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1710 Bolling Ave
A Composite 87.51
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Rent growth +4.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$52,500

1710 Bolling Ave · Louisville, KY 40210
2 bd · 1.0 ba · 751 sqft · SingleFamily · 35 Days on market
Built 1915 3,128 sqft lot Est $84k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Attention Investors! Cash or hard money purchase. Property being sold as is. Home has been 90% rehabbed. Looking for the right person to bring it across the finish line and make a good ROI. Would make a great rental property or primary home for a handy person. Lots of new updates, including new roof, vinyl siding, flooring, fresh paint, windows. Will need AC water heater and bathroom vanity etc.

Key facts

  • Fresh paint
  • New flooring
  • Vinyl siding

Tags

NEW ROOFVINYL SIDINGNEW FLOORINGFRESH PAINTNEW WINDOWS

Property features AI

Finance

  • HOA & community: No association fee

Exterior

  • Parking: Rear entry parking
  • Utilities: Electricity connected; Natural gas available
  • Home design: Single-family residence, Shotgun style; One story
  • Construction: Built in 1915; Vinyl siding and wood frame construction; Shingle roof; Concrete block foundation
  • Exterior features: Lot approximately 0.07 acres (25 x 125); Subdivision: MARYDALE

Interior

  • Kitchen: First-floor kitchen
  • Bedrooms: 2 bedrooms on the first floor
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Natural gas heating; 1 HVAC unit
  • Interior features: 4 total rooms; Unfinished walkout basement
  • Laundry & utility: First-floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $52k.

Deal economics

  • At list price, monthly cash flow is $473 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $52k).
  • Recommended offer: $51k (3.0% below list) — sets the bar for market timing.
  • Cap rate 17.1% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
  • Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+8.1%/yr); 91 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $6k of equity ($363 loan paydown + $5k appreciation (10.0% local appreciation)).
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($51k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $50,925 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.96%
Cap rate
17.11%
Cash-on-cash
38.62%
DSCR
2.72
GRM
4.3

CMA / ARV

ARV (on-the-fly)
$84,112
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1333 S 22nd St 0.47mi 2/1.0 744 (-1%) 11mo $87,000 $117 68
1634 Dixdale Ave 0.50mi 2/1.0 740 (-2%) 8mo $117,500 $159 68
1639 Dixdale Ave 0.47mi 3/1.0 (+1) 746 (-1%) 5mo $128,000 $172 67
2112 Wilson Ave 0.53mi 3/1.0 (+1) 728 (-3%) 2mo $33,000 $45 64
1335 S 22nd St 0.47mi 2/1.0 705 (-6%) 6mo $27,000 $38 63
2519 Standard Ave 0.72mi 2/1.0 783 (+4%) 1mo $87,000 $111 58
1739 Dumesnil St 0.53mi 2/1.0 800 (+6%) 9mo $70,000 $88 57
1814 W Lee St 0.39mi 3/1.0 (+1) 816 (+9%) 8mo $112,500 $138 56
1777 Bernheim Ln 0.58mi 2/1.0 841 (+12%) 7mo $94,050 $112 47
2117 Dixdale Ave 0.75mi 2/1.0 815 (+8%) 12mo $130,000 $160 41
1147 S 15th St 0.69mi 2/1.0 848 (+13%) 9mo $35,000 $41 39
1637 W Oak St 0.61mi 1/1.0 (-1) 854 (+14%) 7mo $27,000 $32 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
57.4%
Equity multiple
5.36×
Total profit
$64,151
Equity at exit
$47,296
10-year hold
IRR
53.0%
Equity multiple
13.15×
Total profit
$178,666
Equity at exit
$101,996

Cash invested: $14,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 40210

Home prices YoY
12.1%
Rents YoY
8.1%
Active inventory
91
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,027 high interval (Pro) →
Mortgage (P&I)
$275
Tax from tax record
$41 /mo · $493/yr
Insurance
$22
HOA
$0
Vacancy / Maint / Mgmt
$216
Net cashflow
$473

Break-even live

Break-even rent $428
Max offer price $52,500
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,125
Closing costs
$1,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1714 W Hill St Louisville, KY 3.0 1.0 1050 $1,045 $1.00 23d 1 0.08mi
1708 W Gaulbert Ave Louisville, KY 3.0 1.0 936 $975 $1.04 23d 1 0.14mi
1768 W Hill St Louisville, KY 2.0 1.0 675 $925 $1.37 23d 1 0.19mi
1710 Saint Louis Ave Louisville, KY 2.0 1.0 720 $1,000 $1.39 3d 1 0.25mi
1792 W Gaulbert Ave Louisville, KY 2.0 1.0 915 $950 $1.04 23d 1 0.29mi
1842 Bolling Ave Louisville, KY 1.0 1.0 900 $895 $0.99 14d 1 0.39mi
1305 S 17th St Louisville, KY 2.0 1.0 750 $950 $1.27 23d 1 0.41mi
1333 S 22nd St Louisville, KY 2.0 1.0 744 $1,200 $1.61 23d 1 0.46mi
1606 Algonquin Pkwy Unit 22 Louisville, KY 2.0 1.0 626 $750 $1.20 23d 1 0.49mi
1854 W Ormsby Ave Louisville, KY 2.0 2.0 1094 $800 $0.73 16d 1 0.52mi
1148 S 17th St Unit 2 Louisville, KY 3.0 1.0 1000 $895 $0.90 23d 1 0.65mi
1836 Algonquin Pkwy Unit 1 Louisville, KY 1.0 1.0 650 $650 $1.00 14d 1 0.66mi
1836 Algonquin Pkwy Unit 2 Louisville, KY 1.0 1.0 600 $650 $1.08 23d 1 0.66mi
1616 Gallagher St Louisville, KY 3.0 1.5 1056 $1,400 $1.33 23d 1 0.69mi
1816 Gregg Ave Louisville, KY 2.0 2.0 773 $1,100 $1.42 16d 1 0.69mi
2400 Burwell Ave Louisville, KY 2.0 1.0 972 $895 $0.92 16d 1 0.69mi
4600 South St Unit PARKWAYE1 Louisville, KY 2.0 1.0 700 $749 $1.07 23d 1 0.85mi
1349 Olive St Unit 3 Louisville, KY 1.0 1.0 600 $695 $1.16 3d 1 0.86mi
1349 Olive St Unit 4 Louisville, KY 1.0 1.0 550 $650 $1.18 3d 1 0.86mi
1349 Olive St Unit 4 Louisville, KY 1.0 1.0 600 $725 $1.21 23d 1 0.86mi
1644 W Kentucky St Unit 3 Louisville, KY 3.0 1.0 900 $950 $1.06 23d 1 0.88mi
2614 Virginia Ave Louisville, KY 2.0 1.0 975 $925 $0.95 23d 1 0.88mi
1339 S 28th St Unit 3 Louisville, KY 3.0 1.0 1125 $1,175 $1.04 20d 1 0.94mi
2706 Wyandotte Ave Louisville, KY 2.0 1.0 756 $1,295 $1.71 3d 1 0.96mi
1438 Lillian Ave Louisville, KY 2.0 1.0 777 $1,050 $1.35 17d 1 0.96mi
1501 Bellamy Pl Louisville, KY 2.0–4.0 2.0–4.0 1074 $1,758 $1.64 3d 1 0.96mi
2706 Hale Ave Unit 2 Louisville, KY 2.0 1.0 900 $1,250 $1.39 23d 1 1.00mi
2706 Hale Ave Unit 1 Louisville, KY 3.0 1.0 1100 $1,400 $1.27 23d 1 1.00mi
2807 Dumesnil St Unit 101 Louisville, KY 1.0 1.0 750 $950 $1.27 23d 1 1.02mi
2913 Dumesnil St Apt 3 Louisville, KY 3.0 1.0 1112 $740 $0.67 10d 1 1.11mi
1439 Beech St Apt 1 Louisville, KY 3.0 1.5 1000 $820 $0.82 23d 1 1.11mi
1927 S 28th St Louisville, KY 2.0 1.0 700 $1,200 $1.71 23d 1 1.13mi
2513 Date St Unit 2 Louisville, KY 1.0 1.0 700 $745 $1.06 3d 1 1.14mi
1312 S 6th St Unit 609 FT-1B Louisville, KY 1.0 1.0 525 $825 $1.57 23d 1 1.14mi
2708 Greenwood Ave Apt 1 Louisville, KY 3.0 1.0 1100 $1,300 $1.18 23d 1 1.14mi
1310 S 6th St Unit 1310 S 6th-3 Louisville, KY 1.0 1.0 679 $825 $1.22 3d 1 1.14mi
1418 Beech St Unit 2 Louisville, KY 2.0 1.0 1000 $980 $0.98 21d 1 1.15mi
848 S 23rd St Louisville, KY 3.0 1.5 1050 $1,450 $1.38 23d 1 1.16mi
3004 Wyandotte Ave Louisville, KY 2.0 1.0 700 $1,200 $1.71 16d 1 1.16mi
1055 Euclid Ave Louisville, KY 2.0 1.0 914 $1,325 $1.45 23d 1 1.17mi

Listing history 14 events

  1. 2026-06-18
    days on market $52,500 Active 35 DOM
  2. 2026-06-17
    days on market $52,500 Active 34 DOM
  3. 2026-06-16
    days on market $52,500 Active 33 DOM
  4. 2026-06-15
    days on market $52,500 Active 32 DOM
  5. 2026-06-13
    days on market $52,500 Active 30 DOM
  6. 2026-06-10
    days on market $52,500 Active 27 DOM
  7. 2026-06-09
    days on market $52,500 Active 26 DOM
  8. 2026-06-08
    days on market $52,500 Active 25 DOM
  9. 2026-06-07
    days on market $52,500 Active 24 DOM
  10. 2026-06-03
    days on market $52,500 Active 20 DOM
  11. 2026-06-02
    days on market $52,500 Active 19 DOM
  12. 2026-06-01
    days on market $52,500 Active 18 DOM
  13. 2026-05-31
    days on market $52,500 Active 17 DOM
  14. 2026-05-14
    listed $57,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KY · Resets to sale price

Current annual tax
$493 · $41/mo
Projected year-2 tax
$493 · $41/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,325
− Mortgage interest
−$2,941
− Property taxes
−$493
− Insurance
−$262
− Repairs & maintenance
−$986
− Management
−$986
− Depreciation
−$1,527
Taxable income
$5,129
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,231
After-tax cash flow
$4,446/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
2102990
Math proficiency
19% ▼ -17.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$47,885
Composite
23.45/100
National rank
#7884
State rank
#121 of 165 in KY

Livability — Louisville

Score
63/100
State rank
#333
US rank
#15887

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety D+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Louisville, KY
County
Jefferson County · 790,184 people
City population
769,292
Metro
Louisville/Jefferson County, KY-IN
Population (ZIP)
13,518
Household income
$35,347
Rent vs Own
56.0% rent · 44.0% own
Severe rent burden
815.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
823,112 people
By 2030
849,343 · +3.2%
By 2040
895,696 · +8.8%
By 2050
933,630 · +13.4%
By 2075
1,028,262 · +24.9%
By 2100
1,072,675 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (84%)
Race & ethnicity
Black 84% White 8% Two or more races 5% Hispanic / Latino 3%
Common ancestry
Iranian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 3%

Political lean MEDSL · Jefferson

2024 margin
D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
2008→2024 swing
+4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 28.45%
Current HPI
264.0146
Rent YoY
▲ 8.05%
Metro
Louisville/Jefferson County, KY-IN
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-14 Listed $57,500 Metro Search MLS

Property tax history

+13.5%/yr

Latest (2025): $493 · -1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…