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A- Composite 84.1
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • Appreciation +10.0/10.0
  • DSCR +9.7/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$119,500

907 Ave. B · Sweeny, TX 77480
3 bd · 2.0 ba · 1,688 sqft · SingleFamily public records
Built 1976 0.25 ac lot Est $218k · 45% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

Key facts

  • 0.25 acre lot
  • 2 garage spots
  • Built 1976

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $359 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Cap rate 9.9% vs local median 3.7% in Sweeny — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#306 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
  • Sweeny ISD (town): math 32% / reading 40% proficiency, ranked #480 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 113 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • In year one you build about $13k of equity ($826 loan paydown + $12k appreciation (10.0% local appreciation)).
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $80k (40%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.3% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $119,500

Questions for the listing agent

  1. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.55%
Cap rate
9.90%
Cash-on-cash
12.89%
DSCR
1.57
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$217,752
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
904 Avenue C 0.09mi 3/2.0 1,520 (-10%) 3mo $224,500 $148 77
902 Brockman St 0.29mi 4/2.0 (+1) 1,608 (-5%) 4mo $215,000 $134 71
1111 Avenue B 0.19mi 3/1.5 1,495 (-11%) 4mo $75,000 $50 67
501 Avenue B 0.29mi 3/2.0 1,854 (+10%) 7mo $240,000 $129 64
111 N Holly St 0.43mi 4/2.0 (+1) 1,790 (+6%) 3mo $79,900 $45 63
312 N Orange St 0.43mi 4/2.5 (+1) 1,770 (+5%) 3mo $199,900 $113 62
1008 Brockman St 0.30mi 3/1.5 1,858 (+10%) 6mo $125,000 $67 62
304 N Orange St 0.41mi 4/2.5 (+1) 1,549 (-8%) 6mo $199,900 $129 55
703 N Elm St 0.69mi 4/2.0 (+1) 1,764 (+4%) 2mo $230,000 $130 54
310 N Orange St 0.43mi 4/2.5 (+1) 1,549 (-8%) 7mo $199,900 $129 54
206 N Orange St 0.37mi 4/2.0 (+1) 1,900 (+13%) 4mo $229,000 $121 53
903 Happy Holw 0.74mi 3/2.0 1,816 (+8%) 8mo $200,000 $110 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.8%
Equity multiple
3.64×
Total profit
$88,169
Equity at exit
$107,655
10-year hold
IRR
29.2%
Equity multiple
8.23×
Total profit
$242,045
Equity at exit
$232,162

Cash invested: $33,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77480

Home prices YoY
12.0%
Active inventory
113
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,856 medium interval (Pro) →
Mortgage (P&I)
$627
Tax from tax record
$430 /mo · $5,164/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$359

Break-even live

Break-even rent $1,401
Max offer price $119,500
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,875
Closing costs
$3,585
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1102 Avenue C Unit C Sweeny, TX 3.0 2.0 1691 $1,700 $1.01 1d 1 0.12mi
303 Yaupon St Sweeny, TX 3.0 2.0 1642 $1,850 $1.13 43d 1 0.20mi
208 Silver Leaf St Sweeny, TX 3.0 2.0 1984 $2,400 $1.21 43d 1 0.36mi

Listing history 16 events

  1. 2026-03-30
    soldstatus
  2. 2026-03-28
    soldstatus Closed 641-char remark
    Show marketing remark (641 chars)

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

  3. 2026-03-11
    status Pending 641-char remark
    Show marketing remark (641 chars)

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

  4. 2026-03-02
    status Pending 641-char remark
    Show marketing remark (641 chars)

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

  5. 2026-01-19
    listed $199,900 Active 641-char remark
    Show marketing remark (641 chars)

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

  6. 2026-01-19
    historical
    Show marketing remark (641 chars)

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath home in heart of Sweeny! Every detail has been thoughtfully updated, featuring brand-new kitchen and bathrooms complete with custom cabinetry, quartz countertops, stylish tile, modern appliances, upgraded sinks, toilets, and fixtures throughout. Enjoy the luxury vinyl plank flooring throughout - no carpet - along with new recessed lighting and stylish fixtures in every room. Step outside to a spacious back patio and large back yard. The home also offers a 2-car attached garage and a new roof in 2025! Convenient to everything in Sweeny - schedule your private showing today!

  7. 2026-01-07
    price $209,500
  8. 2025-12-02
    listed $219,900 Active
  9. 2025-07-10
    soldstatus
  10. 2025-07-10
    soldstatus
  11. 2023-08-31
    status Pending
  12. 2023-08-24
    historical
  13. 2023-05-31
    historical
  14. 2015-09-21
    soldstatus
  15. 2013-08-13
    listed $119,500
  16. 2001-09-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,164 · $430/mo
Projected year-2 tax
$5,164 · $430/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,271
− Mortgage interest
−$6,694
− Property taxes
−$5,164
− Insurance
−$598
− Repairs & maintenance
−$1,782
− Management
−$1,782
− Depreciation
−$3,476
Taxable income
$2,775
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$666
After-tax cash flow
$3,646/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweeny ISD
NCES district ID
4841970
Math proficiency
32% ▼ -12.00%
Reading proficiency
40% ▼ -1.00%
Median HH income
$53,607
Composite
31.49/100
National rank
#5975
State rank
#480 of 826 in TX

Livability — Sweeny

Score
71/100
State rank
#306
US rank
#6914

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B- Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sweeny, TX
Population (ZIP)
8,252

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 17% Black 8% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Italian 3% Slovak 3% Iranian 1%
Foreign-born
4% · Canada, China
Languages at home
90% English-only · Spanish 9% Tagalog/Filipino 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 35.27%
Current HPI
328.8657
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+67.3% since first listed
16 events — show timeline
  • 2026-03-30 Sold (Public Records) Public Records
  • 2026-03-28 Sold (MLS) HARMLS
  • 2026-03-11 Pending HARMLS
  • 2026-03-02 Pending HARMLS
  • 2026-01-19 Listing Removed HARMLS
  • 2026-01-19 Listed $199,900 HARMLS
  • 2026-01-07 Price Changed $209,500 HARMLS
  • 2025-12-02 Listed $219,900 HARMLS
  • 2025-07-10 Sold (Public Records) Public Records
  • 2025-07-10 Sold (Public Records) Public Records
  • 2023-08-31 Pending BCBR
  • 2023-08-24 Delisted BCBR
  • 2023-05-31 Delisted BCBR
  • 2015-09-21 Sold (Public Records) Public Records
  • 2013-08-13 Listed $119,500 BCBR
  • 2001-09-27 Sold (Public Records) Public Records

Property tax history

+3.9%/yr

Latest (2025): $5,164 · +13.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…