3021 Belair Rd · Baltimore, MD
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- DSCR +8.4/10.0
- ARV discount +7.5/15.0
- 1% rule +5.7/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
$169,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Exceptional Properties. Exceptional Clients. Welcome to 3021 Belair Road, a beautifully refreshed home in Northeast Baltimore offering the perfect blend of space, light, and modern updates. This 3-bedroom, 2 full bathroom property has been thoughtfully updated and is truly move-in ready. Step inside to find new luxury waterproof plank flooring throughout, complemented by fresh paint that creates a bright and inviting atmosphere. The home features generously sized rooms and a functional layout, including a full dining space ideal for everyday living and entertaining. The kitchen is equipped with updated appliances, and natural light pours in throughout the home, enhancing the open and airy feel. A full bathroom on the main level adds everyday convenience and flexibility for guests or multi-level living. The home also includes a large basement with a washer and dryer, offering additional storage, workspace, or potential for future customization. Step outside to enjoy a rear patio space, perfect for relaxing or entertaining, with potential for off-street parking—a valuable feature in the city. Conveniently located along the Belair Road corridor, this home offers easy access to Clifton Park, Herring Run Park, and downtown Baltimore, and is just minutes from Morgan State University, Johns Hopkins University, and other nearby colleges. With multiple bus lines running along Belair Road, commuting and city access are incredibly convenient. Schedule a tour today!
Key facts
- Built 1925
- Listed 62 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $170k.
Deal economics
- At list price, monthly cash flow is $335 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $160k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 42% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $210 of equity ($1k loan paydown + $-965 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $48k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 9.05%
- Cash-on-cash
- 9.85%
- DSCR
- 1.44
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $106,282
- List price
- $169,900
- Delta
- 59.86%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3114 Mareco Ave | 0.09mi | 3/2.0 | 1,410 (-1%) | 2mo | $125,000 | $89 | 93 |
| 3444 Belair Rd | 0.31mi | 3/2.0 | 1,428 (+0%) | 2mo | $131,000 | $92 | 83 |
| 2902 Clifton Park Ter | 0.16mi | 3/1.5 | 1,344 (-6%) | 1mo | $66,000 | $49 | 81 |
| 2846 Lake Ave | 0.27mi | 4/2.5 (+1) | 1,455 (+2%) | 2mo | $235,000 | $162 | 75 |
| 3533 Elmley Ave | 0.29mi | 3/1.5 | 1,344 (-6%) | 1mo | $70,000 | $52 | 74 |
| 3564 Elmora Ave | 0.40mi | 3/1.5 | 1,478 (+4%) | 1mo | $133,500 | $90 | 72 |
| 3406 Ramona Ave | 0.68mi | 3/2.0 | 1,408 (-1%) | 0mo | $85,000 | $60 | 66 |
| 2821 Erdman Ave | 0.21mi | 2/2.0 (-1) | 1,260 (-11%) | 0mo | $75,000 | $60 | 66 |
| 3571 Dudley Ave | 0.71mi | 3/2.0 | 1,400 (-2%) | 1mo | $175,000 | $125 | 64 |
| 3733 Ravenwood Ave | 0.61mi | 3/2.0 | 1,350 (-5%) | 1mo | $135,000 | $100 | 62 |
| 3620 Erdman Ave | 0.38mi | 3/2.0 | 1,600 (+12%) | 2mo | $120,000 | $75 | 60 |
| 3211 Chesterfield Ave | 0.47mi | 2/1.0 (-1) | 1,509 (+6%) | 3mo | $150,000 | $99 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 7.2%
- Equity multiple
- 1.34×
- Total profit
- $16,040
- Equity at exit
- $44,563
- IRR
- 14.5%
- Equity multiple
- 2.61×
- Total profit
- $76,701
- Equity at exit
- $49,894
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,811 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$78 /mo · $940/yr
- Insurance
- −$71
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$380
- Net cashflow
- $335
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3335 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1344 | $1,600 | $1.19 | 23d | 1 | 0.26mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 43d | 1 | 0.27mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 17d | 1 | 0.27mi |
| 3213 Elmley Ave Baltimore, MD | 2.0 | 1.0 | 1188 | $1,395 | $1.17 | 43d | 1 | 0.27mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 4d | 1 | 0.27mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 12d | 1 | 0.27mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 23d | 1 | 0.28mi |
| 3326 Elmora Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 23d | 1 | 0.28mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 23d | 1 | 0.29mi |
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 43d | 1 | 0.29mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 43d | 1 | 0.30mi |
| 3551 Elmley Ave Baltimore, MD | 3.0 | 1.5 | 1872 | $2,095 | $1.12 | 23d | 1 | 0.31mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 23d | 1 | 0.32mi |
| 3512 Elmora Ave Baltimore, MD | 3.0 | 1.5 | 1472 | $1,900 | $1.29 | 20d | 1 | 0.32mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 17d | 1 | 0.34mi |
| 2113 Belair Rd Baltimore, MD | 3.0 | 1.0 | 1344 | $1,795 | $1.34 | 43d | 1 | 0.36mi |
| 3610 Elmley Ave Baltimore, MD | 2.0 | 1.5 | 1200 | $1,550 | $1.29 | 20d | 1 | 0.38mi |
| 3515 Parklawn Ave Baltimore, MD | 3.0 | 2.0 | 1240 | $1,700 | $1.37 | 2d | 1 | 0.38mi |
| 2837 Pelham Ave Baltimore, MD | 4.0 | 2.0 | 1164 | $1,675 | $1.44 | 43d | 1 | 0.39mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 23d | 1 | 0.40mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 43d | 1 | 0.41mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 11d | 1 | 0.46mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 43d | 1 | 0.46mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 11d | 1 | 0.48mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 43d | 1 | 0.49mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 23d | 1 | 0.51mi |
| 3603 Ravenwood Ave Unit 1 Baltimore, MD | 4.0 | 1.0 | 1566 | $1,600 | $1.02 | 43d | 1 | 0.52mi |
| 3914 Erdman Ave #1 Baltimore, MD | 3.0 | 1.0 | 1200 | $1,319 | $1.10 | 17d | 1 | 0.53mi |
| 3572 Juneway Unit 1 Baltimore, MD | 2.0 | 1.0 | 1800 | $1,200 | $0.67 | 43d | 1 | 0.57mi |
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 43d | 1 | 0.57mi |
| 4104 Erdman Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1566 | $1,075 | $0.69 | 4d | 1 | 0.58mi |
| 3300 Dudley Ave Baltimore, MD | 4.0 | 2.0 | 1724 | $2,200 | $1.28 | 43d | 1 | 0.59mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 43d | 1 | 0.61mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 23d | 1 | 0.72mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 23d | 1 | 0.74mi |
| 3573 Shannon Dr Baltimore, MD | 4.0 | 2.0 | 1493 | $2,300 | $1.54 | 17d | 1 | 0.75mi |
| 2522 E Federal St Baltimore, MD | 2.0 | 2.0 | 1760 | $1,400 | $0.80 | 43d | 1 | 0.83mi |
| 2311 E Lafayette Ave Baltimore, MD | 3.0 | 1.0 | 1000 | $1,400 | $1.40 | 43d | 1 | 0.83mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 23d | 1 | 0.84mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 23d | 1 | 0.84mi |
Listing history 12 events
-
2026-05-14price $169,900 1484-char remark
Show marketing remark (1484 chars)
Exceptional Properties. Exceptional Clients. Welcome to 3021 Belair Road, a beautifully refreshed home in Northeast Baltimore offering the perfect blend of space, light, and modern updates. This 3-bedroom, 2 full bathroom property has been thoughtfully updated and is truly move-in ready. Step inside to find new luxury waterproof plank flooring throughout, complemented by fresh paint that creates a bright and inviting atmosphere. The home features generously sized rooms and a functional layout, including a full dining space ideal for everyday living and entertaining. The kitchen is equipped with updated appliances, and natural light pours in throughout the home, enhancing the open and airy feel. A full bathroom on the main level adds everyday convenience and flexibility for guests or multi-level living. The home also includes a large basement with a washer and dryer, offering additional storage, workspace, or potential for future customization. Step outside to enjoy a rear patio space, perfect for relaxing or entertaining, with potential for off-street parking—a valuable feature in the city. Conveniently located along the Belair Road corridor, this home offers easy access to Clifton Park, Herring Run Park, and downtown Baltimore, and is just minutes from Morgan State University, Johns Hopkins University, and other nearby colleges. With multiple bus lines running along Belair Road, commuting and city access are incredibly convenient. Schedule a tour today!
-
2026-03-26$179,900 Active 1484-char remark
Show marketing remark (1484 chars)
Exceptional Properties. Exceptional Clients. Welcome to 3021 Belair Road, a beautifully refreshed home in Northeast Baltimore offering the perfect blend of space, light, and modern updates. This 3-bedroom, 2 full bathroom property has been thoughtfully updated and is truly move-in ready. Step inside to find new luxury waterproof plank flooring throughout, complemented by fresh paint that creates a bright and inviting atmosphere. The home features generously sized rooms and a functional layout, including a full dining space ideal for everyday living and entertaining. The kitchen is equipped with updated appliances, and natural light pours in throughout the home, enhancing the open and airy feel. A full bathroom on the main level adds everyday convenience and flexibility for guests or multi-level living. The home also includes a large basement with a washer and dryer, offering additional storage, workspace, or potential for future customization. Step outside to enjoy a rear patio space, perfect for relaxing or entertaining, with potential for off-street parking—a valuable feature in the city. Conveniently located along the Belair Road corridor, this home offers easy access to Clifton Park, Herring Run Park, and downtown Baltimore, and is just minutes from Morgan State University, Johns Hopkins University, and other nearby colleges. With multiple bus lines running along Belair Road, commuting and city access are incredibly convenient. Schedule a tour today!
-
2026-03-24historical $179,900 1484-char remark
Show marketing remark (1484 chars)
Exceptional Properties. Exceptional Clients. Welcome to 3021 Belair Road, a beautifully refreshed home in Northeast Baltimore offering the perfect blend of space, light, and modern updates. This 3-bedroom, 2 full bathroom property has been thoughtfully updated and is truly move-in ready. Step inside to find new luxury waterproof plank flooring throughout, complemented by fresh paint that creates a bright and inviting atmosphere. The home features generously sized rooms and a functional layout, including a full dining space ideal for everyday living and entertaining. The kitchen is equipped with updated appliances, and natural light pours in throughout the home, enhancing the open and airy feel. A full bathroom on the main level adds everyday convenience and flexibility for guests or multi-level living. The home also includes a large basement with a washer and dryer, offering additional storage, workspace, or potential for future customization. Step outside to enjoy a rear patio space, perfect for relaxing or entertaining, with potential for off-street parking—a valuable feature in the city. Conveniently located along the Belair Road corridor, this home offers easy access to Clifton Park, Herring Run Park, and downtown Baltimore, and is just minutes from Morgan State University, Johns Hopkins University, and other nearby colleges. With multiple bus lines running along Belair Road, commuting and city access are incredibly convenient. Schedule a tour today!
-
2024-01-05historical $1,400
-
2023-12-13$1,400
-
2023-06-22soldstatus $160,000
-
2019-04-08status Active 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
-
2019-03-29soldstatus $30,000 Closed 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
-
2019-03-01historical 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
-
2019-01-01status Active 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
-
2019-01-01historical 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
-
2018-09-04$30,000 Active 309-char remark
Show marketing remark (309 chars)
This 1,422 square foot rowhouse awaits your ideas! Perfect rental for an investment portfolio or a home owner that wants to fix up a home! Convenient to shopping, restaurants, parks, playground, ball fields, downtown, bus routes, 95, 895, and 40! Bring all offers! Be a part of the Belair Edison neighborhood!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $940 · $78/mo
- Projected year-2 tax
- $1,396 · $116/mo
- Expected delta
- +$456/yr (+$38/mo · 48.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,728
- − Mortgage interest
- −$9,517
- − Property taxes
- −$940
- − Insurance
- −$1,516
- − Repairs & maintenance
- −$1,738
- − Management
- −$1,738
- − Depreciation
- −$4,943
- Taxable income
- $1,336
- Est. tax owed @ 24.0%
- −$321
- After-tax cash flow
- $3,697/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+466.3% since first listed12 events — show timeline
- 2026-05-14 Price Changed $169,900 BRIGHT MLS
- 2026-03-26 Listed $179,900 BRIGHT MLS
- 2026-03-24 Coming Soon $179,900 BRIGHT MLS
- 2024-01-05 Rental Removed $1,400 Avail
- 2023-12-13 Listed for Rent $1,400 Avail
- 2023-06-22 Sold (Public Records) $160,000 Public Records
- 2019-04-08 Relisted — BRIGHT MLS
- 2019-03-29 Sold (MLS) $30,000 BRIGHT MLS
- 2019-03-01 Listing Removed — BRIGHT MLS
- 2019-01-01 Relisted — BRIGHT MLS
- 2019-01-01 Listing Removed — BRIGHT MLS
- 2018-09-04 Listed $30,000 BRIGHT MLS
Property tax history
-3.8%/yrLatest (2025): $940 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…