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2246 Graythorn
D Composite 42.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • ARV discount +8.1/15.0
  • DSCR +4.5/10.0
  • Livability +3.9/5.0
  • 1% rule +3.8/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$239,900

2246 Graythorn · Middle River, MD 21220
3 bd · 2.0 ba · 1,440 sqft · Townhouse public records · 18 Days on market
Built 1957 2,800 sqft lot Est $243k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well-maintained end-unit townhouse with driveway parking. This property combines practical living with key updates to offer a comfortable and convenient home. Inside, you’ll find original hardwood floors throughout the first and second levels. The kitchen features granite countertops installed in 2020, ceramic tile floor & stainless steel appliances. With three bedrooms and two full bathrooms, this home accommodates both individual and family needs. The basement, fully remodeled in 2022 with all necessary permits, includes a full bath & washer and dryer providing additional value. Key upgrades include a new water heater in 2023, ensuring the home's functionality for the future. The property is also certified lead-free. The exterior offers a fenced yard for private outdoor activities and a driveway in the rear yard for convenient parking.

Key facts

  • Fenced yard
  • Granite countertops
  • Driveway parking

Tags

STAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSORIGINAL HARDWOOD FLOORSFULLY REMODELED BASEMENTFENCED YARDDRIVEWAY PARKING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $240k.

Deal economics

  • At list price, monthly cash flow is $63 ($758/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (12.1% below list).
  • Recommended offer: $211k (12.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 4.2% in Middle River — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#76 in MD, #2,777 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime F.
  • Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hawthorne Elementary (math 2% / reading 8%, grade F, #766 of 860 statewide, top 93%, 491 students, 87% FRL); Stemmers Run Middle (math 5% / reading 28%, grade F, #174 of 225 statewide, top 81%, 838 students, 68% FRL); Kenwood High (math 10% / reading 43%, grade F, #161 of 222 statewide, top 72%, 1,908 students, 63% FRL) — zoned schools average 73% FRL vs 39% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 47% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,882 (12.1% below list)

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.61%
Cash-on-cash
1.13%
DSCR
1.05
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$243,360
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2218 Southorn Rd 0.08mi 3/1.5 1,408 (-2%) 3mo $190,000 $135 88
2162 Vailthorn 0.13mi 3/2.0 1,536 (+7%) 2mo $234,000 $152 81
2233 Firethorn Rd 0.24mi 3/1.5 1,365 (-5%) 1mo $200,000 $147 77
2247 Graythorn Rd 0.03mi 3/1.0 1,272 (-12%) 2mo $233,000 $183 74
725 Kingston Rd 0.34mi 4/1.5 (+1) 1,405 (-2%) 3mo $270,000 $192 71
710 Kingston Rd 0.32mi 3/2.0 1,319 (-8%) 1mo $239,900 $182 70
237 Riverthorn Rd 0.29mi 4/2.0 (+1) 1,536 (+7%) 1mo $212,000 $138 69
2169 Redthorn Rd 0.17mi 3/1.5 1,272 (-12%) 5mo $161,000 $127 67
404 Grovethorn 0.29mi 3/1.5 1,274 (-12%) 4mo $220,000 $173 62
133 Riverthorn Rd 0.39mi 4/1.5 (+1) 1,324 (-8%) 8mo $147,500 $111 54
548 Hopkins Landing Dr #548 0.63mi 2/2.0 (-1) 1,548 (+8%) 2mo $290,000 $187 52
608 Hopkins Landing Dr #608 0.63mi 2/2.0 (-1) 1,654 (+15%) 8mo $280,000 $169 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.83% rent growth · sell at horizon

5-year hold
IRR
-16.9%
Equity multiple
0.41×
Total profit
$-39,361
Equity at exit
$35,770
10-year hold
IRR
-13.2%
Equity multiple
0.30×
Total profit
$-46,811
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 21220

Rents YoY
0.8%
Active inventory
252
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,109 high interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$245 /mo · $2,938/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$443
Net cashflow
$63

Break-even live

Break-even rent $2,029
Max offer price $239,900
Occupancy floor 92%

Sensitivity live

Price -10% $199 -5% $131 +0% $63 +5% $-5 +10% $-73
Rent -10% $-103 -5% $-20 +0% $63 +5% $146 +10% $230
Rate -1.0pp $184 -0.5pp $124 base $63 +0.5pp $1 +1.0pp $-62

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2242 Graythorn Rd Middle River, MD 3.0 1.5 1024 $2,195 $2.14 45d 1 0.03mi
2167 Graythorn Rd Middle River, MD 3.0 1.5 1324 $1,900 $1.44 25d 1 0.13mi
2203 Redthorn Rd Middle River, MD 3.0 2.0 1144 $2,200 $1.92 12d 1 0.16mi
2202 Firethorn Rd Middle River, MD 3.0 2.5 1324 $2,300 $1.74 45d 1 0.23mi
2128 Cockspur Rd Middle River, MD 3.0 1.5 1272 $2,100 $1.65 25d 1 0.24mi
2207 Firethorn Rd Middle River, MD 3.0 1.5 1600 $2,400 $1.50 18d 1 0.25mi
433 Grovethorn Rd Middle River, MD 3.0 2.0 1024 $2,000 $1.95 23d 1 0.25mi
120 Kingston Rd Middle River, MD 3.0 2.0 1024 $1,950 $1.90 25d 1 0.40mi
736 West Kingsway Middle River, MD 3.0 1.0 1100 $1,742 $1.58 21d 7 0.42mi
1 Alder Dr Middle River, MD 1.0–3.0 1.0 1000 $2,249 $2.25 0d 9 0.46mi
2125 Hawthorne Rd Middle River, MD 3.0 2.0 1299 $2,100 $1.62 45d 1 0.47mi
60 S Hawthorne Rd Middle River, MD 3.0 1.0 1234 $2,250 $1.82 45d 1 0.51mi
47 S Hawthorne Rd Middle River, MD 3.0 1.0 1024 $1,900 $1.86 25d 1 0.53mi
439 Hopkins Landing Dr Essex, MD 2.0 2.0 1485 $1,795 $1.21 12d 1 0.69mi
1710 Huber Rd Essex, MD 3.0 2.5 1848 $2,900 $1.57 45d 1 0.75mi
1314 First Rd Middle River, MD 2.0 1.0 1008 $1,700 $1.69 0d 1 0.76mi
28 Ebbing Ct Essex, MD 3.0 2.5 1464 $2,095 $1.43 0d 1 0.86mi
19 Mooring Ct Essex, MD 3.0 1.5 1439 $1,900 $1.32 0d 1 0.86mi
146 Marine Oaks Dr Essex, MD 3.0 1.5 1516 $2,700 $1.78 25d 1 0.91mi
303 Endsleigh Ave Middle River, MD 3.0 2.0 1144 $1,950 $1.70 23d 1 1.08mi
153 Bennett Rd Unit Labs Essex, MD 2.0 2.0 1196 $1,800 $1.51 6d 1 1.09mi
233 Orville Rd Essex, MD 3.0 2.0 1144 $1,850 $1.62 45d 1 1.11mi
1542 Becklow Ave Middle River, MD 4.0 2.0 1224 $1,800 $1.47 0d 1 1.16mi
1516 Becklow Ave Middle River, MD 3.0 1.0 1144 $2,100 $1.84 23d 1 1.18mi
54 Stemmers Run Rd Essex, MD 3.0 2.5 1260 $1,950 $1.55 45d 1 1.20mi
1513 Aldeney Ave Middle River, MD 4.0 2.0 1324 $2,295 $1.73 25d 1 1.21mi
42 Holcumb Ct Middle River, MD 3.0 1.5 1452 $2,200 $1.52 45d 1 1.31mi
22 Nakota Ct Middle River, MD 3.0 1.5 1194 $2,000 $1.68 45d 1 1.34mi
832 N Marlyn Ave Essex, MD 3.0 2.0 1416 $2,300 $1.62 45d 1 1.36mi
1409 Nicolay Way Essex, MD 3.0 2.0 1008 $1,950 $1.93 6d 1 1.38mi
1402 Nicolay Way Unit 1 Essex, MD 3.0 1.5 1432 $1,925 $1.34 6d 1 1.39mi
1402 Nicolay Way Essex, MD 3.0 2.0 1432 $1,925 $1.34 5d 1 1.39mi
10 Blackfoot Ct Middle River, MD 4.0 2.5 1596 $2,349 $1.47 45d 1 1.40mi
10 Blackfoot Ct Middle River, MD 3.0 2.5 1740 $2,299 $1.32 25d 1 1.40mi
2 Chelmsford Ct Middle River, MD 3.0 1.5 1122 $2,100 $1.87 4d 1 1.42mi
326 Stemmers Run Rd Essex, MD 4.0 2.0 1144 $2,300 $2.01 45d 1 1.43mi
70 Chelmsford Ct Middle River, MD 3.0 1.5 1620 $1,850 $1.14 25d 1 1.46mi
72 Chelmsford Ct Middle River, MD 3.0 2.0 1700 $1,899 $1.12 25d 1 1.46mi
421 Torner Rd Essex, MD 3.0 2.0 1024 $2,050 $2.00 23d 1 1.49mi
706 Seawall Rd Essex, MD 3.0 1.0 1114 $1,900 $1.71 6d 1 1.50mi

Listing history 18 events

  1. 2026-04-06
    status Pending
  2. 2026-03-19
    listed $239,900 Active
  3. 2024-05-29
    soldstatus $230,000
  4. 2024-05-16
    soldstatus $230,000 Closed 867-char remark
    Show marketing remark (867 chars)

    Well-maintained end-unit townhouse with driveway parking. This property combines practical living with key updates to offer a comfortable and convenient home. Inside, you’ll find original hardwood floors throughout the first and second levels. The kitchen features granite countertops installed in 2020, ceramic tile floor & stainless steel appliances. With three bedrooms and two full bathrooms, this home accommodates both individual and family needs. The basement, fully remodeled in 2022 with all necessary permits, includes a full bath & washer and dryer providing additional value. Key upgrades include a new water heater in 2023, ensuring the home's functionality for the future. The property is also certified lead-free. The exterior offers a fenced yard for private outdoor activities and a driveway in the rear yard for convenient parking.

  5. 2024-04-15
    status Pending 867-char remark
    Show marketing remark (867 chars)

    Well-maintained end-unit townhouse with driveway parking. This property combines practical living with key updates to offer a comfortable and convenient home. Inside, you’ll find original hardwood floors throughout the first and second levels. The kitchen features granite countertops installed in 2020, ceramic tile floor & stainless steel appliances. With three bedrooms and two full bathrooms, this home accommodates both individual and family needs. The basement, fully remodeled in 2022 with all necessary permits, includes a full bath & washer and dryer providing additional value. Key upgrades include a new water heater in 2023, ensuring the home's functionality for the future. The property is also certified lead-free. The exterior offers a fenced yard for private outdoor activities and a driveway in the rear yard for convenient parking.

  6. 2024-04-08
    price $234,000 867-char remark
    Show marketing remark (867 chars)

    Well-maintained end-unit townhouse with driveway parking. This property combines practical living with key updates to offer a comfortable and convenient home. Inside, you’ll find original hardwood floors throughout the first and second levels. The kitchen features granite countertops installed in 2020, ceramic tile floor & stainless steel appliances. With three bedrooms and two full bathrooms, this home accommodates both individual and family needs. The basement, fully remodeled in 2022 with all necessary permits, includes a full bath & washer and dryer providing additional value. Key upgrades include a new water heater in 2023, ensuring the home's functionality for the future. The property is also certified lead-free. The exterior offers a fenced yard for private outdoor activities and a driveway in the rear yard for convenient parking.

  7. 2024-04-02
    listed $239,000 Active 867-char remark
    Show marketing remark (867 chars)

    Well-maintained end-unit townhouse with driveway parking. This property combines practical living with key updates to offer a comfortable and convenient home. Inside, you’ll find original hardwood floors throughout the first and second levels. The kitchen features granite countertops installed in 2020, ceramic tile floor & stainless steel appliances. With three bedrooms and two full bathrooms, this home accommodates both individual and family needs. The basement, fully remodeled in 2022 with all necessary permits, includes a full bath & washer and dryer providing additional value. Key upgrades include a new water heater in 2023, ensuring the home's functionality for the future. The property is also certified lead-free. The exterior offers a fenced yard for private outdoor activities and a driveway in the rear yard for convenient parking.

  8. 2020-08-03
    soldstatus $150,500
  9. 2020-07-09
    soldstatus $150,000 Closed 1193-char remark
    Show marketing remark (1193 chars)

    End of row townhome located on a generous lot in the neighborhood of Hawthorne! Walk up to find a spacious front porch and enter through the leaded glass door into an open concept main floor with lovely hardwood flooring throughout. The main living area features an abundance of light flowing in from every room. The large living room is open to the dining room with site lines of the kitchen. The kitchen has wood cabinets, a corner sink by a large window and a breakfast bar overlooking the dining room. The second level features three large bedrooms, all with hardwood flooring, and a full bath. The lower level is partially finished with a large room perfect for a den/office or playroom, a full bath with stand alone shower, storage, laundry and access to the spacious yard. Off the kitchen you will find a large wood deck perfect for a BBQ and steps leading to a large fenced in yard and a parking pad for multiple cars. Enjoy the nearby parks and walking trails steps away from the home. This home is just waiting for you to add your personal touches and is conveniently located near shopping, restaurants and commuter routes. Visit a virtual tour here: https://tinyurl.com/yah5u7tu

  10. 2020-06-23
    status Pending 1193-char remark
    Show marketing remark (1193 chars)

    End of row townhome located on a generous lot in the neighborhood of Hawthorne! Walk up to find a spacious front porch and enter through the leaded glass door into an open concept main floor with lovely hardwood flooring throughout. The main living area features an abundance of light flowing in from every room. The large living room is open to the dining room with site lines of the kitchen. The kitchen has wood cabinets, a corner sink by a large window and a breakfast bar overlooking the dining room. The second level features three large bedrooms, all with hardwood flooring, and a full bath. The lower level is partially finished with a large room perfect for a den/office or playroom, a full bath with stand alone shower, storage, laundry and access to the spacious yard. Off the kitchen you will find a large wood deck perfect for a BBQ and steps leading to a large fenced in yard and a parking pad for multiple cars. Enjoy the nearby parks and walking trails steps away from the home. This home is just waiting for you to add your personal touches and is conveniently located near shopping, restaurants and commuter routes. Visit a virtual tour here: https://tinyurl.com/yah5u7tu

  11. 2020-06-22
    historical 1193-char remark
    Show marketing remark (1193 chars)

    End of row townhome located on a generous lot in the neighborhood of Hawthorne! Walk up to find a spacious front porch and enter through the leaded glass door into an open concept main floor with lovely hardwood flooring throughout. The main living area features an abundance of light flowing in from every room. The large living room is open to the dining room with site lines of the kitchen. The kitchen has wood cabinets, a corner sink by a large window and a breakfast bar overlooking the dining room. The second level features three large bedrooms, all with hardwood flooring, and a full bath. The lower level is partially finished with a large room perfect for a den/office or playroom, a full bath with stand alone shower, storage, laundry and access to the spacious yard. Off the kitchen you will find a large wood deck perfect for a BBQ and steps leading to a large fenced in yard and a parking pad for multiple cars. Enjoy the nearby parks and walking trails steps away from the home. This home is just waiting for you to add your personal touches and is conveniently located near shopping, restaurants and commuter routes. Visit a virtual tour here: https://tinyurl.com/yah5u7tu

  12. 2020-06-18
    listed $149,900 Active 1193-char remark
    Show marketing remark (1193 chars)

    End of row townhome located on a generous lot in the neighborhood of Hawthorne! Walk up to find a spacious front porch and enter through the leaded glass door into an open concept main floor with lovely hardwood flooring throughout. The main living area features an abundance of light flowing in from every room. The large living room is open to the dining room with site lines of the kitchen. The kitchen has wood cabinets, a corner sink by a large window and a breakfast bar overlooking the dining room. The second level features three large bedrooms, all with hardwood flooring, and a full bath. The lower level is partially finished with a large room perfect for a den/office or playroom, a full bath with stand alone shower, storage, laundry and access to the spacious yard. Off the kitchen you will find a large wood deck perfect for a BBQ and steps leading to a large fenced in yard and a parking pad for multiple cars. Enjoy the nearby parks and walking trails steps away from the home. This home is just waiting for you to add your personal touches and is conveniently located near shopping, restaurants and commuter routes. Visit a virtual tour here: https://tinyurl.com/yah5u7tu

  13. 2020-02-05
    soldstatus $361,682
  14. 2002-02-25
    soldstatus $66,000
  15. 2002-01-04
    historical
  16. 2001-11-14
    listed $69,900
  17. 1994-06-07
    soldstatus $25,343
  18. 1986-10-14
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,938 · $245/mo
Projected year-2 tax
$2,938 · $245/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 47% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,306
− Mortgage interest
−$13,438
− Property taxes
−$2,938
− Insurance
−$1,200
− Repairs & maintenance
−$2,024
− Management
−$2,024
− Depreciation
−$6,979
Taxable loss
−$3,297
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$791
After-tax cash flow
$1,549/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore County Public Schools
NCES district ID
2400120
Math proficiency
15% ▼ -16.00%
Reading proficiency
34% ▼ -5.00%
Median HH income
$66,746
Composite
23.17/100
National rank
#7948
State rank
#11 of 24 in MD

Livability — Middle River

Score
78/100
State rank
#76
US rank
#2777

Category grades

Amenities C Commute A+ Cost of living B Crime F Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Middle River, MD
County
Baltimore County · 769,527 people
City population
42,824
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
42,824
Household income
$81,817
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
1921.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
885,518 people
By 2030
909,272 · +2.7%
By 2040
951,547 · +7.5%
By 2050
990,955 · +11.9%
By 2075
1,086,411 · +22.7%
By 2100
1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 27% Two or more races 6% Hispanic / Latino 6% Asian 5%
Hispanic origin (detail)
Puerto Rican 1%
Common ancestry
Romanian 4% Ukrainian 2% Lithuanian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
86% English-only · Spanish 3% Arabic 3% Tagalog/Filipino 2%

Political lean MEDSL · Baltimore

2024 margin
Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
All cycles
2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -199.31%
Current HPI
254.5597
Rent YoY
▲ 0.83%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+499.7% since first listed
18 events — show timeline
  • 2026-04-06 Pending BRIGHT MLS
  • 2026-03-19 Listed $239,900 BRIGHT MLS
  • 2024-05-29 Sold (Public Records) $230,000 Public Records
  • 2024-05-16 Sold (MLS) $230,000 BRIGHT MLS
  • 2024-04-15 Pending BRIGHT MLS
  • 2024-04-08 Price Changed $234,000 BRIGHT MLS
  • 2024-04-02 Listed $239,000 BRIGHT MLS
  • 2020-08-03 Sold (Public Records) $150,500 Public Records
  • 2020-07-09 Sold (MLS) $150,000 BRIGHT MLS
  • 2020-06-23 Pending BRIGHT MLS
  • 2020-06-22 Listing Removed BRIGHT MLS
  • 2020-06-18 Listed $149,900 BRIGHT MLS
  • 2020-02-05 Sold (Public Records) $361,682 Public Records
  • 2002-02-25 Sold (MLS) $66,000 MRIS
  • 2002-01-04 Delisted MRIS
  • 2001-11-14 Listed $69,900 MRIS
  • 1994-06-07 Sold (Public Records) $25,343 Public Records
  • 1986-10-14 Sold (Public Records) $40,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $2,938 · -7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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