27 Mifflin Ave · Uniontown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.5/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.9/10.0
$18,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This spacious 4-bedroom, 1.5-bath home offers incredible potential for investors, flippers, or buyers looking to build equity. Situated on a generous lot with a detached 2-car garage, the property features classic architecture, a large covered front porch, and a deep backyard with room to expand or create your ideal outdoor space. Inside, the home offers a functional layout with ample square footage, including sizable living areas and original character throughout. While the property is in need of significant renovation, it presents a blank canvas for a full transformation. The structure and layout provide a strong foundation for a fix-and-flip, rental investment, or long-term hold. Exterio
Key facts
- Off-street access
- Deep backyard
- Mature landscaping
Tags
Property features AI
Exterior
- Parking: Detached garage
- Utilities: Public water supply; Public sewer service
- Home design: Two-story residence; Resale property; Asphalt roof
- Construction: Vinyl siding
- Exterior features: Public water; Public sewer; Public transportation nearby
Interior
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Forced air heating (gas); Central air conditioning
- Interior features: Basement with walk-out access
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $18k.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $18k).
- Recommended offer: $17k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#750 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools C-, amenities D+, crime F.
- Uniontown Area SD (suburban): math 27% / reading 49% proficiency, ranked #392 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 145 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $124 of loan paydown is wiped out by about $540 of value loss. Plan a longer hold.
- Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($17k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 8.89% ✓
- Cap rate
- 82.27%
- Cash-on-cash
- 271.33%
- DSCR
- 13.07
- GRM
- 0.9
CMA / ARV
- ARV (median comp)
- $176,683
- List price
- $18,000
- Delta
- -89.81%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 94 Brown St | 0.45mi | 2/2.0 (-1) | 1,901 (-5%) | 9mo | $185,000 | $97 | 56 |
| 39 Murphy St | 0.69mi | 3/2.0 | 1,760 (-12%) | 5mo | $149,900 | $85 | 41 |
| 14 Leith St | 0.74mi | 4/2.0 (+1) | 1,848 (-8%) | 10mo | $40,000 | $22 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 14.83×
- Total profit
- $69,689
- Equity at exit
- $2,684
- IRR
- —
- Equity multiple
- 31.60×
- Total profit
- $154,244
- Equity at exit
- $1,556
Cash invested: $5,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15401
- Home prices YoY
- -3.8%
- Active inventory
- 145
- Price-to-rent
- 0.9×
Monthly cashflow live
- Estimated rent
- $1,600 medium interval (Pro) →
- Mortgage (P&I)
- −$94
- Tax est. 1.5%
- −$22 /mo · $270/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$336
- Net cashflow
- $1,140
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,500
- Closing costs
- $540
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14 Leith St Uniontown, PA | 4.0 | 2.0 | 1848 | $1,600 | $0.87 | 43d | 1 | 0.72mi |
Listing history 6 events
-
2026-06-03status $18,000 Pending 33 DOM
-
2026-06-02days on market $18,000 Active 33 DOM
-
2026-06-01days on market $18,000 Active 32 DOM
-
2026-05-31days on market $18,000 Active 31 DOM
-
2026-05-13price $18,000 854-char remark
-
2026-04-30$20,000 Active 854-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥91°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,200
- − Mortgage interest
- −$1,008
- − Property taxes
- −$270
- − Insurance
- −$90
- − Repairs & maintenance
- −$1,536
- − Management
- −$1,536
- − Depreciation
- −$524
- Taxable income
- $14,236
- Est. tax owed @ 24.0%
- −$3,417
- After-tax cash flow
- $10,259/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Uniontown Area SD
- NCES district ID
- 4224150
- Math proficiency
- 27% ▼ -8.00%
- Reading proficiency
- 49% ▼ -6.00%
- Median HH income
- $36,744
- Composite
- 31.48/100
- National rank
- #5977
- State rank
- #392 of 539 in PA
Livability — Uniontown
- Score
- 70/100
- State rank
- #750
- US rank
- #7482
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Uniontown, PA
- Population (ZIP)
- 30,230
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 127,561 people
- By 2030
- 123,206 · -3.4%
- By 2040
- 113,232 · -11.2%
- By 2050
- 103,468 · -18.9%
- By 2075
- 83,185 · -34.8%
- By 2100
- 62,384 · -51.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
- Common ancestry
- Romanian 8% Scotch-Irish 2% Iranian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 1% Arabic 1%
Political lean MEDSL · Fayette
- 2024 margin
- Solid R (+37.9) · D 30.8% · R 68.7%
- 2008→2024 swing
- -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
- All cycles
- 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -8.29%
- Current HPI
- 210.1257
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-10.0% since first listed3 events — show timeline
- 2026-06-02 Pending — West Penn MLS
- 2026-05-13 Price Changed $18,000 West Penn MLS
- 2026-04-30 Listed $20,000 West Penn MLS
Property tax history
+2.4%/yrLatest (2026): $1,327 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…