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27 Mifflin Ave
D+ Composite 45.0
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.5/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.9/10.0

$18,000

27 Mifflin Ave · Uniontown, PA 15401
3 bd · 1.5 ba · 2,004 sqft · SingleFamily public records · 33 Days on market
Built 1920 6,503 sqft lot $9/sqft · 90% below area ↓ 10% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This spacious 4-bedroom, 1.5-bath home offers incredible potential for investors, flippers, or buyers looking to build equity. Situated on a generous lot with a detached 2-car garage, the property features classic architecture, a large covered front porch, and a deep backyard with room to expand or create your ideal outdoor space. Inside, the home offers a functional layout with ample square footage, including sizable living areas and original character throughout. While the property is in need of significant renovation, it presents a blank canvas for a full transformation. The structure and layout provide a strong foundation for a fix-and-flip, rental investment, or long-term hold. Exterio

Key facts

  • Off-street access
  • Deep backyard
  • Mature landscaping

Tags

DETACHED GARAGELARGE COVERED FRONT PORCHDEEP BACKYARDMATURE LANDSCAPINGOFF-STREET ACCESS

Property features AI

Exterior

  • Parking: Detached garage
  • Utilities: Public water supply; Public sewer service
  • Home design: Two-story residence; Resale property; Asphalt roof
  • Construction: Vinyl siding
  • Exterior features: Public water; Public sewer; Public transportation nearby

Interior

  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Basement with walk-out access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $18k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $18k).
  • Recommended offer: $17k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#750 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools C-, amenities D+, crime F.
  • Uniontown Area SD (suburban): math 27% / reading 49% proficiency, ranked #392 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 145 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $124 of loan paydown is wiped out by about $540 of value loss. Plan a longer hold.
  • Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($17k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $17,460 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
8.89%
Cap rate
82.27%
Cash-on-cash
271.33%
DSCR
13.07
GRM
0.9

CMA / ARV

ARV (median comp)
$176,683
List price
$18,000
Delta
-89.81%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
94 Brown St 0.45mi 2/2.0 (-1) 1,901 (-5%) 9mo $185,000 $97 56
39 Murphy St 0.69mi 3/2.0 1,760 (-12%) 5mo $149,900 $85 41
14 Leith St 0.74mi 4/2.0 (+1) 1,848 (-8%) 10mo $40,000 $22 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
14.83×
Total profit
$69,689
Equity at exit
$2,684
10-year hold
IRR
Equity multiple
31.60×
Total profit
$154,244
Equity at exit
$1,556

Cash invested: $5,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15401

Home prices YoY
-3.8%
Active inventory
145
Price-to-rent
0.9×

Monthly cashflow live

Estimated rent
$1,600 medium interval (Pro) →
Mortgage (P&I)
$94
Tax est. 1.5%
$22 /mo · $270/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$336
Net cashflow
$1,140

Break-even live

Break-even rent $157
Max offer price $18,000
Occupancy floor 24%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,500
Closing costs
$540
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14 Leith St Uniontown, PA 4.0 2.0 1848 $1,600 $0.87 43d 1 0.72mi

Listing history 6 events

  1. 2026-06-03
    status $18,000 Pending 33 DOM
  2. 2026-06-02
    days on market $18,000 Active 33 DOM
  3. 2026-06-01
    days on market $18,000 Active 32 DOM
  4. 2026-05-31
    days on market $18,000 Active 31 DOM
  5. 2026-05-13
    price $18,000 854-char remark
  6. 2026-04-30
    listed $20,000 Active 854-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥91°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,200
− Mortgage interest
−$1,008
− Property taxes
−$270
− Insurance
−$90
− Repairs & maintenance
−$1,536
− Management
−$1,536
− Depreciation
−$524
Taxable income
$14,236
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,417
After-tax cash flow
$10,259/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Uniontown Area SD
NCES district ID
4224150
Math proficiency
27% ▼ -8.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$36,744
Composite
31.48/100
National rank
#5977
State rank
#392 of 539 in PA

Livability — Uniontown

Score
70/100
State rank
#750
US rank
#7482

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Uniontown, PA
Population (ZIP)
30,230

Population outlook (Fayette County) Hauer SSP2

Today (2025)
127,561 people
By 2030
123,206 · -3.4%
By 2040
113,232 · -11.2%
By 2050
103,468 · -18.9%
By 2075
83,185 · -34.8%
By 2100
62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 8% Scotch-Irish 2% Iranian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 1% Arabic 1%

Political lean MEDSL · Fayette

2024 margin
Solid R (+37.9) · D 30.8% · R 68.7%
2008→2024 swing
-37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
All cycles
2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.29%
Current HPI
210.1257
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-10.0% since first listed
3 events — show timeline
  • 2026-06-02 Pending West Penn MLS
  • 2026-05-13 Price Changed $18,000 West Penn MLS
  • 2026-04-30 Listed $20,000 West Penn MLS

Property tax history

+2.4%/yr

Latest (2026): $1,327 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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