400 Buckskin Dr · Red Oak, TX 75154

$272,000

3 bd · 2.0 ba · 1,860 sqft · SingleFamily public records · 110 Days on market

Built 1999 5,881 sqft lot $146/sqft · 8% below area Est $296k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.2/15.0
• Cash flow +10.9/30.0
• 1% rule +3.6/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• DSCR +3.2/10.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

*** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

Key facts

• Large back patio
• Huge corner lot
• New bathroom vanity

Tags

• HUGE CORNER LOT
• NEWLY INSTALLED FLOORING
• NEW QUARTZ COUNTERTOPS
• NEW BATHROOM VANITY
• LARGE BACK PATIO
• BACK YARD PRIVACY FENCE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $272k.

Deal economics

• At list price, monthly cash flow is $-121 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $251k (7.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (13.5% below list).
• Recommended offer: $235k (13.5% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 3.9% in Red Oak — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#435 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: amenities F, commute F.
• Red Oak ISD (suburban): math 40% / reading 36% proficiency, ranked #384 of 826 in TX (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Russell P Schupmann El (math 27% / reading 32%, grade F, #2,525 of 4,322 statewide, top 62%, 682 students, 70% FRL); Red Oak Middle (math 38% / reading 32%, grade F, #842 of 1,662 statewide, top 51%, 1,546 students, 63% FRL); Red Oak H S (math 50% / reading 50%, grade D+, #495 of 1,632 statewide, top 30%, 2,160 students, 54% FRL) — zoned schools average 63% FRL vs 42% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 575 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,016 units permitted in Ellis County in 2024 (20 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Ellis County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($248k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 17y ago; this cycle's ask has dropped $28k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $235,252 (13.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.76%
• Cash-on-cash: -1.90%
• DSCR: 0.92
• GRM: 9.6

CMA / ARV

• ARV (median comp): $296,224
• List price: $272,000
• Delta: -8.18%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
411 Buckskin Dr	0.06mi	3/2.0	1,606 (-14%)	7mo	$287,000	$179	68
341 Saltmeadow Ln	0.60mi	3/2.0	1,904 (+2%)	5mo	$348,900	$183	64
107 Cascade Ct	0.74mi	3/2.0	1,896 (+2%)	2mo	$216,000	$114	61
125 Hickory Creek Dr	0.42mi	3/2.0	1,696 (-9%)	6mo	$305,000	$180	61
133 Hickory Creek Dr	0.38mi	3/2.0	1,741 (-6%)	13mo	$322,999	$186	61
101 Hidden Ln	0.69mi	3/2.0	1,888 (+2%)	6mo	$299,999	$159	60
417 Bluebonnet Ln	0.51mi	4/2.0 (+1)	1,918 (+3%)	9mo	$365,000	$190	59
503 Bluebonnet Ln	0.57mi	4/2.0 (+1)	1,843 (-1%)	10mo	$307,500	$167	58
707 Live Oak Ct	0.62mi	4/2.0 (+1)	1,992 (+7%)	1mo	$334,500	$168	53
103 Falls Ct	0.72mi	4/2.0 (+1)	1,858 (-0%)	11mo	$345,000	$186	52
117 Parks Branch Rd	0.69mi	3/2.0	1,961 (+5%)	11mo	$320,000	$163	50
121 Quail Run Rd	0.66mi	4/2.0 (+1)	2,127 (+14%)	11mo	$375,000	$176	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.99% rent growth · sell at horizon

5-year hold

• IRR: -19.4%
• Equity multiple: 0.32×
• Total profit: $-51,702
• Equity at exit: $40,556

10-year hold

• IRR: -12.1%
• Equity multiple: 0.28×
• Total profit: $-54,640
• Equity at exit: $23,518

Cash invested: $76,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75154

• Home prices YoY: -18.5%
• Rents YoY: 3.0%
• Active inventory: 575
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,353 high
• Mortgage (P&I): −$1,426
• Tax from tax record: −$440 /mo · $5,276/yr
• Insurance: −$113
• HOA: −$0
• Vacancy / Maint / Mgmt: −$494
• Net cashflow: $-121

Break-even live

Break-even rent $2,506

Max offer price $250,644

Occupancy floor —

Sensitivity live

Price	-10% $33	-5% $-44	+0% $-121	+5% $-198	+10% $-275
Rent	-10% $-307	-5% $-214	+0% $-121	+5% $-28	+10% $65
Rate	-1.0pp $16	-0.5pp $-52	base $-121	+0.5pp $-191	+1.0pp $-263

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,000
• Closing costs: $8,160
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
409 Roan Ln Red Oak, TX	4.0	2.0	1302	$2,039	$1.57	9d	1	0.07mi
351 Hickory Creek Dr Red Oak, TX	1.0–3.0	1.0–2.0	1032	$2,492	$2.41	14d	30	0.17mi
168 Creekview Dr E Red Oak, TX	3.0	2.0	1845	$2,095	$1.14	45d	1	0.50mi
101 Sycamore Cir Red Oak, TX	4.0	2.5	2578	$2,586	$1.00	18d	1	0.56mi
516 Bluebird Ln Red Oak, TX	3.0	2.0	1276	$1,950	$1.53	45d	1	0.71mi
112 Clover Leaf Ln Red Oak, TX	3.0	2.0	1646	$2,189	$1.33	24d	1	0.87mi
106 Royal Crest Ct Red Oak, TX	2.0	2.0	1368	$2,200	$1.61	45d	1	0.89mi
214 Bob White Dr Red Oak, TX	3.0	2.0	1533	$2,299	$1.50	24d	1	0.99mi
306 Quail Run Rd Red Oak, TX	3.0	2.0	1637	$1,995	$1.22	26d	1	1.07mi
124 Bowling Green Ave Red Oak, TX	4.0	2.0–2.5	2062	$2,624	$1.27	0d	6	1.09mi
313 Quail Run Rd Red Oak, TX	3.0	2.0	2124	$2,314	$1.09	22d	1	1.11mi
154 Northwestern Ave Red Oak, TX	4.0	2.0	2014	$2,449	$1.22	45d	1	1.22mi
127 Dunn St Red Oak, TX	4.0	2.0	1544	$2,100	$1.36	1d	1	1.27mi
73 Palouse St Red Oak, TX	4.0	3.0	2097	$2,950	$1.41	20d	1	1.28mi
213 Morningstar Ln Red Oak, TX	4.0	2.0	1800	$2,385	$1.32	26d	1	1.28mi
169 Yale Ave Red Oak, TX	4.0	2.0	2001	$2,750	$1.37	26d	1	1.29mi
103 Hollow Tree Dr Red Oak, TX	3.0	2.0	1806	$2,249	$1.25	26d	1	1.45mi
101 Hollow Tree Dr Red Oak, TX	4.0	2.5	2068	$2,400	$1.16	20d	1	1.45mi

Listing history 35 events

1. 2026-06-21
   statusdays on market $272,000 Pending 110 DOM
2. 2026-06-18
   days on market $272,000 Active Option Contract 109 DOM
3. 2026-06-17
   days on market $272,000 Active Option Contract 108 DOM
4. 2026-06-16
   days on market $272,000 Active Option Contract 107 DOM
5. 2026-06-15
   statusdays on market $272,000 Active Option Contract 106 DOM
6. 2026-06-13
   days on market $272,000 Active 104 DOM
7. 2026-06-13
   days on market $272,000 Active 103 DOM
8. 2026-06-09
   days on market $272,000 Active 100 DOM
9. 2026-06-08
   days on market $272,000 Active 99 DOM
10. 2026-06-07
    days on market $272,000 Active 98 DOM
11. 2026-06-04
    days on market $272,000 Active 95 DOM
12. 2026-06-03
    days on market $272,000 Active 94 DOM
13. 2026-06-02
    days on market $272,000 Active 93 DOM
14. 2026-06-01
    days on market $272,000 Active 92 DOM
15. 2026-06-01
    price $272,000 Active 91 DOM
16. 2026-05-31
    days on market $285,000 Active 91 DOM
17. 2026-05-15
    status Active 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

18. 2026-04-13
    price $285,000 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

19. 2026-04-09
    status Active 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

20. 2026-04-06
    historical Active Option Contract 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

21. 2026-03-30
    price $295,000 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

22. 2026-02-05
    listed $300,000 Active 1674-char remark

    Show marketing remark (1674 chars)

    *** Motivated Seller *** NEW ROOF being installed 05-18-2026! This home is on a HUGE Corner lot in an established neighborhood. Home has 4 bedrooms and two full baths, with the primary bedroom being downstairs and the secondary bedrooms on the second floor. The home has Newly Installed Kitchen Cabinets, Newly installed flooring upstairs and downstairs in Primary Bedroom, Newly installed carpet, New Quartz Countertops White Marble look with Black Veins in Kitchen, New Cabinets & Shelving in pantry, New Bathroom Vanity in Guest Bath, Newly Painted interior & Baseboards & Trim. This home has an open floor plan, living room has wood burning fireplace, kitchen has a breakfast bar and eat in seating as well. Primary Bedroom is large with dual sinks, large jetted Hollywood Bathtub. This home has a large back patio and back yard privacy fence. The City of Red Oak hosts a variety of yearly special events for people of all ages. Our festivals and events highlight our future while treasuring our heritage. The Red Oak Red White and Blue event celebrates the Fourth of July holiday with free family activities, live entertainment, food vendors, games, rides and a spectacular fireworks show. The Red Oak Fall Festival is a festive event with games, rides, seasonal crafts, and of course, lots of candy from our booths, this is an event you won't want to miss. Kick off the holidays at Christmas in Red Oak. Enjoy a community parade, pictures with santa, holiday crafts, s'mores and hot chocolate, inflatables and more. The Red Oak Parks and Recreation Department hosts a number of small community events such as Take-A-Kid Fishing and the Bunny Trail.

23. 2024-09-12
    historical $2,600
24. 2024-08-22
    price $2,600
25. 2024-08-20
    listed $2,800
26. 2024-07-25
    historical $2,450
27. 2024-07-23
    listed $2,450
28. 2017-07-25
    soldstatus
29. 2013-12-09
    historical
30. 2013-09-06
    listed $134,900 Active
31. 2009-06-01
    historical
32. 2009-03-06
    listed $136,900
33. 2005-03-30
    soldstatus
34. 1993-04-27
    soldstatus
35. 1989-05-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,276 · $440/mo
• Projected year-2 tax: $5,276 · $440/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,230
• − Mortgage interest: −$15,236
• − Property taxes: −$5,276
• − Insurance: −$1,360
• − Repairs & maintenance: −$2,258
• − Management: −$2,258
• − Depreciation: −$7,913
• Taxable loss: −$6,071
• Est. tax savings @ 24.0%: +$1,457
• After-tax cash flow: $6/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Red Oak ISD
• NCES district ID: 4836660
• Math proficiency: 40% ▼ -12.00%
• Reading proficiency: 36% ▼ -9.00%
• Median HH income: $71,110
• Composite: 34.88/100
• National rank: #5084
• State rank: #384 of 826 in TX

Livability — Red Oak

• Score: 69/100
• State rank: #435
• US rank: #8931

Category grades

Amenities F Commute F Cost of living A Crime B- Employment A+ Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Red Oak, TX
• County: Ellis County · 199,237 people
• City population: 52,516
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 52,516
• Household income: $100,388
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 1081.0

Population outlook (Ellis County) Hauer SSP2

• Today (2025): 194,556 people
• By 2030: 209,679 · +7.8%
• By 2040: 238,837 · +22.8%
• By 2050: 265,451 · +36.4%
• By 2075: 326,571 · +67.9%
• By 2100: 362,156 · +86.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 39% Black 30% Hispanic / Latino 27% Two or more races 12% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 2% Slovak 1%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 80% English-only · Spanish 18%

Political lean MEDSL · Ellis

• 2024 margin: Solid R (+31.1) · D 34.0% · R 65.1%
• 2008→2024 swing: +11.2pp toward D · 2008: -42.2pp · 2024: -31.1pp
• All cycles: 2024: R+31.1 2020: R+34.1 2016: R+45.4 2012: R+47.5 2008: R+42.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.06%
• Current HPI: 294.5836
• Rent YoY: ▲ 2.99%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+108.2% since first listed

19 events — show timeline

• 2026-05-15 Relisted — NTREIS
• 2026-04-13 Price Changed $285,000 NTREIS
• 2026-04-09 Relisted — NTREIS
• 2026-04-06 Contingent — NTREIS
• 2026-03-30 Price Changed $295,000 NTREIS
• 2026-02-05 Listed $300,000 NTREIS
• 2024-09-12 Rental Removed $2,600 NTREIS
• 2024-08-22 Price Changed $2,600 NTREIS
• 2024-08-20 Listed for Rent $2,800 NTREIS
• 2024-07-25 Rental Removed $2,450 NTREIS
• 2024-07-23 Listed for Rent $2,450 NTREIS
• 2017-07-25 Sold (Public Records) — Public Records
• 2013-12-09 Listing Removed — NTREIS
• 2013-09-06 Listed $134,900 NTREIS
• 2009-06-01 Listing Removed — NTREIS
• 2009-03-06 Listed $136,900 NTREIS
• 2005-03-30 Sold (Public Records) — Public Records
• 1993-04-27 Sold (Public Records) — Public Records
• 1989-05-15 Sold (Public Records) — Public Records

Property tax history

+3.2%/yr

Latest (2025): $5,276 · +4.5% YoY. Source: county tax records.