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1801 NW Floyd Ave
C+ Composite 63.39
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • ARV discount +3.3/15.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$79,900

1801 NW Floyd Ave · Lawton, OK 73507
3 bd · 1.0 ba · 1,238 sqft · SingleFamily public records · 35 Days on market
Built 1951 7,800 sqft lot Est $73k · 9% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.

Key facts

  • Remodeled
  • Ceramic tile
  • Dual pane windows

Tags

CORNER LOTREMODELEDCERAMIC TILELAMINATE VINYL PLANK FLOORINGDUAL PANE WINDOWSFENCED BACKYARD

Property features AI

Exterior

  • Parking: Driveway with open parking (no garage)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One-story; Corner lot; City street frontage; R-1 single family zoning
  • Construction: Frame construction; Composition roof; Crawl space foundation; Built as a residential single-family home
  • Exterior features: Covered porch; Chain link and wood fencing; Shed(s)

Interior

  • Kitchen: Cooktop; Range hood
  • Flooring: Ceramic tile; Laminate; Vinyl
  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Electric heating; Central electric air conditioning
  • Interior features: Granite counters; Double-pane windows
  • Laundry & utility: Washer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $440 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 12.9% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Pat Henry Es (math 12% / reading 17%, grade F, #604 of 845 statewide, top 76%, 508 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents flat; 208 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.2% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
12.90%
Cash-on-cash
23.60%
DSCR
2.05
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$73,042
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1708 NW Floyd 0.07mi 3/2.0 1,200 (-3%) 6mo $45,000 $38 82
1602 NW Taft Ave 0.34mi 3/1.0 1,300 (+5%) 7mo $40,000 $31 70
2523 NW 17th St 0.16mi 3/1.5 1,100 (-11%) 3mo $103,000 $94 70
2136 NW Carroll Ave 0.53mi 3/1.5 1,200 (-3%) 2mo $114,000 $95 66
1317 NW Bessie Ave 0.42mi 3/1.0 1,100 (-11%) 1mo $30,000 $27 61
1216 NW Carroll Dr 0.55mi 3/2.0 1,200 (-3%) 7mo $71,000 $59 59
2236 NW Lindy Ave 0.67mi 3/1.0 1,300 (+5%) 4mo $32,500 $25 57
1809 NW Kingsbury 0.50mi 2/1.0 (-1) 1,146 (-7%) 3mo $35,000 $31 56
2209 NW Smith Ave 0.48mi 3/1.0 1,400 (+13%) 4mo $82,500 $59 53
1616 NW Taylor Ave 0.49mi 3/2.0 1,400 (+13%) 5mo $145,000 $104 47
2208 NW 14th St 0.43mi 4/2.0 (+1) 1,400 (+13%) 4mo $29,000 $21 46
2312 NW Cheyenne Ave 0.71mi 3/2.0 1,400 (+13%) 4mo $95,000 $68 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold
IRR
13.7%
Equity multiple
1.53×
Total profit
$11,850
Equity at exit
$11,913
10-year hold
IRR
20.4%
Equity multiple
2.51×
Total profit
$33,871
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73507

Home prices YoY
-23.2%
Rents YoY
0.2%
Active inventory
208
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,194 medium interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$51 /mo · $607/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$440

Break-even live

Break-even rent $637
Max offer price $79,900
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-19
    days on market $79,900 Active 35 DOM
  2. 2026-06-18
    days on market $79,900 Active 34 DOM
  3. 2026-06-17
    days on market $79,900 Active 33 DOM
  4. 2026-06-16
    days on market $79,900 Active 32 DOM
  5. 2026-06-15
    days on market $79,900 Active 31 DOM
  6. 2026-06-14
    days on market $79,900 Active 29 DOM
  7. 2026-06-13
    days on market $79,900 Active 28 DOM
  8. 2026-06-10
    days on market $79,900 Active 26 DOM
  9. 2026-06-09
    days on market $79,900 Active 25 DOM
  10. 2026-06-08
    days on market $79,900 Active 24 DOM
  11. 2026-06-07
    days on market $79,900 Active 23 DOM
  12. 2026-06-05
    days on market $79,900 Active 20 DOM
  13. 2026-06-03
    days on market $79,900 Active 19 DOM
  14. 2026-06-02
    days on market $79,900 Active 18 DOM
  15. 2026-06-01
    days on market $79,900 Active 17 DOM
  16. 2026-05-31
    days on market $79,900 Active 16 DOM
  17. 2026-05-30
    days on market $79,900 Active 15 DOM
  18. 2026-05-13
    listed $79,900 Active
  19. 2024-05-16
    soldstatus $98,000
  20. 2024-05-15
    soldstatus $98,000 Closed 246-char remark
    Show marketing remark (246 chars)

    Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.

  21. 2024-04-16
    historical Active Under Contract 246-char remark
    Show marketing remark (246 chars)

    Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.

  22. 2024-04-04
    price $99,900 246-char remark
    Show marketing remark (246 chars)

    Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.

  23. 2024-02-16
    listed $109,900 Active 246-char remark
    Show marketing remark (246 chars)

    Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.

  24. 2002-03-14
    soldstatus $56,000
  25. 1995-12-19
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$607 · $51/mo
Projected year-2 tax
$719 · $60/mo
Expected delta
+$112/yr (+$9/mo · 18.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,322
− Mortgage interest
−$4,476
− Property taxes
−$607
− Insurance
−$400
− Repairs & maintenance
−$1,146
− Management
−$1,146
− Depreciation
−$2,324
Taxable income
$4,224
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,014
After-tax cash flow
$4,266/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
21,046
Household income
$62,132
Rent vs Own
42.1% rent · 57.9% own
Severe rent burden
979.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada, South Korea
Languages at home
89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.48%
Current HPI
127.057
Rent YoY
▲ 0.25%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+48.0% since first listed
8 events — show timeline
  • 2026-05-13 Listed $79,900 LBRMLS
  • 2024-05-16 Sold (Public Records) $98,000 Public Records
  • 2024-05-15 Sold (MLS) $98,000 LBRMLS
  • 2024-04-16 Contingent LBRMLS
  • 2024-04-04 Price Changed $99,900 LBRMLS
  • 2024-02-16 Listed $109,900 LBRMLS
  • 2002-03-14 Sold (Public Records) $56,000 Public Records
  • 1995-12-19 Sold (Public Records) $54,000 Public Records

Property tax history

-0.4%/yr

Latest (2025): $607 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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