1801 NW Floyd Ave · Lawton, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.9/10.0
- ARV discount +3.3/15.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.
Key facts
- Remodeled
- Ceramic tile
- Dual pane windows
Tags
Property features AI
Exterior
- Parking: Driveway with open parking (no garage)
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One-story; Corner lot; City street frontage; R-1 single family zoning
- Construction: Frame construction; Composition roof; Crawl space foundation; Built as a residential single-family home
- Exterior features: Covered porch; Chain link and wood fencing; Shed(s)
Interior
- Kitchen: Cooktop; Range hood
- Flooring: Ceramic tile; Laminate; Vinyl
- Bathrooms: 1 full bathroom; 1 three-quarter bathroom
- Heating & cooling: Electric heating; Central electric air conditioning
- Interior features: Granite counters; Double-pane windows
- Laundry & utility: Washer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $440 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 12.9% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
- Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Pat Henry Es (math 12% / reading 17%, grade F, #604 of 845 statewide, top 76%, 508 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents flat; 208 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.2% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.49% ✓
- Cap rate
- 12.90%
- Cash-on-cash
- 23.60%
- DSCR
- 2.05
- GRM
- 5.6
CMA / ARV
- ARV (on-the-fly)
- $73,042
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1708 NW Floyd | 0.07mi | 3/2.0 | 1,200 (-3%) | 6mo | $45,000 | $38 | 82 |
| 1602 NW Taft Ave | 0.34mi | 3/1.0 | 1,300 (+5%) | 7mo | $40,000 | $31 | 70 |
| 2523 NW 17th St | 0.16mi | 3/1.5 | 1,100 (-11%) | 3mo | $103,000 | $94 | 70 |
| 2136 NW Carroll Ave | 0.53mi | 3/1.5 | 1,200 (-3%) | 2mo | $114,000 | $95 | 66 |
| 1317 NW Bessie Ave | 0.42mi | 3/1.0 | 1,100 (-11%) | 1mo | $30,000 | $27 | 61 |
| 1216 NW Carroll Dr | 0.55mi | 3/2.0 | 1,200 (-3%) | 7mo | $71,000 | $59 | 59 |
| 2236 NW Lindy Ave | 0.67mi | 3/1.0 | 1,300 (+5%) | 4mo | $32,500 | $25 | 57 |
| 1809 NW Kingsbury | 0.50mi | 2/1.0 (-1) | 1,146 (-7%) | 3mo | $35,000 | $31 | 56 |
| 2209 NW Smith Ave | 0.48mi | 3/1.0 | 1,400 (+13%) | 4mo | $82,500 | $59 | 53 |
| 1616 NW Taylor Ave | 0.49mi | 3/2.0 | 1,400 (+13%) | 5mo | $145,000 | $104 | 47 |
| 2208 NW 14th St | 0.43mi | 4/2.0 (+1) | 1,400 (+13%) | 4mo | $29,000 | $21 | 46 |
| 2312 NW Cheyenne Ave | 0.71mi | 3/2.0 | 1,400 (+13%) | 4mo | $95,000 | $68 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.25% rent growth · sell at horizon
- IRR
- 13.7%
- Equity multiple
- 1.53×
- Total profit
- $11,850
- Equity at exit
- $11,913
- IRR
- 20.4%
- Equity multiple
- 2.51×
- Total profit
- $33,871
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73507
- Home prices YoY
- -23.2%
- Rents YoY
- 0.2%
- Active inventory
- 208
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,194 medium interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$51 /mo · $607/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$251
- Net cashflow
- $440
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 25 events
-
2026-06-19days on market $79,900 Active 35 DOM
-
2026-06-18days on market $79,900 Active 34 DOM
-
2026-06-17days on market $79,900 Active 33 DOM
-
2026-06-16days on market $79,900 Active 32 DOM
-
2026-06-15days on market $79,900 Active 31 DOM
-
2026-06-14days on market $79,900 Active 29 DOM
-
2026-06-13days on market $79,900 Active 28 DOM
-
2026-06-10days on market $79,900 Active 26 DOM
-
2026-06-09days on market $79,900 Active 25 DOM
-
2026-06-08days on market $79,900 Active 24 DOM
-
2026-06-07days on market $79,900 Active 23 DOM
-
2026-06-05days on market $79,900 Active 20 DOM
-
2026-06-03days on market $79,900 Active 19 DOM
-
2026-06-02days on market $79,900 Active 18 DOM
-
2026-06-01days on market $79,900 Active 17 DOM
-
2026-05-31days on market $79,900 Active 16 DOM
-
2026-05-30days on market $79,900 Active 15 DOM
-
2026-05-13$79,900 Active
-
2024-05-16soldstatus $98,000
-
2024-05-15soldstatus $98,000 Closed 246-char remark
Show marketing remark (246 chars)
Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.
-
2024-04-16historical Active Under Contract 246-char remark
Show marketing remark (246 chars)
Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.
-
2024-04-04price $99,900 246-char remark
Show marketing remark (246 chars)
Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.
-
2024-02-16$109,900 Active 246-char remark
Show marketing remark (246 chars)
Wonderful mostly redone home on a corner lot. 4 bedroom, 1 3/4 Bath with all new paint, new LVP flooring, new roof some new fixtures and doors and much more. The home has insulated windows and a large backyard. it's ready to go and ready for you.
-
2002-03-14soldstatus $56,000
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1995-12-19soldstatus $54,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $607 · $51/mo
- Projected year-2 tax
- $719 · $60/mo
- Expected delta
- +$112/yr (+$9/mo · 18.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,322
- − Mortgage interest
- −$4,476
- − Property taxes
- −$607
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,146
- − Management
- −$1,146
- − Depreciation
- −$2,324
- Taxable income
- $4,224
- Est. tax owed @ 24.0%
- −$1,014
- After-tax cash flow
- $4,266/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lawton
- NCES district ID
- 4017250
- Math proficiency
- 20% ▼ -12.00%
- Reading proficiency
- 26% ▼ -9.00%
- Median HH income
- $42,618
- Composite
- 19.68/100
- National rank
- #8732
- State rank
- #137 of 270 in OK
Livability — Lawton
- Score
- 63/100
- State rank
- #206
- US rank
- #15131
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lawton, OK
- County
- Comanche County · 96,361 people
- City population
- 89,233
- Metro
- Lawton, OK
- Population (ZIP)
- 21,046
- Household income
- $62,132
- Rent vs Own
- Severe rent burden
- 979.0
Population outlook (Comanche County) Hauer SSP2
- Today (2025)
- 124,518 people
- By 2030
- 124,231 · -0.2%
- By 2040
- 122,193 · -1.9%
- By 2050
- 120,368 · -3.3%
- By 2075
- 120,492 · -3.2%
- By 2100
- 123,113 · -1.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 4%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 5% · Canada, South Korea
- Languages at home
- 89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%
Political lean MEDSL · Comanche
- 2024 margin
- Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
- 2008→2024 swing
- -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
- All cycles
- 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -38.48%
- Current HPI
- 127.057
- Rent YoY
- ▲ 0.25%
- Metro
- Lawton, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+48.0% since first listed8 events — show timeline
- 2026-05-13 Listed $79,900 LBRMLS
- 2024-05-16 Sold (Public Records) $98,000 Public Records
- 2024-05-15 Sold (MLS) $98,000 LBRMLS
- 2024-04-16 Contingent — LBRMLS
- 2024-04-04 Price Changed $99,900 LBRMLS
- 2024-02-16 Listed $109,900 LBRMLS
- 2002-03-14 Sold (Public Records) $56,000 Public Records
- 1995-12-19 Sold (Public Records) $54,000 Public Records
Property tax history
-0.4%/yrLatest (2025): $607 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…