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3034 NW Beechwood Cir
D- Composite 38.75
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.0/30.0
  • Schools +3.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0

$334,900

3034 NW Beechwood Cir · Port LaBelle, FL 33935
3 bd · 2.0 ba · 1,527 sqft · Land · 128 Days on market
Built 2026 10,018 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

Key facts

  • Led lighting
  • New construction
  • Tile flooring

Tags

NEW CONSTRUCTIONVAULTED CEILINGSOPEN-CONCEPT LAYOUTTILE FLOORINGCENTER ISLANDLED LIGHTING

Property features AI

Finance

  • Financial info: Pets allowed
  • HOA & community: Non-gated community; No association fee listed

Exterior

  • Parking: Attached 2-car garage with garage door opener (covered)
  • Security: Smoke detectors
  • Utilities: Public water; Septic tank sewer; High-speed internet available; Cable not available
  • Home design: Single-story home; New construction; Northeast-facing
  • Construction: Block, concrete and stucco construction; Shingle roof; Built as new construction
  • Exterior features: Security/high-impact doors; Southwest exposure; Rectangular lot; Paved public road access

Interior

  • Kitchen: Dishwasher; Electric cooktop; Range; Microwave; Refrigerator; Freezer; Garbage disposal
  • Bedrooms: Primary bedroom on main level
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fans
  • Interior features: Impact glass windows; Unfurnished; Eat-in kitchen; Kitchen island; Pantry; Shower only (separate shower); Vaulted ceilings; Walk-in closets; Split bedroom floor plan
  • Laundry & utility: Washer hookup; Dryer hookup in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $335k.

Deal economics

  • At list price, monthly cash flow is $-495 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $263k (21.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (31.2% below list).
  • Recommended offer: $230k (31.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#750 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Hendry (town): math 35% / reading 40% proficiency, ranked #65 of 73 in FL (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Country Oaks Elementary School (math 48% / reading 45%, grade D-, #1,223 of 2,144 statewide, top 57%, 893 students, 75% FRL); Labelle Middle School (math 37% / reading 38%, grade F, #395 of 571 statewide, top 70%, 817 students, 72% FRL); Labelle High School (math 42% / reading 41%, grade F, #284 of 667 statewide, top 43%, 1,451 students, 62% FRL).
  • Market conditions: 950 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 557 units permitted in Hendry County in 2024 (45 in 5+ unit buildings).
  • At $2,304/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $36k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
  • Hendry County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$58k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $25k; list at $335k implies a 1240% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $230,359 (31.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.52%
Cash-on-cash
-6.33%
DSCR
0.72
GRM
12.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.8%
Equity multiple
2.61×
Total profit
$150,930
Equity at exit
$301,704
10-year hold
IRR
18.2%
Equity multiple
6.00×
Total profit
$469,304
Equity at exit
$650,637

Cash invested: $93,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33935

Home prices YoY
16.3%
Active inventory
950
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$2,304 high interval (Pro) →
Mortgage (P&I)
$1,756
Tax est. 1.5%
$419 /mo · $5,024/yr
Insurance
$140
HOA
$0
Vacancy / Maint / Mgmt
$484
Net cashflow
$-495

Break-even live

Break-even rent $2,930
Max offer price $263,333
Occupancy floor

Sensitivity live

Price -10% $-263 -5% $-379 +0% $-495 +5% $-610 +10% $-726
Rent -10% $-677 -5% $-586 +0% $-495 +5% $-404 +10% $-313
Rate -1.0pp $-326 -0.5pp $-409 base $-495 +0.5pp $-581 +1.0pp $-670

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,725
Closing costs
$10,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3051 NW Beechwood Cir Labelle, FL 4.0 2.0 1499 $2,200 $1.47 25d 1 0.55mi
5012 Gunn Pl Labelle, FL 3.0 2.5 1783 $2,500 $1.40 5d 1 0.68mi
5029 S Rosebud Cir Labelle, FL 3.0 2.0 1389 $1,780 $1.28 25d 1 0.70mi
5029 W Hummingbird Dr Labelle, FL 3.0 2.0 1212 $2,450 $2.02 5d 1 0.74mi
3020 N Lakewood Rd Labelle, FL 4.0 2.0 1499 $1,950 $1.30 25d 1 0.75mi

Listing history 25 events

  1. 2026-06-22
    days on market $334,900 Active 128 DOM
  2. 2026-06-18
    days on market $334,900 Active 125 DOM
  3. 2026-06-17
    days on market $334,900 Active 124 DOM
  4. 2026-06-16
    days on market $334,900 Active 123 DOM
  5. 2026-06-15
    days on market $334,900 Active 122 DOM
  6. 2026-06-13
    days on market $334,900 Active 120 DOM
  7. 2026-06-13
    days on market $334,900 Active 119 DOM
  8. 2026-06-10
    days on market $334,900 Active 117 DOM
  9. 2026-06-09
    days on market $334,900 Active 116 DOM
  10. 2026-06-08
    days on market $334,900 Active 115 DOM
  11. 2026-06-07
    days on market $334,900 Active 114 DOM
  12. 2026-06-03
    days on market $334,900 Active 110 DOM
  13. 2026-06-02
    days on market $334,900 Active 109 DOM
  14. 2026-06-01
    days on market $334,900 Active 108 DOM
  15. 2026-05-31
    days on market $334,900 Active 107 DOM
  16. 2026-02-13
    listed $334,900 Active
  17. 2023-09-21
    soldstatus $25,000
  18. 2023-09-20
    soldstatus $25,000 Closed 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  19. 2023-08-22
    status Pending 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  20. 2023-03-31
    status Active 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  21. 2023-03-09
    status Pending 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  22. 2022-09-13
    status Active 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  23. 2022-09-12
    historical 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  24. 2022-08-29
    listed $27,000 Active 291-char remark
    Show marketing remark (291 chars)

    80 x 125 rectangular shape lot with sought after SW rear exposure. Partially wooded lot. There is home to the left side that sits on two lots so you will not be crowded on your left side. Easy access to Hwy 80 and Labelle. Why live in the crowded city when you can enjoy country living here!

  25. 2002-12-30
    soldstatus $8,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,643
− Mortgage interest
−$18,760
− Property taxes
−$5,024
− Insurance
−$1,674
− Repairs & maintenance
−$2,211
− Management
−$2,211
− Depreciation
−$9,743
Taxable loss
−$11,980
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,875
After-tax cash flow
$-3,060/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hendry
NCES district ID
1200780
Math proficiency
35% ▼ -11.00%
Reading proficiency
40% ▼ -4.00%
Median HH income
$37,043
Composite
31.16/100
National rank
#6054
State rank
#65 of 73 in FL

Livability — Port LaBelle

Score
62/100
State rank
#750
US rank
#16264

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port LaBelle, FL
County
Hendry County · 23,186 people
Metro
Clewiston, FL
Population (ZIP)
23,186
Household income
$57,009
Rent vs Own
22.0% rent · 78.0% own
Severe rent burden
498.0

Population outlook (Hendry County) Hauer SSP2

Today (2025)
38,866 people
By 2030
38,558 · -0.8%
By 2040
37,743 · -2.9%
By 2050
36,117 · -7.1%
By 2075
30,070 · -22.6%
By 2100
21,966 · -43.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (56%)
Race & ethnicity
Hispanic / Latino 56% White 39% Two or more races 21% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 40% Puerto Rican 3% Cuban 5%
Common ancestry
Lithuanian 2% Serbian 2% Slovak 1%
Foreign-born
27% · Canada, Jamaica
Languages at home
50% English-only · Spanish 50%

Political lean MEDSL · Hendry

2024 margin
Solid R (+38.3) · D 30.4% · R 68.7%
2008→2024 swing
-31.1pp toward R · 2008: -7.2pp · 2024: -38.3pp
All cycles
2024: R+38.3 2020: R+23.0 2016: R+14.2 2012: R+5.9 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 75.20%
Current HPI
537.4928
Rent YoY
Metro
Clewiston, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+3840.0% since first listed
10 events — show timeline
  • 2026-02-13 Listed $334,900 FORTMLS
  • 2023-09-21 Sold (Public Records) $25,000 Public Records
  • 2023-09-20 Sold (MLS) $25,000 FORTMLS
  • 2023-08-22 Pending FORTMLS
  • 2023-03-31 Relisted FORTMLS
  • 2023-03-09 Pending FORTMLS
  • 2022-09-13 Relisted FORTMLS
  • 2022-09-12 Listing Removed FORTMLS
  • 2022-08-29 Listed $27,000 FORTMLS
  • 2002-12-30 Sold (Public Records) $8,500 Public Records

Property tax history

+7.9%/yr

Latest (2025): $531 · +13.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…