- At list price, monthly cash flow is $-2k ($-24k/yr) — negative.
- To cash-flow at today's rent, offer at most $237k (60.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (62.5% below list).
- Recommended offer: $223k (62.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#351 in VA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
- Fauquier County Public School District (rural): math 51% / reading 68% proficiency, ranked #43 of 131 in VA (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Grace Miller Elementary (math 57% / reading 68%, grade B, #476 of 1,108 statewide, top 43%, 495 students, 49% FRL); W.C. Taylor Middle (math 46% / reading 64%, grade B-, #189 of 342 statewide, top 56%, 437 students, 36% FRL); Liberty High (math 42% / reading 67%, grade C-, #281 of 319 statewide, top 90%, 1,370 students, 45% FRL) — zoned schools average 43% FRL vs 20% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 63 active listings in the ZIP; 286 units permitted in Fauquier County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $64k of equity ($4k loan paydown + $60k appreciation (10.0% local appreciation)).
- Fauquier County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$102k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 100 days — a 9% lower offer ($541k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 100 days. Have you received any prior offers? Is the seller open to a 62% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.38% ✗
- Cap rate
- 2.20%
- Cash-on-cash
- -14.62%
- DSCR
- 0.35
- GRM
- 22.2
CMA / ARV
- ARV (median comp)
- $749,455
- List price
- $595,000
- Delta
- -20.61%
- Verdict
- UNDERPRICED
- Comps
- 4 within 2.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6677 Clarkes Meadow Dr | 0.04mi | 4/2.5 | 2,623 (0%) | 21mo | $580,000 | $221 | 81 |
| 9696 Logan Jay Dr | 0.14mi | 4/3.5 | 2,716 (+4%) | 12mo | $568,400 | $209 | 74 |
| 7037 Cross Meadow Dr | 0.01mi | 4/2.5 | 2,398 (-9%) | 20mo | $512,000 | $214 | 68 |
| 6637 Clarkes Meadow Dr | 0.13mi | 3/3.5 (-1) | 2,952 (+12%) | 13mo | $570,000 | $193 | 53 |
| 7183 Opal Rd | 0.73mi | 3/2.0 (-1) | 2,562 (-2%) | 15mo | $850,000 | $332 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 14.1%
- Equity multiple
- 2.17×
- Total profit
- $194,644
- Equity at exit
- $536,023
- IRR
- 14.1%
- Equity multiple
- 5.05×
- Total profit
- $674,511
- Equity at exit
- $1,155,954
Cash invested: $166,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 22712
- Home prices YoY
- 10.6%
- Active inventory
- 63
- Price-to-rent
- 22.2×
Monthly cashflow live
- Estimated rent
- $2,232 medium interval (Pro) →
- Mortgage (P&I)
- −$3,120
- Tax from tax record
- −$369 /mo · $4,433/yr
- Insurance
- −$248
- HOA
- −$55
- Vacancy / Maint / Mgmt
- −$469
- Net cashflow
- $-2,029
Break-even live
Sensitivity live
| Price | -10% $-1,692 | -5% $-1,861 | +0% $-2,029 | +5% $-2,198 | +10% $-2,366 |
|---|---|---|---|---|---|
| Rent | -10% $-2,206 | -5% $-2,117 | +0% $-2,029 | +5% $-1,941 | +10% $-1,853 |
| Rate | -1.0pp $-1,730 | -0.5pp $-1,878 | base $-2,029 | +0.5pp $-2,183 | +1.0pp $-2,340 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $148,750
- Closing costs
- $17,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $55 · $660/yr
- Likely covers
- electric
Listing history 27 events
-
2026-06-21days on market $595,000 Active 100 DOM
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2026-06-18days on market $595,000 Active 97 DOM
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2026-06-17days on market $595,000 Active 96 DOM
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2026-06-16days on market $595,000 Active 95 DOM
-
2026-06-15days on market $595,000 Active 94 DOM
-
2026-06-13days on market $595,000 Active 92 DOM
-
2026-06-09days on market $595,000 Active 88 DOM
-
2026-06-08days on market $595,000 Active 87 DOM
-
2026-06-07days on market $595,000 Active 86 DOM
-
2026-06-04days on market $595,000 Active 83 DOM
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2026-06-03days on market $595,000 Active 82 DOM
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2026-06-02days on market $595,000 Active 81 DOM
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2026-06-01days on market $595,000 Active 80 DOM
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2026-05-31days on market $595,000 Active 79 DOM
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2026-05-14historical
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2026-05-06price $595,000
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2026-03-29price $604,900
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2026-03-01$615,000 Active
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2024-04-30soldstatus $535,000
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2024-04-26soldstatus $535,000 Closed 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
-
2024-03-24status Pending 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
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2024-02-16status Active 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
-
2024-02-01status Pending 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
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2024-01-24price $535,000 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
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2024-01-19$550,000 Active 1286-char remark
Show marketing remark (1286 chars)
Waiting for its NEW OWNER. SOLD AS IS - need a little TLC. Fenced in yard. Wood floors on the main level and carpet on the upper. The kitchen boasts its all-around backsplash; has island and lots of cabinet space. Additional table space is provided outside of the kitchen area near sunroom. The deck was converted into a nicely renovated SUNROOM (w/ heat & AC); very nice and spacious to entertain family and guest. There is an extra room off the family room which is great for an office or library. As you go up to the second level (chair lift will be removed), the Master suite has a large L-shaped walk-in closet with shelving; enough for a good-sized wardrobe of 2! * * CEILING FAN/LIGHT DOES NOT CONVEY * * The decor throughout is very gorgeous as it displays its color schemes for each area. Lower level is A FULL unfinished walkout basement which leaves you the choice to build out according to your preference and desire. House has an emergency generator installed (black box near electrical box). Has rough in plumbing. MUST SEE TO APPRECIATE, YOU WILL BE AMAZED as to what this home has to offer when it comes to SPACE! * * * APPRAISAL WAS DONE TO VALUE. OWNER IS IN PACKING MODE. Call to schedule a viewing. * * Lender's letter is preferred upon request. * *
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2006-11-24historical
-
2006-11-12
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $4,433 · $369/mo
- Projected year-2 tax
- $4,879 · $407/mo
- Expected delta
- +$446/yr (+$37/mo · 10.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,784
- − Mortgage interest
- −$33,329
- − Property taxes
- −$4,433
- − Insurance
- −$2,975
- − Repairs & maintenance
- −$2,143
- − Management
- −$2,143
- − HOA
- −$660
- − Depreciation
- −$17,309
- Taxable loss
- −$36,208
- Est. tax savings @ 24.0%
- +$8,690
- After-tax cash flow
- $-15,662/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fauquier County Public School District
- NCES district ID
- 5101320
- Math proficiency
- 51% ▼ -28.00%
- Reading proficiency
- 68% ▼ -9.00%
- Median HH income
- $88,584
- Composite
- 54.28/100
- National rank
- #1371
- State rank
- #43 of 131 in VA
Livability — Opal
- Score
- 64/100
- State rank
- #351
- US rank
- #13935
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Opal, VA
- Population (ZIP)
- 9,745
Population outlook (Fauquier County) Hauer SSP2
- Today (2025)
- 75,321 people
- By 2030
- 78,231 · +3.9%
- By 2040
- 82,994 · +10.2%
- By 2050
- 85,798 · +13.9%
- By 2075
- 93,457 · +24.1%
- By 2100
- 91,991 · +22.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 19% Two or more races 8% Black 8% Asian 1%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 3%
- Foreign-born
- 13% · Canada, Jamaica, South Korea
- Languages at home
- 85% English-only · Spanish 13% Other Indo-European 1%
Political lean MEDSL · Fauquier
- 2024 margin
- Strong R (+21.7) · D 38.6% · R 60.2% · Other 1.2%
- 2008→2024 swing
- -8.2pp toward R · 2008: -13.5pp · 2024: -21.7pp
- All cycles
- 2024: R+21.7 2020: R+17.3 2016: R+24.6 2012: R+20.0 2008: R+13.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 35.63%
- Current HPI
- 371.7347
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
||
| Technology / Defense | 3 | $32B |
|
||
| Financial Services | 2 | $176B |
|
||
| Utilities | 2 | $27B |
|
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| Insurance | 2 | $25B |
|
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| Technology | 2 | $15B |
|
||
Price history
+8.2% since first listed13 events — show timeline
- 2026-05-14 Listing Removed — BRIGHT MLS
- 2026-05-06 Price Changed $595,000 BRIGHT MLS
- 2026-03-29 Price Changed $604,900 BRIGHT MLS
- 2026-03-01 Listed $615,000 BRIGHT MLS
- 2024-04-30 Sold (Public Records) $535,000 Public Records
- 2024-04-26 Sold (MLS) $535,000 BRIGHT MLS
- 2024-03-24 Pending — BRIGHT MLS
- 2024-02-16 Relisted — BRIGHT MLS
- 2024-02-01 Pending — BRIGHT MLS
- 2024-01-24 Price Changed $535,000 BRIGHT MLS
- 2024-01-19 Listed $550,000 BRIGHT MLS
- 2006-11-24 Delisted — MRIS
- 2006-11-12 Listed — MRIS
Property tax history
+47.1%/yrLatest (2025): $4,433 · +11324.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…