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20379 W Country Club Dr #1437
D Composite 44.09
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.6/10.0
  • Schools +4.2/10.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$299,000

20379 W Country Club Dr #1437 · Aventura, FL 33180
1 bd · 1.0 ba · 913 sqft · Condo public records · 2 Days on market
Built 1975 $806/mo HOA · 23% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This stunning modernized unit floats above the Turnberry Golf Course and displays matchless views of the coastal skyline to be appreciated from an ample balcony. Open concept layout welcomes the most unique stretch of land in Aventura. A beautiful kitchen designed for both style and function boasts bespoke timeless cashmere cabinets and stainless steel appliances. Oversized closets and beautiful bathrooms. Coronado is surrounded by the 3 mile long Don Soffer exercise trail. Easy access to Brightline, highways and airports. Complex offers heated pool, jacuzzi, sauna, gym, 24 hour security, assigned covered parking and plenty of guest parking. Current special assessment of 4105.10/mpnth to be

Key facts

  • Ample balcony
  • Oversized closets
  • Open concept layout

Tags

COASTAL SKYLINE VIEWSAMPLE BALCONYOPEN CONCEPT LAYOUTBESPOKE CASHMERE CABINETSSTAINLESS STEEL APPLIANCESOVERSIZED CLOSETS

Property features AI

Finance

  • Financial info: Pets are allowed
  • HOA & community: Monthly association fee; Association fee covers management, amenities, common areas, cable TV, hot water, insurance, internet, laundry, legal/accounting, grounds maintenance, pest control, pool(s), security, trash, and water; Association amenities include billiard room, bike storage, clubhouse, fitness center, laundry, pool, sauna, spa/hot tub, vehicle wash area, and elevators; Community contains 759 units

Exterior

  • Parking: Assigned parking; Guest parking available; One covered space (1-car garage/space)
  • Security: Fire alarm; Security guard
  • Utilities: Central water heating included in association; Utilities include cable TV, internet, trash, water
  • Home design: High-rise building (26 stories); Entry located on level 14; Attached property
  • Construction: Block construction; Resale property
  • Exterior features: Balcony (open); Exterior lighting; Heated pool

Interior

  • Kitchen: Dishwasher; Electric range; Disposal; Icemaker; Microwave; Refrigerator
  • Bedrooms: Bedroom located on main level
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Bedroom on main level; Walk-in closet(s); Elevator
  • Laundry & utility: Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-432 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $223k (25.5% below list).
  • Meets the 1% rule at list price ($3k rent vs $299k).
  • Recommended offer: $223k (25.5% below list) — sets the bar for cash-flow.
  • Cap rate 6.3% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $3,480/mo this rent would consume 46% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $134k; list at $299k implies a 124% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 23% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $222,638 (25.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.16%
Cap rate
6.27%
Cash-on-cash
-0.08%
DSCR
1.00
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-32.4%
Equity multiple
-0.02×
Total profit
$-85,442
Equity at exit
$44,582
10-year hold
IRR
-77.9%
Equity multiple
-0.75×
Total profit
$-146,266
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
985
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$3,480 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$256 /mo · $3,074/yr
Insurance
$125
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$806
Vacancy / Maint / Mgmt
$731
Net cashflow
$-432

Break-even live

Break-even rent $4,027
Max offer price $222,638
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
215 SE 5th St Hallandale Beach, FL 2.0–3.0 2.0 1133 $2,700 $2.38 24d 5 1.22mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 3d 2 1.40mi
90 SW 3rd St Unit 2400 Hallandale Beach, FL 2.0 2.0 1079 $3,700 $3.43 24d 1 1.41mi
3180 S Ocean Dr #1709 Hallandale Beach, FL 2.0 2.0 1105 $4,000 $3.62 7d 1 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1285 $3,650 $2.84 24d 3 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1263 $3,750 $2.97 20d 2 1.43mi
3140 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1100 $4,250 $3.86 1d 2 1.46mi
2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL 2.0 2.0 871 $4,971 $5.71 7d 1 1.46mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,900 $3.07 24d 7 1.49mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,800 $2.99 3d 11 1.49mi
2080 S Ocean Dr #8 Hallandale Beach, FL 2.0 2.0 1100 $4,000 $3.64 24d 1 1.49mi

HOA detail condo

Monthly dues
$806 · $9,672/yr
Likely covers
poolgymsecurity
⚠ Special-assessment mentions

…heated pool, jacuzzi, sauna, gym, 24 hour security, assigned covered parking and plenty of guest parking. Current special assessment of 4105.10/mpnth to be

Listing history 3 events

  1. 2026-06-18
    days on market $299,000 Active 2 DOM
  2. 2026-06-17
    remarks 699-char remark
  3. 2026-06-17
    listed $299,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,074 · $256/mo
Projected year-2 tax
$3,074 · $256/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,757
− Mortgage interest
−$16,749
− Property taxes
−$3,074
− Insurance
−$6,614
− Repairs & maintenance
−$3,341
− Management
−$3,341
− HOA
−$9,672
− Depreciation
−$8,698
Taxable loss
−$9,730
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,335
After-tax cash flow
$-2,852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+896.7% since first listed
3 events — show timeline
  • 2026-06-15 Listed $299,000 MARMLS
  • 2025-06-06 Sold (Public Records) $133,500 Public Records
  • 1975-09-01 Sold (Public Records) $30,000 Public Records

Property tax history

+5.7%/yr

Latest (2025): $3,074 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…